0% interest on balance transfers for 29 months 0% interest on purchases for 29 months 5,000 bonus Nectar points You'll also get 2 Nectar points per £1 spent on Sainsbury's shopping and 1 Nectar point for every £5 spent elsewhere.
Balance transfer fee of 2.49% applies on transfers made within your first 3 months, 3% afterwards. (Minimum £3 at all times)*
Sainsburys have excessive id requirements - fine if you have paper statements but no good for me as all my banking and utilities are online statements.
musefan2001 to patrick_000
23 Jun 17#9
I got this last month and didn't need any statements at all?
luvclub
22 Jun 17#6
I might have missed something but isn't this cold?
If we're talking about the just one month difference I would suspect the majority of people would go for Sainsburys "No Balance Transfer Fee" card which is 0% for 28 months but the 1.5% transfer fee is refunded.
It also has the same 5,000 nectar points deal.
Santa001 to luvclub
23 Jun 17#8
Not really as with the "No Balance Transfer Fee" you would have 0% interest on
purchases for 3 months only, instead of 29.
scoobytawazara
22 Jun 171#4
any good deals on transferring into bank account to pay off overdraft? thanks
nathan3007 to scoobytawazara
22 Jun 17#5
If i'm not mistaken, barclays offer that service, but you're charged the same as a cash withdrawal ie higher interest
bigbak
22 Jun 17#3
I had a similar deal a year ago with a shorter balance transfer period and longer purchases.
Any payments you make go on the purchases first. If you transfer a balance and then make purchases, you'll have to clear the whole lot by the time the balance transfer period finishes.
pman12
22 Jun 171#2
I have this at the moment but there's some flaws to consider:
1. All cards aren't contactless, need to use pin for purchases
2. Don't do online statements have to wait for paper statements
3. No Android or Apple Pay
If above don't bother you then go for it, otherwise get yourself a card with less months on purchases/balance transfers with above features, having to use chip and pin from previously having contactless is a ball ache!
Opening post
0% interest on purchases for 29 months
5,000 bonus Nectar points
You'll also get 2 Nectar points per £1 spent on Sainsbury's shopping and 1 Nectar point for every £5 spent elsewhere.
Balance transfer fee of 2.49% applies on transfers made within your first 3 months, 3% afterwards. (Minimum £3 at all times)*
If you're after transferring in a quite big balance this card isn't for you. Rather try the TSB Platinum 28 month 0% and ZERO fee: http://www.tsb.co.uk/credit-cards/balance-transfers/platinum-28-months-balance-transfer-card/
9 comments
If we're talking about the just one month difference I would suspect the majority of people would go for Sainsburys "No Balance Transfer Fee" card which is 0% for 28 months but the 1.5% transfer fee is refunded.
It also has the same 5,000 nectar points deal.
purchases for 3 months only, instead of 29.
Any payments you make go on the purchases first. If you transfer a balance and then make purchases, you'll have to clear the whole lot by the time the balance transfer period finishes.
1. All cards aren't contactless, need to use pin for purchases
2. Don't do online statements have to wait for paper statements
3. No Android or Apple Pay
If above don't bother you then go for it, otherwise get yourself a card with less months on purchases/balance transfers with above features, having to use chip and pin from previously having contactless is a ball ache!
Thanks