I just noticed virgin credit cards are doing a 24 month 0% balance transfer card with a 0% transfer fee. I posted their 30 and 32 months deal earlier with a 0.55% and 0.6% fee but a 0% transfer fee is a pretty good deal.
24 months 0% interest on balance transfers with a 0% transfer fee
At the end of the 24 months you move the balance to the next 0% card to avoid paying any interest.
15 comments
tombryant1
11 Jul 17#1
Can't find the 0% fee ?
janaggg to tombryant1
11 Jul 17#2
They are on the page, further down
tombryant1
11 Jul 172#3
There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.
dealchaser888 to tombryant1
11 Jul 17#4
when I click the pdf link, it states something like 0% for the 60 days opening period, I am not 100% sure. Very confusing. I assume after that 60 days, 4% applied afterwards, not so sure,
mzpresto to tombryant1
11 Jul 17#6
The 4% fee is on money transfers for balance transfers it is 0%
gonoel to tombryant1
11 Jul 17#11
4% is for money transfers to your bank account. 0% is for balance transfers
luvsadealdealdeal
11 Jul 172#5
yep there is a contradiction in terms on their page
both things can't be true
gonoel to luvsadealdealdeal
11 Jul 17#13
No contradiction they're just different things. 4% for money transfers to your bank account and 0% for balance transfers.
b33r
11 Jul 17#7
Can get same from Barclaycard and that has quidco/topcashback too. Don't know if Virgin has cashback
luvsadealdealdeal
11 Jul 171#8
so what's the difference between a balance transfer & a money transfer?
(stands back ready to be flamed)
b33r to luvsadealdealdeal
11 Jul 17#9
Balance transfer pays off balance from another credit card. Money transfer puts cash in your bank. Generally money transfers CAN negatively affect your credit rating and don't usually have great terms.
gonoel
11 Jul 17#10
Virgin have about 10 different offers so you just need to scroll down to the 0% for 24 months with 0% fee
gonoel
11 Jul 17#12
That 4% is for money transfers to your bank account. The 0% is for balance transfers
veganway
12 Jul 17#14
Existing customers?
gonoel to veganway
12 Jul 17#15
Normally these 0% deals are for new customers transferring a balance
Opening post
24 months 0% interest on balance transfers with a 0% transfer fee
At the end of the 24 months you move the balance to the next 0% card to avoid paying any interest.
15 comments
both things can't be true
(stands back ready to be flamed)