• Accept all debit & credit cardsConnect the SumUp Air Reader via Bluetooth with your iOS or Android device.
• £0 fixed fees & fast payoutsOnly pay 1.95% per transaction. Payouts go directly into your bank account.
• Get started in minutes100% online signup. No paperwork. Fast reader shipment.

Connect the SumUp Card Terminal via Bluetooth with the free app on your smartphone or tablet and accept card payments from your clients.

Check the thread for izettle (which was £23 June, £30 now) for comparison.

Aren't these slow to pay out though?

Cheaper online atStaples

Better fees than Paypal, think I might have to switch to this.. cheers for heads up

Chargebacks incur a fee of £10.

Any chargeback protection though?.

Sounds interesting but I am not sure I would let my card being scanned by such thing, looks more like skimming tool than terminal.

I haven't used this but have a World Pay since version, an Izettle and now three Square readers.

Square for me offer the best. It is only 1.75% fees as opposed to 1.95 as above (or 2.75 for others) and money is in bank next day.

And if you use a referral code then you get your first £1000 worth of transactions fee free :-)

Used SumUp for a couple of years now. Works very well. Takes about 4 days for me to reveive any money. I haven't got the new reader for contactless but the original is fine.

This is better than the izettle in my honest opinion! The interface is so easy to use on the sum up app and the reader it self I have two and they are both great! You can have employees so that your staff can have it on their phone too. Highly recommend also the standard low rate of 1.95% is better than the confusing 2.75-1% you could potentially get from izettle.

Surely these are a good way of a basic cash withdrawal from credit card are they not? Beat most fees! :joy:

What are you guys using these for? car boots, small business use etc?

We have one of these. It works well without subscriptions. Very easy to use and the charges are low at a flat rate of 1.95%. If your card income is inconsistent or uses a lot of credit cards rather than debit cards then this is the best card system. Please note that you can't do payments by phone or link.

They have your money earning them interest for a week, THAT is how the transaction fee can be so low; the iZettle pays into your bank within 24 hours.

Right now, although the interest WE get paid is near zero, interest on business investments and cards is much higher - 30-50%, so they can make a significant amount when you total up all the funds they have "sitting" for a week.

The danger of this, if too many investments go bad, they quickly run out of cash - and you end up paying the cost.

Have now ordered a Sum Up reader and can confirm Sum Up do provide a virtual terminal on their website for payments by phone.

It doesn't actually use the card reader (obviously) but is only accessible if you have an account - and you need a card reader to have an account.

Charges for virtual terminal are slightly higher than the card reader transactions at 2.95% + £0.25 per transaction.

Don't know whether izettle have this facitity or not but I need both facilities - reader and virtual terminal so Sum Up looks good for me

Unless there are different rates of charges for different types of card readers with these guys.
It the charges are 2.95% +€0.25 cents.
There's no clear timescale as to how long it takes to be paid. It says A few more days than the usual. The problem is when comes card processing there is no "usual".
The SMS payment feature has the potential to cause you a lot headache for the following reasons. It says. Once a transaction has been initiated you cannot process a further transaction until the first one is completed. The SMS link lasts for 30 days! Imagine a transaction is initiated but not completed. You might have wait for SMS link to expire before you can process another payment.
Best case it needs clarification and worst case you're screwed (pardon my French).