0% interest for up to 33 months from account opening on balance transfers made in the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 33 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 33 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 18 months and a rate of 25.9% APR (variable).
0.57% effective fee applies on each balance transfer made in the first 90 days. An initial 3% fee applies; we'll then refund 2.43% within 90 days, so the effective fee is 0.57%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
0% interest for 3 months from account opening on purchases.
£20 cashback on your first balance transfer made within 90 days of account opening. The £20 cashback will be paid in to your credit card account within 90 days of the balance transfer being made. Your cashback will be applied to the balance you transferred and will show on your statement as ‘Balance transfer cashback’.
Transfer less than £3507 and you'll make money. This money will reduce your balace down
13 comments
OrribleHarry
9 Sep 17#1
Excellent deal.
manicmidlander
9 Sep 17#2
33 months isn't guaranteed for all applicants so be careful.
Anon32 to manicmidlander
9 Sep 17#3
It does explain if you read it you either get same months but more apr not a problem as you got 33 months to pay it off. The 18 months deffo is less but if you're facing immdiate interest its still a year and a half and whatever hapoens you still get the £20 cashback.
So yes you're right be careful but hopefully you wouldn't sign up without reading the agreement
manicmidlander
9 Sep 17#4
Personally I'd be looking for a guaranteed 24 months 0% card
OrribleHarry to manicmidlander
9 Sep 17#5
No such thing as guaranteed with anything, if your credit is good you'll get the 33 months, if it's not you won't, simple as that.
manicmidlander to OrribleHarry
9 Sep 17#7
Not quite that simple. My credit is great but banks know I'll clear the balance before the 0% period ends so they don't really want my business.
Babbler
9 Sep 17#6
Same as Sainsbury's
Dave_dave69 to Babbler
9 Sep 17#8
Oh I don't know - Halifax's potatoes are crap.
:smile:
scott_safc
10 Sep 17#9
Site seems to be down, takes you through to the start my application page but once you click that it just redirects to halifax.co.uk... :unamused:
Apocc
10 Sep 17#10
£21 topcashback to
simplydiscount
12 Sep 17#11
I was offered 3% transfer fee but doesnt say if I can get refund on the transfer fee. please can anyone confirm?
RogerN
12 Sep 17#12
Got for daughter, whose Nationwide card is ending. TCB tracking link to this deal was down, but they said to do a manual cashback claim, so fingers crossed.
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Opening post
Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 33 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 33 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 18 months and a rate of 25.9% APR (variable).
An initial 3% fee applies; we'll then refund 2.43% within 90 days, so the effective fee is 0.57%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
The £20 cashback will be paid in to your credit card account within 90 days of the balance transfer being made. Your cashback will be applied to the balance you transferred and will show on your statement as ‘Balance transfer cashback’.
13 comments
So yes you're right be careful but hopefully you wouldn't sign up without reading the agreement
:smile: