This Lloyds* credit card offers up to 33 months 0% and comes with £20 cashback if you transfer at least £100 within 90 days.
As this card is an 'up to' you could be offered only 18 months at 0% if accepted, which won't make it as good a deal. However, if you apply with our eligibility calculator you can be pre-approved - meaning you'll definitely get the headline deal if accepted.
Need-to-knows
To be eligible for the £20 cashback, you need to apply before 8 Sep and make a balance transfer of at least £100 within the first 90 days of opening the account.
The £20 will be credited to your card account within 90 days of account opening.
You need to transfer a balance in the first 90 days to get the 0% interest period.
You'll either get 33 months or 18 months at 0%, or be rejected.
You can't transfer from a Lloyds card but you can from its sister firms, Halifax and Bank of Scotland.
After the 0%, it's 18.9% interest on any remaining transferred debt.
Always pay at least the minimum monthly repayment, or you'll lose the 0% deal.
Don't spend/withdraw cash on this card. It usually isn't at the cheap rate and cash withdrawals hit your credit file.
Transfer less than £3,300 and the cashback will actually pay off your balance good deal for balance transfer
7 comments
veryfriendlee
15 Aug 17#1
Seem there is a problem with the web site. Each time ive tried, it reverts back to home screen at Llloyds Bank.
ifa
15 Aug 17#2
I had the same with the above link, tried the MSE link and it worked..
Anon32 to ifa
15 Aug 17#3
Yeah how bizarre is that must be some money from click advertising or sonething. Scum mse trying to make more money
Got it :smile: Thanks OP. Recently applied for the m&s one they have been taking far too long even after acceptance.
iXanon
20 Aug 17#5
Thanks for sharing.
peter1223
25 Aug 17#6
Can anyone tell whether the 0.58% fee offer showed up when they came to arrange a transfer? My account just shows the normal 3% fee and doesn't say anything about cashback even though I applied for this offer and was accepted. Lloyds customer service clueless.
rooney10 to peter1223
26 Aug 17#7
same here , have kept screenshots of the offer I took up prior to my application just in case they need reminding. No mention of the £20 cashback either. My balance transfer has deducted £27.00 from a £900 transfer. This was to be expected but no idea how long before the 2.42% get refunded , anyone know ?
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Opening post
As this card is an 'up to' you could be offered only 18 months at 0% if accepted, which won't make it as good a deal. However, if you apply with our eligibility calculator you can be pre-approved - meaning you'll definitely get the headline deal if accepted.
Need-to-knows
7 comments
Here is the link that works
https://www.hotukdeals.com/visit/threaddesc/2765017/15322739
My balance transfer has deducted £27.00 from a £900 transfer. This was to be expected but no idea how long before the 2.42% get refunded , anyone know ?