AA are doing a balance transfer credit card that offer up to 37 months at 0%. There is a 2.5% fee, however you can get £50 cashback if you transfer at least £1500.
Transfer £2000 and the fee is £50 so effectively a free transfer. Good for those who are coming to the end of an existing offer.
£50 cashback when you complete a balance transfer of £1,500 or more. 19.9% APR Representative (variable). Applied to account within 90 days.
I saw this in MSE e-mail so credit to them
14 comments
senukas
21 Dec 161#1
That is better deal than taking it through TBC (if you tranfer +£1500) :smiley:
Edward_Nigma to senukas
21 Dec 16#2
Yes and there isn't the worry about whether or not the cashback will track properly
crocket
21 Dec 16#3
Beware their customer service is appauling, if you send in documentation say goodbye to it for a good month and they misread documents sent in and the balance transfer takes just as long and they will reduce the credit limit when you do a balance transfer unbeknown to you. Never using these again and they only gave a £2850 credit limit where other cards are fine with 15k (mbna) not worth the hassle.
Jfuller to crocket
21 Dec 161#7
Had a similar problem with all the information they wanted including documents countersigned by a Doctor! Never had any difficulties in getting credit elsewhere so couldn't understand the complexity and archaic practices they insist on using. Not worth the hassle in my opinion.
suoer_cds
21 Dec 16#4
it is if your paying lots of intrest on your current card!
5 day wait to find out if accepted is a joke
david_robinson94
21 Dec 16#5
Fabulous offer, just make sure you set enough equal payments to cover the total before the interest free period expires.
GunnerGraham
21 Dec 161#6
Don't bother unless your credit rating is excellent.
My rating is JUST under excellent,and I was declined.
It's not worth the search on your credit reference account.
manbearpig
21 Dec 162#8
Inflation is only going up (due to the idiots that voted for Brexit), so you might as well take up more debt like pigs that can't stop eating. The value of the pound will only be eroded and within the UK everything will become ever more expensive - therefore you might as well in-debt yourself further.
zoso1313 to manbearpig
22 Dec 161#10
and idiotic comment of the week goes to.....
Savo
21 Dec 16#9
Small price to pay IMHO
robj73
22 Dec 161#11
Please please please people don't use this card. It is okay if you plan to clear the balance over the duration of the interest free period. BUT if you want to transfer the balance from the aa card to another you can't (I couldn't and I tried three different cards; barclaycard, mbna and virgin) they said that it was because AA cards are not fully registered on the system so no way of paying them. I had to get a money transfer card use that to pay off the balance via a current account then balance transfer from the money transfer card. Trust me it was an absolute ball ache! Aa cards are part of RBI btw and the customer service agents are eegits
NadirZ
22 Dec 16#12
Halifax has better offer
manbearpig
24 Dec 16#13
Which part don't you understand? I can dumb it down for you
zoso1313
24 Dec 16#14
none thanks, I'm.a Chartered Accountant with an MBA from London Business School.
Your 'advice' to people is why this country is full of people in a financial mess, quite frankly you're a grade A moron.....or a Financial advisor, not sure which. Either way, you need an Finance & Economics lesson.....
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Opening post
Transfer £2000 and the fee is £50 so effectively a free transfer. Good for those who are coming to the end of an existing offer.
£50 cashback when you complete a balance transfer of £1,500 or more. 19.9% APR Representative (variable). Applied to account within 90 days.
I saw this in MSE e-mail so credit to them
14 comments
5 day wait to find out if accepted is a joke
My rating is JUST under excellent,and I was declined.
It's not worth the search on your credit reference account.
Your 'advice' to people is why this country is full of people in a financial mess, quite frankly you're a grade A moron.....or a Financial advisor, not sure which. Either way, you need an Finance & Economics lesson.....