Was a recent, and slightly longer @ 42 months, deal however the fee was higher, this one is a relatively lower balance transfer fee and still almost 3.5 years of interest free money (assuming you have o/s credit card balances of course)

0% interest on balance transfers for your first 40 months.

Nectar cardholders exclusive: balance transfer fee of 1.78% (2.89% initial fee reduced by refund). Applies on transfers made within your first 3 months, 3% afterwards (minimum £3 at all times).

If you do not have a Nectar card, your balance transfer fee will be 2.89% for your first 3 months, 3% afterwards (minimum £3 at all times).*

0% interest on purchases for your first 3 months

No annual fee

Also collect 5,000 bonus Nectar points when you use the card to spend £250 on Sainsbury’s shopping or fuel in the first month.

Hope it helps someone?

Terms:

Purchase rate is 18.95% p.a. variable, with a representative 18.9% APR variable, assumed credit limit: £1,200.

Balance transfers


0% interest for your first
40 months

Nectar cardholders exclusive: balance transfer fee of 1.78% applies on transfers made within your first 3 months, 3% afterwards (minimum £3 at all times). ^

If you do not have a Nectar card, your balance transfer fee will be 2.89% in your first 3 months, 3% afterwards (minimum £3 at all times). ^

Collect 2 points per £1 spent on Sainsbury's shopping and fuel, and 1 point for every £5 spent on your card elsewhere†

Collect 5,000 bonus Nectar points when you use our credit card to spend £250 on Sainsbury’s shopping or fuel in your first month. Offer ends 28th August 2017 ††

40 Month Balance Transfer Fee Refund conditions:
Available to new customers with a Nectar card who apply and take out a Sainsbury’s Bank 40 Month Balance Transfer Nectar Credit Card. The offer applies to balance transfers that are made within 3 months of account opening. Account will be opened within 2 working days of us receiving your signed agreement. The balance transfer fee charged is 1.78% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 2.89% and a partial refund of 1.11% of the transferred balance is refunded directly to your account. This refund will be processed within 60 days of the balance transfer being made. The refund will appear on your statement. You must tell us your Nectar card number when you apply to ensure you receive the offer. If you do not have a Nectar card, your balance transfer fee will be 2.89% in your first 3 months. After 3 months from account opening, the fee will be 3% for Nectar and non Nectar customers (min. £3 fee at all times). Sainsbury’s Bank reserves the right to terminate this balance transfer offer at any time.