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Longest ever 43 Month 0% Balance Transfer Credit Card @ Halifax
4 stars +360

Longest ever 43 Month 0% Balance Transfer Credit Card @ Halifax

halifax bank9 Jan 17
Source: HotUKDeals | Deals > All categories
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Opening post
samspud
9 Jan 17
Longest ever 0%

Get your Xmas finances in order with a 43 month Balance Transfer at Halifax.

3.5% fee with 0.22% being refunded making it 3.28% fee

They also have a 32 month 0% with just a 0.7% fee AND £20 cash back
17 comments
tek-monkey
9 Jan 17 1 #1
The 32 month seems a winner with such a low fee, I'm on track to clear my current one before it runs out though so will resist the temptation.
m5rcc
9 Jan 17 #2
Joint-longest ever you mean. MBNA do a similar-termed card.
mayzi
9 Jan 17 #3
32 month is a much better deal but for long term security the 43 month is brilliant!
clsss
9 Jan 17 3 #4
or 0% forever with no fees if you just resist the urge to spend money you don't have yet.. if I could go back 20 years and give my younger self some great life advice it would be to never take out loans or creditcards to fund a lifestyle I've not earned yet.. it's just a massive chain around your neck for years and years keeping you subscribed to the rat race and limiting your life choices.
samspud to clsss
9 Jan 17 #5
Agreed
jedimonkey1973 to clsss
9 Jan 17 #12
Amen
zoso1313 to clsss
9 Jan 17 1 #13
​i bet you're fun at parties.
adeelmpk
9 Jan 17 5 #6
It all depends how you spend/invest the money, if you're going to use it on a holiday or a car depreciating faster than speed of light then it's your choice. Otherwise you can use this money to clear out more expensive debts such as, make mortgage over-payments, or put the money in safe investments (ISA, bonds etc).

My mortgage lender allows making over payments using credit card so I just use my everyday credit card to make over-payments and then use one of these balance transfer cards to clear out the balance on my everyday credit card, and then slowly pay off credit card debt within the 0% interest free period. Takes a little discipline and planning but that's what I call savings.
Jag0Kane
9 Jan 17 #7
I was offered 0% on balance transfers for 20 months with 0% fee with Barclaycard
Nuff Said
9 Jan 17 1 #8
stoozing ??
jr007
9 Jan 17 #9
Thanks OP, got the 43% :smiley:
quidstretchy to jr007
9 Jan 17 #10
Somebody has earned their commission today
pinkmonkey
9 Jan 17 #11
lloyds are also doing 42 months int free with 2.35% fee
jr007
10 Jan 17 #14
lol I meant 43 months. Cheaper than my car loan.

Also many people take loans e.g. Homes, cars to better their lifestyles and disciplined enough to pay it off.

Kind regards,

Halifax CEO :man:
clsss
10 Jan 17 #15
ask your Mum, she would know.
robinok
11 Jan 17 1 #16
Thank-you samspud. I applied for the 32 month card and computer said yes.........so far!! So, so far, so good!! Thank-you for taking the time to post for the benefit of others.
samspud to robinok
12 Jan 17 #17
No probs mate
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Nerf Battle Racer
3 stars +101

Nerf Battle Racer

£149.98 costco10 Oct 17
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PS4 Sony Dualshock 4 V2 Controller Jet Black 365Games
4 stars +357

PS4 Sony Dualshock 4 V2 Controller Jet Black 365Games

£29.99 365 Games10 Oct 17
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Blondie - Parallel Lines on vinyl purehmv members
3 stars +155

Blondie - Parallel Lines on vinyl purehmv members

£8.99 HMV 10 Oct 17
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Oct 2017

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Embr icon pack - free
3 stars +122

Embr icon pack - free

Google Play10 Oct 17
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Paulaner Munich Hall beer 5 litre keg
3 stars +151

Paulaner Munich Hall beer 5 litre keg

£9 Waitroses10 Oct 17
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Costco fuel Edinburgh now open - petrol 110.9 diesel 112.9
3 stars +143

Costco fuel Edinburgh now open - petrol 110.9 diesel 112.9

costco10 Oct 17
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Wrapping paper
3 stars +133

Wrapping paper

£0.48 Tesco10 Oct 17
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Bluetooth Speaker, Anker SoundCore nano Sold by AnkerDirect - Lightning deal
4 stars +300

Bluetooth Speaker, Anker SoundCore nano Sold by AnkerDirect - Lightning deal

£6.99
£3.99 P&P + options Amazon UK10 Oct 17
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Sherwoods Curry Sauces. Various Flavours
3 stars +115

Sherwoods Curry Sauces. Various Flavours

£0.87 Tesco10 Oct 17
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XCOM 2 for the PC
3 stars +199

XCOM 2 for the PC

£11.20 Greenman Gaming10 Oct 17
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Google PIXEL XL 32 GB Sim Free - Black @ Currys Pc World & Carphone Warehouse
3 stars +187

Google PIXEL XL 32 GB Sim Free - Black @ Currys Pc World & Carphone Warehouse

£399.99 Currys10 Oct 17
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The Firm (game) now FREE
3 stars +168

The Firm (game) now FREE

£0.84 Google Play10 Oct 17
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Original Xiaomi Mi Robot Vacuum - LDS SLAM / Intelligent Route / Planning App w/code
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Bedsheets - King Size/Doubles/Single for kids
3 stars +122

Bedsheets - King Size/Doubles/Single for kids

£2 Poundland10 Oct 17
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Deal
Apple Airpods to £129
3 stars +188

Apple Airpods to £129

£129 £159 BT Shop10 Oct 17
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Deal
OFFICIAL LEGO STAR WARS 2018 ANNUAL
3 stars +150

OFFICIAL LEGO STAR WARS 2018 ANNUAL

£2.99
Instore Home Bargains10 Oct 17
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National Curry Week M&S Indian Takeaway Deal - with decent veggie options too
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Resident evil origins collection (PS4)
3 stars +128

Resident evil origins collection (PS4)

£13.85 Base.com10 Oct 17
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TSB credit card 0% on balance transfers for 28 months, fee-free, plus potential cashback
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KENWOOD MINI CHOPPER - £6
3.5 stars +281

KENWOOD MINI CHOPPER - £6

£6 £24 Tesco Direct10 Oct 17
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JPEG Optimizer PRO with PDF Support now FREE
3 stars +143

JPEG Optimizer PRO with PDF Support now FREE

£1.79 Google Play10 Oct 17
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PowerAudio PRO Music Player now FREE
3.5 stars +207

PowerAudio PRO Music Player now FREE

£0.89 Google Play10 Oct 17
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[Xbox One] Q. u. b. e: Director's Cut on Deals with Gold
3 stars +101

[Xbox One] Q. u. b. e: Director's Cut on Deals with Gold

£2 Microsoft Store10 Oct 17
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Kids Foldaway Seat And Storage Box C&C
3 stars +182

Kids Foldaway Seat And Storage Box C&C

£4 £7 The Works10 Oct 17
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Washing up bowl / coloured tub Asda
3 stars +159

Washing up bowl / coloured tub Asda

£0.10 George (Asda George)10 Oct 17
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Ultimate Rotary Can Opener - WHITE AND GREEN with code
3 stars +141

Ultimate Rotary Can Opener - WHITE AND GREEN with code

£0.68 GearBest10 Oct 17
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Pyrex square dish 21cm x 21cm
3 stars +170

Pyrex square dish 21cm x 21cm

£0.50
Instore Morrisons10 Oct 17
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Whyte & Mackay Special Blended Scotch Whisky 70cl
3.5 stars +210

Whyte & Mackay Special Blended Scotch Whisky 70cl

£10 Sainsburys10 Oct 17
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Huawei Smart Watch with Link Band Silver
3.5 stars +294

Huawei Smart Watch with Link Band Silver

£149 Huawei Honor Store10 Oct 17
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Deal
ASUS G11CD Gaming PC
4 stars +361

ASUS G11CD Gaming PC

£499.97 Currys10 Oct 17
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iPhone lightning cable - super cheap (C&C)
3.5 stars +218

iPhone lightning cable - super cheap (C&C)

£1.97 Currys10 Oct 17
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Xbox One Elite controller PLUS either Middle-earth: Shadow of War or Forza Motorsport 7
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Lego Friends Calender
3 stars +168

Lego Friends Calender

£15.98
£3.99 P&P + options Amazon UK10 Oct 17
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Double LEGO VIP Points
3 stars +179

Double LEGO VIP Points

Lego10 Oct 17
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Graco Fast Action Fold Travel System in Bowtie Bear @ Tesco Direct (more in OP)
3 stars +106

Graco Fast Action Fold Travel System in Bowtie Bear @ Tesco Direct (more in OP)

£98 £200 Tesco Direct10 Oct 17
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Gears Of War 4 Steelbook Edition (Xbox One) (Open Box)
3 stars +129

Gears Of War 4 Steelbook Edition (Xbox One) (Open Box)

£12.99 Studentcomputers.co.uk10 Oct 17
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The Body Shop Sale Now On Plus 50% Code when you spend
3.5 stars +288

The Body Shop Sale Now On Plus 50% Code when you spend

£40
Free P&P 10 Oct 17
Source: HotUKDeals | Deals > Fashion
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