Barclaycard Initial Credit Card are offering upto £40 a year for one year. Get £10 cashback every 3 months for one year if you always make your payments on time and stay within your credit limit.
Easy £40 for one year if you make a £10 payment and payback every month.
This card offers £40 cashback over a year when you make your minimum payments on time and don’t go over your credit limit.
A credit limit between £150 and £1,200
Your account will be reviewed within 12 months and your interest rate will be reduced and your line of credit may be increased if you always pay on time and stay within your credit limit
Topcashback of £26.25 or Quidco of £30, so you could get over £65 cashback for just having the card for 12 months. Card is ideal for anyone.
All comments (68)
woldranger
12 Jul 15#1
It's this any different to the standard barclaycard? I've got one and wonder if I could get hold of one of these too or would I have to cancel the old one?
cliosport65 to woldranger
12 Jul 15#2
As far a I know you can only hold 1 Barclaycard at any time :smiley:
bojangles to woldranger
13 Jul 152#7
I have 2 cards on the same account.
If you cancel your current card & you have no other Barclaycard, then they will close your account & you will not be allowed to apply for 6 months - this is standard practice with credit card companies to limit churning their balance transfer deals or reward deals, etc.
The initial is aimed at people who have no credit history or limited history.
Hence the high APR of 34.9% - their platinum card is 18.9%
omgpleasespamme
13 Jul 151#3
I've about 3 cards with Barclaycard branding on them. One standard and 2 reward cards. Don't know if this helps.
sethjee
13 Jul 15#4
I applied for this card last year through quidco, got confirmation but no cash back was given :disappointed:
cliosport65 to sethjee
13 Jul 151#6
Applied through topcashback and tracked and paid within the month for me for my other Barclaycard :smiley:
sethjee
13 Jul 15#5
Yeah I have 2 Barclays cards atm. They can open multiple accounts as well if you ask them, to manage your money.
r40
13 Jul 151#8
topcashback ends today ta op!
cliosport65 to r40
13 Jul 15#9
OK thanks r40 will keep an eye on it and update when needed :smiley:
MaximusRo to r40
13 Jul 15#25
Not true, it says Ends In 6 Days
andreasuk
13 Jul 151#10
Ive applied and been accepted.
Good offer. Thanks!
Even better then lol :smiley: Do you already hold a Barclaycard or not?
northerngeek to andreasuk
13 Jul 15#17
mine is only showing £25.25 even though it said £30.30 (see here
i went through TCB - "Barclaycard Initial with 3m Purchases Cashback" but the barclaycard page didn't mention anything about £10 cash back every 3 months?? i think you have to go through the link on this hotukdeals page to get that! mmm
adi0604
13 Jul 15#13
Barclays are not at all reliable for Quidco cashback, they just reject cashback without any explanation. Quidco would also say they cannot peruse this any further.
urinthematrix to adi0604
13 Jul 15#28
hence use TCB-- their Cs is really good.
drbrainsol
13 Jul 15#14
Typical... I've had my Barclaycard for about a month and never heard of this deal. Any way I can take advantage of it?
cliosport65 to drbrainsol
13 Jul 15#15
The deal has been out about 3 weeks thats probably why .
veedubjai
13 Jul 151#16
Applied & accepted. Very high APR but I'm here for the cashbacks. Thanks OP.
cliosport65 to veedubjai
13 Jul 15#19
Just make sure you pay it of every month and the APR wont matter at all, as you already stated you seem savvy :smiley:
andreasuk
13 Jul 15#18
i didn't..I only have the credit card @ Barclay's
I didn't know u can do it that way
irishsea
13 Jul 151#20
I have the initial as well as the platinum Barclay's card. hope this helps someone.
cliosport65 to irishsea
13 Jul 15#21
Yeah that will help people :smiley: thanks
cliosport65 to irishsea
13 Jul 15#46
me hopefully thanks :smiley:
veedubjai
13 Jul 15#22
Always.:smiley:
northerngeek
13 Jul 15#23
do you have to wait for the card in the post to know your card number?
also can a direct debit be set up before receiving the card?
veedubjai to northerngeek
13 Jul 15#26
There are no card details when you log in the first time but you can setup a dd mandate before you get your card via pay your bill > make a payment by debit card > your direct debit.
northerngeek
13 Jul 15#24
i applied for an Acqua credit card advertised on the Amazon website..i never received any Amazon voucher. don't expect too much here.
urinthematrix
13 Jul 15#27
what are the rewards of the reward card? i have the halifax reward card- where if you spend £300 then you get £5 credit per month every month.
northerngeek
13 Jul 15#29
i set up a direct debit. it showed my card number. now fingers crossed nobody steals my credit card in the post!
veedubjai
13 Jul 15#30
What full number? :neutral_face:
northerngeek
13 Jul 15#31
yes full 16 digit number beginning with 4929. not sure but the 1st 4 or so digits are the same for all Barclaycards?
cadmus
13 Jul 151#32
Nice cash back deal OP . thankyou
veedubjai
13 Jul 15#33
Can only see last 4 digits. Is the full number under diff tab?
northerngeek
13 Jul 15#34
i saw the full 16 digits when i set up a direct debit. if i log into my account now i don't see anywhere the 16 digit account number is shown. even if i click on "direct debit payments" link.
veedubjai
13 Jul 15#35
In that case, I missed it when I setup dd mandate. Oh well, just have to wait for card though post then.
Ok cheers but as its only a 3 month 0% on purchases what if I pay off the full amount after 3 months will I still get the remaining 3 instalments of £10 ?
ampdewd
14 Jul 15#52
There seems to be two different cards. You're talking about 'Initial with purchase offer', which gives 0% on purchases for three months. The card in the OP is 'Initial with cashback', with £40 cashback over the year.
northerngeek
14 Jul 15#53
my message to customer serivce:
hello, is it possible to have my new card a "Barclaycard Initial with Cashback" instead of the non-cash back?
reply:
so i don't think i'll get the £40 cashback but should get the TCB cashback of £25+ (maybe £30).
rdbradshaw
17 Jul 15#54
Cheers , now it's gone through all good , is it best to make a purchase every 3 months and pay that fully off within that month ?
cliosport65
17 Jul 151#55
Hi I read it as you need to use the card every month and pay off every month to qualify for the £10 at month 3,6,9 & 12. You could just use it for £10 every month and pay it off when the bill comes in? hope that helps you :wink:
cliosport65
17 Jul 15#56
When did you apply for it and did you get an instant decision?
rdbradshaw
17 Jul 15#57
This morning got instant yes and tracked after 20 minutes , so far so good it's just that as it's not a 0% card I'm guessing I should pay off the balance each month
cliosport65
17 Jul 15#58
Yes otherwise you won't get the £10 every 3 months.
rdbradshaw
17 Jul 15#59
Ok thanks for that cheers8)
MaximusRo
27 Jul 15#60
seems like this is now expired? can't seem to get the link to work anymore.
cliosport65
27 Jul 15#61
Expired now hope you didn't miss out :smile:
MaximusRo to cliosport65
28 Jul 15#62
I missed it!
cliosport65
28 Jul 15#63
You commented when I first put it on here though ? :smiley:
MaximusRo
28 Jul 15#64
Then forgot about it...
cliosport65
28 Jul 15#65
Well you snooze and you loose :smiley:
cliosport65
28 Jul 15#66
On the flip side don't worry too much they cancelled my application as I have not had my other Barclaycard more than six months so I didn't even get it either, I wanted to vote my own post cold now lol :smiley:
rdbradshaw
22 Jan 16#67
Just to let you know that my 2nd £10 credit didn't arrive so I called them and they said you are no longer able to get cashback from Barclays ! So I said i will send proof of the offer and they not interested !! To make things worse the the tcb was declined and unable to put a claim in.
rdbradshaw
16 Oct 16#68
This has been a great card for me because 4 times when I tried to cancel they have put credit on my card twice £10 twice £20 !!
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Opening post
Easy £40 for one year if you make a £10 payment and payback every month.
This card offers £40 cashback over a year when you make your minimum payments on time and don’t go over your credit limit.
A credit limit between £150 and £1,200
Your account will be reviewed within 12 months and your interest rate will be reduced and your line of credit may be increased if you always pay on time and stay within your credit limit
Topcashback of £26.25 or Quidco of £30, so you could get over £65 cashback for just having the card for 12 months. Card is ideal for anyone.
All comments (68)
If you cancel your current card & you have no other Barclaycard, then they will close your account & you will not be allowed to apply for 6 months - this is standard practice with credit card companies to limit churning their balance transfer deals or reward deals, etc.
The initial is aimed at people who have no credit history or limited history.
Hence the high APR of 34.9% - their platinum card is 18.9%
Good offer. Thanks!
i went through TCB - "Barclaycard Initial with 3m Purchases Cashback" but the barclaycard page didn't mention anything about £10 cash back every 3 months?? i think you have to go through the link on this hotukdeals page to get that! mmm
I didn't know u can do it that way
also can a direct debit be set up before receiving the card?
Just checked still on there :smiley:
hello, is it possible to have my new card a "Barclaycard Initial with Cashback" instead of the non-cash back?
reply:
so i don't think i'll get the £40 cashback but should get the TCB cashback of £25+ (maybe £30).