You have to view all balance transfer cards, the one that OP has referenced is there, 32 months interest free on balance transfers with a 0.7% fee and £20 cashback credited to your account within 60 days of a balance transfer of over £100 being made.

Go through Quidco and you get a further £20. You could get £23 through topcashback but the minimum transfer has to be £1500.

There are other balance transfer offers for example 43 months or 23 months but those aren't the deals OP has posted.

Use your initiative and you will find the deal, I did so and was able to avail of the offer. Thanks OP

3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%

Now gone to confirmed ??

Strange as there are supposed to give you 90 days to transfer the money.

My TCB from Halifax just got declined even though I have transferred £1500+ as required. :disappointed:

Will I still be able to do this from an mbna card or have they got their fingers in this Halifax card as well?

Title bit misleading should say £23 TCB / £20 Quidco :wink:

Are you sure it's quidco money on top as well, quidco just explains about the £20 Halifax cashback not that it's £20 through them too ?

I've had this app for months and never do any of the deals but is too good to miss. thanks

Heat added, now to buy that new phone

From Halifax website but check yourself before using:
Make a one-off payment from a current account that is not with Halifax - make a payment from your current account in the same way that you usually pay a bill or a person.
1. Choose the amount you want to pay.
2. Pay it to:
Bank account number: 0000 0000
Sort code: 77 29 00
Payment reference: the longest number on the front of your credit card (often 16 digits)
http://www.halifax.co.uk/creditcards/help-guidance/existing-customers/

Applied and accepted.... Great timing and thanks for posted.... :smiley:

Tesco 0% on balance and new purchases (forget the length) fee free plus £30 quidco.

Can this money be transferred into my bank account by any chance to offset a mortgage? Stoozing i believe. There used to be an egg card to transfer this onto as a positive balance and then you could move it a bank account then. Not sure if there is a way now.

There are 0%fee as well but not for 32 months

​Learnt a long time ago to do it sooner rather than later so I don't miss out :wink: all done and accepted :smiley:

You cannot, unless you have a Halifax account you need to ring up. Well at least to make a card payment.

Cannot recall seeing direct debit details online either.

Heat added by the way just been waiting for the right offer to come along :smile:

It was reply to a comment above! Verifying was definitely a 0.7% fee making BT

Great deal.. Took 4k balance transfer 0.7.. Considering it gives back 20 £ it's like approx £8.00 cost for 30 months it's no brainer..

Done. Hand held

Of course u can over pay whenever u want. Don't know what that comment is about. Set up a Faster Payment / Bill Payment from your internet banking of your current account. Easy

Or alternatively, the OP could provide a link to the card referred to

https://www.halifax.co.uk/creditcards/low-fee-offer/

Don't see any reference to the 0.7% fee on the website

3.5% fee, reduced to 3.28% fee

3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%

Just wish they'd make it easy to overpay the thing without a Halifax account..

Perfect timing - got £1350 to transfer as interest free running out end of this month.

Nice one OP!

is this for new customers only as I'm currently with Halifax and my 28month term has come to an end.

There is a zero fee with 26 months BT also with Halifax. Stooze pot moved

So, put 1k on this and get £7 charges, but get £20 back plus a further £23 from TCB?

Applied a few days ago and it's 0.7% fee

Just wish my credit score was any good :confused: .

Also £23 Topcashback or £20 Quidco :wink:

The link seems to be wrong, try this: https://www.halifax.co.uk/creditcards/low-fee-offer/

0% for up to 43 months from account opening on balance transfers made in the first 90 days.
Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 43 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 43 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 21 months and a rate of 27.9% APR (variable).
3.28% effective fee applies on each balance transfer made in the first 90 days.
An initial 3.5% fee applies; we'll then refund 0.22% within 90 days, so the effective fee is 3.28%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
0% for 6 months from account opening on purchases.