I'm in :smiley:



Any cashback with this OP?

It's almost like they're giving it away...



:laughing:

Use the card checker tool to give likelihood of acceptance without affecting your credit rating

http://uk.virginmoney.com/virgin/credit-cards/pre-apply/?product=purchase-card

Will try and explain, there are different types of cards for different needs

The 0% for 30 months on purchases - this is a purchase card, so any new purchases will mean that you get 0% for 30 months e.g. you decide to buy a PS4 over black Friday and have 30 months interest free

There are other types of cards
- Money transfer credit card - this is if you want to transfer money from your card balance to your bank account e.g. like a loan. It usually comes with a fee and the most competitive deal is Virgin Money - 0% for 32 months with a 1.69% fee. I took this out at the start of the year and gave me a credit line of approx £10k

- Balance transfer credit card - if you have an outstanding balance on another credit card and want to transfer to a deal to stop paying interest or maybe an existing 0% deal is coming to an end e.g. you mentioned Lloyds. There are various deals on this depending on your need. If you dont want to pay a fee a number of card issuers provide 0% balance transfers for 24 months e.g. Virgin, Tesco. If you want 0% balance transfer length, then the longest in the market is around 0% for 40/41 months but has a fee attached. Virgin and Lloyds offer decent deals 0% for 40 months with a fee of less than 2%.

Use the card checker tool to give likelihood of acceptance without affecting your credit rating

http://uk.virginmoney.com/virgin/credit-cards/pre-apply/?product=purchase-card

I'm in :smiley:



Any cashback with this OP?

Bring it on OP :smiley:

What's it going to be??

what's the limit

Thank you chanchi, heat added :smiley:

I'm in :smiley:



Bring it OP :smiley:


:laughing:

It's almost like they're giving it away...



:laughing:

Mmmm now you are talking :smile: