This is for Post Office (and more than likely bank of Ireland) card customers only
cold votes incoming (yes you can get longer deals for new cards but I don't ever recall an offer like this and ive had probably 20+ different issued credit cards over the last 20 years)
I logged in recently and had this offer down the right hand side of the log in dashboard.
I've just checked and the offers still there
7 comments
splatsplatsplat
31 Jul 17#1
Thanks. I'm just out of my 0% period. Will check.
summerof76
31 Jul 17#2
Heat added
splatsplatsplat
31 Jul 17#3
I have the offer (i think) but I'm confused (this is my first and only credit card). I currently owe £500 on the card. The offer page says I have £3,302.11 available for balance transfer.. It's asking me how much I want to transfer..
So do I ask for £500 or what? (my credit limit is £4100). I dont really need more than 1k at any time as I pay it off quickly.
Ashe
31 Jul 172#4
You don't do anything, as this isn't suitable for what you want. Although to be fair the post doesn't mention anything about this being a balance transfer, so I can see how the mention of 6 months interest free could be confusing for those not familiar with transfers between cards.
A balance transfer is used to move funds from another credit card. If you only have a Post Office card, having a balance transfer offer from them is useless to you.
eslick
31 Jul 17#5
looks to be only for Balance Transfers :disappointed:
You will pay 0% interest on balance transfers for 18 months. A fee of 3.5% will apply. Terms and conditions apply, please see below.
Anon32
31 Jul 171#6
Theis is for existing customers and balance transfer from existing other cards! Account specific but Barclays run account specific stuff like interest free and low interest rates on balance transfer for life etc... Not really hot as you might as well balance transfer to a new card and get 33 months plus .58% fee and £20 cashback therfore reducing your balance!
I understand people get sick of changing but maybe a low fee card such as the looyds one at 5.7% apr is less than .5% a month makes it good for small to medium size purchases.
DealJourno
1 Aug 17#7
Good idea for anyone in debt. Great time to pay it off
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Opening post
cold votes incoming (yes you can get longer deals for new cards but I don't ever recall an offer like this and ive had probably 20+ different issued credit cards over the last 20 years)
I logged in recently and had this offer down the right hand side of the log in dashboard.
I've just checked and the offers still there
7 comments
So do I ask for £500 or what? (my credit limit is £4100). I dont really need more than 1k at any time as I pay it off quickly.
A balance transfer is used to move funds from another credit card. If you only have a Post Office card, having a balance transfer offer from them is useless to you.
You will pay 0% interest on balance transfers for 18 months. A fee of 3.5% will apply. Terms and conditions apply, please see below.
I understand people get sick of changing but maybe a low fee card such as the looyds one at 5.7% apr is less than .5% a month makes it good for small to medium size purchases.