New HSBC mortgage rates with lowest 5 year fixed rate on the market. Maximum LTV of 60% required and £749 booking fee for advance/premier customers or £999 for standard.
Good deal, but you'll have paid off your existing mortgage by the time HSBC get around to transferring you.
It's easier to wrestle a pasty off a tramp than it is to get a financial product from these clowns.
telcoengr
3 May 1714#8
Cold, bring the house prices down !
rossington to telcoengr
4 May 179#9
How does high house prices make this a cold deal? (_ :wink:
MacPhisto
4 May 175#23
Rates have been up and down at the minute with HSBC, we managed to secure 1.99% fixed for five years (60% ltv) with no fee earlier this year just before they started going up, now it's 1.94%. But like the deals now, even on a £90k mortgage it still worked out cheaper going with the fee free rate over 5 years than paying £749/£999 booking fee. I guess if you want to borrow over £100k it might be worth looking at the deals with booking fees.
And for those complaining how tough it is to get a mortgage with HSBC, we sat with a mortgage advisor for about 2 hours, gave him all our income and outgoings and once he was happy we could afford the mortgage it was approved in principle there and then and signed the paperwork the week after. Isn't that the way it should be done, mortgage providers checking you can afford the mortgage amount you're looking to borrow?
absolute scum bank. A lot of solicitors won't deal with them because of how awkward they make getting a mortgage.
g1hsg to red23
4 May 172#17
Because things ended so well back in the days of self certification didn't they?
Nad_84 to red23
4 May 17#30
I had no issues at all
supermann to red23
4 May 171#38
Odd as HSBC seemed quite flexible in the Americas, happy to help launder billions in drug money.
Or given the violence from the drug war over there, maybe I should rephrase that to 'blood money'.
essexgangsta
3 May 17#5
interesting ive been holding out and over paying my mortgage over the last two years. 1.69% is a very good rate
themadgoose
3 May 1724#6
Good deal, but you'll have paid off your existing mortgage by the time HSBC get around to transferring you.
It's easier to wrestle a pasty off a tramp than it is to get a financial product from these clowns.
imsomethingyournot to themadgoose
4 May 172#13
Why are you stealing food from the homeless?! Having a mortgage and s house not enough for you that you have to steal their pasty?! For shame....for shame....
holeymoley18
3 May 17#7
Shame I'm only half way through my 2.99% deal. Would be very tempted to investigate deal otherwise. Heat added.
adi0604 to holeymoley18
4 May 171#21
Let me make you feel better, I am on 3.99% 4y fixed ! :disappointed:
telcoengr
3 May 1714#8
Cold, bring the house prices down !
rossington to telcoengr
4 May 179#9
How does high house prices make this a cold deal? (_ :wink:
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Opening post
2Yr Fixed Advance @ 1.14%
3Yr Fixed Advance @ 1.44%
5Yr Fixed Advance @ 1.69%
Link to all of their mortgage deals - https://www.hsbc.co.uk/1/2/mortgages/mortgage-rates
Top comments
It's easier to wrestle a pasty off a tramp than it is to get a financial product from these clowns.
And for those complaining how tough it is to get a mortgage with HSBC, we sat with a mortgage advisor for about 2 hours, gave him all our income and outgoings and once he was happy we could afford the mortgage it was approved in principle there and then and signed the paperwork the week after. Isn't that the way it should be done, mortgage providers checking you can afford the mortgage amount you're looking to borrow?
All comments (98)
Link to all of their mortgage deals - https://www.hsbc.co.uk/1/2/mortgages/mortgage-rates
Or given the violence from the drug war over there, maybe I should rephrase that to 'blood money'.
It's easier to wrestle a pasty off a tramp than it is to get a financial product from these clowns.