I hope you're five years old, that's when most people learn that....:smile:

Oh come on folks don't be so picky. Thank you for info Shaydog.

Hey everyone, I just learned that the sun rises in the East and sets in the West! Not a deal I know but hopefully it helps someone!

I love the HUKD community, there are a few knobs about but they're kept well in order by the masses, thanks guys...........:smirk:

Thanks for the Info.
This is not commonly known to many, as most Carers are too Busy to Investigate everything.
Also the Govt is not too pro-active in informing the people that need to know ........ Quelle Surprise :smiley:
Ignore the useless comments and snipes as this is very useful for many people that need the NI Credit.
e.g. I had a fully paid up 30 year NI contribtion that WAS enough for a Full Pension until the govt changed everything.
As a Full Time Carer I cannot just go out and get a job to top up my NI Contributions (as the Govt seems to think), yet it was not made clear that I would get ANY credit for being a Carer.

Thank you op great information ignore those who don't want it or need it!!!!

very informative as in my case I look after my mum and neither of us are claiming benefits so will be useful for me.
Cheers.

I just learned that you are an a rse !

As a further add on, if you work abroad and not in the UK social security system, you can pay 2nd class stamp (about £500 per year) to maintain your UK pension, and some other benefits, noting that you now need 35 qualifying years to get a full UK pension. At around £150 a week I know it's not a huge amount but it's "better than a poke in the eye with a sharp stick" as they say, but will provide a useful top up to your other pensions.

I have never paid national insurance in my life. LOL

Sad but true.

One thing that isn't obvious from the gov website is that you can claim carer's credit for someone even if someone else is already getting carer's allowance for that person. So for example in a couple where both parents are caring for an older child (e.g. over 12 so not getting NI credits through child benefit), one parent can claim the carer's allowance and the other parent can still claim carer's credit so they both get credits for state pension.

Another thing is, you can split the 20 hours requirement (which isn't actually checked up on in any way) across two or more people, so you can be caring for 10 hours for one person and 10 hours for another.

Well tomj17 tell us what they are ?

Any more details please ?

I love the HUKD community, there are a few knobs about but they're kept well in order by the masses, thanks guys...........:smirk:

by the time I retire there won't be such a thing as retirement....or the age will be so high I'll drop dead at work. You gotta love our system :smirk:

I'm already getting carer's allowance so I'm covered. Thank you very much for the heads up.

Many thanks op for this as I was not aware.

many thanks op very useful ignore the trolls!!

Does it count if I care for myself? Will I get anything from it?

Apparently Waitrose have a better offer on, cold.

It's now £110 they kindly told me the other week when they informed me I was getting my yearly 10p pay rise or whatever amount it was, I care for my wife 24/7 I think I better check up and see if I'm getting the NI credit, thanks op!

I think if you do 35 hours plus caring, and earn less than £100 a week (about) you can get Carers Allowance - and get NI credit. If you do between 20 and 35 hours you need to claim to get NI credits (I don't know if there is an earnings limit)

It WAS 30 years - which NI dept told me I had.
but then Gov changed it to 35 to get full pension..... and that does not mean just 35 years, because anyone who works in public sector will find their 35s of working and paying NI are not 35 years of NI....because a years worth of NI deductions from public sector workers doesn't count for a full year.
And then of course there is .....exactly what a Full Pension actually means.....?

Heat

Im a carer myself and i didnt know anything about this at all, thanks

What happens to those with 0 contributions?

For the new state pension it's 35 years- gov.uk seems to be out of date or the link refers to the old state pension. http://www.which.co.uk/money/retirement/guides/state-pension-explained/how-do-i-qualify-for-state-pension/ I had 30 years when I stopped working then the government moved the goalposts (and the retirement age!) but I then qualified for carers' allowance. Not everyone gets automatic NI credits so check on gov.uk. I also qualify through receiving child benefit and think both are being credited.

Lol, good bit of info, I work in welfare rights and wasn't aware of this so thx op, will look into it for my clients

FYI the law has just changed and you only now need 10 years NI payments for a full pension

very useful. especially as I don't look at any other boards.

Hey everyone, I just learned that the sun rises in the East and sets in the West! Not a deal I know but hopefully it helps someone!

Any grandparents out there looking after grandchildren can claim it through the child's parents national insurance payments too. Hopefully may help someone. My mum will cover her gap years this way :smiley:

at least you tried to help :smiley:

Yes......if you already receive carers allowance......and if you don't then you need to fill out the form.

Thanks for sticking up for me, thought I was gonna cry there for a bit.....:stuck_out_tongue:

heat op for sharing.

You can still get Class 3 credits even if you don't get Carer's Allowance though. I think it's those that the OP was referring to. You DO need to claim for those.

Nope, no need to fill out application form, it's automatic if you already receive carers allowance...

Oh come on folks don't be so picky. Thank you for info Shaydog.

Been available for past 6 years and not really a deal. Better off in 'misc'?

No, you need to fill out the application form.

Isn't this an automatic thing?

Edit: It's automatic if you are in receipt of Carer's Allowance. Class 1.

http://disabilitytaxguide.org.uk/being-a-carer/unpaid-carers-and-pensions/

I hope you're five years old, that's when most people learn that....:smile: