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Opening post
john1972
30 Aug 17
Tiguan 2.0 tdi lease over 2 years in solid paint at this price, with 8k miles per year allowance.
advance payment £1792.69
23x £199.19
admin fee £180.
Total £6554.06
Not for everyone these deals, But if your looking at this motor cheap deal id say.
All comments (110)
donslibi
30 Aug 17 #1
Good price. Works out roughly £275 per month.
ianjury
30 Aug 17 #2
Bargain six and a half grand and the end of two years hand it back lovely waste of money !!!!!!
Mada06 to ianjury
30 Aug 17 #4
So if you were to buy a car during those 2 years you wouldn't lose money on depreciation? You would also need to pay for car tax, would it have a warranty?
nutterburger to ianjury
30 Aug 17 #10
Let me guess... you don't understand the benefits of leasing and you have made these comments before on other leasing deals?

Why comment if you have no experience in it or have any value to add to this 'deal'?
stuellis to ianjury
30 Aug 17 #16
I used to pay £3k a year on a rail ticket (burnt money) and still needed a car for weekends. Now I drive to work and get to do it in a new car which I can chop in every 3 years. Far better than being mugged by the rail companies.
Winning to ianjury
30 Aug 17 #19
It's always funny to read things like this. I imagine you have never ever lost money on buying a car then? Or have you always bought a car that's 12 years old that surely cannot depreciate any more than £100. These deals are subjective, you cannot vote cold just purely because it is a lease. It's the exact same concept of renting a house - some people cannot afford to own their own house - but yet they rent? That's surely a pure waste of money in your eyes? But I guess you just paid cash for your house. Get a grip and appreciate that different people value different things - I would much rather rent a nice car and have that sat on my drive than say - smoke 20 a day, or drink a bottle of wine each night, or see every football match from my favourite team. It is a good deal compared to other prices out there for the same model - therefore, it is a hot deal for those that this appeals to.
ollie87 to ianjury
30 Aug 17 #20
31846291-EVuqS.jpg
scorryuk
30 Aug 17 #3
Or buy it new and watch it lose 7 - 8 K in value in same time and then have to try and sell it /trade it for a decent deal. Cars are all a waste of money to varying degrees. It`s all about trying to manage it.
dush_yant to scorryuk
30 Aug 17 #12
Assuming of course that you are buying the car at RRP. You can easily get a £5K rebate when getting a brand new Tiguan offsetting part of the depreciation. You will still lose at least an additional £5K in depreciation though.
As you said it's all a matter of how you manage it and what it's worth to you.
One could argue it's not worth paying £100 to go to a concert/musical/sports match because at the end of the event you have nothing to show for it where as others would cherish the enjoyment got out of it.
afroylnt to scorryuk
30 Aug 17 #18
Most likely buy an ex demo with a few k already knocked off the price and with virtually a full warranty. Right now I think it makes more sense to lease rather than buy a diesel as I feel their second hand value is going to be hit hard...
KEEP_IT_TEA
30 Aug 17 #5
id never buy a lease car again.

I recently gave one back - complete and utter stress

On return everything was scrutinized, every nick, light scratch, kink etc car was even assessed under UV light to see if it had been resprayed!
and then i was presented with an 'extras' bill of £549

all that worrying, if some kid might kick a football into it, or some person might key it, or if i accidentally kerb the tire whilst parking etc. . . .

not worth the hassle and stress and anxiety.
dush_yant to KEEP_IT_TEA
30 Aug 17 #7
Which leasing company was it from?
LOL_is_stupid to KEEP_IT_TEA
30 Aug 17 #8
Who was the lease company (not the broker)?
Usually they're not overly bothered unless it's been hacked to pieces and is miles above what you've committed to
pinkmonkey to KEEP_IT_TEA
30 Aug 17 #9
It's always worth reading about fair use etc. There is a Govt. Policy that covers this and I would check that whatever lease co. you deal with adheres to the policy.
Mada06 to KEEP_IT_TEA
30 Aug 17 #11
It's someone elses car so you have to treat it carefully and with respect. All leases I have had follow the BVRLA fair wear and tear guidelines (http://www.bvrla.co.uk/service/fair-wear-and-tear-guides) so you know in advance what you need to put right.

My last lease needed the alloys refurbished which cost me £120. I knew if I didn't do them they could charge me more. If I was selling a 2 year old car and the alloys were curbed I'd be expecting to negotiate and will probably lose money. A lease isn't any different in that respect.
afroylnt to KEEP_IT_TEA
30 Aug 17 #13
Was the extras bill fair in your view and what did it include?
stuellis to KEEP_IT_TEA
30 Aug 17 #14
Sounds like a bad experience. I'm on my 2nd lease car and its been super easy and made changing car easy. My current lease is a Focus RS and as its a high performance Ford I like that during the lease all important parts are under warranty and I can hand back before needing to worry. I have the option to buy it out at the end so will see how the car in general is holding up reliability wise on the forums, fortunately I have the modified engine so hopefully wont suffer the cracked block issue.
Besford to KEEP_IT_TEA
30 Aug 17 #15
Whereas if you owned it you wouldn't care about the damage? All decent lease companies adhere to a set of very reasonable industry agreed return standards based on fair wear and tear, not damage. Frankly, £549 wouldn't buy much repair anyway: when someone put a car park ding in my car I was quoted £350 for a one panel bodyshop repair if needed (fortunately the 'ding man' did a good job for £50).

There's a certain amount of stress in owning or leasing any decent car. One piece of advice would be not to park next to any tatty people carrier with kids' seats in the back - but too often you can park at the far end of a half empty car park and still some numpty who couldn't care less will find it necessary to park right next to you.
Something about your post suggests you might be that inconsiderate person?
118luke to KEEP_IT_TEA
30 Aug 17 #17
This 100%. The key issue i have with Lease deals is id be paranoid about it being damaged and left with an expensive repair bill that you HAVE to pay before you hand it back. At least if i bought the car, its my choice whether or not to fork out on the repair bill. Pro-Lease's seem to overlook this fact.
stuellis to 118luke
30 Aug 17 #21
If you bought the car outright and wanted to sell it after 3 years you would have to pay any repair bills or accept a reduced sale value of the car to cover the cost of repairs. Not seeing any difference.
118luke to stuellis
30 Aug 17 #30
Who's making you sell after 3 years? Too much throwaway consumerism culture these days.
stuellis to 118luke
30 Aug 17 #36
If you don't want to replace after 2/3/4 years then don't look at leasing, why even comment on a lease thread. For those who want too its a great option. I drive to work, work bloody hard and my car is my little luxury. I enjoy driving and like something different after a while, if you only want to get from a to b and don't care how then you might not care you are bored of your car as driving doesn't give you any enjoyment. It still costs me less per year than when I worked in London and had to pay £3k a year on rail fair while still needing a car.
m5rcc to 118luke
30 Aug 17 #37
The high cost of maintaining the emissions equipment on them as they get older will...
m5rcc to 118luke
30 Aug 17 #34
But why would anyone want to buy and own outright a modern diesel car, with all its long-term ownership problems?
118luke to m5rcc
30 Aug 17 #38
Not sure how this has turned in a petrol v diesel debate but...

What ownership problems? And before you say DPF/EGR/DMF/Injectors/Turbos etc etc... remember we established before that modern GDI based petrols share the vast majority of components of a modern diesel, therefore reliability is somewhat of a moot point. Even particulate filters are being hinted at on new petrols due to GDI engine particulate emmisions being so high.
Diesel engines still are better at long distance and longevity, no matter how you look at it.



Very debatable, considering the poorer MPG you get with Petrols and the higher tax, i can safely say diesels have saved me money over the last decade or so.
m5rcc to 118luke
30 Aug 17 #39
There is no debate to be had. Modern diesel maintenance costs far more than petrol. Petrol cars do not have DPFs that clog up every 80-100k miles. A diesel engine has to carry more emissions absorbing kit than a petrol engine and all of this has a finite life. Additionally, the TDI engine in this car is still a belt cam, needing a fresh belt, waterpump and tensioner every four years. Diesel is only viable if you are doing more than 15k miles a year. It wasn't the case in the old days because the fuel offered better engine lubricity than petrol, however, diesels today have to carry complex anti-emissions equipment that relies on the vehicle being driven significant distances to regenerate, a diesel driven only short distances will clog them up.

If you wish to continue debating about it, please feel free to...
cactusbrandy to 118luke
30 Aug 17 #35
I don't think they do. I think they consider this carefully and recognise that if they bought or financed a NEW car any other way, they'd probably want to keep it in good condition regardless.

Lease cars cost the same to repair as non-lease cars, so it's largely irrelevant to worry about if you actually have a degree of sensibility when it comes to looking after a car. Which really isn't hard.
CrazyBob to KEEP_IT_TEA
30 Aug 17 #33
Who was that with?
pinkmonkey
30 Aug 17 #6
Would just like to add that I used this lease co. on a 3 year Hyundai Tucson deal. I was very apprehensive about the whole leasing idea but, I would never be able to afford 24k upfront on a new car!
I had loads of questions and Gateway2Lease were very patient and helpful with me. 3 weeks from signing up to delivery of new car.
Also, I compared lots of different leasing companies fees/rates and reviews and am happy that this co. were the most competitive
RCUK
30 Aug 17 #22
Some people really dont have a clue re leases .... wonder if its just the jealousy of not being able to afford one hence the stupid comments about throwing £6k away whilst they drive a 1989 Nova 1.0, or just a total failure to understand the benefits of leasing.

For those who can afford it - leasing is the most sensible way to have a new car. No depreciation costs, no road tax costs, new car with a warranty so minimal worry. Great way to budget for motoring - esp if you have a maintenance pack too.

As for complaining about a £549 bill, id assume it was wear and tear outside what the BVRLA allow, so why shouldnt they charge you if you have done more damage than you would reasonably be expected to do?
tom_hungston to RCUK
30 Aug 17 #25
Why no road tax on the new car?

Sorry me being dumb here
Mada06 to tom_hungston
30 Aug 17 #27
The lease company pay the road tax because the v5 is in their name. You get a letter every year to confirm the tax has been paid from the lease company.
tom_hungston to Mada06
30 Aug 17 #28
Thanks pal
RCUK to tom_hungston
30 Aug 17 #40
all lease deals include road tax as standard
foggy
30 Aug 17 #23
Don't argue with the naysayers, you either get it or you don't. To me having a car costs however you do it, from bangernomics to leasing and each comes with its advantages/disadvantages. I couldn't give two hoots about ownership, the registration or the badge but I find the no farting about aspects of a lease suits me.

VW finance are pretty good for returning cars. I had a Golf go back with 2 scratched alloys but were passed as fair wear and tear. A rock fell off the back of a tipper, bounced along the road before tearing a gouge out of the wing - the charge, £26 on return.
linhang90
30 Aug 17 #24
Might be cheap to lease. But i'd rather spend more buy the car and make it actual mine
Mada06 to linhang90
30 Aug 17 #26
But why? What benefit is there to have the car in your name?

The only thing I can think of is if you wanted to sell it within 2 years. With a lease agreement you are most likely going to pay a penalty to get out of it or have to find someone to take over the agreement.
K1LLER_HORNET to linhang90
30 Aug 17 #29
You will lose much more in depreciation.
cactusbrandy
30 Aug 17 #31
Must...avoid...temptation...to bait...lease haters...who...just...don't...understand.......finances...
m5rcc
30 Aug 17 #32
Slightly cheaper here, who don't charge the admin fee.

31847071-Vnyes.jpg
118luke
30 Aug 17 #41
DPFs do not just clog up at 100k miles. I've had cars at 165k miles and no DPF or any other emissions related ever occurred during the time i had the car.
Timing belt intervals are (unsuprisingly) the same as petrols... moot point.

Rule of thumb...
Below average annual mileage = buy a petrol
Above average annual mileage = buy a diesel
Theres no way i'd recommend to someone who uses a car every 3 days to pop to the supermarket to buy a diesel. Petrols do have their uses, but Diesel is far more suited to higher mileage applications and vice-versa. But don't assume diesels that do higher mileage will suffer emmisions related issues, because its just not true.
john1972
30 Aug 17 #42
No one is, but if I can afford it I will certainly treat myself to it. Way I see it if you have money and don't enjoy it. you will pay for it in the end if you end up in care or dead
m5rcc
30 Aug 17 #43
I'm afraid it is true and there is plenty of proof. Just because you personally claim you have endured it, you cannot extrapolate it to all diesel owners. DPFs will and do clog up.

You also assume all petrol engines have timings belts - they don't.
118luke
30 Aug 17 #44
Yet you are claiming that they do clog up at 80-100k miles and yet there is plenty that have gone way past that to prove otherwise (not just from my own experience). You cannot give a blanket statement that they will all clog up as soon as they hit that mileage as its simply untrue. To state otherwise is scaremongering.
I could state coil packs will fail in petrols several times before they reach 100k miles, but i'm realistic and know its not true.

I never assumed all petrols have timing belts either so please don't lie.
They have either a belt or a chain (with the exception of rotary engines).
m5rcc
30 Aug 17 #45
DPFs do clog. They exist to collect the soot from driving. Where do you think your soot from your diesel car goes? I can give that blanket statement because not all diesel owners drive the way you do and not everyone will do a long-run journey. It is not scaremongering, merely stating a known fact. There are even people on this very website who have illegally removed their DPFs to avoid such a problem!

I haven't lied either - I said you assumed it, not said it.
Riley007
30 Aug 17 #46
Bla bla bla.....
androoski
30 Aug 17 #47
The old mileage thing about deciding between petrol and diesel has given way somewhat to conscience with diesels being the more toxic (despite the dishonest claims from car makers about the latest engines)
I get better MPG from my petrol car than my neighbour does from his diesel. Mainly because he is not very good at driving but it kind of makes the economy argument moot.
fireman1
30 Aug 17 #48
I am no expert but i thought the soot etc was obliterated at extreme temperatures when the vehicle travelled at speed for an amount of time. It doesn't just build up forever. Hence short trips being bad for diesel motors and creating problems.
m5rcc
30 Aug 17 #49
Not all of the ash can be burned off and expelled. If a DPF does not passively regenerate from the heat created by driving at around 2,000rpm, then it should actively regenerate every 250 miles or so. If it isn't doing this, then there's problem.

But DPFs clog with two substances: with soot if they have not regenerated and ultimately with ash if the have been regenerating, and clogging with ash typically occurs at around 80-100k miles.

The DPF in this very car will clog it up with ash sooner than might otherwise have been the case (as the current EA288s regenerate more than EA189s ever used to).
adsthompson
30 Aug 17 #50
Great point best buy one and lose 40% in next 18 month. Then try sell it

If it appreciates = buy it
If it depreciates = rent it

Simples
bigmo_uk
30 Aug 17 #51
ADMIN!! we need to make comments on Lease deals illegal - whilst they are hilarious... they ARE ALWAYS THE SAME.
andreasuk
30 Aug 17 #52
Or you buy a pre-owned one with long warranty and low milage and hardly lose a lot less.
andreasuk
30 Aug 17 #53
If it was that easy:-)
andreasuk
30 Aug 17 #54
This is a comfortable choice and you have to pay for it.
As always you have to look at the size of your wallet.
If you earn 60k a year and you dont want to save money on tranportation its a good choice.
I earn half of that and i dont want to spend 3000+ a year to rent a car. Plus i travel more than 8k anyway and im saving for other things.
For the small minority of people this could be an option. Majority of the people will buy their own car because its cheaper and thats how it is.
john1972
30 Aug 17 #55
Glad that's cleared it all up then Thanks.
andreasuk
30 Aug 17 #56
Your welcome.
I've had enough of people talking about the same things over and over again.
Glad someone appreciates it.
From_the_Midlands
30 Aug 17 #57
Why do they even make manual cars in 2017?
Guzzle
30 Aug 17 #58
While I can see some sense in what you say, just because it doesn't suit your circumstances, that doesn't mean it isn't a good deal. You need to look at the value side of the deal and not just the cost.

I'm leasing my current vehicle because the maths told me it would cost less than buying the same vehicle outright and running it over the same period.

Just recently I obtained a quotation to buy the car from the lease company, and was pleasantly surprised by the quotation. However, by the time I added on the cost of 2 years VED, 2 mot's, 2 years breakdown cover, extending the warranty, 4 new tyres, scheduled maintenance (cam belt & water pump), a major service, interest charges on a loan, i would have been less than £10 per week better off driving a 2+ years old car compared to a brand new one. As I rely on my car for my job, it's worth that for peace of mind alone. I also need to factor in that once my car goes over 5 years old then my employer will suspend payment of my car allowance.

Now if I were covering a lot more miles then leasing becomes more expensive and loses some of its appeal, but until that point leasing it is.

I want to save money on transportation as much as the next person, but saving money should not be confused with economising. And I don't earn £60k.
andreasuk
30 Aug 17 #59
I understand your decision. I don't think you will win or lose a lot either way.
Most of the people won't want to spend 3k yearly on a leased car plus it's not yours.
If your circumstances change and you have to travel more for some reason you'll be in a stew.
You get piece of mind by leasing but that's part of convenience.
Agent_Silver
30 Aug 17 #60
We are on our third lease deal, we leased because a car blew up before trade in, didn't have eight thousand (or even two thousand) for another car, had several poor experiences with used cars, so leased a qashqui as repayments affordable, three years later collected on a low loader no problems (had to spend a bit of time tidying a couple of scuffs) then leased another car, again no problems, other that parking ticket which lease co. paid for and we shouldn't have got and for which we had to pay an admin fee, although we fought it and got all our money back it was hassle, this is because the car is registered to the lease co. (something to be aware of) now have a Vauxhall Mokka under £180 a month with three months u front and 8k pa.
As a compare for similar monthly outlay over five years I now drive a Dacia Stepway, which I will own outright, but what is the betting I decide to trade it in after four years and then the payments still continue?
Remember if it appreciates buy it, if it depreciates lease it. (we are hedging our bets with one owned and one leased) I bought because my job historically has come with a company car and may again in the future, by owning I can pass to daughter)
jaydeeuk1
30 Aug 17 #61
If you're worried about handing a lease car back with scratches etc I have a friend who will 'buy' it off you for half market value and ship abroad for parts. You just have to claim as stolen and get your money back from insurance co, and then use your gap insurance for the shortfall.
fellowsuk
30 Aug 17 #62
That's good, because you don't buy a lease car.
andreasuk
30 Aug 17 #63
Sounds legitimate:-)
I'm in!
jaydeeuk1
30 Aug 17 #64
Ok, pm your address and leave your keys under a plant pot.

What's your bitcoin wallet address?

Pleasure doing business.
thetrueindy
31 Aug 17 #65
secrets of your new car

Worth a watch if considering this deal.
ianjury
31 Aug 17 #66
I understand that over two years you pay 6 and a half grand to drive around in a new car that people will look at and then hand it back you can get a damn good second hand car WITH WARRANTY for that you dont have to worry about small dings curbing the wheels a bit of dirt inside dents on bumpers scratches anywhere and at the end of two yours of OWNING YOUR OWN CAR its still work a few quid where you can sell so yes i do know and understand
Mada06
31 Aug 17 #67
So your argument (albeit badly written and poorly punctuated) is that if you buy a car outright, you can treat it badly and it doesn't matter if it gets damaged? What a great argument.

Also "still work a few quick where you can sell" I take to mean it's "still worth something when you come to sell". But if you are buying a £6k car it's not going to be new so depreciation isn't as much as an issue. So you are now comparing the merits of a used car against a new car.

You literally have no clue what you are talking about do you? :raised_hand:
m5rcc
31 Aug 17 #68
Because they're more fun to drive and in many cases, more economical.
From_the_Midlands
31 Aug 17 #69
I expected to hear "more fun to drive". No they're not!
Driving isn't fun.
It's great if you've driven a good automatic car. The only reason people still drive manual cars is because they're cheaper than automatic ones. Admit it or not
m5rcc
31 Aug 17 #70
Maybe for a boring person they're not.

I have driven plenty of 'good automatics', however, I prefer to choose the gear myself as and when I want to.

People often choose automatics because they're lazy and don't want to change gear in town. Petrols are cheaper than diesels. Is that too the only reason why people choose them?
cactusbrandy
31 Aug 17 #71
If you want a car with small dings, curbed alloys, a bit of dirt inside, dents on bumpers and scratches anywhere, then I suggest any form of new car isn't for you - leased or otherwise.

Put simply: if you give not sh*its about your car, then good for you - buy a used car and treat it like dirt :smile:
barbiegirl
31 Aug 17 #72
As I always say on these threads, you can have Brexit, Trump and Leicester winning the league but when everything is in flux around you, it's reassuring that somethings are constants. Like people on HUKD not understanding lease deals, making comparisons between apples and pears and generally not getting the basic concepts of always leasing a depreciating asset, never buying one, and that the difference in risk profiles....

And here we are again. Soothing continuity.

85% of new car sales are on a lease for a very, very good set of reasons.

THIS deal, IMO, is a very good one indeed. £275 pcm over the term for lovely, safe, clean, reliable, stress free motoring. No tax, no MOT, no unexpected expensive repairs, maximum safety, best possible fuel consumption, nice toys to make your journey more relaxing. All worth it for me, but then I can afford it. If you can't, fair enough.
phatbhoy
31 Aug 17 #73
this is exactly the reason I have been put off these deals - can you say which company it was?
DodgeySolenoid
31 Aug 17 #74
It's all about peoples opinions. You don't need to have experienced a leasing car, to have an opinion of the financial facts presented to you. This is a classic case of two people being on totally opposite sides of the scale.
cactusbrandy
31 Aug 17 #75
A rubbish one most likely, or an unreliable post that stretches the truth.

My previous lease had damage that was my fault - bike rack slipped down and rubbed paintwork off the bumper in two places. Chipsaway did a totally shoddy job of repairing it (note: I would have done the repair had it been a lease, new-purchase, or second-hand purchase).

When the guy came to pick it up he didn't even notice it and was more concerned about the interior, than exterior. We chatted about the BVRLA guidance for allowed wear and tear - it's surprisingly generous - more so than what the garage or a private buyer would consider as "fair".

bvrla.co.uk/ser…des

bvrla.co.uk/adv…cle

drive-electric.co.uk/wp-…pdf


I bet my left testicle that no franchised garage, indie or private buyer would be happy to overlook all of the below, when trading or selling a car to them.

"Chips
Small areas of chipping, including door edge chipping are acceptable.
If the areas of chipping require the entire panel, bumper or trim to be
repaired or repainted, the damage is not acceptable.

Dents
Dents (up to 10mm) are acceptable provided there are no more than two (2)
per panel and the paint surface is not broken.
Dents on the roof or swage line on any panels are not acceptable.

Scratches
Scratches and abrasions up to 25mm are acceptable, relative to the
vehicle’s age and mileage, and provided the primer or bare metal is not
showing.

Moulding, wheel arch trims
Scuffs and scratches up to 25mm are acceptable provided the moulding or
trim is not broken, cracked or deformed.

Windows/windscreens
Light scratching is acceptable provided it does not interfere with the
driver’s line of sight and any heating elements still work properly.
Chips, cracks or holes are not acceptable.

Repaired chips within the driver’s line of sight are not acceptable.
Repaired chips outside the driver’s line of sight are acceptable provided they
are repaired to a professional standard and the work is warrantied.

Wheels and wheel trims
Dents and holes on wheel rims and wheel trims
are not acceptable.

Scuffs totalling up to 50mm on the total
circumference of the wheel trim and on alloy wheels are acceptable.
Any damage to the wheel spokes and the hub of the alloy wheel is not
acceptable.

The spare wheel (including ‘spacesaver’), jack and other tools must be
intact, stowed properly and in good working order.

The emergency tyre inflation canister, if supplied when new, should be in
full working order, serviceable and ready for use. A canister that has been
partially or fully discharged should be replaced. "


Lesson: if the lease company doesn't agree to follow BVRLA guidelines, steer clear!
barbiegirl
31 Aug 17 #76
Good, useful and detailed post, thank you. I have had at least 5 leases. I have only had to pay anything on returning one of them which was a Golf R on which my other half had heavily kerbed the wheels and scraped the front skirts (lesson learnt - don't give this type of car to people for whom the finer points of parking are lost). On all the others, nothing.

Fair wear and tear is exactly that.
barbiegirl
31 Aug 17 #77
My 17 year old - who is learning to drive - asked me why we still have manual cars. Given that I have an AMG speedtronic (there are no manual AMG cars) and a DSG VW, I couldn't think of a good reason. It does seem a bit antiquated. The idea that with a manual there's more involvement - you can choose your own gear - doesn't really hold up as in both instances here, you can also select your own gear. Manuals are faster - well no they're not - you can't change gear in the 200ms my AMG box changes gear and if you go look at Golf R manual vs Golf R DSG on YouTube, you'll see exactly what I mean.

With all electric vehicles getting pushed harder and harder I do wonder if we will see manual gearboxes vanish from use entirely in the coming two decades. I'm not sure what purpose they serve anymore. They don't have a USP.
cactusbrandy
31 Aug 17 #78
For engaged driving, an automatic has one main flaw - it can't see and therefore anticipate a bend ahead. It's a niche reason I guess, but fair, although not a killer, given that it can be overridden with paddles and the like.

My next car(s) will be auto/DSG wherever possible - combined with adaptive cruise control, it will make driving in traffic far less of a chore and save the old knees I seem to have developed at a young age!
m5rcc
31 Aug 17 #79
Cheap finance - but I wouldn't necessarily call it good in the long-term for consumer debt - it's the next financial bubble.
m5rcc
31 Aug 17 #80
Not everyone wants to have a drag race. You omit the countless issues, such as hesitations of the old six-speed dual wet clutch DSG.

As mentioned previously, autos are also often thirstier than manuals.
sam1970
31 Aug 17 #81
that is exactly the point. Why do you need to sell after 3 years? I buy my cars nearly new with at least two years warranty , to save few thousands of pounds, and keep them for at least six years. During that time I rarely have any thing going wrong as they get serviced regularly. I dont need a new car every 3 years. If I cant afford to buy a new car I dont want to lease it just to show off
afroylnt
31 Aug 17 #82
A good paddle shift 'auto' is as much fun as a manual otherwise for a more powerful / sporty car with a good manual gearbox is for most people, more fun. Sounds like you have'nt driven any such cars.

Systems such the VAG DSG can cost loads of money when they go wrong outside of warranty so are not a good option for longer term ownership but fine whilst covered by a decent warranty.
Mada06 to afroylnt
31 Aug 17 #84
Everyone read it right, you are just regurgitating the same old rubbish.

Who cares if you own the car? If you scratch the alloys or damage a car where your name appears on the V5, it's still likely to be worth less because of the imperfections. Exactly the same as a leased car but you have damaged someone elses car.

You really don't seem to be understanding this so why do you insist on keep contributing to this thread?
ianjury to Mada06
31 Aug 17 #85
Lol
cactusbrandy to ianjury
31 Aug 17 #86
So why are you comparing a used purchase, to a new lease? They are completely different scenarios. Same old garbage, same old nonsense 'arguments' trying to push an argument that simply isn't valid.

I'm sure most of the time it is people who have a dislike of others who have some degree of disposible income to spend as they please. It's not very becoming of a person.
barbiegirl to cactusbrandy
1 Sep 17 #89
Adaptive cruise is the best thing I've had on a car for 10 years or more. Combined with DSG box, it takes 85% of the sting out of a long drive or even stop-start on motorways. It's semi-self driving and gives one an insight into what driverless cars will feel like. I took my Golf R down to Germany and drove 6 hours in one sitting and got out feeling like it had been an hour. Remarkable tech now on cheap cars!

In terms of engaged driving, you're sort of correct, except if you have GPS built into the systems.....with an AMG box, as you head into the bend and brake hard, it double down shifts leaving you with an awful lot of power on tap for when you hit the apex and need the power for the line out. So it kind of does know what's going on, or you tiptronic shift it as you say.
barbiegirl to barbiegirl
1 Sep 17 #90
Indeed, it is a cause of concern, but that's more to do with the readiness with which credit is given out and to whom, not a fault of leasing vehicles as a process, which is sound.
ianjury
31 Aug 17 #83
You didnt read it right i said you can buy a good used car for £6500 then IF you scratch it or curb the alloys then you dont have to pay the extra and the car is yours to keep
cactusbrandy
31 Aug 17 #87
Here is the crux of what is seemingly an underlying dislike of people in new cars on HUKD.

Leasing isn't showing off. It's about cash-flow. If you run, operate, or partake in being in a business of any sort, you'll know that leasing is a very useful financial mechanism, whereby cash is not tied up in a depreciating asset.

Why would I want to tie up £30k of my cash in a car and gamble on what I get when I sell in two/three years, when I can fix the payments over the same period and have no capital tied up and know that there is no risk at the end?

Leasing works for those that fit the profile: that is, change new cars frequently and want to minimise risk. A lot of hate seeing someone in a new car, it seems? Get over it.

Try reading a bit about lease accounting - IFRS 16

iasplus.com/en/…-16

If leasing is so evil, why does pretty much any big business lease cars, equipment and plant machinery? Oh wait...
stuellis
31 Aug 17 #88
I bet you do motorway driving? Plenty of people who buy diesels and only do short runs have issues are reporting issues. From what I read a DPF needs a good run at 50+mph for several minutes to go through its cleaning cycle, if you only use it for town driving your going to have problems.
barbiegirl
1 Sep 17 #91
It's that simple. You buy appreciating assets and you lease depreciating ones. Anyone with any business experience or basic understanding of finance should know this. If you think you won't be able to keep up the payments, then don't do it. If you want a second hand car and the risk profile that can bring, buy one. But don't compare it to driving a brand new car as they are two different things.
m5rcc to barbiegirl
1 Sep 17 #94
But equally I can just drop down a gear manually before I overtake a truck and pass it safely with two hands on the wheel, no?

Whether it's official figures or Real MPG, autos are often thirstier even if one can negate some of that with a better quality fuel.
barbiegirl
1 Sep 17 #92
It's not just about drag races my friend. I'm a bit old for that. But I do want to be as safe as possible with minimum exposure time when I have to pass a lorry on an A road. A DSG or Auto will not only be quicker 30-70 or 50-70 but I get to keep both hands on the wheel at all times (assuming a gear change is required). As for them being more thirsty, often on the official figures they are. But personal driving style has more impact on MPG than any other variable and in many instances an auto box in Eco mode will change up before a manual driver will, so in reality they can be more economical.

I can't say I've ever experienced any hesitation on either the AMG box or indeed the DSG. But I have a new DSG, maybe they improved it. I would never buy a VW with DSG as I believe they often develop issues, but I will happily lease one.
m5rcc
1 Sep 17 #93
But the leasing companies are at fault too because they're seeing this very easy opportunity to lease the cars and taking risks on who they lend to too. All in all, its subprime all over again.
118luke
1 Sep 17 #95
Exactly, im on the motorway almost daily, and this is the point im making. If you do above average annual mileage (more than 10k) then a diesel is a sensible choice, the reverse is true for petrols. I mentioned i would never recommend a diesel to people who only do short journeys, similarly i would not recommend a petrol to long distance users due to lower MPG. Used in the correct way, diesels will run and run without any issue over many thousands of miles.
barbiegirl to 118luke
1 Sep 17 #96
Yes, I agree. But my point was it's about the lending decision or process. The sub-prime lending fiasco of 08/09 was about credit rating agencies (that operate in a competitive commercial environment which is wrong on every level!) not because mortgages are inherently bad in some way. That's the point I was trying to make...
Bertz99 to barbiegirl
1 Sep 17 #97
Stumpy in this forum posted a fairly thorough yet precise description from VW technical support to the current regen procedure they have designed and implemented in context to this car/engine:
tiguanforums.co.uk/vie…=30
Bertz99 to 118luke
1 Sep 17 #99
Not sure it fully supports how you are reading it. Would go as far as VW do not recommend for solely inner city driving but doing 38mph for 5/10/15 minutes (dependent on iteration presently required) isn't what I would say can only occur on motorway.

The real reason for posting though was to give VW's current evolving process - even 5 years ago if you look at the implementation VW had it had far less safety nets toward total failure - costs to replace also continue to drop much the same as cats did with petrol all those moons ago.
solsurf to Bertz99
1 Sep 17 #100
My last two cars have been a landrover freelander 2 cost me £15500 at 2.5 years old sold after 3 years it a year ago for £8k it cost me a small fortune to run around £4k in repairs and servicing did 30 mpg plus MOTs and tyres and expensive road tax. Now I have an xtrail £6600over two years on lease only a service to pay for and it does 57 mpg it's about 30% cheaper to run and it's a new car too.

I also have a "cheap" car i own that looking at the figures objectively costs me a small fortune to run. For me it's knowing what the costs are and with second hand cars this is an unknown so budgeting with lease cars is the real winner for me.
stuellis
1 Sep 17 #98
Thanks, supports what I have read before you have to do frequent motorway driving. If you don't get a successful clean this car gives a warning light telling you to go drive at over 60km/h for 10 mins, seems not all do this "The owners handbook states, the DPF symbol lights up to indicate that the diesel particulate filter has become obstructed with soot due to frequent short trips. When the warning lamp comes on, the driver should drive at a constant speed of at least 60 km/h for about 10 minutes."
millhouse89 to stuellis
3 Sep 17 #109
I can't resist the bait...it's....just... :popcorn:‌ :popcorn:

So many people in these threads every time who either have a healthy dose of blind ignorance or have a limited understanding of economics and the fundamental basics of the time value of money. It's absolutely mind boggling.

Yes there are reasons why an outright purchase might be right for you... but for the rest of us these lease offers are an absolute bargain.

I cannot for the life of me understand why on earth anyone would like to tie a huge lump sum of money up in a car which they will never get back.

If I offered you a house for sale .... and told you the price would drop by 10% - 15% each year and at the end you might even struggle to sell it....
Would you buy it? Would any bank give you a mortgage for that terrible deal?...No

Even if you look at the "just buy a second hand car instead" argument - It still doesn't stack up. I guarantee there are lease offers out there that would still beat the maths on a good amount of those.
Buying a ten year old car for £4k and claiming you have saved money just isn't correct - there will be repairs, maintenance, you'll need roadside assistance cover, higher tax, higher fuel costs. What if it breaks down - a repair might be 20-30% of the cost of the car at that point, is it worth it to get another 6 months of life before it breaks down again? All said and done after a couple of years you have still spent £6k and need a new car. Or you could have had a brand new one, none of the headache and took the lease.
mkara to millhouse89
16 Sep 17 #110
Paying £299 on a 3+35 for the R Line with 8k miles per annum. Definitely worth the extra £24 if it works out to be £275, especially with all the extra bit of internal and external kit, including the pan roof, folding mirrors, etc.

However, on a lease for the Tiguan I'd recommend the SEL if you can get a good deal on it, you wouldn't compromise ride comfort as much with the 19" wheels, and you'd have more protection when parking as the 20" wheels on the r line wanna make you cringe whenever parking (in London), not to mention the lowered ride height, so high kerbs can also be an issue when opening the doors as there door covers the entire outer side, which does help to not dirty the lower part of your garments when being in and out the vehicle. But for the look of it, definitely worth it!
andreasuk
1 Sep 17 #101
I understand that it's a good option for some.
mad_design_man
2 Sep 17 #102
£1800 up front? £199 a month and own diddly squat afterwards. Why not just buy a £2k car?
ianjury to mad_design_man
2 Sep 17 #104
With this site people view there own opinions else it would just be boring, so when i see a deal thats good or what i think is good then ill comment on it and when i see a deal that i think is bad ill comment on it , all im saying is that i think that spending this amount of money for two years is a rip off mu opinion and i voiced my opinion on here im not trying o say to people dont buy its a rip off etc..... its my opinion id rather buy a good second hand car for that money its MY car and id be proud of it !
cactusbrandy to ianjury
2 Sep 17 #105
Good luck buying a new one and having depreciation as less than £6554.06 over the same mileage and time period.

Do you swagger into TV threads and whine about how new TVs are a rip-off when you can get a good used one for less?
Guzzle
2 Sep 17 #103
The answer to your question is in the comments above. You just need to read them with an open mind and understand that not everyone is in the same circumstances as you. Some people like cars, they don't boil everything down to just numbers.
solsurf
2 Sep 17 #106
I'm proud of the house I own (appreciating), art I've collected (appreciating) and my pension fund (hopefully appreciating) my last few nearly new cars have cost me a fortune and looking objectively at the figures being able to budget and put the money to better use leasing works for me, I think it may be because I look for the best deals at the time and it's not a vanity thing.
One of the other reasons I think leasing works at the moment is the movement towards electric vehicles; why invest in a car with a combustion engine? When in a few years it could be a redundant technology and the car worthless. Of course this could affect residuals and increase the cost of leasing. Actually thinking about it maybe I'll just stick to cycling, any deals on bikes
andreasuk
2 Sep 17 #107
It won't affect anything for 20 years at least.
You keep a car you buy for about 5 years anyway.
It's too early to think about that yet.
john1972 to andreasuk
2 Sep 17 #108
this post is to let people who are looking for a NEW car know about the deal on this NEW car which there will be plenty hence all the new cars on the road.
plenty things posted here that I don't want, or have an interest in, yet I have no inclination to shoot or run down a post because its not for ME.
If you WERE looking for a NEW car would this deal be good? sure this is the way to look at it as not everyone likes used cars?
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