This Lloyds* credit card offers up to 33 months 0% and comes with £20 cashback if you transfer at least £100 within 90 days.
As this card is an 'up to' you could be offered only 18 months at 0% if accepted, which won't make it as good a deal. However, if you apply with our eligibility calculator you can be pre-approved - meaning you'll definitely get the headline deal if accepted.
Need-to-knows
To be eligible for the £20 cashback, you need to apply before 8 Sep and make a balance transfer of at least £100 within the first 90 days of opening the account.
The £20 will be credited to your card account within 90 days of account opening.
You need to transfer a balance in the first 90 days to get the 0% interest period.
You'll either get 33 months or 18 months at 0%, or be rejected.
You can't transfer from a Lloyds card but you can from its sister firms, Halifax and Bank of Scotland.
After the 0%, it's 18.9% interest on any remaining transferred debt.
Always pay at least the minimum monthly repayment, or you'll lose the 0% deal.
Don't spend/withdraw cash on this card. It usually isn't at the cheap rate and cash withdrawals hit your credit file.
Transfer less than £3,300 and the cashback will actually pay off your balance good deal for balance transfer
7 comments
peter1223
25 Aug 17#6
Can anyone tell whether the 0.58% fee offer showed up when they came to arrange a transfer? My account just shows the normal 3% fee and doesn't say anything about cashback even though I applied for this offer and was accepted. Lloyds customer service clueless.
rooney10 to peter1223
26 Aug 17#7
same here , have kept screenshots of the offer I took up prior to my application just in case they need reminding. No mention of the £20 cashback either. My balance transfer has deducted £27.00 from a £900 transfer. This was to be expected but no idea how long before the 2.42% get refunded , anyone know ?
iXanon
20 Aug 17#5
Thanks for sharing.
3ak
18 Aug 17#4
Got it :smile: Thanks OP. Recently applied for the m&s one they have been taking far too long even after acceptance.
ifa
15 Aug 17#2
I had the same with the above link, tried the MSE link and it worked..
Anon32 to ifa
15 Aug 17#3
Yeah how bizarre is that must be some money from click advertising or sonething. Scum mse trying to make more money
Opening post
As this card is an 'up to' you could be offered only 18 months at 0% if accepted, which won't make it as good a deal. However, if you apply with our eligibility calculator you can be pre-approved - meaning you'll definitely get the headline deal if accepted.
Need-to-knows
7 comments
My balance transfer has deducted £27.00 from a £900 transfer. This was to be expected but no idea how long before the 2.42% get refunded , anyone know ?
Here is the link that works
https://www.hotukdeals.com/visit/threaddesc/2765017/15322739