Just remember guys

Yeah but no but yeah but

Then he should not take out a PCH at all.

a lot less than depreciation :smiley:

If I'm not mistaken isn't this around 110HP?

115bhp

1.0 LTR TURBO

POWER
Max. power:115 PS
Max. speed:114 mph
Max. torque:200 / 2000 - 3500 Nm/rpm
FUEL CONSUMPTION 3)
combined:54.3 mpg
urban:45.6 mpg
extra-urban:61.4 mpg
CO2 EMISSIONS
Combined CO2 Emissions:119 g/km (Emission standard EU6 plus)

Kerb weight [with driver] (kg) 1280
Not a heavy car for the size

Maximum speed (mph) 114
Acceleration 0-62mph (s) 11

Just remember guys

May I ask what happens if you decide to stop the lease agreement before the end of the 2 years? Does anyone know? Thanks in advance

you pay the months that you have left at a slight reduced rate depends on mileage done

Thanks for the reply; it's for a friend who's thinking of going for a lease but it's a bit concern about his job position. I appreciate your reply.

Then he should not take out a PCH at all.

Seems to jump a lot in price to move up 1 spec level to the SE. Reading the review the SE seems to be the model to go for.

Cracking deal so heat regarless, but I'm after the SE as the Mrs wants parking sensors and as it's not our car... so do I lol

Anyone used this company before? out of interest.

Hi, I'm after new Vauxhall Astra. Is there any comparison website out there for lease deals. Thanks

WARNING!: http://www.hotukdeals.com/deals/seat-ateca-1-0-tsi-ecomotive-s-5dr-24-month-lease-10000-miles-pa-total-3735-41-national-2622757?p=30095374

What's the headline warning Gary?

While you're all bickering over 5hp, you missed the fact, that that 110hp, it's 114mph top speed and the 0-62 in 11 seconds will only allow you to do up to 10,000 miles before you start to pay National Vehicle Lease out of your bottom.

If (and when) you got it to top speed, using all 115bhp you could only drive it for 88 hours before you started sh1ting money.

He really shouldn't be looking to sign up for financial, ongoing commitments whilst his job is under threat. Asking for trouble imo.

I understand what you are saying and it makes sense; on the other he needs a vehicle, atm he has the job and it doesn't really mean he'll lose the job. Anyway, it's up to him but nowadays lot of people are affected by sudden redundancies...

Seen this deal.. good deal for a cheap family runaround..Will be safe

Thankyou!!!

Buy a cheap but reliable small car then, like a mk1 Yaris 1.0/1.3 or a Fiesta 1.25.

We got the Tiguan SE Nav for £99pm+VAT with £2000+VAT IR for Lookers VW in December, matching the prevou deal with Gateway2Lease

​I'll add the Skoda Citigo which I've just recently got and it's a fantastic little car, even on motorway's etc. It's got so many awards and great reviews for a reason :man:

Too new and expensive, I would think, for the intended recipient.

For those truly interested in getting an Ateca, I'd really recommend the SE over the S.

Obviously there are various differences but the main one for me is that the S only has a 5" monochrome touchscreen.

Yea you could but I know which I'd prefer to be in.. if I crashed .

Anyone driven this? Engine's fine in VW polo, but not sure about it in a car this size.
Need a 2nd car and have a quote from V4B for this on 8,000 miles per year - works out at £4,138.35 with admin fee & 9 months up front. Would rather the bigger engine and SE, but there are no good deals at minute. Planning a test at weekend, but someone may tell me not to bother :smiley:
Link, if anyone is interested:
http://www.vehiclesforbusiness.co.uk/personal-lease-cars/seat/ateca-estate/ateca-estate-10-tsi-ecomotive-s-5dr-154255104

Ha. You can get it for less. I have been researching these for a week. If you really want this one then £4136.96 total for 2 years with 8k miles (you can up this to 10k if you need to), and it'll still be cheaper. Go to contracthire and leasing, put Ateca in the search and it'll come up with V4B at £118.03 on a 9+23 basis. This car is very basic. You might want to pay more for the SE trim.

Okay ReillyAC beat me to it, so +1

​Just had a look at the weights of the two cars, the Polo is 1,116kg and the Ateca is 1,280kg.

To be honest if the brochure is correct and it can do 0 to 60 in 11 seconds it's going to be faster than my current car.

BTW I have ordered this car from my local Seat dealer, 24 month deal with 10,000 miles per annum for £168.85 upfront and £168.85 a month (price matching Yes Lease).

http://www.yes-lease.co.uk/personal-lease-cars/seat/ateca-estate/ateca-estate-10-tsi-ecomotive-s-5dr-151829603

The iconic orange paint is around £500 extra

Off the top of my head I think the SE trim was available for about another £500 more too. In the end I reluctantly went with the less desirable Yeti 1.2 petrol auto for around £4750 over the 2 years

Finally, you need the car to be in stock, which the 1.0 S should be, otherwise, if it is delivered after 1st April (as per the SE trim) you'll need another £200 to cover the change in taxation.

The rest of the contract at 1/2 price, with the miles pro-rata to the time you kept the car

Seat are telling dealers to quote 26 weeks for delivery but they told me in reality it's usually 2 to 3 months.

Blimey, that's lighter than my 2010 Ford Focus!! (And with 33% more torque)

[/quote]Seat are telling dealers to quote 26 weeks for delivery but they told me in reality it's usually 2 to 3 months.[/quote]
I was told the same, but surely they have 1000s of these under specced S versions sitting around collecting dust?

I thought the Ateca was a new model that came out in January? I assumed these cheap leases were Seat trying to get a few out on the road for people to see.

Just looked at lease deals available for the SE models, the 1.0l SE is almost £100 per month more and the 1.4l SE is £65 per month more.

For those prices you could get a better car altogether.

I'm sorry, but I just can't see a 1.0L petrol engine developing 200Nm of torque at any rpm. Something not quite right there. I've been looking for a cheap lease deal on a small, highly economical car with a max torque figure of as close to 200Nm as possible for a commute in hilly city with four passengers on-board.

edit: apparently, the Fiesta 1.0l engine does too. Perhaps I don't have to only look at diesels after all.

I'm sure this is a great deal (a lot of car for the money) but as others have said I don't think the engine will be great and the spec is basic.

I opted for the Audi A4 1.4l 150bhp petrol offer recently and whilst the performance is pretty decent (especially from a standing start) it's pretty lacklustre at 50mph when trying to overtake a lorry for example. I end up changing gears all the time to get anything out of it (or to keep the mpg up). This car is even bigger and has a much smaller engine, it's got to be pretty bad to live with if like me you're using it a fair bit. Perhaps acceptable for a town car runaround.

I much preferred my last 3 diesel cars.

I'm thinking about popping my lease cherry on one of these. Any tips on getting the best deal? Would I be better trying my luck with my local SEAT dealer as these lease companies are quite far afield from me?

I've been looking at Atecas for a while, there are some good deals about.

Had a few quotes back today, the 1.4 petrol SE model is circa £750 down, then £250 a month. That was for 10k miles over 2 years. That's about £6500 over the term, which is about a grand cheaper than the predicted depreciation.

Quite includes the new VED rates, lead time is about 4 weeks on petrol SE, longer on diesels/xcellence model apparently.

The cars don't come from the lease company themselves and they normally deliver. Try vehicles for business (the link to this car is in my earlier post on the thread). I'm just coming to end of 2 years with a Mazda CX-5 from them. I even have the option to buy the car now, which I'm tempted by - will work out overall a good £2k less in total than the best discounted new price was at the time & good bit less than I could sell it for.

Expect to get about 40mpg from this; small petrol engines which give great fuel economy in lab-based tests don't perform anything like as well with a some extra weight in the car and a hill to climb.

http://equaindex.com/fuel-economy-index/

I recently had a demo of one of these. To get any sort of performance out of it you really have to take it up to really high revs in each each gear. Found myself constantly changing gear also.
Choose a bigger engine ideally a diesel is my advice.

Anybody have any experience of returning a car earlier than the agreed contract length?
e.g. six months before the end?

Not done it but looked in to it..

Is yours VWFS? I was told I would get a 65% discount in remaining rentals..

We've signed up to this car via lease car (had to negotiate on price - much higher in their site, but used them before so was happy with service)

£176pm 23+1 £180processing fee plus £15pm maintained (works about £200 cheaper than not as you have to dealer service!)

We were looking for a good deal, car was secondary. It just had to be spacious. It's was this, captur or 2008... this one was far better even at he bottom end.

This car does the job.

My current car is a top end qashqai ntec+ all singing and dancing model, but 60pm more and we made a 1400 initial down payment.

Going to miss the luxuries! But need to save money. Heat!

Well it is true and this 1.0 TSI is well mated to the Ateca having driven it last month. However, the best small engine is Peugeot/Citroen's 1.2 Puretech 130 because it has more torque at 230Nm, is (relatively) sporty to drive and is also very economical - all at the same time.

Thanks for the tip. I'll look at vehicles with the 1.2 Puretech 130 engine.

​lease deals are kind of a luxury thing as they are quite expensive i havent really consider one before until seeing the electric car ones if u have offroad parking they dont seem to cost too much more vs a car using perrol diesel factored in i would rather by a older car for u friend which will cost u less to run if u can't afford it then selling it off won't cost as much.if anything goes wrong with ur job or anything else.i would go for a honda civic or a toyota yaris etc u can pick them up for a decent used one anything from around 800+ to 2k depends how old u don't mind buying. but if it's the seats ur after u can pick them up for around the same anything from 2005+ well looked after will easily last u more than the 2 years u would have a lease deal for. or u can go down the route of super cheap 300-400 quid cars with 12 months mot and scrap or sell for spares if u don't want risk spending a large amount on getting it go thru mot after 12 months.

Yeah but no but yeah but

??????????

I shopped around online for the best deal then went to the local dealer and they price matched. I used the following for my price comparison; leasing options, nationwide vehicle contracts, select car leasing

What's with the yes no maybe ?????? comments

we've got a 1.0 turbo fiesta zetec s 140 and it feels more powerful than my previous 1.4 turbo fiat multi air 135

I simply don't like Seat.will never buy one.

None of this matters to the women going for this. As long as they look good on the school run and rearranging their hair on the driveway :smile:

Wow, sounds a beast.

Had a mail this morning to say the finance provider suspended their rates this morning, any saved quotes can be honoured until Monday. Seems they were providing a lot of the cheap deals, so you may not be able to get the prices quoted in this deal any longer. Good luck if you do though!

and after all this money saving you still dont own it. cold

I tried one of these for a week, the top of the range model with 360 cameras. Lovely car, lots of space, but very wide, it wouldn't fit in my large garage that easily takes a normal saloon family car

It can't be that big if it weighs a touch more than a Polo?

Now ended

Was it the 1 litre engine?

Yes but it's French and the electronics will let you down long before the engine.

Based on?

Have you driven a PSA with the engine? You do realise that Peugeot is statistically more reliable than any VAG car?

Then you don't understand leasing.

Again - then you don't quite understand the concept of leasing. Leasing is often the cheapest way to own a new car because some deals often beat the deprecation during the same term


As previously mentioned, if you are on zero hours or have any form of job insecurity, then you should not lease.


Again - you are not comparing like for like. A 2k Civic would be at least ten years old.


The Ateca came out in 2016.


Again - not like for like. This is not a banger.


Presumably due to spelling and grammar mistakes.

I'm new to leasing but tempted by this and was trying to get a full idea of costs so based on a 24 month deal I figure these are the potential costs

Cost of lease
Car insurance
Gap insurance
Service & Maintenance (would this be just once in a 24 month lease?)

Correct

FYI, the depreciation on this vehicle after three years with 30k miles is £8,010.

Is gap insurance something you get from the lease company or do you have to ask your insurance company?

​Clearly. Explain how you own it.

Well the best French car stat is the same as a Skoda which is VAG. Thanks for giving me a link to proving you wrong. On top of this French cars are French and therefore no Brit should drive one. It's against the rules.

13 is above 14, last time I checked. They go above as they have more vehicles.


Which rules are those?

You don't - that's the whole point.

Lies, dam lies and statistics. Having owned many makes of cars, my view is that French cars are unreliable. My own example would not show up on these types of stats as the engine was fine, the electrics even for a while were working, but the key broke off twice in the door due to a poor design.
I guess you must be French although it appears you think you know eveything about cars and leases looking at the wealth of "opinions" you spout. Now you should be kind enough to allow me to have mine. After all this web site is made up of opinions, perceptions and beliefs. Your belief is that you are always right. My opinion and perception is that you are not.

You mean damned lies, no?


Sure - in the past French electrics are dubious at best. In fact you can filter that link I provided to show just electrics, where it states that electric faults hits PSA cars 20% of the time.


No. Try again.


It's everything.

All I said was that was that the current PSA 1.2 130 Puretech is the best small engine currently out there.


Who stopped you having an opinion?


I relay facts, not opinions.


But that is not a fact, is it?

The best French car stat on that link is Renault. Peugeot have average reliability for a French car which is the same as the MOST reliable VAG brand (the third French make, Citroen are a little further down).


However, that website is not the best guide if you're leasing a car and returning it at the end of the lease.
The numbers are not based purely on how often the cars break down, but also on how much they cost to repair.
If you only own the car while it's under warranty or lease it, break downs are a nuisance but repair costs are irrelevant as you're not paying them. The website is intended to give an indication of maintenance costs for people buying rather than leasing and owning the car beyond the warranty period.

There are many different ways to measure reliability, in the '90s I drove Fiats because they were cheap (VERY cheap SH) and more than one survey showed they were the MOST reliable European car brand (contrary to popular belief). The surveys which said that were based on AA/RAC call-outs, and that was my experience of Fiats... they never once failed to get me where I wanted to go and home again so I never had to call the RAC. But they frequently had minor faults that needed repairing (unless you didn't want a rear window heater or whatever minor component had failed this time).

One can argue current Renault tech is not wholly French, no?


Problem with Fiats of the 1980s/1990s was their rust. You'd be lucky to find one of that era today that is intact.

I beg to differ as there plenty of examples in this thread alone, which all boil down to, that if people do not fit your opinion they must be wrong.


So does he or doesn't he understand leasing now? I could only ascertain that he is situated in the majority share of the market that places some value on ownership of the asset (being 60% of the market). The other variances here you are guessing at to fit your own subjective viewpoint (that 8% segment that works for you). Please enlighten us on the unspoken facts you seem to have made up in your own mind here?


Incorrect - unless you have invented that time machine then, as the article states, this is
the predicted depreciation ...[hold that phone Carl Jung has already told me he doesn't wish to talk to you]



The second response you gave here is closer to the market segment mynameism is describing (as he does in his own unique style). In context he has given his reasoning (that you seem to struggle to connect) with the terms "expensive" or "luxury" which do not match your own subjective viewpoint in the first response.
I am not sure, how you can tell someone that they do not fully understand leasing when they state it is a luxury they can not afford. Then follow it with they should not consider leasing if they are worried they can not afford it in the future. I am sure I am not the only one to spot the contradiction here that stems from you.


That is clearly not based on any fact or even the most basic attention to detail in what you are supplying. Otherwise feel free to explain how Smart score is placed higher?


Incorrect. Fiats started introducing car's with galvanised steel the year you were born and towards the end of the 80's everything with a fiat badge was included. The reputation lasted longer but predates your existence, most notably including the most produced vehicle of all time (if including produced under licence).


You keep repeating this to everyone with a differing view to yourself on leases very much like a broken record.

Leasing is only one, relatively, small market segment which does not operate in isolation to the other market segments. The lack of appreciation of those other market segments (or other views beyond your own subjective one) really does make me wonder if it is not a case of the pot calling the kettle black. All the experts I know in this field appreciate the larger full market view.

Potential is correct just make sure you check the terms you are under and read the forums on gap insurance with leasing as it isn't always applicable and not always for the full term.

Oh Bertie! You back again? Can you please show some proof please?


Again - why would you want to have a new vehicle that depreciates more by owning it outright and paying in cash (or worse still finance) than leasing it when the cost of the lease is lower and with a shallower depreciation curve?


Refer to the above.


Article? You mean the numbers provided by Fleet News? Even if they were off by 20%, you'd still be better off leasing.


Leave the comedy to someone who is funny, Bertie.


It's all about affordability, as with anything in life, but it also has to do with basic numbers and making the money and the asset work for you.


Because they are assuming that spending £x without owning the vehicle is just that.


Bertie, it is very simple. If you can afford it, then great. If you want to beat depreciation, then lease. I have not forced anyone to do x, y or z.


Which year was that?


So tell me, why did 1997-2003 Mercedes-Benz models rust?


Have you heard yourself Bertie?


Despite it being very obvious that it is the basis of the next financial crash...


Again - please speak for yourself, not me.


Haven't you heard, Bertie? The UK no longer accepts facts from experts.


It's understand, Bertie.


The NHS - yes, that's right Bertie. It's the envy of the (Third) world. IF it’s so good, why does no other country copy its format?


How's Article 50 going? The UK does need the EU more than the EU needs the UK.


Mario Kart 64? When did come out, Bertie?

Perhaps you should give up stalking people and concentrate on what you do.

That is answering a different question than I asked and is a perfect example on you answering something to overriding other peoples viewpoints with your own subjective view. I would like to know what you know about captain_cab's understanding of leasing that enabled you to make a leap of faith without facts? He did not supply enough information to jump to the conclusion you gave based on any factual or logical reasoning and would have required you having further discussion to get to that conclusion.


That still does not make your statement factually correct as it isn't the depreciated value but the predicted depreciated one. You like to correct others on grammar and spellings so I know you understand the significant difference in that word being there and not there.

you still miss the point in that there are more variables in the equation and Mynameism gave another differing segment that your statement does not fit to "you want to beat depreciation, then lease" in the market segment he is describing. I would infer from what he supplied he would consider a new car bought or leased to be a luxury but to know you would need to engage Mynameism to fully determine rather than guess.


What does that have to do with Fiat recovering from the brand damage in the late 70's and early 80's on rust and being the first major manufacturer to fully galvanise their complete range? Or more importantly that your so called facts that you presented were factually incorrect? Yes I know you have a passion for 1980's Mercedes that even in the 80's were well behind the market and looking dated.

got to worry about you neither knowing the year Fiat first introduced using galvanised steel in the manufacturer of their cars or the year you were born.


of course I do - but I am also seeing Hugh Jordan as well as many others in many threads repeat the some complaint positioned to you as I also have.


I am not stalking just browsing lease deals and seeing you being as unconstructive as you can be with any view that does not hit your prescribed approach rather than playing nice with others. Must thankyou for giving me your authority to do as I please it's a truly humbling experience.

When the framework starts we will find out. Again though this does not stop how vocal you were that others were so wrong that this wouldn't/couldn't happen being factually incorrect and speculating your opinion.


I wouldn't say that is obvious in the slightest purely speculative at this moment along with others future permutations you can speculate about. Albeit in your trade you know about speculating as a business far more than I would.


of course you would need to say that.


and relevence to you still wanting to play games yet demeaning someone that does . The point is that you are not integral to your own viewpoint and will shift to demean others regardless on the consistency or continuity to yourself.

'80s Fiats rusted, by the '90s they'd switched to galvanised steel. They were one of the first manufacturers to do so, partly because they had to do SOMETHING about their vehicles rotting away and partly because galvanised steel became much cheaper (if you use very cheap steel and then galvanise it the cost can be less than decent quality steel).
None of my Fiats ever had a rust problem (the oldest was 10 when I sold it, despite a lot of dents the metalwork was rust free), I suspect they're not on the road now because they reached the point where they're no longer economical to repair.
Ironically my current Citroen had to have a new outer sill because it rotted through at 6 years old.

Tempted by this deal but I'm wary of very small petrol engines; the fuel economy is rarely even close to the manufacturer's claims (and VAG don't have a good history of honesty about their claims!). That and I'm not comfortable with leasing - I'd rather own my vehicle. I suspect I'll end up with a Scenic diesel instead, but I'll go and have a look at these in my local Seat dealer.

I am still waiting for you to answer questions I asked you previously, Bertie.


He did - that is why I wrote what I wrote.


All future values are predicted, as they happen in the future, Bertie. Dealers will guarantee you a future value say against a PCP because they can rip you off on the other side. I posted what is the residual value of this Ateca after three years and 30k miles.


Is that a compliment or another moan?


Infer away Bertie: it’s what you do best. I will comment on what is provided at the time, should I wish to, of course. If you wish to police and/or regulate what I write, then please do continue to do so. In fact, I would re-suggest that you go to all the previous lease deals I have commented on and correct me there too.


MBs of that time were also galvanised yet rusted, despite having a thirty-year Mobilo warranty. Fact Bertie. Not opinion.

If you say so…


I know both. You know what I asked…


Sadly they go about it the wrong way. I do not need to call people names to get my point across. One can calmly and rationally debate without having to name-call, can they not?


Stalking on Twitter/Google is still stalking, Bertie. Even you know that, no? Would you like me to quote you when you have done so?


You’re welcome.


Am I not allowed to have an opinion? Leaving the EU is going to be a huge mistake for the UK. It’s already a mess and we haven’t even left yet…


US car loans has surpassed $1.4trn already. I’ve already seen four dozen 17-plate cars and we are only a week in. Banks and car leasers are rubbing their hands because they are making very easy money yet executing the exact same mistakes that were made with the housing bubble and consumers are living on plastic. Speculative to you perhaps, reality for those who see the facts and the figures


And which trade is that, Bertie? Only a stalker would know what I do…


I didn’t say it. The Gover did.


It’s relevance, Bertie.

I was still in school when I played Mario Kart 64, Bertie…


Please refer to when I have demeaned others? If anything people have demeaned myself, and I would include you in that bracket.

Probably all of their range by the early to mid 1990s were fully galvanised, but I recall my uncle's Croma being mechanically perfect but rotten within eight years.


That's applicable to all manufacturers though. The MPG and CO2 are NEDC lab test figures, not real life ones, where every manufacturer has optimised its engines for such tests. You should be able to get around 45MPG from this car.


That's quite a contradictory set of sentences, no? And before Bertie gets his knickers in a twist, I'm referring to owning a diesel but not leasing one. Given all the problems associated with the aforementioned emissions and the unreliable emissions equipment on a diesel, unless you do 20k+ miles/year, need a very big vehicle such as a pick-up or a van, or need to tow something, why would you buy a diesel. Would it not be prudent to lease a diesel, but buy a petrol to own?

Deal has ended. I applied for one yesterday and have been advised the dealer has allocated them all!