Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.

​Cheap coffins...

​If only I had thought of that....

- assuming you meant to have pressed 18 rather than 15?

- could?!

Yes 18-25 corrected now
My daughter has this and does save 1/3 off all her rail travel.

It is 16-25 not 18-25, you were right the first time!

You need to be over 18 to have an account that qualifies for the railcard.

I put this in freebies (travel) because it's a FREE railcard but it's been moved to deals and reclassified to personal finance. I wanted to tell people about the FREE railcard, not particularly the bank account.

anything for us 'mature' people?

​If only I had thought of that....

I assumed you had :smiley:

If you can get them to let you open one!

Is this only for new account holders

I just drive it's cheaper as I claim all the guilt back xxx

I'm 34.

Excellent point you raise there really?.

Too old for such 'Apprenticeship' deals and freebies, but too young for the 'older generation' incentives and bits and bobs also!. :-(

People of such age groups kind of get screwed both ways really .....

Switched to Santander in my final year of uni to get this, will run up until I'm 26, epic

If you have a standard 123 current amount with them already, you need to swap it over to the student one. If you are in years 2+, you should swap an external bank account using the switching service as well.

Oh, and you have to threaten to leave to allow them to do it (I had that particular problem :stuck_out_tongue: )

Some may have good experiences but from my experience, Santander are fecking awful.

I've had a student account with Lloyds and Santander and Santander were right penny pinching ****. Lloyds much better in comparison and have better online banking, like Halifax and TSB.

​I'm 31. I have to pay the same course fees an 18 year old pays. Why shouldn't I be entitled to the same discounts? Blatant age discrimination

Wish I was! All I'm saying is....anyone over 25 wouldn't have had to pay £9k/year tuition fees and this is such a good offer for those that have to, I just wanted to let people know about it.

Couldn't agree more. Santander should give same deal to mature students!

If you're full time you get the rail card too,I think? I got one when I went to uni at 26 as was on a full time degree

I fully agree too!. :-)


Your 'case' MAY be a wee bit different though?, as you piggybacked upon that Deal at the backend of Santander's considered 'upper-age limit' for their own Deal/Incentive, etc? (16-25, and/or 18-26, or whatever it is?).

So the one you were just about able to milk on the 11th hour may not necessarily apply to someone else who is say a few short years above that 26 years old age bracket or whatever?.

But I'm more than happy to be proved WRONG though?.

As I believe that freebie should be a freebie for ALLLL!.

As it is blatant discrimination, at it's worst finest ...

So am I. I still have a Santander student account with free 4 year 16-24 railcard.

Why do people complain about tuition fees? Apparently British fees are some of the lowest around, and it gives an incentive for people who probably shouldn't go to university to get an apprenticeship instead or something

I've had a student account with Barclays for 2 years and wanted to switch to Santander for the railcard and better overdraft and grad account. Sat in the branch for an hour sorting it out to get a phone call an hour later saying I'd been rejected. No idea why they couldn't tell me, not got any bad credit. Other people I know who are worse with money than me have had no issues at all haha.

​Tell them you want an explanation why. If you don't get one, invoice their head office for an hour of your time. If they aren't providing you with reasons for being declined then they were wasting your time.

Great deal, I've saved so much with mine.
I think you have to apply for this in your first year of studying though.

Mature students aren't proper students, they don't really deserve the young peoples discounts just because they are slow.

There may be a higher incentive to attract customers with an existing overdraft, or a history of spending beyond their means, than those that may never need to borrow money.

Are you having a laugh?

No, I got it because I was full time. The criteria is full time student over 18 years old. Not under age X.

We have this magical thing called the internet. You can use it to find out if mature students qualify for a 'young person's railcard'.

To save you the time and effort, here's a link for you.

https://www.16-25railcard.co.uk/help/faqs/mature-student/

...You can get this from year 2 as well. I got mine in 4th year of uni (out of 5). Post #20. Definitely can be done.

I'm 30 and doing a degree online full time (120 credits a year) but they wont class it as full time due to it being distance learning, so the only help i get is the tuition fee loan, cant get any grants, help with books etc, council tax reduction, anything :disappointed:

Britain led the worlds way with free education: primary, college or university, in my opinion if you any anytime as a UK born are expected to pay tax to HMRC you should be given education free. If you take away the will of the people you end up with a massive 'Social Security' bill year on year, then you end up paying them to have kids with tax credits and say you are doing everything to get them into further education, the UK state system has more barriers than opportunities because successive Labour & tory governments are tweaking a 1950's system from post WW2, not addressing it for a modern world 70 years later.

As you mentioned, today we give kids electronic cards in schools for school dinners that teach nothing about budgeting for the even basic principle of life - foodstuff. Why not give kids Child Tax Credits direct in a school holding account and they choose what they spend on dinners, after school club fees, fitness/sports memberships and sports equipment ? No we will just give it to the parents to spend on a mortgage/drink/drugs ??

Clueless governments stuck in WW2 mode.

Fair enough?. :-)


Hahahahaha, joker!, I hear, lol.