Post Office Money Matched Credit Card is offering a market leading 0% on all purchases for the first 27 months which is the longest 0% fee free spending out there. Also offers 0% on balance transfers for 16 months. 2.98% balance transfer fee applies. Balance transfers must be made within three months of account opening.
******A transaction must be made within 3 months of account opening to qualify for 0% for the first 27 months otherwise a purchase period of 0% for the first 16 months will apply******
Also included with the card is :
No cash fee to buy travel money at the Post Office
Free purchase protection insurance. Insure items against accidental damage, loss and theft for up to 90 days. Terms, Conditions, Limitations and Exclusions apply. Purchase Protection Insurance is underwritten by Ageas Insurance Limited
No annual fee
Apply online or over the phone
TCB - Accepted Matched Credit Card Application £26.25
Quidco - for an accepted application on the Matched credit card £25
Top comments
manicmidlander
13 Dec 157#4
good deal if you are responsible user of credit. I put all my spending on 0% cards and keep the cash in a high interest account such as Nationwide. once the 0% period ends I either flip the debt on to a 0% balance transfer card or pay it off.
cliosport65
13 Dec 156#2
Previously the only way to know if you’d be accepted for a credit card was to apply, but that left a mark on your credit file that could be seen by lenders impacting your ability to get future credit. The eligibility calculator matches your information from a ‘soft search’ enquiry (that lenders never see), to a wish-list from lenders to tell you your percentage chances of getting different credit cards.
Please note - ******A transaction must be made within 3 months of account opening to qualify for 0% for the first 27 months otherwise a purchase period of 0% for the first 16 months will apply******
cliosport65
13 Dec 156#2
Previously the only way to know if you’d be accepted for a credit card was to apply, but that left a mark on your credit file that could be seen by lenders impacting your ability to get future credit. The eligibility calculator matches your information from a ‘soft search’ enquiry (that lenders never see), to a wish-list from lenders to tell you your percentage chances of getting different credit cards.
for some reason this one comes up as 'no criteria to search' or something along them lines. always has for me.
beaniebowen
13 Dec 15#3
Not bad
manicmidlander
13 Dec 157#4
good deal if you are responsible user of credit. I put all my spending on 0% cards and keep the cash in a high interest account such as Nationwide. once the 0% period ends I either flip the debt on to a 0% balance transfer card or pay it off.
bluetba to manicmidlander
13 Dec 151#16
Wish I could be this responsible, people like yourself amaze me and I am very envious.
I could never get this card, I'd be in serious debt in 27 months.
muffboy
13 Dec 151#5
What does it mean by "matched credit card?"
cloudthecat to muffboy
13 Dec 152#7
The "Matched Credit Card" is simply the Post Office (kind of) Brand Name for their Credit Card...... It doesn't actually have a 'meaning per sai'.....
The main 'Pros' for this credit card is that it has the longest 0% on purchases deal on the market and doesn't charge a cash fee for Post Office travel money
By and large the main 'Cons' are that, although it offers a reasonable length 0% balance transfer deal, the balance transfer fee isn't competitive.
:-)
Purrrrrrr
cliosport65 to muffboy
13 Dec 15#8
Name of the card I believe :smiley:
Mermoo
13 Dec 15#6
I believe that this is also foreign exchange fee free...
Neobrown
13 Dec 151#9
Awesome. Know a few family members who will benefit from this.
fishmaster
13 Dec 15#10
I want to help a friend of mine in need to rent a house. In order to make it much easier over the competition I want to offer the agent 3 months rent in advance, I know an estate agent so I'm looking at the most cost effective way to borrow £2,000 or so. I'm thinking this deal could be very useful.
Chanchi32 to fishmaster
13 Dec 15#19
Can you pay the agent with a credit card? If so this deal is the best 0% on purchases in the market
If the agent doesn't take credit card, you could look at a money transfer credit card where the money will go directly into your current account which you could then use for the rent advance. Typically only a few players in the money transfer market, best deal at the moment is Virgin 0% for 32 months with a 1.69% fee for money transfers via Moneysupermarket
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Opening post
******A transaction must be made within 3 months of account opening to qualify for 0% for the first 27 months otherwise a purchase period of 0% for the first 16 months will apply******
Also included with the card is :
No cash fee to buy travel money at the Post Office
Free purchase protection insurance. Insure items against accidental damage, loss and theft for up to 90 days. Terms, Conditions, Limitations and Exclusions apply. Purchase Protection Insurance is underwritten by Ageas Insurance Limited
No annual fee
Apply online or over the phone
TCB - Accepted Matched Credit Card Application £26.25
Quidco - for an accepted application on the Matched credit card £25
Top comments
https://www.moneysavingexpert.com/eligibility/credit-cards/
All comments (44)
https://www.moneysavingexpert.com/eligibility/credit-cards/
I could never get this card, I'd be in serious debt in 27 months.
The main 'Pros' for this credit card is that it has the longest 0% on purchases deal on the market and doesn't charge a cash fee for Post Office travel money
By and large the main 'Cons' are that, although it offers a reasonable length 0% balance transfer deal, the balance transfer fee isn't competitive.
:-)
Purrrrrrr
If the agent doesn't take credit card, you could look at a money transfer credit card where the money will go directly into your current account which you could then use for the rent advance. Typically only a few players in the money transfer market, best deal at the moment is Virgin 0% for 32 months with a 1.69% fee for money transfers via Moneysupermarket
http://www.moneysupermarket.com/credit-cards/money-transfer/