I took this offer out at the beginning of the year and found that they're still offering it. Great if you have credit you need to transfer over as its completely free! This deal buys you 25 months to find another offer or just gives you some more time to pay off your credit cards!
0% on purchases for the first six months too!
All comments (29)
topspudz
23 Sep 16#1
£20 TCB too :smiley:
speric07
23 Sep 16#2
Summary box says the following;
We use your payments to pay off balances charged at the highest interest rate first and so on down to balances with the lowest interest rates. This means the more expensive balances are always paid off first.
If there is more than one type of balance at the same interest rate, they are paid off in the following order: cash transactions, purchases, balance transfers and money transfers, and then default charges (plus any interest or charges incurred as a result of those balances). For each type of balance, your payments will pay off the oldest balance (and related fees, charges or insurance) first.
SpamJavelin
23 Sep 16#3
As this is rubbish you should probably delete the comment.
JellybearXo
23 Sep 16#4
I have a halfax credit card can I transfer my balance at a 0% fee pls anyone ?
djames108 to JellybearXo
23 Sep 161#5
ask Halifax, why would anyone here know :confused:
captain frugal to JellybearXo
23 Sep 16#8
Pretty sure it will be no. Card providers usually don't transfer from their own cards. Will be in the T&Cs.
anlygi
23 Sep 16#6
This has been the same with every credit card I've ever had. I've never had one that's the opposite stated by the post before you.
djames108
23 Sep 16#7
I just cancelled my card with Halifax they were a pain in the ****, mithering me practically every month changing my credit limit... no one else does it!
speric07
23 Sep 16#9
??
ireallydontwantausername
23 Sep 16#10
Says on the site:
You can transfer balances to us (£100 minimum) from most credit cards and some store cards, excluding other Halifax products.
LZ932
23 Sep 16#11
thanks OP just done in a couple of minutes
arunmadar
23 Sep 161#12
Hope this helps everyone. You can't transfer between Halifax accounts but it's great for transferring from other accounts and consolidating all credit onto one account! I've never had an issue with customer services and the online banking has been flawless. If you simply use it for balance transfers and nothing more I don't see anyone having an issue. I can imagine using it for purchases may make it tricky to manage but this card is sold as a BALANCE TRANSFER deal so anything else is a bonus!
stphnstevey
24 Sep 16#13
thanks
anlygi
24 Sep 16#14
What I meant to say was the post you quoted!
cbradbury
24 Sep 16#15
Thank you op!!! Done and accepted!
GoonerGetYa
24 Sep 16#16
any decent deals for cash transfers?
muffboy to GoonerGetYa
24 Sep 16#21
Wonga?
balluji
24 Sep 16#17
note the "up to " 25 months
RuudBullit to balluji
24 Sep 16#18
This is probably worded in this way, as if you miss a payment or pay late, most cards will automatically end the offer instantly and put you on normal rates. This is pretty standard practice.
austinc
24 Sep 16#19
do you find out instantly if you're accepted?
R37R0
24 Sep 16#20
just set up a direct debit or standing order to pay it off within the 25 months.....simples
stefromuk
24 Sep 16#22
is anyone with Santander credit card here ?
just wondering if there's any charges when leaving I still have about 3 months left on my free interest and about a grand balance left.
I'm thinking of buying a used car with this balance then transferring to this.
What do you guys reckon?
muffboy to stefromuk
24 Sep 16#23
What are you on about? There are no exit fees on a credit card?
arunmadar to stefromuk
25 Sep 16#24
No credit card companies penalise you for paying your balance off so feel free to take the Halifax credit card and balance transfer over.
stefromuk
25 Sep 16#25
Just thought because I was still in their free interest period maybe there was
Cheers :smiley:
balluji
25 Sep 16#26
actually it means if you don't meet the criteria they will only give you eg 12 months
GoonerGetYa
27 Sep 16#27
I mean 0% cash transfers with really low transfer fee under 2%
mzwhippet
28 Sep 16#28
May sound daft, but how do you transfer the balance? I have a high balance on a store card and paying a fortune in interest so how would j transfer it across? Thanks x
007xico to mzwhippet
29 Sep 16#29
Apply for the credit card, receive the credit card, activate it, create account online, log in and there should show an option to transfer from another card. Normally just input the card number and value.
The only problem here is getting a credit card with the limit you need to clear your previous card.
Make sure you have a good credit score before applying.
Opening post
0% on purchases for the first six months too!
All comments (29)
We use your payments to pay off balances charged at the highest interest rate first and so on down to balances with the lowest interest rates. This means the more expensive balances are always paid off first.
If there is more than one type of balance at the same interest rate, they are paid off in the following order: cash transactions, purchases, balance transfers and money transfers, and then default charges (plus any interest or charges incurred as a result of those balances). For each type of balance, your payments will pay off the oldest balance (and related fees, charges or insurance) first.
You can transfer balances to us (£100 minimum) from most credit cards and some store cards, excluding other Halifax products.
just wondering if there's any charges when leaving I still have about 3 months left on my free interest and about a grand balance left.
I'm thinking of buying a used car with this balance then transferring to this.
What do you guys reckon?
Cheers :smiley:
The only problem here is getting a credit card with the limit you need to clear your previous card.
Make sure you have a good credit score before applying.