I've posted this before but now the deal end date has been extended
Best way to spend abroad
Visa exchange rates usually on par with MasterCard
Unique for this card is no interest on cash withdrawals abroad as long as statement paid off in full - so 56 days interest free
Top comments
Searcher2 to JJMPSP
23 May 173#10
No charges if you don't use it. I only use my Halifax Clarity card when I am abroad - about 3 times a year. If you prefer to pay straight up then the next nearest thing is perhaps to use the card issuers mobile app and pay off the balance a couple of days after you use the card.
All comments (31)
Dealmonger
23 May 172#1
From MSE website => If you continue to apply now, you'll only get fee-free spending and cash withdrawals until August 2018. To get it until 2022 you'll need to apply from mid-morning on Wed 24 May – Barclaycard says it plans to launch the new deal at 9am and we’ll update this page when it has.
So, for everyone with itchy trigger fingers, it goes live tomorrow.
billicho to Dealmonger
23 May 17#2
Thanks I'll update the post :smiley:
yus786
23 May 17#3
Maybe a stupid question but can't quite make out from the links
I've already got a barclaycard platinum, is this a different card i.e can I apply for it?
billicho to yus786
23 May 171#6
Might be worth calling them and as if they'll math the deal - maybe threaten to close the account?
Not sure if you can hold two of the same card albeit with different promotional offers
mayzi to yus786
23 May 17#11
I'd like to know too (guess who)
mtodak
23 May 17#4
This or Halifax Clarity?
billicho to mtodak
23 May 17#5
Depends if you want to make cash withdrawals abroad really
Halifax you start paying interest instantly
If not fussed about cash then Halifax MasterCard exchanges rates are usually slightly better
JJMPSP
23 May 17#7
Question:
I currently have no credit cards as I prefer to pay for things straight up. This Summer I will be going travelling and require a 'currency / travel card'. I've looked at the benefits of all the major card companies and am close to deciding which one(s) to get. Should I now consider getting this card instead if currency exchanges are high to any currency from GBP £ and there are no interest, ATM, or chip and pin terminal fees? These benefits, plus no minimum topup as this is a credit card seems like a good deal to me! Also, do banks tend to charge if cards are unused for some months (I intend to use this for 2 months max)? Sorry for all the questions, I did try research myself but would like to get the opinion of those who use credit cards more frequently!
billicho to JJMPSP
23 May 171#8
If you've never had a credit card you may not get the credit limit you're hoping for...
Having said that you can "load" the card by paying money onto it from you debit card and therefore increasing your available balance
I would definitely recommend this for travelling but obviously be vigilant at ATMs for anything suspicious
No charge for leaving the account dormant no
Searcher2 to JJMPSP
23 May 173#10
No charges if you don't use it. I only use my Halifax Clarity card when I am abroad - about 3 times a year. If you prefer to pay straight up then the next nearest thing is perhaps to use the card issuers mobile app and pay off the balance a couple of days after you use the card.
jchung07
23 May 17#9
It's good that there is no interest on cash withdrawal abroad. However, another article by MSE re MasterCard v visa rates.
This is a different card. Not sure on the rules for existing customers being able to apply for the card, probably worth checking with customer service before applying in case they have a policy rule which declines existing customers.
DealJourno
24 May 17#13
Best way to get into more debt :smiley:
obsydian
24 May 17#14
COLD - should be offerred with the standard card, to me just another rouse to get people into more debt but spreading over various cards as opposed to one. Yes peeps mere mortals sometimes lose track of these things.
kpatel22606 to obsydian
24 May 17#16
I would agree to a certain extent, but for people who travel and want to get the best rate for their ££, this maybe ideal for them.. Im another Halifax Clarity card user and nothing has come close to over sea spending until now.. I would however need to read the fine print on rates and what exchange rate would be offered.
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Opening post
***offer live from weds 24th may***
I've posted this before but now the deal end date has been extended
Best way to spend abroad
Visa exchange rates usually on par with MasterCard
Unique for this card is no interest on cash withdrawals abroad as long as statement paid off in full - so 56 days interest free
Top comments
All comments (31)
So, for everyone with itchy trigger fingers, it goes live tomorrow.
I've already got a barclaycard platinum, is this a different card i.e can I apply for it?
Not sure if you can hold two of the same card albeit with different promotional offers
Halifax you start paying interest instantly
If not fussed about cash then Halifax MasterCard exchanges rates are usually slightly better
I currently have no credit cards as I prefer to pay for things straight up. This Summer I will be going travelling and require a 'currency / travel card'. I've looked at the benefits of all the major card companies and am close to deciding which one(s) to get. Should I now consider getting this card instead if currency exchanges are high to any currency from GBP £ and there are no interest, ATM, or chip and pin terminal fees? These benefits, plus no minimum topup as this is a credit card seems like a good deal to me! Also, do banks tend to charge if cards are unused for some months (I intend to use this for 2 months max)? Sorry for all the questions, I did try research myself but would like to get the opinion of those who use credit cards more frequently!
Having said that you can "load" the card by paying money onto it from you debit card and therefore increasing your available balance
I would definitely recommend this for travelling but obviously be vigilant at ATMs for anything suspicious
No charge for leaving the account dormant no
http://www.moneysavingexpert.com/news/cards/2015/05/mastercard-vs-visa-for-using-abroad-which-wins