Don't get caught out - free health insurance in Europe.
A valid European Health Insurance Card (EHIC) gives card holders the right to access state-provided healthcare on temporary stays in other European Economic Area (EEA) countries or Switzerland. Treatment should be provided on the same basis as it would be to a resident of that country and is provided either at reduced cost or, in many cases, for free. The EHIC covers treatment that is medically necessary until the card holder returns home. This includes treatment for pre-existing medical conditions.
*each country has its own rules and may charge you for prescriptions etc<
You still can use it for another 2 years (more or less) , until actual exit.
Boz
10 Jun 17#3
Heat Always Good Advice To Have This :smile:
GeorgeR010
10 Jun 17#4
But I fort we made Britain gr8 again?!?
sach7
10 Jun 17#5
YOU STILL NEED TRAVEL INSURANCE - THIS IS NOT A REPLACEMENT
This will not cover you for things the state would not cover you for in the country. See : lovemoney.com/gui…ver
Kasia29
10 Jun 17#6
good reminder,thanx
cstubley
10 Jun 17#7
This does NOT give you NHS treatment, only what the country provides to its citizens. That means state hospitals and no cover for repatriation.
Galacid
10 Jun 17#8
This will not be free in all instances. as said above you will only get what the country you're visiting offers its own citizens. this may mean you have to pay for GP visits, prescriptions, X-RAYs etc....
ciaozammer
10 Jun 17#9
I've used these to claim for doctors visits abroad. It will allow you to claim some back for children. But mostly not adults apart from 2 or 3 countries. You definitely need it though, some cheap travel insurances state in their conditions that you must or they could void a claim. As others have stated, definitely not a replacement for proper travel insurance.
amour3k
11 Jun 17#10
I agree, it's been Payed a few times.
But great reminder nonetheless?. :-)
danny_moghul_man
11 Jun 17#11
are these applicable for Turkey?
Graham1979 to danny_moghul_man
11 Jun 17#17
NO, these are for people only ha!
Brianliptov
11 Jun 17#12
is Turkey in Europe?
oranjuice
11 Jun 17#13
In Europe? Yes In EU? No
dealpickle
11 Jun 17#14
Hate to break it to you but Brexit hasn't happened yet.
pooool
11 Jun 17#15
Don't think it ever came from the EU. Looks like it was from the EEA: en.wikipedia.org/wik…ard Brexit would probably mess it up for us anyway - just like everything else...
jimbo23 to pooool
11 Jun 17#18
Switzerland and Norway are currently laughing at you...
joyf4536
11 Jun 17#16
Don't tell the Daily Express readers! (OK you'd have to draw pictures for them)
apfel21
11 Jun 17#19
Thanks OP. I had this for a couple of years but didn't bother to renew it after Brexit thinking that it wouldn't be any use. Anyway have applied for one again now. Heat added.:)
RoxieP
12 Jun 17#20
They are free so just get one. We have insurance but didn't know about these. Had to take my toddler to hospital and they required this to help her. Luckily they ended up treating her anyway but it would have made life so much easier if I'd had this card.
supermann
14 Jun 17#21
Nope, they won't get past qurantine sadly. Poor little mites.
luvsadealdealdeal
14 Jun 17#22
sounds like you f'ckd up & went to a private clinic
natalieee
14 Jun 17#23
not a deal. obvious thing.
rhinopaul
14 Jun 17#24
Sorry, I just saw the vote button and assumed it was deals as I didnt realise I had freebies in my search.
cjaz99
14 Jun 17#25
The EEA is not the same as the EU. It's highly unlikely this scheme will change after Brexit (though arguably it should since the reciprocity agreement favours other EEA countries who don't offer 'free' service like the NHS).
Cameron583
14 Jun 17#26
I never mentioned it was brexit related, and used supposedly because I know their bull - I lived out there. I was just stating it's worth buying travel insurance because this could put a real downer on your holiday X)
ham_fan
14 Jun 17#27
Thank goodness you're here
Ed.Winchester
14 Jun 17#28
Is Turkey in Turkey?
Nikthomas
14 Jun 17#29
We tried using one of these in Switzerland after my friend injured himself skiing. The doctor didn't want to know and told us to hand over £90 for a consultation.
Could you use this for free dental treatment while in Germany ??
waaouh
14 Jun 17#32
You should have claimed the money back once back in the U.K. They reimbursed me the money I paid to see a doctor in Belgium.
m00head
14 Jun 17#33
In an answer to questions from the Exiting the European Union Select Committee on Wednesday 15th March 2017, David Davis MP (Secretary of State for Exiting the European Union) said this:
Painterz1
14 Jun 17#34
Good to hear David Davis remains on top of things. Top negotiating team. Him and Boris. I foresee no problems at all.
Cameron583
14 Jun 17#35
Also, with the UK supposedly failing to pay the bill, hospitals are refusing treatment. I've had friends and family refused treatment in Spain, namely Costa del sol hospital in Marbella, for this very reason. It's worth taking out travel insurance anyway.
shakerstevens
14 Jun 17#36
always used these cards, you'd be daft not to when they are free.
Just renewed mine and my sons 2 months ago before we went on holiday last month. 4 years ago used them whilst in France and although charged for a medicine needed at a Drs it was easy to claim back when we got back to the UK.
My new card is valid for 5 years although there is the uncertaintity re Brexit but there is still a good couple of years on them if they are invalid after that.
"EHIC and Brexit
Following the results of the EU referendum, no changes have been announced to the European Health Insurance Card (EHIC) service. The NHS Business Services Authority is continuing to provide the EHIC service as usual, and you can apply for and use your card as before." nhs.uk/NHS…spx
rhinopaul
14 Jun 17#37
How is this a deal, surely freebies at best. Its nothing new , a gov issued card since 2004.
notavalidaddress
14 Jun 17#38
This is really just a nice to have. Anyone who goes abroad without proper travel insurance in place is asking for trouble.
mrtea1967
14 Jun 17#39
Thanks for reminder,mine run out last year.
luvsadealdealdeal
14 Jun 17#40
that's why it sits in Freebies, dude :smile:
Wraggy
14 Jun 17#41
The title of this post should really be edited, as its not free health insurance! Its just a guarantee of access to the same healthcare services as a local, which could still be very expensive!!
luvsadealdealdeal
14 Jun 17#42
that's what the * [asterisk] is there for :smile:
daskapital
14 Jun 17#43
I don't think this has anything to do with the UK supposedly not paying a bill (which btw hasn't happened) the Spanish have been doing this to us for a LOOONG time. I got bitten by something in Spain and went to a hospital. They wanted £100 just to see me. Then more for treatment. I left it and went home, guess what I needed? £10 anti-histamines....... the Spanish wanted hundreds of pounds from me.
If you don't believe it's been happening for years, (not something new/brexit related) just google it:
Heat! My expired around 10 years ago nearly now, much needed.
mtuk1
15 Jun 17#45
You flunked Geography I see. 97% of Turkey is not in Europe. The 3% of it that is in Europe does not make it European. And it certainly isn't European culturally.
Yuksel to mtuk1
16 Jun 17#49
What percentage of Cyprus is in Europe ?
andreasuk
15 Jun 17#46
Your talking about travel insurance. This is a health insurance card. Only in case if you get ill and have to go to a GP and such.
carlosaganzo
15 Jun 17#47
In Spain there are both private and public clinics and hospitals. You need to make sure you go to a public hospital, as otherwise you will definitely get charged no matter what, same as a Spanish national unless they have private insurance.
neilcaldwell
15 Jun 17#48
Just a quick word of warning. Using the click through link as above from the OP for this is fine. Loads have googled EHIC and been charged for this card. It is free but some "Check and send" scam sites exist so be very warned. The same with Passport and driving licence renewals etc. A good tip is to start at Gov.UK and follow the links from there instead of accidently landing on paid for Google scams.
mtuk1
16 Jun 17#50
None as far as I'm aware.
luvsadealdealdeal
16 Jun 17#51
geographically, 100%
luvsadealdealdeal
17 Jun 17#52
I can see why you might think Cyprus is not in Europe - but if you go there, you'll think you're in Greece, ie it is European in culture
mtuk1
17 Jun 17#53
Err, not it isn't. It's actually in the Middle East.
mtuk1
17 Jun 17#54
I never said it wasn't.
luvsadealdealdeal
17 Jun 17#55
Most people will see Cyprus as European. Its culture is European - even the Turkish invaded bit is European. Its currency is the Euro. The people who live there are mostly European.
Opening post
A valid European Health Insurance Card (EHIC) gives card holders the right to access state-provided healthcare on temporary stays in other European Economic Area (EEA) countries or Switzerland. Treatment should be provided on the same basis as it would be to a resident of that country and is provided either at reduced cost or, in many cases, for free. The EHIC covers treatment that is medically necessary until the card holder returns home. This includes treatment for pre-existing medical conditions.
*each country has its own rules and may charge you for prescriptions etc<
Country by country guide: nhs.uk/NHS…spx
All comments (56)
This will not cover you for things the state would not cover you for in the country.
See : lovemoney.com/gui…ver
As others have stated, definitely not a replacement for proper travel insurance.
But great reminder nonetheless?. :-)
In EU? No
en.wikipedia.org/wik…ard
Brexit would probably mess it up for us anyway - just like everything else...
Just renewed mine and my sons 2 months ago before we went on holiday last month.
4 years ago used them whilst in France and although charged for a medicine needed at a Drs it was easy to claim back when we got back to the UK.
My new card is valid for 5 years although there is the uncertaintity re Brexit but there is still a good couple of years on them if they are invalid after that.
"EHIC and Brexit
Following the results of the EU referendum, no changes have been announced to the European Health Insurance Card (EHIC) service. The NHS Business Services Authority is continuing to provide the EHIC service as usual, and you can apply for and use your card as before."
nhs.uk/NHS…spx
If you don't believe it's been happening for years, (not something new/brexit related) just google it:
2013:
telegraph.co.uk/fin…tml
dailymail.co.uk/tra…tml
janetanscombe.com/new…tml
This is a health insurance card. Only in case if you get ill and have to go to a GP and such.