Buying small things, like a bottle of water, etc. Giving the kids a few euro for....well you get the picture!

Use a revolut card = you get the interbank exchange rate, which no one can beat

Why do people exchange money before going away these days? Just take some plastic with you.

Are you taking applications for new brothers?

I purchase with click&collect for today saturday@2pm, I went to waitrose to pick up the euros, and they told me they didn't receive any currency, to comeback on Monday :disappointed:

The rate they offer has changed again since yesterday. I paid £518.36 for my currency. Now I would be charged £524.75.

Yes! Some charge a small amount of commission but was still much better rates

​You do realise that Revolut ATM fees are 2% after the first £200 each month (was £500)
Also Thai baht are specificaly mentioned as not being converted at the interbank rate!

Thank you! Glad someone has the common sense that they were born with.

Cancel the Ferrari...

I didn't actually talk about the rate - my point was solely based on convenience and not having to bring any home. The rate fluctuations are generally quite insignificant, life is too short to mess around to gain a few pence.

Post Office MasterCard is also a great card and fee free for purchases, it also has an app so you can see your transactions.

Barcelona in march... do I convert currency there (tips on best bureau?) or use revolut? Decisions decisions..

​Used it all across Thailand, awesome app.

Revolut or WeSwap cards are excellent

Nah! Always get a better rate abroad John Lewis offered me 1.1 Lanzarote gave me 1.16

Which is the best card to take to America? And for Europe?

Nationwide Flexplus account + Flexplus credit card does the job for me..haven't bought currency in years and years.

Fab, thanks! Will do that now.

I agree that it's better value to just use the right card at destination, but I don't like travelling with no money on me at all. After a long journey I don't necessarily want to have to trudge around to find the ATM, and there's always the possibility of it being out of order, or the 'ideal' card being rejected for some unexpected reason. We usually take £100 or so and then get what we need when we arrive.

To you guys with Revolut cards... are they 100% successful in getting fee-free ATM withdrawals in the US? I've got a Monzo (Mondo) card which gives the MasterCard wholesale rate with no fees and I love it, but there are reports of the US banks sometimes charging people to withdraw cash which was out of Monzo's control. Wondered if this would be the same?

Also, with the Revolut app, is there any easy way of checking the currency conversion before you spend? With Monzo, the second I make a spend abroad, I get a notification on my phone confirming it and telling me the amount in sterling that it has cost, but without googling the wholesale rate beforehand and then calculating it, I don't know how much it is going to be other than a rough approximation. Could be swayed to change for that feature!

Also - on signup it asks for a referral code - is this something I should be using?

I would never carry only a credit card on holiday with me! I always have some local currency to hand for little shops that don't accept cards/card is blocked/stolen! I wish they did this promotion a week ago when I was buying my currency - hot!

I just can't understand how having the massive overheads of John Lewis/Waitrose lowers the costs associated with this? Including the cost of inflated egos of some of their staff and people who shop there.

so if I put in 500 I get 580 .if I put in 1000 I get 1150 so is it better to do small amounts

Just ordered some euros which are highest rate at the moment 1.1575. Gonna collect it at my local Waitrose on Saturday.

I've tried 2 other currency providers and both have a better exchange rate and include free delivery so I'm not too sure this is that good a deal?

Why do people exchange money before going away these days? Just take some plastic with you.

Just ordered my Dollars for my holiday in March! Thank you for this awesone deal

Halifax 2% ​cash advance fee until the balance is cleared.
For worldwide cash Nationwide Flexplus - though it costs £10 a month (with travel insurance and euro breakdown)
For EU atms Metrobank for interbank fee free euros.

You can do either way but no point to change your euro from pound then to change it to Hungarian forint. They usually exchange it good. I am Hungarian and always exchange my pound there :smiley:

If you have a partnership credit card you also received points, 1 point per £1, 500points = £5 so worth doing.

Thanks for sharing. Did a quick calculation between the John L offer, M&S Bank and my Halifax Clarity. Because I have a John L Mastercard I would get points for each pound I spend on currency, so when you factor in the £5 in points I would gain on a £500 purchase of EURO, this brings it in-line with what Halifax Clarity would bill me. Halifax would bill roughly £498. M&S bank about £506. John L would charge me £503. (plus gain £5 gift voucher) - My brother is 40 next month and I needed 200 EURO in notes to put in his card, so this is ideal for me and I can take the rest of the cash with me on holiday. Ordered and heat added.

Can you share what the "right card/account" would be that you claim is better than the cheapest exchange rate?

As others have said, this might be the best option for you, not necessarily for everyone.

Just get a revolut card and draw out cash when you're there!

exchange rate not the best better change abroad

If you just get the Revolut app surely you get the best rate (better than even this as you get a bank rate) every time?

has sure saved me a lot of money, having a long distance gf and liking to travel a bit, I recommend Revolut highly

You get much better rates there, there are little kiosks all over. I did find a website that compared their rates

Use a revolut card = you get the interbank exchange rate, which no one can beat

You get much better rates there, there are little kiosks all over. I did find a website that compared their rates

Going in April, recommend taking £ to swap there or €?

That's the (insert alternative word for faeces) analogy I've ever read.

Be prepared and take some Imodium if you react that way to a curry. :laughing:

Good rate but just compared £500 in Euros against Tesco Bank and they work out better due to free delivery and zero credit card fees

Moneycorp offer a better rate for the Hungarian Forint.

This is still a good deal as posted by the OP., People may have found alternative reasons for other ways of doing this, but of course depends on your personal circumstances. Thanks to the OP for a good deal.

That's just like saying you'll never eat a curry before a flight. Because if you had you'll have needed to take a dump in the airport and missed your coach.

Then you would be wrong.

best solution for you...

Last year our luggage was last off the plane. We walked out to get our coach just as it was moving away. Fortunately the rep pulled it over. Had I stopped to find an ATM we would have missed the coach for sure.

Not better than the revolut rate i bet!

Clarity plus a backup! My clarity got wiped whilst I was away by a fraudster... not sure how or when it was cloned but it was all instore purchases. I was helpless as my card was dead... took a spare visa with rubbish rates but saved my bacon in Tanzania!

It's not the cost, it's the messing around going to sort the cash before you go away. Within minutes of getting off the plane you will find an ATM at the airport.

I still think my suggestion is the best solution.

I just draw some local currency out when I get there, with the right cards/accounts there are no (or tiny) charges, and you don't need to bring any home that you didn't use if you withdraw as you need it.

Best rate I can find for the $

Thank you for posting

Currently the best for $ at 1.2496.

can try online?