This is not the Iphone Upgrade programme. It is also not Paypal payments nor Barclays Iphone financing. All the above are available online.
This is IPHONE PAYMENTS, and is available through Apple stores only. It is financed through Barclays but is basically the phone 0% over 20 months.
Iphone 8 64gb £31.50 a month. £69 deposit. Iphone 8 256gb £39 a month. £69 deposit Iphone 8 Plus 64gb £36.50 a month. £69 deposit. Iphone 8 Plus 256bg £44 a month. £69 deposit. Iphone X 64gb £46.50 a month £69 deposit Iphone X 256gb £54 a month £69 deposit.
Pair this with a cheap sim only deal, it will beat any carrier contract deal hands down over the term and all SIM only plans are max 12 months so free to move carrier if they are useless.
The phone is unlocked and you can use whatever carrier sim in it and change at any time.
This Iphone Payments offer is hidden away on the Apple website, my link is the upgrade program but on that page there is a link "Learn more about iphone payments) and all details are there.
Obviously it is dependent on you finding stock of the model you want instore. Please see terms on the page re documentation needed instore when attending. (as per normal credit application).
All comments (364)
Rastafari
20 Sep 17#1
This is standard. Where is deal?
fiestasteve44 to Rastafari
20 Sep 17#2
it is not standard, the deal is for the 0% finance which is a deal.
Rastafari to fiestasteve44
20 Sep 17#15
Funny, I bought an iPhone 7 Plus six months ago on 0% interest free from the Apple store.
admando
20 Sep 17#3
not taking reservations...
fiestasteve44 to admando
20 Sep 17#6
as per post, you need to find stores with your model in stock on the day,
MickyD
20 Sep 17#4
Brand new handsets and already available on 20 months interest free. I’ll stick with my iphone 7. Expected so much more from the Apple event. For me, just a letdown. But heat to OP for those that must have.
bigbak
20 Sep 17#5
The link goes to prices with AppleCare+. There's a pop up for these prices.
Way too much to pay for a phone these days for me. I don't quite understand the quibbling over the higher priced one. Adjusted for inflation it's only around £200 more than the first iPhone.
fiestasteve44 to bigbak
20 Sep 17#7
yes the pop up doesnt have its own URL hence the link to the upgrade program and an explanation to click the link for the pop up
suarez777 to bigbak
20 Sep 17#10
The main issue is that the iPhone X is 999 dollar in USA which is £734 in UK.
Yet Apple has the cheek for the first time ever to match the UK price to USA, with no change for the exchange rate!
Eotris to suarez777
20 Sep 17#14
OK - I'll say it before anyone else: US prices EXCLUDE sales taxes. A fairer comparison is to add 20% for the UK sales tax (VAT), i.e.
$999 + 20% = $1199
At current conversion rate of £1= $1.36, iPhone X = ~£881 cf. £999
Yes, still a rip-off, but not by as much as you suggest.
suarez777 to Eotris
20 Sep 17#16
Is there a list of sales tax by state?
As far as I know, some states have 0% tax. So do we compare ur analysis against those states with 0% tax or those with 10%?
Also NY tax is way less than 20%
Eotris to suarez777
20 Sep 17#24
I am not trying to be argumentative, but as Apple has no control of sale taxes in any country, I fail to see your point?
Maybe, if I reverse the argument it would be clearer: to have a fairer comparison, we should strip out sales taxes, i.e.
iPhone X (US) = $999 iPhone X (UK) = £999 - 20% VAT = £832.50 = ~$1132
A difference of ~$132, which can be explained by Apple hedging on the currency market (£ has fallen as low as $1.20, which would coincidentally equate to $999, i.e the same price).
suarez777 to Eotris
20 Sep 17#28
Valid point.
End of the day as a consumer I am seeing this as the final price available to consumer. iPhone X in NY is $999 * 1.09 sales tax = c$1100, which is still roughly £200 more than UK. However ignoring all operational expenses.
Also this is the first time Apple has ever introduced equal pricing too, despite UK reducing corporation taxes to 15%, not 20%.
gary333 to suarez777
20 Sep 17#32
This is where you are making a mistake. Apple is a business, they price according to what they want to make (margin) on a product. The way you compare is by converting the base US price with the UK price. You then add our 20% VAT on.
You don't add 20% to the US price and convert, nor do you add the US sales tax on and convert.
VAT is a price our government have decided is what we must pay, not the company.
suarez777 to gary333
20 Sep 17#34
I added 9% sales from NY.
ebaysniper to suarez777
20 Sep 17#18
My thoughts exactly. It also seems that the OFT (Office of fair trading) are not interested in even looking into this. Still a large number of people will buy the product on credit cards without batting an eyelid.
Also, Samsung offered a massive trade-in offer for people who still had the Note 7, but of course that offer was not available to anyone in the UK. Again OFT not interested.
tomwatts to ebaysniper
20 Sep 17#40
Get a grip mate. The OFT isn't designed to dictate the prices companies set. Apple have chosen to do this - let them do this. I think it's mad paying this much for a phone but you know why they've done it? Because people will buy it. If you could charge a thousand pounds for something worth less and know that people will still buy it then you would. Your argument about the prices of everything loses traction when we think about prices in 3rd world countries compared to ours as they have everything cheaper!!
gary333 to suarez777
20 Sep 17#31
I am not sure what is confusing about what he said.
As the guy above pointed out your conversion is misleading as sellers in the UK must include VAT, however in the USA the sales tax is not included.
The fairest way is to convert the US price to UK and then add on our 20% VAT.
Apple products (being a US company) will always add margin on the products for multiple reasons, 1) to guard against currency exchange fluctuations, 2) To contribute towards the higher cost of doing business i.e.EU/UK have much higher degrees of consumer protection and 3) To account for other taxes and tariffs and even marketing.
Apple will have pegged the price based on late August / early September exchange rate of £1 = $1.28 - $1.30. Using these figures we can take $999 and convert to pounds (let's say £1 = $1.30) = £768, then add VAT = £922 thus mark up is £77.
As we have seen shifts in the exchange rate that benefit us $999 / 1.357 = £737.70 now we add on our VAT giving us a US to UK comparative rate of £885 thus £114 higher.
Just one week has swung the difference £37. Now see why products in the UK cost more for US companies? What would have happened if the currency devalued to $1.25 the iphone would only be £39 more than US.
suarez777 to gary333
20 Sep 17#33
Understand but exchange has historically been volatile, so we cant cherry pick dates. Also assume Apple has plenty of exchange rate derivatives to protect from this anyway.
Apple historically has never done this before, even Samsung Note 8 is pricing is fairer for UK citizens.
End of the day, Apple knows that its brand loyalty is the best and people still still buy if its £900 or £1000.
No point arguing over this, there are 100s other factors, like brand loyalty.
gary333 to suarez777
20 Sep 17#37
How do you think companies base line a price. They pick dates, this isn't finger a finger in the air job! The rate for the last 12 months averages out at around £1-$1.27.
Samsung is not a US company
Anyway as you are quite clearly here just to grind your axe we can safely say the likely average differential is not anywhere near what you were originally quoting.
stef232
20 Sep 17#8
Yes the phones expensive but arent all Apple products, but as Poster says its a better and cheaper option than tieing yourself up to 24 month phone contract providing your happy with a sim only deal running along side this - I'm ready to upgrade after running my 6 plus since launch day so currently coonsidering all available options for the best deal. Heat added as I hadn't seen this on the apple website and it does suit my needs but get resdy for the "Chil"l from the Android Drones !!
fireman1
20 Sep 17#9
What a great way to make it feel like your not paying a thousand pounds for a phone.
3ak
20 Sep 17#11
HOT regardless of what anyone says they normally don't do that amount of months at 0%
![Fresh Breakfast Meat Box (Using code) @ Campbells Meat [Haggis / Lorne Sausage / Bacon / Black Pudding & More]](/images/topics/208684_1.jpg)
![[Xbox One] Q. u. b. e: Director's Cut on Deals with Gold](/images/topics/208716_1.jpg)
Opening post
It is also not Paypal payments nor Barclays Iphone financing.
All the above are available online.
This is IPHONE PAYMENTS, and is available through Apple stores only.
It is financed through Barclays but is basically the phone 0% over 20 months.
Iphone 8 64gb £31.50 a month. £69 deposit.
Iphone 8 256gb £39 a month. £69 deposit
Iphone 8 Plus 64gb £36.50 a month. £69 deposit.
Iphone 8 Plus 256bg £44 a month. £69 deposit.
Iphone X 64gb £46.50 a month £69 deposit
Iphone X 256gb £54 a month £69 deposit.
Pair this with a cheap sim only deal, it will beat any carrier contract deal hands down over the term and all SIM only plans are max 12 months so free to move carrier if they are useless.
The phone is unlocked and you can use whatever carrier sim in it and change at any time.
This Iphone Payments offer is hidden away on the Apple website, my link is the upgrade program but on that page there is a link "Learn more about iphone payments) and all details are there.
Obviously it is dependent on you finding stock of the model you want instore.
Please see terms on the page re documentation needed instore when attending. (as per normal credit application).
All comments (364)
But heat to OP for those that must have.
Way too much to pay for a phone these days for me.
I don't quite understand the quibbling over the higher priced one. Adjusted for inflation it's only around £200 more than the first iPhone.
Yet Apple has the cheek for the first time ever to match the UK price to USA, with no change for the exchange rate!
$999 + 20% = $1199
At current conversion rate of £1= $1.36, iPhone X = ~£881 cf. £999
Yes, still a rip-off, but not by as much as you suggest.
As far as I know, some states have 0% tax. So do we compare ur analysis against those states with 0% tax or those with 10%?
Also NY tax is way less than 20%
Maybe, if I reverse the argument it would be clearer: to have a fairer comparison, we should strip out sales taxes, i.e.
iPhone X (US) = $999
iPhone X (UK) = £999 - 20% VAT = £832.50 = ~$1132
A difference of ~$132, which can be explained by Apple hedging on the currency market (£ has fallen as low as $1.20, which would coincidentally equate to $999, i.e the same price).
End of the day as a consumer I am seeing this as the final price available to consumer. iPhone X in NY is $999 * 1.09 sales tax = c$1100, which is still roughly £200 more than UK. However ignoring all operational expenses.
Also this is the first time Apple has ever introduced equal pricing too, despite UK reducing corporation taxes to 15%, not 20%.
You don't add 20% to the US price and convert, nor do you add the US sales tax on and convert.
VAT is a price our government have decided is what we must pay, not the company.
Also, Samsung offered a massive trade-in offer for people who still had the Note 7, but of course that offer was not available to anyone in the UK. Again OFT not interested.
As the guy above pointed out your conversion is misleading as sellers in the UK must include VAT, however in the USA the sales tax is not included.
The fairest way is to convert the US price to UK and then add on our 20% VAT.
Apple products (being a US company) will always add margin on the products for multiple reasons, 1) to guard against currency exchange fluctuations, 2) To contribute towards the higher cost of doing business i.e.EU/UK have much higher degrees of consumer protection and 3) To account for other taxes and tariffs and even marketing.
Apple will have pegged the price based on late August / early September exchange rate of £1 = $1.28 - $1.30. Using these figures we can take $999 and convert to pounds (let's say £1 = $1.30) = £768, then add VAT = £922 thus mark up is £77.
As we have seen shifts in the exchange rate that benefit us $999 / 1.357 = £737.70 now we add on our VAT giving us a US to UK comparative rate of £885 thus £114 higher.
Just one week has swung the difference £37. Now see why products in the UK cost more for US companies? What would have happened if the currency devalued to $1.25 the iphone would only be £39 more than US.
Apple historically has never done this before, even Samsung Note 8 is pricing is fairer for UK citizens.
End of the day, Apple knows that its brand loyalty is the best and people still still buy if its £900 or £1000.
No point arguing over this, there are 100s other factors, like brand loyalty.
Samsung is not a US company
Anyway as you are quite clearly here just to grind your axe we can safely say the likely average differential is not anywhere near what you were originally quoting.
Heat added as I hadn't seen this on the apple website and it does suit my needs but get resdy for the "Chil"l from the Android Drones !!