Could be good if you want a lower fee and are happy with a bit less time to pay off your balance
0% interest on balance transfers for 32 months from account opening (0.72% fee applies)
A fee of 3.5% will be applied to your account at first, but you'll only pay 0.72% as we'll refund the difference – terms and conditions apply
0% interest on purchases for 6 months from account opening
You could use the money you save on interest to reduce the amount you owe
Top comments
uksparky to VSUKWizard
10 Aug 166#3
It's £25 cashback on the 32month with 0.72%, £30 on the 37 month with 1.5% fee. So if you are transferring more than £641 then it's better to go for the £25 cashback and 32months.
All comments (35)
VSUKWizard
10 Aug 162#1
Plus £30 cash back with quidco... :-) Free money
uksparky to VSUKWizard
10 Aug 166#3
It's £25 cashback on the 32month with 0.72%, £30 on the 37 month with 1.5% fee. So if you are transferring more than £641 then it's better to go for the £25 cashback and 32months.
mayzi
10 Aug 16#2
Any idea how long this offer is on for?
Thanks
BigYoSpeck to mayzi
11 Aug 16#4
T&C say the offer can be withdrawn at any time so your guess is as good as mine. But the offer is available for 60 days from opening the card. So if you apply today, you can do the transfer at any time in the next 60 days so there's no hurry if you aren't immediately ready to perform the transfer.
mayzi
11 Aug 16#5
My current deal expires in November and I have some big purchases coming up in October so was hoping to bt for them.
Risk and wait or just go for it?
BigYoSpeck
11 Aug 16#6
Depends when in October. If you applied for this in the next few days you still have until like the second week of October to do the transfer within their 60 day period.
In terms of how long do they leave offers running for it's complete guesswork. That Virgin money transfer offer on here has been live over a month now so who knows maybe this offer will be pulled at weekend, maybe it'll run into September or beyond. No answer on here is going to be anything other than complete guesswork.
Babbler
11 Aug 16#7
Offers will only get better not worse with the dropping interest rate... imo
gwapenut
11 Aug 161#8
I'd say cold if looking for a stooze - beware the high 2.5% minimum payments with Barclaycard. You'll have less than half your balance on the card by the end. 1% min repayments are much better.
I'd say hot if looking for a way of paying down a debt at a low rate in a controlled manner.
Chrisdf
11 Aug 16#9
About the quidco, I went through them for a Barclaycard a 9 months ago. The Quidco was not honoured, plenty of review on the quidco site say the same so i would not bank on it.
jackvdbuk to Chrisdf
11 Aug 16#10
thats weird, i have had two barclaycards and both times paid
voodoo85 to Chrisdf
11 Aug 16#14
My partner did TCB for BarclayCard and never got paid
HotFinder316
11 Aug 16#11
Offer available until 19th August. Found on uSwitch
![Fresh Breakfast Meat Box (Using code) @ Campbells Meat [Haggis / Lorne Sausage / Bacon / Black Pudding & More]](/images/topics/208684_1.jpg)
![[Xbox One] Q. u. b. e: Director's Cut on Deals with Gold](/images/topics/208716_1.jpg)
Opening post
0% interest on balance transfers for 32 months from account opening (0.72% fee applies)
A fee of 3.5% will be applied to your account at first, but you'll only pay 0.72% as we'll refund the difference – terms and conditions apply
0% interest on purchases for 6 months from account opening
You could use the money you save on interest to reduce the amount you owe
Top comments
All comments (35)
Thanks
Risk and wait or just go for it?
In terms of how long do they leave offers running for it's complete guesswork. That Virgin money transfer offer on here has been live over a month now so who knows maybe this offer will be pulled at weekend, maybe it'll run into September or beyond. No answer on here is going to be anything other than complete guesswork.
I'd say hot if looking for a way of paying down a debt at a low rate in a controlled manner.