Absolutely no fees on foreign spending or cash withdrawals until August 2018
56 days interest free on purchases and cash withdrawals
Arguably a better deal than Halifax clarity which charges interest from the moment you withdraw cash
Only downside is visa exchange rates slightly worse than MasterCard
I've just used this in Cambodia,
Vietnam and Singapore and worked perfectly.
Note - contactless does not work abroad for security
All comments (28)
backinstock
4 Apr 171#1
Do you have any comparisons of the difference?
Yes, with Clarity you pay interest, but I normally pay a day or two after withdrawing.
Example, withdraw €120 (currently around €1.16 - £1) and pay £100, the fractions are minimal.
billicho
4 Apr 171#2
I guess its convenience too - whilst travelling you might not get the opportunity to pay off the clarity card straight after withdrawing cash
with Barclaycard you've got piece of mind of knowing its interest free for 56 days
comparisons of what?
backinstock
4 Apr 17#3
Comparison of the exchange rates.
How worse is it? I'd imagine marginal?
billicho
4 Apr 171#4
visa today
£1 = 1.168049 Euro
MasterCard today
£1 = 1.170548
jobibear
4 Apr 17#5
This is well worth having alongside the Mastercard. Doubles up as a very handy spare. Any cashback anywhere?
billicho
4 Apr 17#6
couldn't find any cash back :disappointed:
grillnun
4 Apr 17#7
is this a different card to a regular Barclaycard platinum? it looks the same as my platinum from the picture but will I have to apply for a different card to benefit from these perks?
billicho to grillnun
4 Apr 17#9
yeah its different this is the platinum travel card
peanuted to grillnun
4 Apr 171#14
i have a regular card too and was looking at the fine print on my statements
says 2.99% on foreign purchases
and 0% on cash withdrawals
is this standard on the regular platinum card?
sydney871
4 Apr 17#8
Is there a minimum earnings requirement to apply for this card?
K0YS
4 Apr 17#10
Not forgetting its only better than the clarity card until August 2018 assuming the clarity card stays the same after then.
jojobeans
4 Apr 17#11
Don't do it. Their customer service is so poor and rude that I've switch my accounts. :man:
Wodja
4 Apr 171#12
My mastercard is showing at 1.1407
peanuted
4 Apr 171#13
unless you're buying a house then i think the correct term is ba'w hair
LesD
4 Apr 171#15
You missed the mandatory 'UP TO'!
billicho
5 Apr 17#16
It's not an up to - you're simply getting the time you get on all credit cards to pay the statement balance in full, but also on cash withdrawals abroad which is unique
billicho
5 Apr 17#17
I just used visa and MasterCard websites to get a quote?
obsydian
5 Apr 17#18
About bloody time but no notification at all
lkl265
5 Apr 17#19
Looks good. I guess you can use this for ATM withdrawals and others (e.g. Clarity) for purchases.
tek-monkey
5 Apr 17#20
Interesting, but I already have loads of cards I rarely use!
shahpriyam
5 Apr 17#21
I've found Revolut (MasterCard based) is brilliant for holidays. no foreign transaction fee, and get the exchange rate at the time of purchase.
billicho to shahpriyam
5 Apr 171#22
I agree only drawback is £200 per month limit on cash withdrawals
Actually, seems like they charge interest on ATM withdrawals.
supadupasumo
5 Apr 17#25
The correct term is bees d*ck
LesD
6 Apr 17#26
Exactly....if your statement is drawn the day after your transaction, you only get 30 days.
"Maximum 56 days from date of transaction for new purchases and for non-sterling cash withdrawals if you pay your main balance and any monthly purchase plan payments (if you’ve taken out any purchase plans) in full and on time each month. "
Petetobin
11 Apr 17#27
Lovely product for wrecking your credit bureau score.
![Fresh Breakfast Meat Box (Using code) @ Campbells Meat [Haggis / Lorne Sausage / Bacon / Black Pudding & More]](/images/topics/208684_1.jpg)
![[Xbox One] Q. u. b. e: Director's Cut on Deals with Gold](/images/topics/208716_1.jpg)
Opening post
56 days interest free on purchases and cash withdrawals
Arguably a better deal than Halifax clarity which charges interest from the moment you withdraw cash
Only downside is visa exchange rates slightly worse than MasterCard
I've just used this in Cambodia,
Vietnam and Singapore and worked perfectly.
Note - contactless does not work abroad for security
All comments (28)
Yes, with Clarity you pay interest, but I normally pay a day or two after withdrawing.
Example, withdraw €120 (currently around €1.16 - £1) and pay £100, the fractions are minimal.
with Barclaycard you've got piece of mind of knowing its interest free for 56 days
comparisons of what?
How worse is it? I'd imagine marginal?
£1 = 1.168049 Euro
MasterCard today
£1 = 1.170548
says 2.99% on foreign purchases
and 0% on cash withdrawals
is this standard on the regular platinum card?
http://www.creation.co.uk/credit-cards/creation-everyday-credit-card
"Maximum 56 days from date of transaction for new purchases and for non-sterling cash withdrawals if you pay your main balance and any monthly purchase plan payments (if you’ve taken out any purchase plans) in full and on time each month. "