AXA Landlord Insurance quidco £90 potentially £20 1st year - £110 @ AXA Insurance

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AXA Landlord Insurance £110.00 quidco £90 potentially £20 1st year

£110 AXA Insurance1 Nov 16

Source: HotUKDeals | Deals > All categories

Opening post

alositha

31 Oct 16

Took a Landlord insurance for £110 with AXA and quidco gives £90 cashback so effectively one year worth of cover £20

Top comments

mayzi

31 Oct 16 3 #10

I don't trust quidco with offers like this.
Tracked and unpaid many times.
Topcashback is more reliable for me

Latest comments (53)

pbilkhu

17 Feb 17 #53

Just got paid the £90 today, it's three months on but it did get paid! Thanks OP!

kalico

18 Nov 16 #52

It now says it is £99 cashback.

ripper1001

3 Nov 16 #48

Does anyone know if they do a credit search?

Narcotix to ripper1001

3 Nov 16 #49

I just checked my ClearScore account and there's no recent checks showing up.

Robbo11 to ripper1001

4 Nov 16 #51

They have no reason to as they are not lending you anything, so no, they will not do a credit search.

kalico

4 Nov 16 1 #50

Sadly not.

From the T&C's:
- Cashback will be paid only on one policy per household.
- Cashback will not be paid out on multiple policies, whether taken out at the same time or in succession.

endothecat

3 Nov 16 #47

Thanks for clarifying.

Robbo11

2 Nov 16 #43

Same here. Nowhere near. I presume that £110 quote was for a low-cost rebuild property perhaps without accidental damage cover as well. I err on the side of overestimating the rebuild cost so that there is no danger of an insurance shortfall if a complete rebuild is needed but still lower than the market value of the property as the land doesn't need buying again and location, school catchment area and supply and demand don't inflate rebuild costs.

Narcotix to Robbo11

2 Nov 16 #46

I used the rebuild calculator from: https://abi.bcis.co.uk/calculator/calculator.aspx

It's completely free to use however you do need to register on their site.

endothecat

2 Nov 16 #45

Sorry forgot to mention I already have buildings insurance. Does this give anything worthwhile on top? Thanks

sb1876

2 Nov 16 #44

Excellent deal! Thanks

valla13

2 Nov 16 #42

How are you guys getting policy for £110? No where near for me

kalico

2 Nov 16 #39

Anyone know if this can be used on multiple properties?

Narcotix to kalico

2 Nov 16 #41

I assume so as it does ask about the number of properties to insure when completing the quote.

moonpie

1 Nov 16 #26

This is a good deal, but only if Quidco pay out. I had to raise a claim with them for pet insurance purchased January 2016, it's been successful but I'm still waiting for the cashback.

hargravegas to moonpie

2 Nov 16 #40

The Pet insurance won't have been with AXA, they don't provide that cover!!

endothecat

1 Nov 16 #29

Is landlord insurance really necessary? Anyone here claimed for anything?

boostii to endothecat

1 Nov 16 2 #30

Should the worst happen and you haven't insured your landlord, there'll be nobody to put your rent up and ignore your maintenance requests. :smile:

Robbo11 to endothecat

1 Nov 16 #36

It is if you own and let a property and don't want to be potentially ruined in the event of a castastrophe happening to it for the sake of saving a few quid a year. It's for peace of mind and just blatantly sensible when you own a valuable asset. I haven't needed to claim for anything yet but I wouldn't sleep well at night if I didn't have the insurance. Would you risk not having buildings insurance for your own home ? I doubt it and Landlords insurance is no different to that, except Landlords don't live in the property.

gadgetcake to endothecat

1 Nov 16 #38

You need buildings insurance anyway.

This lists what you get:
http://www.axa.co.uk/insurance/business/residential-landlord-insurance/

Robbo11

1 Nov 16 #37

I pay the insurance annually and there is a policy cancellation fee that would wipe out most of the £45 saving so not worth it for me.

Robbo11

1 Nov 16 #34

Got a quick quote for exactly the same cover as I have with my current insurer and it is on a par price-wise but Axa is double the cashback. Shame I can't make use of it myself as I am only a third of the way through my current policy. :disappointed:

alositha to Robbo11

1 Nov 16 #35

you should consider cancelling the current policy and taking a new one with AXA. Say if you are paying monthly with a quote of £110 you pay £10 a month and you have paid £40 sofar and you have £45 cashback so why not cancel. Even if you dont have the cashback yet may be still worth cancelling as this would cost so little after cashback. That's how I think.

fizzlewizzle

1 Nov 16 #33

Fantastic deal with the cashback. For what it's worth I've also found topcashback to be more reliable than Quidco.

Narcotix

1 Nov 16 #32

Just cancelled my renewal and signed up with AXA.

Quote came in at £121.65 and Topcashback tracked at £94.50!

Just saved myself £132.45 off my renewal!

Thanks OP

stphnstevey

1 Nov 16 #31

did this last year, eventually quidco paid. wouldn't trust top cash back

redarmy85

1 Nov 16 #28

Thanks for this.

I got quoted £110 and my renewal quote was £220 so if cashback goes through I've effectively saved £200.

reabo101

1 Nov 16 #27

Mine need renewing in December. Can i do this now to activate in December?

Narcotix

1 Nov 16 #25

£94.50 cashback on Topcashback :stuck_out_tongue:

I just renewed my policy last night, but think I'll cancel it and go for this instead!

othen

1 Nov 16 1 #24

I use AXA for my landlord insurance, but I'd better find out what Quidco is for next year's renewal (no need to explain, I'll do a Google search).
Thank you for the information OP.

crew66

1 Nov 16 #23

If your over 50 have a look at saga landlord insurance too

koolishy67

1 Nov 16 #22

last time my Quidco decline be careful

mayzi

31 Oct 16 3 #10

I don't trust quidco with offers like this.
Tracked and unpaid many times.
Topcashback is more reliable for me

alositha to mayzi

31 Oct 16 2 #13

I have the same experience but other way around. Quidco is more reliable in my opinion.

lasuil to mayzi

1 Nov 16 #19

I guess that's just luck. I've always found QuidCo much more reliable, TCB have denied loads of cashback I was entitled too

Sharpharp to mayzi

1 Nov 16 #21

Lol, people can't even log onto Topcashback these past few weeks, let alone get as far as having a deal tracked.

axgod2

1 Nov 16 #20

I purchased in Feb, they did eventually pay in October

sunil237

31 Oct 16 #18

my purchase was in July, my estimated payment date is 10 Nov. still only "tracked". hopefully they pay out.

tbh it's worth a shot, as it's one of the cheapest without cash back anyway.

K0YS

31 Oct 16 1 #17

Wrong title. Potentially 20£ FIRST year, not per year.

mayzi

31 Oct 16 #16

6 of one... I should try out quidco again

yorkypikey

31 Oct 16 #7

Link goes direct to AXA website , you wouldn't get cashback that way surely ?
You must go to Quidco and log in there then follow a link from there so the cashback tracks and gets paid .

alositha to yorkypikey

31 Oct 16 #15

Link changed to quidco but dont know that is the correct thing to do.

pikacu

31 Oct 16 #8

I've bought AXA through quidco, similar £90 on 6 Aug 2016. Up to now, it's still on 'tracked' and not being paid yet.

alositha to pikacu

31 Oct 16 1 #14

I bought one AXA back in May 2015 and got paid in November 2015. They are slow

alositha

31 Oct 16 #12

even if you are not in cooling off period, you could be able to cancel it without any panelties I think