You have to view all balance transfer cards, the one that OP has referenced is there, 32 months interest free on balance transfers with a 0.7% fee and £20 cashback credited to your account within 60 days of a balance transfer of over £100 being made.

Go through Quidco and you get a further £20. You could get £23 through topcashback but the minimum transfer has to be £1500.

There are other balance transfer offers for example 43 months or 23 months but those aren't the deals OP has posted.

Use your initiative and you will find the deal, I did so and was able to avail of the offer. Thanks OP

3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%

0% for up to 43 months from account opening on balance transfers made in the first 90 days.
Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 43 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 43 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 21 months and a rate of 27.9% APR (variable).
3.28% effective fee applies on each balance transfer made in the first 90 days.
An initial 3.5% fee applies; we'll then refund 0.22% within 90 days, so the effective fee is 3.28%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
0% for 6 months from account opening on purchases.

3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%

The link seems to be wrong, try this: https://www.halifax.co.uk/creditcards/low-fee-offer/

Applied a few days ago and it's 0.7% fee

Also £23 Topcashback or £20 Quidco :wink:

Heat added by the way just been waiting for the right offer to come along :smile:

Just wish my credit score was any good :confused: .

So, put 1k on this and get £7 charges, but get £20 back plus a further £23 from TCB?