Cuvva offers short term car insurance for people borrowing other people’s cars. For example, if you borrow a friend’s car for a couple of hours or take a day trip.
Cuvva’s currently offering £10 off your first insurance policy – this equates to about three hours of free cover. The discount is applied automatically when you buy a policy.
Cuvva is a great concept. Adding another driver to a normal car insurance policy for a day (normally the minimum time) can cost loads but Cuvva is much cheaper, typically about £10 for three hours. The minimum time you can buy insurance for is an hour, up to 28 days.
You need to download the Cuvva app to buy the policy. It will take you through the normal questions when you buy car insurance. How much you’ll pay depends on all the usual factors – the type and value of car, where you live, your driving history etc. Note that failure to declare previous accidents, claims and window screen damage, even if not your fault, could impact your chances of getting insurance.
One cool thing about Cuvva is that it’s totally separate from the car owner’s insurance policy. So if you borrow your mate’s car and crash it, they won’t lose their no claims bonus (they might not like you any more though...)
10 comments
humadoon
20 Sep 17#1
3000 access on a 1500 car No thank you Cuvva
Richard.Barber to humadoon
21 Sep 17#2
That's not possible, normally can't be higher than £1000, unless the car is imported or worth over £15k. Richard
ScroopEgerton to humadoon
21 Sep 17#4
What units are you using? And do you mean excess?
snagzie
21 Sep 17#3
Or just abuse a 14 day cooling off period on a normal policy and pay the admin fee
Lexeus to snagzie
21 Sep 17#5
Correct me if i'm wrong, but isn't that technically illegal? I thought that even if you cancel the policy after 7 days, safe in the knowledge that you haven done your driving and didn't have an accident, you need to replace it with an alternative provider as by cancelling the policy it invalidates the whole period of cover? Technically the police could arrest you at a later date for driving without cover, perhaps because you were caught speeding and it took a while for the ticket to get processed?
ScroopEgerton to Lexeus
21 Sep 17#7
Why would you be allowed a cooling off period then, if by cancelling it you'd have been retrospectively breaking the law by using the car in those first 2 weeks? Are we not to drive in that 14 day period? Nah, not illegal, just a bit of a faff to get a few days 'free' cover.
Lexeus to ScroopEgerton
23 Sep 17#9
Thinking about it again now, what I am referring to may only be relevant for the 14day cooling off period following an automatic renewal direct debit payment on an annual policy that you have already had for 12 months, in that situation you are entitled to cancel your policy retrospectively during the 14day cooling off period.
writergirl74 to snagzie
22 Sep 17#8
Ethical/legal or not, I'm not sure you could buy insurance for someone else's car and then cancel the policy? Cuvva is aimed at people needing to be temporarily insured on someone else's car which is already insured by the owner/driver.
silentbazz
21 Sep 17#6
Never heard of them before. I always use Dayinsure.com
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Opening post
Cuvva offers short term car insurance for people borrowing other people’s cars. For example, if you borrow a friend’s car for a couple of hours or take a day trip.
Cuvva’s currently offering £10 off your first insurance policy – this equates to about three hours of free cover. The discount is applied automatically when you buy a policy.
Cuvva is a great concept. Adding another driver to a normal car insurance policy for a day (normally the minimum time) can cost loads but Cuvva is much cheaper, typically about £10 for three hours. The minimum time you can buy insurance for is an hour, up to 28 days.
You need to download the Cuvva app to buy the policy. It will take you through the normal questions when you buy car insurance. How much you’ll pay depends on all the usual factors – the type and value of car, where you live, your driving history etc. Note that failure to declare previous accidents, claims and window screen damage, even if not your fault, could impact your chances of getting insurance.
One cool thing about Cuvva is that it’s totally separate from the car owner’s insurance policy. So if you borrow your mate’s car and crash it, they won’t lose their no claims bonus (they might not like you any more though...)
10 comments
That's not possible, normally can't be higher than £1000, unless the car is imported or worth over £15k. Richard
Are we not to drive in that 14 day period?
Nah, not illegal, just a bit of a faff to get a few days 'free' cover.