Yet another great deal from Post Office Money 26 months 0% balance transfer credit card with a 0.4% fee.
*0.4% balance transfer fee, with 0% on balance transfers for 26 months. An initial 2.98% fee applies, but we'll reduce this to 0.4% by a refund to your Post Office Money Balance Transfer Account within 90 days of the balance transfer transaction date
Balance transfers must be made within three months of account opening. The balance transfer fee will increase the total amount you owe
0% on purchases for the first three months
No cash fee when you use your Balance Transfer Card to buy travel money at the Post Office
Had a nightmare signing up with these. Wanted photocopies of drivers licence, bank statements, wage slips, utility bill.
Had to take all photocopies to post office with originals to be certified as seen by post office staff.
Then had to post them all.
Then they sent back 2 weeks later to say my employer name was different to stated and to send P60. So photocopied that and sent it.
2 weeks later they sent it back saying they wanted original.
Phoned them and told them to stick it up their £&?@!
Never had this with any other provider. In fact after phoning them I went online and Virgin accepted me within 60 seconds! Card was at my house following week.
All comments (31)
lady_muck
10 Oct 151#1
Thanks!!!!!!
Kraezae
10 Oct 151#2
Quidco is £30 for a Post Oddicw credit card, not sure if it Applies to this one? :stuck_out_tongue:
cliosport65 to Kraezae
10 Oct 15#3
I did look on Quidco / TCB but they offered cashback on Platinum and Matched, couldn't find a Balance Transfer as its a new card from the Post Office :smiley:
Rom
11 Oct 151#4
Look at a credit card acceptance checker before applying for this, I seem to remember when I did Post Office cards had weirdly high refusal rates, I checked this MSE credit card checker when I was looking for a balance transfer before and I had a low chance of acceptance even though others were fine and I've never been turned down for anything.
mickey_brock
11 Oct 15#5
how does this work
irvin38a
11 Oct 1511#6
Had a nightmare signing up with these. Wanted photocopies of drivers licence, bank statements, wage slips, utility bill.
Had to take all photocopies to post office with originals to be certified as seen by post office staff.
Then had to post them all.
Then they sent back 2 weeks later to say my employer name was different to stated and to send P60. So photocopied that and sent it.
2 weeks later they sent it back saying they wanted original.
Phoned them and told them to stick it up their £&?@!
Never had this with any other provider. In fact after phoning them I went online and Virgin accepted me within 60 seconds! Card was at my house following week.
androoski
11 Oct 15#7
Seems to be a limite offer:
At least 51% of customers will get 0% on balance transfers for the first 26 months and a representative rate of 18.9% APR (variable). Others will get 0% for 22 or 18 months and a rate of 21.9% APR (variable), or 24.9% APR (variable).
It would be annoying to go through the hassle described by irvin38a and then not actually get the deal....
jcluk
11 Oct 15#8
Good deal if you use the 0% to clear all of your credit card debt. Get the card and cut it up.
phoenix_af
11 Oct 15#9
That's the way all cards work on advertised APRs/BT rates. They need to be offered to over 50% of accepted applicants but the rest can get a variety of inferior offers depending on your credit score and affordability.
![Fresh Breakfast Meat Box (Using code) @ Campbells Meat [Haggis / Lorne Sausage / Bacon / Black Pudding & More]](/images/topics/208684_1.jpg)
![[Xbox One] Q. u. b. e: Director's Cut on Deals with Gold](/images/topics/208716_1.jpg)
Opening post
*0.4% balance transfer fee, with 0% on balance transfers for 26 months. An initial 2.98% fee applies, but we'll reduce this to 0.4% by a refund to your Post Office Money Balance Transfer Account within 90 days of the balance transfer transaction date
Balance transfers must be made within three months of account opening. The balance transfer fee will increase the total amount you owe
0% on purchases for the first three months
No cash fee when you use your Balance Transfer Card to buy travel money at the Post Office
Apply online
http://www.postoffice.co.uk/landingpage/balance-transfer-credit-card?campaignid=AG_CBT_0092
Top comments
Had to take all photocopies to post office with originals to be certified as seen by post office staff.
Then had to post them all.
Then they sent back 2 weeks later to say my employer name was different to stated and to send P60. So photocopied that and sent it.
2 weeks later they sent it back saying they wanted original.
Phoned them and told them to stick it up their £&?@!
Never had this with any other provider. In fact after phoning them I went online and Virgin accepted me within 60 seconds! Card was at my house following week.
All comments (31)
Had to take all photocopies to post office with originals to be certified as seen by post office staff.
Then had to post them all.
Then they sent back 2 weeks later to say my employer name was different to stated and to send P60. So photocopied that and sent it.
2 weeks later they sent it back saying they wanted original.
Phoned them and told them to stick it up their £&?@!
Never had this with any other provider. In fact after phoning them I went online and Virgin accepted me within 60 seconds! Card was at my house following week.
At least 51% of customers will get 0% on balance transfers for the first 26 months and a representative rate of 18.9% APR (variable). Others will get 0% for 22 or 18 months and a rate of 21.9% APR (variable), or 24.9% APR (variable).
It would be annoying to go through the hassle described by irvin38a and then not actually get the deal....