A very useful web app and mobile app, YNAB lets you plan and budget your money before you spend it, letting you know exactly how much you have left over after all your bills.
Nothing that can't be done with pen/paper or a spreadsheet, but a lot fancier and easier to do!
You can use an NUS card too prove that you're a student, too, even if you're a member of The Shaw University or similar.
All comments (31)
bloooo
18 Sep 17#1
I've been using this for a year now and would highly recommend it. Takes a bit of getting used to but has really helped me to budget effectively
robot1000
18 Sep 17#2
How does it compare to Money Dashboard (which is free)
Borgia1
18 Sep 17#3
Thanks. It says it links to banks
Does that apply to the UK and what it involve, do you know?
bloooo to Borgia1
18 Sep 17#4
I don't think the list of banks in the UK is as good as it is in the US. I don't use the link as you have to store your Internet banking passwords in full. I enter the transactions manually every few days and actually look forward to it to see how the budget is affected
Lorenz
18 Sep 17#5
how do you get the 1 year subscription for free with a NUS card?
jai47 to Lorenz
18 Sep 17#9
You will receive an email asking for proof, to which you can attach a picture of your NUS card
OliverBanks91
18 Sep 17#6
I've used YNAB for 3 and a half years now, and it has easily changed my life.
The UK banks that currently work are TSB, and AMEX UK, as far as I know. And they're relatively recent additions. I much prefer entering stuff manually anyway.
It used to be that you got the subscription free by emailing a picture of your student card to their support team. probably still works the same.
KevClark1985
18 Sep 17#7
Was literally about to start a free month trial after a recommendation from someone in work, but I have an NUS card so this would be perfect to try it for a year. How do you get the student deal? Is it like Amazon where you send a photo of the NUS card to an email address?
khush01
18 Sep 17#8
If anybody needs a good budget tracker app for their phones try Monefy. Hands down best finance tracker I've used and its easy and simple too.
Splashmo
18 Sep 17#10
Looks interesting, but unless you're going to commit to using it after the first year it's probably not worth it. As you'll just have to enter all you info/regular payments etc into whatever you use next.
If we're doing personal recommendations, then I use MoneyWiz for iOS. Was about £5 and that's it for life. They do a free version with a few limitations I think.
Anyway, good deal, voted hot.
KevClark1985 to Splashmo
18 Sep 17#12
Pretty sure I read you don't enter any payment details for a free trial, so imagine it is the same for the student offer
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Opening post
Nothing that can't be done with pen/paper or a spreadsheet, but a lot fancier and easier to do!
You can use an NUS card too prove that you're a student, too, even if you're a member of The Shaw University or similar.
All comments (31)
The UK banks that currently work are TSB, and AMEX UK, as far as I know. And they're relatively recent additions. I much prefer entering stuff manually anyway.
It used to be that you got the subscription free by emailing a picture of your student card to their support team. probably still works the same.
If we're doing personal recommendations, then I use MoneyWiz for iOS. Was about £5 and that's it for life. They do a free version with a few limitations I think.
Anyway, good deal, voted hot.