Seeing as it seems Capital One (and Luma) are stopping cashback from next month on their credit cards, it seems worth it to remind everyone of this product.
For people who have a Halifax Reward account and are getting their free £5s each month, spending £300 in a month on a Clarity credit card (and pay it off in full to avoid interest!) gets a £5 reward on the card account.
This means an essential return of 1.7% on the spend.
Note: this used to be two seperate products, the Clarity Reward vs Clarity standard, now it's just one product, and the reward should automatically activate for current account holders.
11.2 - To be eligible for the reward set out in condition 11.1, you must, at the time you enter into this agreement:-
(a) hold a Halifax current account and pay in £1,000 or more each month;
(b) use our switching service to move your current account to a Halifax Current Account and agree to pay in £1,000 or more each month;
(c) open or hold a Halifax Ultimate Reward Current Account.
- siddhant4u
Top comments
allan1954
2 Apr 159#2
I have a capital one cashback card I have had no information from them that the cashback is stopping where did you find this info please.
M1sterDeeds
2 Apr 156#5
Is there a limit to the amount of cheddar I can purchase per month. Or can I spend the full £300 on pre-sliced packs?
wingman0401
2 Apr 153#42
Certainly was the case about three/four years ago, but things have really changed up recently. I pretty much use mine exclusively across the board for all of our spending. Certainly the main supermarkets, garages and big name retailers accept them. It's more often than not nowadays that I'm surprised a retailer doesn't accept Amex, rather than does.
My current cashback is at £170.00 and rising - I'll get that back as either a lump sum against my card in June or 110% in Currys/Waterstones vouchers.
Paypal is hooked up to my Amex too, so there's a loophole for retailers that don't accept Amex but do accept PayPal :smiley:
Biggest annoyances for me are Aldi and Caffe Nero :disappointed:
All comments (101)
Searcher2
2 Apr 15#1
So do you need a current account to get this? I have a Clarity card but no current account.
DarrylJohn to Searcher2
2 Apr 15#4
I don't believe so. As the £5 gets applied to the next months statement.
allan1954
2 Apr 159#2
I have a capital one cashback card I have had no information from them that the cashback is stopping where did you find this info please.
batista to allan1954
2 Apr 15#11
same ? where did you get your info from, I can't find any info ?????????
adam1314 to allan1954
2 Apr 151#37
just received a letter from capitol one to confirm the cashback will end 31.05.2015.
mayzi to allan1954
2 Apr 151#54
I got a letter to say my 1% cashback is going down to 0.5%
manicmidlander
2 Apr 15#3
Do you have a link to this information ? Can't see it mentioned on the Halifax website.
M1sterDeeds
2 Apr 156#5
Is there a limit to the amount of cheddar I can purchase per month. Or can I spend the full £300 on pre-sliced packs?
I have a Capital One Luma cashback card and have had no notifications that it is stopping.... - Are you sure this is correct ?
bobdylan to happymanuk
2 Apr 15#34
Yep me too, where did you hear it was stopping??
allan1954
2 Apr 15#8
thanks op you are right about the end of may capital one cashback is stopping and the cashback you have earned will be payed out in june.this is what the capital one call centre told me today.
Grohller
2 Apr 15#9
It clearly states you must have a rewards or ultimate rewards current account to qualify.... I can't actually find a link to apply for a "reward" clarity card on the Halifax site though... anyone else?
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Opening post
For people who have a Halifax Reward account and are getting their free £5s each month, spending £300 in a month on a Clarity credit card (and pay it off in full to avoid interest!) gets a £5 reward on the card account.
This means an essential return of 1.7% on the spend.
Note: this used to be two seperate products, the Clarity Reward vs Clarity standard, now it's just one product, and the reward should automatically activate for current account holders.
11.2 - To be eligible for the reward set out in condition 11.1, you must, at the time you enter into this agreement:-
(a) hold a Halifax current account and pay in £1,000 or more each month;
(b) use our switching service to move your current account to a Halifax Current Account and agree to pay in £1,000 or more each month;
(c) open or hold a Halifax Ultimate Reward Current Account.
- siddhant4u
Top comments
My current cashback is at £170.00 and rising - I'll get that back as either a lump sum against my card in June or 110% in Currys/Waterstones vouchers.
Paypal is hooked up to my Amex too, so there's a loophole for retailers that don't accept Amex but do accept PayPal :smiley:
Biggest annoyances for me are Aldi and Caffe Nero :disappointed:
All comments (101)
same ? where did you get your info from, I can't find any info ?????????
(I have made just under £40 in bonus credits).
A few conditions though.
http://www.halifax.co.uk/creditcards/help-guidance/terms-and-conditions/clarity-card/