nice result!

Took 2 weeks for mine to come but £400 cheque arrived today. Nice.

Married couples in UK are collectively ignoring £1.3bn-worth of tax breaks
independent.co.uk/new…tml

The years are done separately. I've had my repayment made direct into my bank account for the 2016/17 tax year, and am waiting for the outcome of the 2015/16 claim. My tax code for the current year has been adjusted.

Thank you! £420 that I wouldn't have had!

Does this total income of 45,000 is calculated AFTER pension contribution?
if so, I can increase salary exchange a bit more and get this :wink:

I think you can claim if not working. 2nd bullet says so

I've been waiting for nearly three months for HMRC to deal with my complaint because despite my pension contributions bringing earnings under £45k they refused to give me the marriage allowance transferred from the missus.

I had to resort to quoting tax law, so be prepared for a fight if you're applying for marriage allowance on the basis that pension deductions bring you into the basic rate band.

Never mind, as their website states regarding complaints:

" If you think our actions have caused you worry or distress tell us straight away. In some cases we may be able to make a small payment to acknowledge this and apologise."

I made sure I stressed how distressed and worried I was about the situation in my letter of complaint :wink:

Alas, I don't even have the decency to go to church! :grin: May the HMRC continue to smite me with their single person, nay spinster taxes for as long as their good lord wills it! Maybe one day I will learn my lesson and conform, but today is not the day! :smile:

The wife had a real issue being recognised on the sign up link provided. To get around it, we registered her for an online personal tax account on gov.uk. Once the account was created, you can actually apply for the marriage allowance from the logged in area.

This was useful for us now the wife works part time. We're much better off her doing that and only having to get childcare sorted for one of our 2 girls, which thankfully a grandparent will so until we get 30 hours free childcare in April.

This may be useful for people who like us, the wife was on maternity in one of the last 2 tax years. I'd forgotten she was at the start of the tax year before last, meaning her earnings we're under the PA limit

Lol like Tories and Labour I see you live in a remote removed from normal environment :wink:

Add AU.

Probably have a massive mortgage over choice of living in social housing (with loads of excess month disposable income) so they are 'poor' :grin:‌ :grin:

It is unfortunately a British stiff upper lip that moving on means I can look down on other less fortunate, then moan I'm poor because I bought something my income really can't sustain #eyeroll that's no better than being on benefits and loads of high interest account purchases, but because they 'own' (are highly enslaved to a financial institution) their own bricks they are a better class :astonished: crazy Brits, lack of common sense.

Lol, I deliberately stay under the tax threshold I'm not paying a penny tax to a incompetent country of mismanagement of common sense against poverty, and much more. I claim my HB - like many I'm not working my ass off to be poorer (when my physical health would suffer), also unlike many I can't get a free government lotto ticket of funds that may last 25 years called Child Tax Credit. I understand why people defend tax credits, but they don't see the bigger picture - token social 'rent' would mean you could with kids at school work hard and be much richer than CTC.

I will not conform to rediculous UK governments either. I am my own man, or is that bachelor Hahahaha. :wink:

Yes. When removing housing benefit entrapment which is the root of child poverty, and poverty in general. Most people think even Local Authority rental income surplus stays within the 'housing dept' :grin: propaganda - after high wages and pensions it's upto the LA Chief Executive how they spend rental (yes I'm about to say it...) PROFITS from low paid people and the DWP
‌ :dizzy_face: How about reducing rent instead and saving a national DWP budget a fortune, too much common sense for Labour or Tories.

Low income? On £43k?

Numpties, it's cheaper not to get married! :stuck_out_tongue:

Any idea how this applies to newlyweds? Will it just reduce my tax for the future or is at a lump sum I need to claim each year?

Do You have to claim each year ?

Thanks a lot for that! Could certainly use the funds for my family

Not a scam it's to help low income families

Why does the Other one need to earn less than 43k?

My Mrs only earns about 8k p/a, so why can't I take the rest of her allowance ?

It's a cash refund by way of a cheque from HMRC for those that were married or have since got married when this allowance was introduced in the tax year 2014/2015 and who still haven't claimed. You can claim backdated tax years from April 2015 (depending on your eligibility to claim for what years) worth of allowance and then be refunded.(worth around £200+ per year)

You don't need to prove. HMRC require only NI numbers and permission . HMRC believes information provided to them and they can investigate if any doubt anytime in future, and they can ask money back with interest and panelties.

Unlikely this will cripple the countries coffers as it already crippled supporting the burden of tax credits.

Yep so easy to apply although dont know why you should have to apply it should be paid automaticly too those who are entitled.

So what's the £430 cash back cheque all about?

Well my wife is a full time mum, I work full time and we claimed £280. Direct through the .gov website and we recieved it paid direct into our account about 2 weeks later.

The founding principles of gov bodies like HMRC are you as a member of society should contribute as a 'unit' and also on top some children for low paid jobs for private shareholding organisations (although with 12000K before tax this is diminishing) so more corporation tax & income tax comes in and that is your contribution via tax to society.

HMRC founding beliefs still strong today comes from religion & revenue, and thus being a spinster or bachelor (can you believe being 'single' had names and sexist ones at that!!?) you really are not progressing society and society will have to pay to look after you later as you have no kids to contribute time to your care when needed.

So spinster/bachelor apparently it's all your own fault anyway and if you were a good human being you would be 1) at work 2) paying tax 3) have at least one child 4) at church EVERY Sunday

#eyeroll @HMRC_tax

Pretty sure this is the same thing I did a couple of years ago, I'm a full time mum & my husband works so I transferred my allowance to him

When you induce poverty via thousands of Social Housing landlords with housing benefit as a country and pay a Child Tax Credit top up to get round that 'child poverty' then pay DWP, HMRC and local authority wages and pensions to administer it all that's why those with the biggest tax bracket pay more (we all do).

Its quite simple to move the newer Universal Credit to the tax system/HMRC, and cost effective to also have ONE national social housing landlord (like DWP HB just administer via LA) pay Universal Tax Credit rate at a minimum of 16 hours minimum wage and deduct at source to a Individual Property Maintenance Fund of £100 per calendar month instead of 'rent', 1 x minimum wage for staff costs and 1x minimum wage for future building development a month for those in a actual 'taxable' income bracket.

Home improvements and adaptions then are paid for by the tenants IPMF - where you can have a credit or debit balance to HMRC, easily recoverable by PAYE over lifetime.

IPMF could then be used as a HTB/LISA when giving up a tenancy (and the fund has brought the property upto a acceptable standard for reletting) and the government adds 5% or 25% for each tax year (depending on the income tax brackets) each year of the tenancy.


Plough all the multi agency savings into the national social housing body for building/renovation, effectively sell a third of all social housing stock at cost, and balance the rest between public servants and tenants and rebuild communities instead of just building social (poverty entrapment area) stock.


Those that can work should work, and £25 a week rent is nothing. The cost savings to all government depts when people are not entrapped into poverty is immense. A better society.


Change will will never come from Labour or Tories. They have mismanaged for decades upon decades. So use your vote wisely not moan about high tax brackets because of your vote :wink:

Interesting

A fairer system would be if they did not discriminate against single people, and only reward couples.

Please please don't rush out to get maried to save yourself £400!

Did this last year while me wife was on statutory maternity pay, nice cheque came in the post 2 months later :smile:

Not applicable to me, shame

A fairer system would be for a married couple to simply be able to use each others allowance,so in effect earn £23k and pay no tax. I employ my stay at home wife to keep under the 40% bracket, but not really a fair system if someone like me can earn near £100k and still be elligible for child benefit etc when someone earning half that would lose it.

How do you prove you're married? I got married abroad, will they need to see a copy of the marriage certificate?

Applied start of the year still waiting on my cheque. First cheque some how they put it into someone else account by mistake had to wait 6 weeks for another cheque to be issued which was issued last week and has not arrived as of yet.Good luck if you get yours anytime soon :persevere:

The link at the top does the same, anyone got a link that doesn't require me to be over 70?

Just clicked on the link someone quoted, will try the main one

That's a different marriage tax allowance scheme not the one being described. The old scheme was worth a lot more.

Why does it say one of has to be born before 1935 on the eligibility calculator?

If your partner is on maternity then extends it to a few months unpaid and then goes back to work part time dropping to less then 11k per annum can you claim for all???

Yes u r right people those have income over £100£ they lose £1 personal allowance for each £5 over £100k. More income more tax its wrong. Its just a joke with low income people.
£11500 allowance is nothing for rich people, they get other tax benefits and never pay peny but gets refunds from HMRC. If a poor person died his family pays 40% inheritance tax but Duke of Wesminister died (Grosvenor estate) with billions worth of assets and his family paid £0.00 inheritance tax. Same like Amazon Google etc what they pay?

Just Follow the link, its uk/eu Residents, not Nationals. U can apply online aswell.
HMRC has lot of brand new staff so never mind(lipstick) . I am getting this since my partner landed in UK and received NI number. So just call with ur partner and tell them u want to transfer 10% Personal allowance and get back £450 tax back.

Yes but it's the full time mum or non worker who applies to give her allowance to the worker in this case the husband

Sadly not all UK residents get tax free income. Once you earn over £100k your tax free income tapers away to zero. You can get promoted at work and can then take home less money with this. What a great system!

2 years, if you look at previous comments you'd know

Ive seen this posted few times over the past few years.

If anyone is unsure how it works there is a more detailed thread here:

hotukdeals.com/dea…901

How many years can you backdate a claim for?

Get a job at Asda,then you'll not have a problem,easy

Yep, in this country if you earn between £45k and £60k you get screwed from all angles, no married tax allowance transfer, children's tax benefit tapers off. Two people earning £50k keep all the child benefit, whilst one earning £60k and the other earning nothing and you lose it all !?! Blatantly because the system can't cope with calculating income at a family level, everything has to be calculated on an individual basis.

Lots of info on money saving expert on this.

The higher earners qualifying wage is their taxable income. So if you earn more than 45k but, after deducting pension contributions and other tax free deductions (not that there are many) you fall under the threshold you qualify. So in reality the ceiling could be anywhere between 50 and 60k gross depending on your circumstances.

I believe you have the option of taking the cash as a one off or leaving it as a recurring deduction. Im on the threshold so i left it as a one off so i didnt have to faff refunding next years if i no longer qualify.

Yes you can still still apply...but make sure you are the transferer

Thank you :thumbsup:‌ :thumbsup:‌ :thumbsup:

Sounds like a stupid Tory incentive to try to get women to work less.

I'm a fulltime carer for my wife, I only get Carers allowance my wife pays tax as her small pension puts her just over the top. Would this work for us?

What if I got married this tax year, would I be able to claim for this year?

HMRC

HMRC told me that it's actually UK citizens that are eligible, not residents. I'd be happy to be wrong though!

I think the logic is: If the household has got at least £45k+ coming in, they really can't be bothered to help you out with an extra £230. They don't score any political points if they help everyone.

Does this tax system has to be so complicated? US tax system is much simpler than the UK, I heard

Yes it does. You can confirm this by following the link and checking your eligibility

the most dodgy organisation there has ever been... the government!
they can afford it as they are flush with feminine hygiene tax money.

from the email confirmation I just received:

"Your Marriage Allowance will automatically continue until you or your partner cancel it, or you’re no longer eligible as a couple."

If you apply for universal credit you lose it, because me & my partner have

Question: do you have to claim this each year or does it automatically carry over :thinking:

Thanks so much for posting this.!

The first time I had heard of this allowance was when the Lib-Dems said they would scrap it if they won the last general election. I've been meaning to check it out ever since but never got around to it. Clicking the link and filling out the details took no longer than five minutes and I now expect to receive cheques totalling £432, plus a £230 reduction in my next annual tax bill. :sunglasses:

It's annoying that HMRC seem to keep this allowance secret, but at least claims are back-dated for those who arrive late to the party.

This is nothing new.....

Would this apply if husband works but wife is full time mum?

Definetely genuine. I work for HMRC but I wasn't expecting to see this posted as a 'deal' on a shopping site after coming home for the weekend :unamused:

Definitely genuine guys, I've been doing it for the last 2 years.

Great. Unless the major earner wanders into the 45k tax bracket, at which point, worthless. Not sure what the logic is there, the lower earner still earns a small amount, why can't the higher earner transfer part of their tax allowance?

Why they can't just allow the simple option to file for tax as a household (non-compulsory, but offered in the US) escapes me. Instead they come up with loads of complex rules and BOGOF deals...

Hot cos it's good to know. Cold cos it's stupid.

Thanks, got married 10 times for eBay.

Have an income of £11,500 or less? Wow...how about you sell your laptop/smart phone instead and stop wasting ur time on here!! :kissing_heart:

Too bad I'm divorcing my w**** of a wife

All uk residents gets Tax free income, it goes up every year this year (6th April 2017 to 5th April 2018) is £11500. For married couple if one is not using his/her full allowance then he/she can transfer maximum 10% to his/her partner.
If you are eligible this year then you can get previous year allowance aswell (if you were married) mean total cheque you will get is £450 (£1150+£1100)*20% tax saving.
Please note both partners should have National insurance number. If your partner doesn't have first apply this by calling job centre plus and then apply Marriage.

There are some other tax allowances aswell e.g if you are employed or self employed and have to pay any licence or subscription fee to carry on your job (e.g security licence SIA) then you can get this tax back aswell. You can back date this up 3 or 4 years.


gov.uk/mar…ity

Just call HMRC and get everything 0300 200 3500.

What sort of dogy organization is offering this? seems like a scam to me ....

I applied last year . Do I need to reapply ? I had assumed will continue till I advised otherwise??

It's not a scam, wife's tax code changed to M

Cheque is for £430 but inreality you can get £230 for this tax year and £220 for previous aswell. In the 2017/18 tax year, Marriage Allowance is worth up to £230. If you were married or in a civil partnership in the 2016/17 tax year, your claim can be backdated and you can claim Marriage Allowance in that tax year as well.

Simply make a call to HMRC and transfer your personal allowance to your partner.

.gov.uk/mar…ity

Is it an allowance for being married?

great find, thanks for response

would this apply if i'm on maternity allowance and my hubby is self employed?

Your partner has to have had an income of £10,350 (£11,500 - £1,150) or below otherwise they'll be charged tax once personal allowance reduced.

:thumbsup: Folks! Those doubting, get yourself acquainted with tax rules and keep abreast with changes. Research before passing comments. 100% genuine. Thanks skr80


gov.uk/mar…nce