You'll be lucky to get a low interest fee free, as thats what ultimately subsidises it.

Can't see anything wrong with that. Everyone is trying to adapt and look for what's best for them.

If you understood international banking, you'd understand why they are moving SOME staff... They are covering themselves in case the govt make an **** of brexit. This is a multi BILLION pound business... They HAVE to make contingencies, they all do.

its, not it's.

Few people use high street bank branches though, they all bank online: for most people getting a cheque is a pain in the bum as it means a visit to the branch. You expect a business to run efficiently don't you? Its not like it is a charity. Tough on the staff though, I sympathise with them. "a tantrum over Brexit" - I think you are the one having a tantrum, the banks are concerned that some of their European business, and especially the Euro related business, wont be possible in Britain when it is completely out of the EU. They are simply planning ahead. Why wouldn't they?

​learn hw banking works u Wil do the same if u losing billions.

You understand that the UK financial industry relies heavily on passporting and other EU member only stuff right?
More so for a bank to operate they need stability.

May publicly announced she won't allow freedom of movement which is an integral part of the EU so hard brexit only.
That means maximum uncertainly and massive hits to profits if they don't move at least the passporting chunk into the EU.

It's like if there was a big forecast for blizzards the whole month of December and your annoyed a old person is buying a winter coat, stocking up on food and looking into going on holiday for a good chunk of the month.

They aren't moving any operations overseas other than around 100 investment bankers. They've just spent tens of millions on a new UK headquarters in Birmingham, which has yet to fully open.

On the plus side though, we now have an extra £350 Million to spend on the NHS every week. Oh, wait...

The economic impacts were put forward by the remain camp and 'rubbished' as scaremongering. It's too late to complain now. Business is business, they will protect their interests and they said as much before the vote. Dont blame HSBC, blame the 51% that voted for this

​when you say too high 2.99% is still good in the long term game.
it's not that long ago rates were 5 or 6
and not that long before that 10 plus !!

I know history shouldn't be used. But
just how long can the rates stay this low.

low rates are becoming normal. but will this be true forever ?

just something to think about.
( disclaimer not financial advise

I second this, always have some of the best if not the best rates on the market but very strict affordability criteria. If you've got a good credit rating and aren't trying to borrow in the upper echelons of your affordability then definitely consider them. I found that if you're a current current account customer then the DIP and final approval is instant online? I haven't gone with them for my latest mortgage so may have changed.