Its that time of year again when banks want our cash, first out of the blocks was the co-op topcashback deal from yesterday, today M&S have increased their incentives to offer £10 gift card per month. Add on top of this the £100 gift card they also give and potential added interest from using their regular savings account, now may be a time to switch.
need to transfer 2 direct debits and put in £1000 a month.
Other banks like FirstDirect and Halifax offer similar incentives.
Top comments
ajavaid92 to mumofthree53
5 Jan 163#5
A lot of the big banks have this "weird little gadget" including HSBC, Natwest, Barclays, etc.
All comments (37)
sho_me_da_money
5 Jan 16#1
Can you get this if youve already held account with them?
eslick to sho_me_da_money
5 Jan 16#2
You must not have previously used the Current
Account Switch Service to switch to one of our
M&S Bank current accounts (whether or not they
are currently open) or submitted a ‘Switching your
standing orders and Direct Debits’ form to us.
Worth it for the £100 gift card but honestly, if I was eligible, I would find it hard to stick with them for a year to get the other £120. I switched to them at the end of last year and switched again as soon as possible - hated all the messing about with the 'pass' whenever you logged on or made a payment etc and not having a decent app is unforgivable, app is balance check only. Urgh!
Coffee100 to Grapey
5 Apr 16#37
How quickly did you get the gift card?
mumofthree53
5 Jan 16#4
I switched to them and it was such a bother I switched again. The £120 isn't worth the hassle you will get trying to access your own money. They had a weird little gadget to log the password each time you logged in . It looked like a little calculator for a doll - I think I went through 3 or 4 or more of these before I gave up and changed to the Bank of Scotland
ajavaid92 to mumofthree53
5 Jan 163#5
A lot of the big banks have this "weird little gadget" including HSBC, Natwest, Barclays, etc.
mcormack
5 Jan 161#6
All bank have "weird" gadgets to protect you.
WillPS to mcormack
5 Jan 16#8
see above
WillPS
5 Jan 161#7
only HSBC and firstdirect. Natwest, Barclays, co-op etc use a much more robust device that actually reads your card.
marineville
5 Jan 16#9
acrually, arent hsbc, first direct and m&s bank all the same bank: hsbc? that's why they all use the tiny keyring thing... natwest use a card reader but it's still as cumbersome.
kiish
5 Jan 16#10
Barclays/HSBC/FD has a equivalent to the device through a App. Regardless a "robust" device or not, a device is completely pointless and painstakingly stupid for customer experience.
Lloyds etc all now have authentication through SMS/App
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Opening post
need to transfer 2 direct debits and put in £1000 a month.
Other banks like FirstDirect and Halifax offer similar incentives.
Top comments
All comments (37)
Account Switch Service to switch to one of our
M&S Bank current accounts (whether or not they
are currently open) or submitted a ‘Switching your
standing orders and Direct Debits’ form to us.
full terms
http://bank.marksandspencer.com/pdf/CACass.pdf
Lloyds etc all now have authentication through SMS/App