As of Friday part of the Barclaycard package includes free Experian Credit Reference checks - no catches, no free deals for 28 days etc just a total free offer.
I did mine on Friday and on Sunday was able to login and check the credit reference I had with relevant information etc.
Thought this would be useful for a few folks?
Top comments
benlondon
23 Nov 1519#15
at the risk of sounding obtuse, do you think anyone on this site cares? this is about a deal, not your financial history
whatyadoinsucka
23 Nov 154#24
Get finding some deals Ben, I see you have posted some crackers..
Agreed I have edited my comments
benlondon
23 Nov 153#11
just use noddle, always has been free
All comments (51)
crazydealhunter
23 Nov 15#1
can u check the score too or just search? few days back I checked but the site told me it's on last stage to launch! gonna check in home. :smiley:
nictry
23 Nov 151#2
Yep gives you the actual score and graph etc
Burgainhunter
23 Nov 15#3
Nice! Is this done through the Barclaycard web portal or direct with Experian?
nictry
23 Nov 15#4
Direct through Barclaycard - you login as normal go to the 'Transfers and Offers' at the top of the page then click the 'Experian Credit Score'
I believe it then automatically updates your score/graph every month until you 'cancel' the request - all at no cost.
Update - It updates every 60 days and plots any change on the graph.
geriatrix
23 Nov 15#5
Thanks, didn't know about this. It's under Accounts & Services on the main Barclaycard page, by the way.
rolo28
23 Nov 151#6
Ok looks good as its free
Tino_G
23 Nov 15#7
This is brilliant. I just finished a free trial with them and would have kept the service if it wasn't so expensive. Good find ,have some heat :smiley:
moneychop
23 Nov 15#8
can they randomly start charging
grabaar to moneychop
23 Nov 151#14
not without changing the t&c's - the pricing is described as free there
JustLikeArkwright
23 Nov 15#9
Yeah I saw this when I paid my bills before the weekend, will check back to see if it's come through yet.
goldy12
23 Nov 15#10
You can get £5 cashback, for taking a free trail of this via Quidco. I did it a few months back, just need to remember to cancel the trail after a month, which was no problem to do just a phone call, no hassle.
benlondon
23 Nov 153#11
just use noddle, always has been free
sotomonkey to benlondon
23 Nov 151#26
Noddle is callcredit not experian. It's similar but not the same thing. Most lenders use experian only a small amount use call credit if I'm not mistaken.
Taz1529 to benlondon
23 Nov 15#38
...who use call credit.
Clearscore use Equifax, meaning using this you have access to all 3 credit reference agencies.
Telling people to use a service that only shows 1/3 of the picture isn't really helping, is it?
wilky67 to benlondon
24 Nov 15#42
Worst ever noodle, that's why it's free.
whatyadoinsucka
23 Nov 15#12
Thanks op, just requested myself, very interested to see my exemplary credit rating
vassy201187
23 Nov 15#13
I did mine last week. They would update once in 60 days.
benlondon
23 Nov 1519#15
at the risk of sounding obtuse, do you think anyone on this site cares? this is about a deal, not your financial history
AndyRoyd
23 Nov 15#16
Is this service likely to leave a search footprint(s) or have any other detrimental effect? Thanks.
nictry to AndyRoyd
23 Nov 15#19
I guess not?
ianbirtwistle
23 Nov 15#17
Getting a technical error at the moment, anyone else?
nictry to ianbirtwistle
23 Nov 15#21
Nope works fine for me.
notoriouschucky
23 Nov 15#18
Thanks OP
Very handy to know
Thanks OP
very handy to know
MadonnaProject
23 Nov 15#20
I have a barclays account and a debit card but not a credit card which I assume barclatcard is, can I still do this?
nictry to MadonnaProject
23 Nov 15#22
Only Barclaycard as far as I can see (so unfortunately looks like its a no :disappointed: )
Sir Charles
23 Nov 15#23
Good news, I currently pay £14.99 per month for my Experian and I have a Barclaycard so will try and cancel today.
whatyadoinsucka
23 Nov 154#24
Get finding some deals Ben, I see you have posted some crackers..
Agreed I have edited my comments
figurine
23 Nov 15#25
Tried a couple of times over the past week or so, hasn't worked for me at all yet.
benlondon
23 Nov 15#27
the point I was getting at is a credit score is a credit score, whether you pay for it or not, the data they use is all largely the same, and banks use their own metrics anyway, so the score you get from one will by and large be the same as from another, it is just a good indicator
Anarki
23 Nov 15#28
There is another free credit checking website - clearscore
benlondon
23 Nov 152#29
unlike you, who seems to have an inordinate amount of time on your hands
still, if "reputation" on a website amongst your virtual friends is what's important to you, then so be it :laughing:
at least you saw sense and agreed with the point I was making though
magrawal
23 Nov 15#30
this is what popped up when I tried to do it.....
Thanks, we've received your Experian Credit Score request
We've shared your information with Experian, who will now generate your Experian Credit Score. We'll send you an email when you can log in and see your Experian Credit Score. Alternatively, go to 'Accounts & services' in the next few days.
bma1445
23 Nov 15#31
I don't know if they still offer it for new customers, but I get access to Experian's credit monitoring service with my capital one card.
sotomonkey
23 Nov 15#32
The banks do use their own criteria but the phrase "a credit score is a credit score" doesn't chime with the weird credit world I'm sorry to say.
whatyadoinsucka
23 Nov 151#33
i dont care about reputation on here, check out my deals, i post hot and very cold ratings, usually around things a like or do, it takes as long to post a deal as it does to make a comment.
tazul1988
23 Nov 15#34
Another free credit checking website is http://www.clearscore.com I have done it myself. There's no trial. You don't even need to put your card details
donna972
23 Nov 15#35
Been waiting for mine since friday,got an email today saying its done,logged in it isnt :/
VintageShrimp
23 Nov 15#36
Would I have to call up the Experian call centre to cancel this service? I had to last time I signed up for a free report, and it took an age (and was probably expensive, too).
nictry to VintageShrimp
23 Nov 152#37
No it's free and no commitment
RozJC
23 Nov 15#39
Been waiting for this. Thanks OP!
kidrock123
23 Nov 15#40
excellent find....will check it out.
BIOMAN1
23 Nov 15#41
Very useful, well spotted
discozohan
24 Nov 15#43
Did mine gives you a score and nothing else, no detailed information. bit disappointed with it. guess it's free so mustn't grumble suppose
sotomonkey
24 Nov 15#44
Tesco Value was it? ugh.
wilky67
24 Nov 15#45
Very good !!
rolo28
24 Nov 15#46
Just gives you score by the way - does not show credit history - lenders use their own criteria so score alone is not that useful - but saying that its free
phil19791
24 Nov 15#47
Many thanks. Just applied for mine
Stendhal
24 Nov 15#48
Ditto.
Thanks OP, I actually had no idea about this. Really useful.
janner66
28 Nov 15#49
Thanks very much
Elevation
28 Nov 151#50
I do love Experian's set of morals : steal your personal data without your express consent, then demand a ransom to see it again. I'm sure there's this gang in Romania doing a similar thing with these phishing e-mails - but at least they're um...'legit' criminals.
Hastie86
14 Jan 161#51
Just spotted this and glad I did as I was going to sign up to Experian to have a nosey. Thanks OP.
Opening post
I did mine on Friday and on Sunday was able to login and check the credit reference I had with relevant information etc.
Thought this would be useful for a few folks?
Top comments
Agreed I have edited my comments
All comments (51)
I believe it then automatically updates your score/graph every month until you 'cancel' the request - all at no cost.
Update - It updates every 60 days and plots any change on the graph.
Clearscore use Equifax, meaning using this you have access to all 3 credit reference agencies.
Telling people to use a service that only shows 1/3 of the picture isn't really helping, is it?
I guess not?
Very handy to know
Thanks OP
very handy to know
Agreed I have edited my comments
still, if "reputation" on a website amongst your virtual friends is what's important to you, then so be it :laughing:
at least you saw sense and agreed with the point I was making though
Thanks, we've received your Experian Credit Score request
We've shared your information with Experian, who will now generate your Experian Credit Score. We'll send you an email when you can log in and see your Experian Credit Score. Alternatively, go to 'Accounts & services' in the next few days.
Thanks OP, I actually had no idea about this. Really useful.