£20 cashback if you transfer a balance of £500 or more !
Top comments
lukeo44 to ivandias
10 Jan 174#3
If you have a credit card and are paying interest or have a 0% purchases period ending, you can transfer the balance to this card and pay 0% on the total transferred for 42 months. After the 42 months, the rate on any remaining balance transfers reverts to 18.9% APR. You could then transfer it again to another provider.
You pay a 2.99% fee on the transfer total
You have 60 days to transfer the balances from other cars at 0% rate and 42 months to pay off before interest rate rises to 18.9%
If you have a credit card and are paying interest or have a 0% purchases period ending, you can transfer the balance to this card and pay 0% on the total transferred for 42 months. After the 42 months, the rate on any remaining balance transfers reverts to 18.9% APR. You could then transfer it again to another provider.
You pay a 2.99% fee on the transfer total
You have 60 days to transfer the balances from other cars at 0% rate and 42 months to pay off before interest rate rises to 18.9%
cuthy2k
10 Jan 171#2
cracking deal, cashback makes it that wee bit sweeter. Good for those trying to get their finances in order as part of any New Year commitments or purchases
MagazineBrian
10 Jan 171#4
Could I use this card to clear my overdraft as my bank is charging me ridiculous charges each month thanks in advance.
Sometimes they have Money transfer offer - so you can transfer money to current account with 2.99% fee and 0% for 1-1.5 years...
bear91
10 Jan 17#7
Work for store cards?
bear91
10 Jan 17#8
Also reading into it do you have to pay monthly payments off?
bob51
10 Jan 17#9
What's to stop me transferring exactly £500, cost approx £15, and then getting the cashback of £20? Profit £5 and a free loan for 42 months.
Have I missed something?
howbord to bob51
10 Jan 17#12
Nothing as long as you have an existing card with at least £500 on it you can transfer
DrRollo to bob51
11 Jan 17#25
Nothing.
bear91
10 Jan 17#10
Im trying to figure out what minimum repayment is each month?
Palwan to bear91
10 Jan 171#11
2.25% of outstanding balance.
If you have an existing Barclay card; no cashback.
mbk07
10 Jan 171#13
Can existing barclaycard holders get this? (minus the cashback)
Palwan to mbk07
10 Jan 171#14
Yes, provided your existing card is not a balance transfer card.
kalico to mbk07
18 Jan 171#27
No, you cannot. I just asked them the same question and was refused.
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Opening post
2.99% fee
£20 cashback if you transfer a balance of £500 or more !
Top comments
You pay a 2.99% fee on the transfer total
You have 60 days to transfer the balances from other cars at 0% rate and 42 months to pay off before interest rate rises to 18.9%
http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs
All comments (30)
You pay a 2.99% fee on the transfer total
You have 60 days to transfer the balances from other cars at 0% rate and 42 months to pay off before interest rate rises to 18.9%
http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs
Have I missed something?
If you have an existing Barclay card; no cashback.