Signed up today, great report, and like the addition of the affordability stuff, that's more than I've seen from reports before. Highly recommend it! But as other's have said, check all 3 credit agencies before going big on a loan/mortgage.
All comments (48)
manbearpig
22 Feb 17#1
No, I'd recommend you check a free one like Noodle and speak to a good broker before applying for a mortgage. Those that know their business will also know how the internal checks within banks work. (FYI - banks don't use experian etc)
Bossworld
22 Feb 17#2
Yes, mine worked for a couple of weeks then I've been locked out ever since, despite confirming all the relevant details. You seem to have no right to reply either.
saxo_appeal
22 Feb 17#3
I have heard, don't quote me if it's not true, but these companies are making far more money selling you a Credit Report / Score than selling your personal information to debt companies.
Sounds like another moneymaking scheme for Martin Lewis
Master.G
22 Feb 17#6
Wrong... check your sources before posting false information.
awhitham
22 Feb 17#7
I had something like that and didn't understand the "very week" with the 999 and 99% as well. Maybe something is wrong with their calculation.
dave80
22 Feb 17#8
I was surprised to see that the outstanding finance on my car (only done because it was £1500 cheaper that way, I wanted to pay full price all in one go) is listed as Ballon Hire Purchases.
I also wonder why there is a separate affordability score for loans and cards. Surely if you can afford one you can afford the other?
Opening post
Highly recommend it! But as other's have said, check all 3 credit agencies before going big on a loan/mortgage.
All comments (48)
moneysavingexpert.com/cre…nce
Maybe something is wrong with their calculation.
I also wonder why there is a separate affordability score for loans and cards. Surely if you can afford one you can afford the other?