Quidco are offering £100 off a prudential car policy at the moment.
I'm doing mine next month so thought I would have a look, quote came in at £222 for me. I'm 25 driving a 1.9 TDI VW Golf. I have 5 years no claims and 3 points for speeding on the motorway. All this was declared.
So basically, with the £100 quidco payment, thats £122 for the YEAR!
Quidco doesnt give any tracking results at the moment, but thats definately worth a go!
Also, if you pay yours by monthly instalments, the APR is 24.9, but it still may work out a lot cheaper than other quotes.
I think I'm going to faint! £222 was the cheapest quote I had found anyway, by quite a long way. Most were £280-500. So knocking £100 off that is the icing on the cake! No more monthly insurance payments for me!
Go take a look, do a quote, see if it comes out any cheaper, and remember, you will get £100 off that (if it tracks) via quidco.
Both prudential car insurance and LLoyds TSB are underwritten by Churchill Insurance , Lloyds TSB pays £110 cashback via quidco so might be a slightly better deal for some people
grdesign
9 Jul 06#2
Yes, did look at Lloyds, but their tracking is awful and their quote was £55 more expensive, so with the extra £10, was £45 more expensive.
den169
9 Jul 06#3
Great price i got £252 quoted with full european green flag cover thats before i go through quidco i'm paying £380 at the moment shame my insurance doesn't run out till december.
big_anth
9 Jul 06#4
lol they arnt cheep 4 young drivers !!
jai47
9 Jul 06#5
They are not to bad.
I did a quick quote, using my dad as first driver and me as a second.
Came to £266, £166 including quidco, on a 1.4 seat ibiza as an example.
Not bad for someone who has their driving test in 2 weeks lol
biglugs1
9 Jul 06#6
I've got a red car - isn't Norwich Union supposed to be really cheap for them?? And hatchbacks as well.
soccergoods
9 Jul 06#7
Checked it out there price for me and wife was £475.65 whereas Privilege insurance for with the same details is only £220.35. With Quidco get £45 back so PRUDENTIAL I WOULD PAY A LOT MORE CHECK OUT PRIVILEGE.
crashgoddess
10 Jul 06#8
going through quidco with screentrade worked out cheaper for me and there only giving giving £60 cashback, tracked straight away aswell
Delerium
10 Jul 06#9
Sadly even with this £100 it was massivley more expensive than going through privelege for me.
Del
KrisReynolds
10 Jul 06#10
Doesnt seem like they do reduced rates for Pass Plus :disappointed:
Zer0 to KrisReynolds
10 Jul 06#12
Quite a few didnt when I was looking around, so I didn't bother with it in the end.
I'm 18 and CIS was the cheapest for me by a good £300+
adamck
10 Jul 06#11
cheapest quote ive had so far was a 1.6 N reg fiesta for £1173 (comp).
Thats with liverpool victoria (very cheap for new drivers)
I am only 20 though.
Also try quinn direct too they are cheap for first timers too.
Muwolves
10 Jul 06#13
Barclays will beat your renewal price ( by 1p) and give you £50 cash back
grdesign to Muwolves
10 Jul 06#15
They wouldnt do that though because of the cashback. They would maybe do £221.99p or something and then give me £50, but its still not cheaper than £122. And I reckon there will be a certain level where they cut off giving out the £50. There will be so many terms surrounding it I would think.
Everyones quotes are going to be different, just thought I would post this up as for me, it generally was quite a shock. Thought others may get the same cheap deal.
mitchb to Muwolves
20 Aug 06#67
Tried this but all drivers have to be over 25 and rebnewal cant be more than £100 less than barclays normal price
uiaman
10 Jul 06#14
:confused:
ace_dynamo
11 Jul 06#16
£1,200 with Prudential
£487 with Directline!!!
rocky1man
12 Jul 06#17
[SIZE=2]I signed up with Lloyds on Sunday for £217 before the cashback but it does not appear to have tracked yet.[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]Prudential would be £10 cheaper with the quidco but I wasn't going to bother.[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]In view of Lloyds not tracking I think I will cancel with them & now sign up with the Pru. (Lloyds allow 14 days to cancel from receipt of docs which I haven't yet received & insurance not due til 05/08 anyway).[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]Anyone else had theirs track with Lloyds?[/SIZE]
adamck
12 Jul 06#18
CIS just quoted me a nice happy " £3067.57" (third party f&t) including discount :thumbsup:
Nah think ill stick with the quoted from liverpool victoria.
They only wanted £1100 fully comp on same car (its only a 1.6 n reg fiesta)
rocky1man
12 Jul 06#19
[SIZE=2]admack you must be about 12yrs old & park in Beirut at night to get prices this high!!! - lol :lol: :lol: [/SIZE]
tdogg
12 Jul 06#20
could have saved £70 with this, too late now as did it about 1 month ago. good spot though.
slinkydonkey
2 Aug 06#21
Hello All
Nice website, i think i mgiht use this deal best offer i can find have tried swift, confused.com and insurancesupermarket.com Prudential came to £229.95, is it worth protecting my 10 years no claims my brother recons "protected No Claims Discount" is worthless dunno how true this is.
So anyway if i go ahead with this will I get £100 cash back from my Quidco account? sounds like a bargin to me :thumbsup:
den169
2 Aug 06#22
Your brothers wrong iv'e had protected no claims for years wouldn't be without it only needed it once in 1990 when my car was hit twice in two weeks one of the sods had no insurance so good job i had it..
UncleMike
4 Aug 06#23
That was incredible.
I honestly didn't believe a word of this Hot UK Deal. It just sounded like someone at Prudential had decided to drum up a bit of free publicity using this site. You know the routine.. never trust anything that insurance people say !!
I stand corrected.
I did my usual routine: did a search for all car insurance quotes through Confused.com. It's cheapest quote was £229.95.
Ironically, the quote for Dial Direct, who my insurance is currently with,
was £44 cheaper than the quote on their renewal letter (£299.98) !!
With Prudential, my quote was £213.15, which I *think* includes a £20
online discount with their own site. Subtract a quidco cashback of £100,
and I've just got the cheapest car insurance of my life, £113.15.
£299.98 or £113.15. Hmmm, tough choice.
God, I love this site!
Many thanks for this Deal ! And, okay, sorry for doubting it !!
grdesign to UncleMike
25 Sep 06#117
LOL never saw this! No, I'm not from the pru. I'm an IT guy in the NHS!! :smiley:
rayman
4 Aug 06#24
Thanks for the feedback UncleMike :smiley: Good to see a positive result.
Please All, don't forget to vote and leave reputation if the post deserves it or not :wink: Thanks!
win2000b
4 Aug 06#25
i did my insurance last year £157 from screentrade and they were doing £100 cash back at the time :smiley:
flstivvy
4 Aug 06#26
I just renewed my car insurance :-(. Last year i paid £1,000 (1st year driving) this year the AA quoted £425. through quidco to get an extra £60. Not bad drop really.
I went to confused.com to find the cheapest offers then compared the cash back incentive through quidco.
mrtootough
5 Aug 06#27
Prudential don't seem to do Northern Ireland. Refused to quote me.
Grrr Blood Boiling !!!!
Helen-Leeds
5 Aug 06#28
I've got 9 years no claims, driving an Astra Coupe 1.8 Bertone, 0 points. 28yrs old. Inc protected no claims prudential are coming in at £457! How does that work out? I've also been in 1 non-fault accidents in the last 3 years. I know that Sainsburys are wanting to charge me £50 extra this yr cos of the non fault accident last year so I think (very unfairly) they charge you a lot more if you've been in a non fault accident ( How can you avoid that though??) My premium was cheaper last yr when I had 6 points on my licence.. this yr they've expired so I'd have expected it to be a lot cheaper.
Even though Egg don't have any deals with quidco they're still worth checking out they came in at £387.
Reaps
5 Aug 06#29
what's the most expensive insurance quote you've ever received: mine is about £4500, but that was a lotus elise :smiley:
Stu
5 Aug 06#30
More expensive for me I'm afraid, but that's the nature of insurance - everyone is a different risk.
LC
5 Aug 06#31
Honda Prelude 2.2 Vtec - £6000 from AA :smile:...mind i was only 21 then
den169
5 Aug 06#32
Has anyone seen it apear on quidco yet.I'm away for two weeks then i'm gonna cancel my Saga insurance and go for this one.
boydent999
5 Aug 06#33
Hmmm, seems quite apt (for me) that this comes up, it being renewal time. Bit wet behind the ears with regards quidco. So....i stick in all my details, and quote is £593. Is this without the quidco, £100 off? (I registered with quidco, then followed link, having searched for "prudential") If i take this, what happens, will i get £100 refunded to my credit/debit card? Sorry, but would rather know before i take the plundge....
Thanks
grdesign to boydent999
5 Aug 06#36
Quidco give you cashback, so you will get £100 paid into your quidco account. That then get's paid to you about 3 months later via quidco. Your insurance policy will still be the same, you just get a rebate later.
polak
5 Aug 06#34
Tesco quoted me £350 for my renewal.
I registered with quidco, searched on prudential, then clicked on the link to take me to Prudential (but through the quidco link).
They quoted me £370, which is above Tesco's quote (beat all of confused.com's too). I proceeded, and within a few minutes the £100 was showing as 'tracked' on quidco.
I took out the policy towards the end of July, and it says that the estimated payment date is September. All in all, if the quidco pays off, it'll have beaten my next cheapest (Tesco) by £80. If it doesn't work (doubt it), I'd have only spent £20 more than with Tesco.
Overall, £270 for my car insurance (I'm 23, 5y no claims, Fiesta Zetec 51) isn't that bad I'd say.
PS -- you pay the actual quote from credit/debit card, quido will then reimburse you with the cash-back (as the name cash-back implies) once they get the referral monies from prudential themselves. It'll be paid either by BACS to your bank account or Paypal to email addy.
boydent999 to polak
5 Aug 06#35
Thanks for that Polak...got til 22nd to sort summat out, and not sure i'll get sub £500 elsewhere.....
boydent999
6 Aug 06#37
Just about to buy this, but have an issue.
Anyone figured out please, how on summary, i can add a:
'guaranteed hire car'?
I cannot see how/where to change this, have opted for fully comp, but not the (very expensive) breakdown services.
Advice anyone please?
polak
6 Aug 061#38
i rang up, asking if they'd provide a courtesy car in the event i have an accident (touch wood)... they said that all fully comp policies guarantee a courtesy car.
I ticked lots of options but still couldn't get the 'yes' to appear under guaranteed hire car, so still lost there, but the most important thing to me was the guarantee of a courtesy car if i needed one..
boydent999
6 Aug 06#39
Polak, you are a superstar!
Thank you very much
I was beginning to think it was "me", my policy, car etc etc.
paulws999
7 Aug 06#40
The thing with Car Insurance is that each company has target demographics using a multitude of factors to create your premium. How many times have people said 'you want to try company x its really cheap' only to find its not for you. I literally try every company each year (until I loose the will to live) using this method I ALWAYS reduce my premium. Companies rely on you thinking they will be the cheapest this year because they were the last year at they take the **** with inflated pricing.
This deal is fanastic if one of the Quidco affiliates targets your profile because you will benefit further, so its still worth getting a quote.
rayman to paulws999
7 Aug 061#41
I agree with this, always try each company every year. Not just for car insurance, but also for home insurance.
One of my relatives was quoted £345 with Tesco as the lowest premium available, that was after phoning quite a few others. Then by going through QuidCo with Prudential, the same quote details gave an immediate £110 less! Which made it £235. With the current £100 cashback deducted, makes £135 total paid out :o
:smiley:
Helen-Leeds
7 Aug 06#42
Privilege ended up the cheapest for me- £319 and £40 back through quidco.
polak
7 Aug 06#43
My mum's just been quoted £184 with Prudential, which is about the same as Post Office and her renewal from Churchill... minus the £100 cashback quidco will give, gives a grand total of £84 for her car insurance for this coming year.
Car is a 3y/o Fiesta, so nothing too top-notch, but then again £84 is great.
PS, when I was at uni, I studied with many guys from the Navy. Anyway, they always used to tell me that if they quoted their term-time address (Southampton/Portsmouth) or their actual home address (Liverpool), the quotes would be a lot more than if they quoted their parents' address (Nottingham). I'm not saying we should all fiddle-to-suit but it's just an example.
Similarly, I park my car at a public car park whilst at work, from about 8am to 6pm. For the remainder of the 24h day, I park in my drive way, hence I put down 'in driveway' for that particular section in my policy quotes all the time, since for 14 out of the 24 hrs of the day, my car's in the driveway.. I'm sure my policy would be loads more expensive if I was to say it was 'normally' parked in a public car park. But then what is 'normally'?? ;-)
bigup
14 Aug 06#44
just used quidco for prudential insurance, anyone know how quick the transaction through quidco its tracked? not on screen yet!
boydent999
14 Aug 06#45
Think it took about an hour for it to be "tracked" for me, Bigup.
hth
bigup
14 Aug 06#46
cheers mate
i just refreshed and its tracked woohoo! i wanted my policy to start on the 16th Aug, so i thought it may track after that, but no it tracked already, i think it took about 40mins :smiley: expected pay date is October 2006, not bad!
rajpop
14 Aug 06#47
my cheapest renewal quote on my 1litre is 1300 :neutral_face:
lifes a bitch
Tommy_K
18 Aug 06#48
Has any1 got the £100 added or validated yet???
The Pru were almost the cheapest for me, just £7 more @ £438 but i'm just about to sort out my sister insurance, and the pru are £40 more expensive.. but with the £100 back through quidco, It's a better off :smiley:
Just, if it doesn't pay the £100 I've only lost £7 but she'd loose £40 + some other benifits.
Oh I'm too new to this Quidco.... if it's tracked will you deffently get it????
cheers :smiley:
rayman
18 Aug 06#49
If it's tracked, you should get it. It all depends on whether the retailer pays out [no reason to think Prudential wouldn't].
If it's tracked there's more chance of it being validated eventually, although some can take around three months.
Tommy_K
18 Aug 06#50
well in that case then... my siter has managed to get her insurance for £263 fully comp on a car indenticle to mine, where i've paid £340 (which is still very cheap!)
Who said girls get cheaper insurance!!! grrrrrr... do quidco offer money back on sex changes?? :smile: lol
Civic EG6
18 Aug 06#51
HI, am intersted in saving money on my car insurance, whats all this quidco stuff
about, is it free. Why would a company give you money back?
kevinyork to Civic EG6
18 Aug 06#52
Many online retailers offer what they call 'affiliates' money if people click on a link on the affiliates website that takes them to the retailer and then the person buys something. Its a sort of commission for introducing the customer to that retailer. Its a standard industry practice and sites have set themselves up to pass on some of this commission to people who are members of that site e.g. greasypalm & rpoints however Quidco give ALL the commission to you less a £5 fee. Works a treat and people are silly if they dont go for it as its there for the taking!
Kev
polak
18 Aug 06#53
PS my mum tried Pru and it didn't track. We called to cancel policy... I'll try again on Monday by submitting again, this time hopefully it'll track, taking her premium down from £184 to £84 :-)
rayman
18 Aug 06#54
There are many cashback sites on the internet. They offer you cashback every time you click through their links to go to a retailer you would be buying from anyway. This is because they get paid for the click throughs from those retailers who want to drum up more custom. To them it's like advertising and the money or incentives they offer, are payment for that.
QuidCo.Com is the first cashback cooperative and was the first to offer 100% of the earned cashback directly to the person making the purchase or taking up the offers.
The first £5 of your earned click throughs goes to QuidCo and is the only payment they take for each year. If you don't earn £5 then you won't pay them anything. But cashback can add up very quickly and before you know it you'll realise just how much you can get back.
The car insurance cashback is a really good example. As most people have found they've saved not only on their policy amount, but also have £100 tracked for cashback. That means you would have £100 cashback paid by the retailer into your QuidCo account [usually takes up to three months]. The first £5 for the year goes to QuidCo, the remaining £95 would be paid to you by BACS payment or PayPal at the end of the month it's paid to QuidCo.
davedixson
18 Aug 06#55
[SIZE=2]Before you try again check the troubleshooting section on the quidco site and make sure your browser is properly enabled to allow the tracking cookies work properly.[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]I also try to avoid doing anything too complicated on the merchants site to make sure that my details are properly tracked - just click on the link from quidco and pruchase the item as quickly and as simply as possible. If anything goes wrong with my order I always exit out and start again by clicking the link from quidco, but then i'm just paranoid![/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]Dave.[/SIZE]
rayman
18 Aug 06#56
As kevinyork has said in short above :smiley: Sorry kev, I had a few windows open and took a while to get back to this one to submit it :roll:
rayman
18 Aug 06#57
Good point davedixson :smiley:
rajpop
20 Aug 06#58
i jus got quoted 3030 as a 2nd driver on a micra :neutral_face:
rayman
20 Aug 06#59
Ouch... That's not good :neutral_face: Have you tried a few other insurers?
rajpop
20 Aug 06#60
cheapest is 1314 with Endsleigh
some of these insurance companies must have chimps inputting the details :neutral_face:
rayman
20 Aug 06#61
That seem to be very steep :? Have you not been driving for long?
rajpop
20 Aug 06#62
3 years almost im 20, and have a claim within the last year, and my area is not that good
rayman
20 Aug 06#63
I see, still a bit high for a Micra but should go down a bit more once you're 21
rajpop
20 Aug 06#64
pru just beat that, gave me 1372 plus the quidco to make it 1272
last week i was being quoted 2000 with them
rayman
20 Aug 06#65
Strange how it changes, but you can select alternative excess amounts to maybe reduce it further [I expect you've already done that :smiley:].
rajpop
20 Aug 06#66
yeah i've done that already....
thnx
funnymoney
20 Aug 06#68
Micras are small cars, but that doesn't make them cheap insurance.
Thay're still in a fairly high risk category for insurers as a lot of first time drivers get them thinking they'll be cheap all-round. Therefore a higher percentage of micra drivers have accidents and therefore claim.
To see what I mean, try gettin a quote for a 1997 peugot 306 1.9 td.
Not your typical 'first car'. It should be substantially cheaper. Things like safety devices also affect the quote, statistically your a lot less likely to crash if you have ABS, power steering and better brakes so insurers take that into consideration in their price. Experiment with different cars.
Try;
Ford Ka
Hyundai Accent
Fiat Ciequicento (spelt something like that)
HTH.
rayman
20 Aug 06#69
Some good points there funnymoney :smiley: Thanks!
Tommy_K
20 Aug 06#70
just a quick question.... I've bought my car insurance through quidco for the pru insurance...
if i now buy my sisters through my account.. will they add another £100 or will they get a little arsey.....
read summit about no taking the mick with the commssions...
would it be easier to join her up too and forfit £5??
cheers
rayman
20 Aug 06#71
Best for her to join herself I'd say...
Tommy_K
20 Aug 06#72
cheers... as ever a seriously quick reply :smiley:
Just gotta get it sorted.. just come home to be told.. "ur sisters car insurance runs out at mid night... find her the best quote possible and get it sorted befor it runs out!"
Don't you just love families!!
rayman
20 Aug 06#73
Yeah :smiley: Gotta love 'em :wink:
rayman
20 Aug 06#74
Please everyone remember to vote on ALL deals and please leave reputation where it's due :smiley: Thanks :wink:
Tommy_K
21 Aug 06#75
Well that was a bit of luck!!
Just put my details back in for an online quote with The Pru & it was £17.85 cheaper than last week... so being rather cheeky I rang them and asked about the 14day money back etc. and told them about the price reduction. So he had a word with a supervisor and they have credited £17.85 back!!
Quick note also, Prudential are offering free basic Breakdown cover....
" Free breakdown cover now included
For a limited period you will also receive free level 1 breakdown cover for the first year of your policy (offer expires 31 Oct 06). This cover will be applied automatically when you obtain a quote."
ryoooh
21 Aug 06#76
thats very organised....getting a quote for your next year's cover after only one week !!:thumbsup:
dwheeler
21 Aug 06#77
I don't suppose anyone here has taken Barclays insurance by clicking through Quidco? I did it on Thursday evening and nothing is showing as tracked, is that a good indication that it didn't work or should I wait a bit?
rayman to dwheeler
21 Aug 06#78
It states on QuidCo a time of 0-13 days to be tracked. If longer than 13 days you should put in a missing transaction enquiry :smiley:
uiaman
21 Aug 06#79
I have 3 outstanding queries from Quidco, AMEX, Barclays and the Post Office, from Jan, Feb and March respectively! There seems to be no way to contact quidco about these...I can't be the only one with this problem...any ideas??:confused:
darkovo to uiaman
27 Aug 06#86
Yes all you can do is use their enquiry system, I had 2 outstanding from Jan & Feb and just got an email earlier this week to say the enquiries have been successful and they expect the payments to be made in next months payment. So there's still hope for you, but yes a bit frustrating you can't speak to someone direct.
I've got another 2 missing enquiries still pending but hope these will get paid also??
bazr to uiaman
27 Aug 06#90
I have contacted them Via email at [EMAIL="[email protected]"][email protected][/EMAIL] usually reply quiet promptly.
Alternatively use the enquiry system.
Go to contact us - Help - I cant find the answer i'm looking for - contact us,then submit enquiry.
abr
27 Aug 061#80
For those of you wondering if you'll get your money I took up this offer and the £100 has now been paid into my Quidco account
emmajk42 to abr
27 Aug 06#81
Good to hear it!!! Welcome to HotUKDeals by the way!
rocky1man to abr
27 Aug 061#82
Got my £100 too - woohoo :-D
This means I have only paid £96 for my insurance.
boydent999
27 Aug 06#83
For those who have received their money, please can you tell us when (roughly) you took out the policy? Mine was August 6th with an expected Quidco return payment of October
rocky1man to boydent999
27 Aug 06#84
Took out policy mid July to start 5 August. Quidco originally tracked & said payment due September but have got a month early :lol:
abr to boydent999
28 Aug 06#95
My cover started 25 July and I think Quidco received the £100 payment around 23-24 August.
Searcher2
27 Aug 061#85
Just checked my Quidco and have received £100 for a £180 I took out for my mum on 20th July. I think it has only recently gone in. Very pleased.... well my mum is!
zAndy1
27 Aug 06#87
Any idea how long this offer is likely to last? My wifes insurance is due on the 2nd November.
Thanks
Andy
rayman
27 Aug 06#88
It should be ongoing, but you can never be certain. I think there'll always be one or two competitiors trying to better the other :wink:
rayman
27 Aug 06#89
Please All, don't forget to vote and leave reputation if the post deserves it :wink: Thanks!
polak
27 Aug 06#91
PS.. my £100 cashback has been received, 1 month after the policy was taken out :smiley:
However, for my mum's policy, we tried taking it out twice, and on both times it didn't track..
Shame about that, but I'm happy with my £100 anyway.
boydent999
27 Aug 06#92
Thanks for the update everyone, much appreciated. With any luck then, my 1st venture into the world of Quidco will be a very profitable one.
boydent999
27 Aug 06#93
Isn't there normally a small symbol, like a clock face, when the offer is *expecting to finish* soon? Guess this doesn't make much difference if an offer can be withdrawn at any time?
rayman
27 Aug 06#94
I think there is normally a small symbol yeah. If it's new, it's a star. If the rate goes up it's an ^ arrow. I can't find anything ending soon on there though...
rommy
29 Aug 06#96
i was wondering that if you choose to pay by installments, will you still receive cashback through quidco.?
rayman to rommy
29 Aug 06#97
If the transaction is tracked through from QuidCo and fully completed online, then yes it should :smiley:
rommy
29 Aug 06#98
i applied for the insurance for my friend using this method of payment today in the morning but it havnt been tracked by quidco yet. ????????
tgbyhn10
30 Aug 06#99
just took out policy with pru waiting to see if it tracks. Someone mentioned free basic breakdown cover but I didn't see mention of it when I took out the policy. Will I still get this? Has anyone gto this? Any links?
Thanks
Pete
donkeydavid
11 Sep 06#100
Been trying all day to get a quote through Quidco, but for some reason, at the end, it keeps asking me to ring customer services, as they cannot give a quote on-line. Very frustrating!!!
Thanks BTW OP!
rayman
11 Sep 06#101
Welcome to HotUKDeals donkeydavid :smiley:
Sometimes, if there's a question you've answered that the insurance fom doesn't agree with, that's what happens when you try to get the quote at the end...
donkeydavid
11 Sep 06#102
Thanks for the Welcome!
I'll have to give it a few tries, altering some of the answers slightly. See if that will get me through to a quote.
den169
12 Sep 06#103
Just tried a new quote all the same details last time £168 this time £355 ,Luckily i still have the original quote with a month left on it gonna leave it till the last week then take it up.
luvsabargain
12 Sep 06#104
I went with Prudential too, and fingers crossed quidco has it tracked twice!
Will certainly be a good quote if they pay both out! But as now just showing as tracked! :smile:
atlantic
15 Sep 06#105
just taken some insurance out,how long does it take to track,thanks
atlantic
15 Sep 06#106
just been tracked,bit worried for a moment
zAndy1
23 Sep 06#107
Does anyone know if a credit check is done if you choose the pay monthly option? A credit check would definitely fail in my case so I don't want to risk losing the quidco cashback by choosing that option if it's not gonna be accepted.
jinkssick
23 Sep 06#108
How do you know if you are tracked?? I have just applied to Quidco and I will be getting this insurance in the next week or 2?
nanjo
23 Sep 06#109
[SIZE=2]@jinkssick : it should be on your earning page :smiley: [/SIZE]
boydent999
23 Sep 06#110
I'm still waiting for my quidco payment on this :-(
Took it out early august, about the 6th i think i was :-(
Oh well, i am sure it'll happen one day soon :stuck_out_tongue:
damoblack
24 Sep 06#111
just a thought!
if you took out a policy on a monthly debit and then cancelled after 3 months (you can do this without any penalty ie if you change cars etc). and you had been credited with the £100 quidco. where would you stand with that. would you be able to do this numerous times with different companys one after the other and keep getting the quidco after you took up each policy and then cancelled it. ie - lloyds, direct line etc. You could make a handsome profit if so ;-)
emmajk42 to damoblack
24 Sep 06#112
But that kind of goes against quidco's ethos, and it wouldn't be recommended. If quidco noticed abuse of the merchant schemes, your account could be terminated...
grdesign
24 Sep 06#113
Yer, the handsome profit may sound good but you would lose your account, plus you would be ruining it for everyone else. Car insurance schemes would soon lower their incentives, so we'd all be stumped if a few of your started doing that.
bazr
24 Sep 06#114
My renewal from churchill came in at £185.
I got a new quote online from churchill...£182 but minus £20 cashback from quidco = £162
Lloyds TSB quote came in at £204 minus £110 quidco cashback = £94.
Prudential quote came in at £182 (cheaper than Loyds because if you tick the box for having a home insurance with prudential it reduces the premium by about 10% i believe) (haven't actually got home insurance with the pru,but we'll see what happens)minus £100 quidco cashback = £82.
So to sum up all 3 are all churchill quotes as Pru and Lloyds are underwritten by Churchill.
Renewal = £185
Churchill online = £162
Lloyds = £94
Prudential = £82
Prudential win hands down after quidco as they are also better at tracking and paying than Loyds appear to be.
So i'll still be insured by churchill but £100 better off.:thumbsup:
tazandsaz
24 Sep 06#115
my insurance with lloyds will be up for renewal in january how do u use quidco with a renewal??
bazr to tazandsaz
25 Sep 06#116
I had the same situation with Churchill last year.Went through quidco to Churchill site and got a brand new quote.Quote was cheaper than my renewal,so took it up with no problems with churchill whatsoever.:thumbsup:
Seemed a bit strange having to send my proof of no claims from churchills renewal form back to themselves.:giggle:
grdesign
26 Sep 06#118
Excellent!
And as long as people don't abuse these offers, they should continue to compete with each other, making our insurance needs something to look forward to!!
zAndy1
3 Oct 06#119
I wonder if it's only tracking when you pay in full at the time and not when paying by installments? My wife's hasn't tracked yet and she bought it yesterday. Well if it doesn't track by the time the documents show up we'll just cancel I think cos that's the only reason we went with the Pru!
den169
3 Oct 06#120
I bought car insurance on sunday and it was showing on quidco within a couple of hours i did pay full up though.
Gazbert
3 Oct 06#121
Bargain! Cheers OP. Pru not only beat my renewal quote, but I'm getting £100 from QuidCo too! Sweet!
Gazbert
3 Oct 06#122
Well that works out as half what I paid last year (nearly anyway).
boydent999
3 Oct 06#123
I'm *still* waiting for my quidco payout :-( Took out full policy on 6th August, 22nd August start date. My payout was due Sep, now showing as due Oct :-(
bigup to boydent999
5 Oct 06#126
got mine on 14 Aug 2006, it said Sept 2006 for payout, now says october 2006 :disappointed:
russ
3 Oct 06#124
Mine didnt track - so have cancelled. Everything else i do on Quidco tracks okay, why not this one?! Weird.
damoblack
3 Oct 06#125
did mine with pru on the 30th. my renewal was £343 but pru quoted me £353 but with the 100 pound back thats now £253. that is well cheap and by far the cheapest car insurance ive ever had. I used to say when i was 18 and 19 that i wish i could pay stuff like that and now its finally arrived lol. im not bothered when it gets paid out. might put it towards an xbox 360 or summat as im viewing it as money for nothing seeing as if i didnt know about it like i havent done since this year. so its a bonus hoorah
Caesar
16 Oct 06#127
Woohoo, just took out my insurance and added my mum as a named driver and the total cost was £437 -£100 cashback £337 for both me (23 years old) and my mum (only 2yrs ncb) fully comp and protected no claims.
Paying by installments as well so if anyone is worried about it only being for those who pay it off in one go well its not as it has tracked for me.
Quidco are my new favourite company!!
boydent999
16 Oct 06#128
Good luck in waiting for your £100 back, i'm *still* waitin' as Diana Ross said. Filed a enquiry with them now, tis a joke :-(
bigup to boydent999
19 Oct 06#134
hi mate
im in the same boat, but not sure if i should fill out an enquiry as the ETA says October 2006, (got insurance in august)
you think i should fill in an inquiry?
Ricky
16 Oct 06#129
just signed up. It worked out about £15 more than virgin car insurance but with the £100 it will be a lot cheaper. Just hope it tracks.
Artemis
16 Oct 06#130
In the end my partner went for the Post Office insurance and tok their £50 cashback offer. Saved hassle. Got her £50 postal order within the first week.
Caesar
18 Oct 06#131
(stupid post removed by myself - got prudential mixed up with priviliege)
cheets
18 Oct 06#132
Just done a quote:
£753.90 only paying £400 a year now :/
dog_cop
18 Oct 06#133
far too expensive for me too, has anyone tried the thingy on money saving expert site, it seemed quite good, the people from more than actually rung me as they were the cheapest of all and I have a sportyish car and also as I was still looking they offered to ring me a day before my renewal to sort out the deal, very helpfull people, and I insisted I would NOt use a call centre in outer mongolia or where ever they are, theystated have dedicated UK centres if your prefer or so they say :shock: still if it saves me over 100 quid on my norwich union ( make me mad :x when I found out my quote went up and I was a year older fourty something:giggle: ) got to be a better deal with more than ..oh and dont go for installments!!! pay all in one go saves a bit more Johnny ( cash:giggle: )
boydent999
19 Oct 06#135
Not sure tbh.
I filed an enquiry cos it did say payout due September, then October...just don't want to get to end of October and it go to November payout and so on....it's my first dealing with Quidco, it was my first Quidco transation, not sure if that has anything to do with the slippage either :-(
Just checked, and it shows now that the enquiry is being processed so we'll see :smiley:
bigup
19 Oct 06#136
cheers mate, keep us updated :smiley:
Mikzos
22 Oct 061#137
Hi,
I also purchased car insurance from prudential in August & the payment date changed from September to October.
I have queried this with Quidco & they told me that Prudential deferred all their payments last month but have now sent 2 months payments at once.
Quidco say that they should show as received in the next week or so.:smiley:
bigup to Mikzos
22 Oct 06#138
awesome info mate, many thanks!
boydent999
22 Oct 06#139
Well my status is now showing as "sent to merchant" :smiley:
Based on what Mikzos says, that's great news all round.
Thanks for the update
matar
22 Oct 06#140
now they do the same for home insurance, it reduced mine from £190 to only £90 !!! for building and content,,i cant believe it, I paid £390 for HSBC last year, the car insurance was not cheap
mikeyp
23 Oct 06#141
Yep they quoted £430 for me, my renewal quote is £330 so not gonna bother.
Noticed on Quidco Zurich do £65 cashback on home insurance compared to Providents £100, will compare that with Providents quote and see which works out cheaper.
luvsabargain
23 Oct 06#142
I went with Prudential and to be honest it has saved me but i am having so much grief over my proof of no claims!!
I have sent them everything i have had from my previous insurer but i keep getting letters stating this wont suffice!
I have no more renewal reminders to send them!!
johnnywashngo to luvsabargain
23 Oct 06#144
What I found with Prudential was that I had to contact my previous insurer and ask them for a proof of no claims document, which I then forwarded onto the pru. Once that was done everything went smoothly.
Also, as an aside, I took out my motor insurance with prudential at the start of August. The quote was for £340 which, minus the quidco £100, was an untouchable £240 :smiley:
Three weeks ago I wrote of my car in a stupid accident. Prudential took care of it all and have just sent me a check to cover the cost of my car.
Can't complain about the quality of their insurance one bit - very professional and great value for money.
However, I still haven't received my cashback on my quidco account :disappointed:
mikeyp
23 Oct 06#143
Well I just got quotes for Prudential, LloydsTSB and Zurich and Zurich were about £90 cheaper over the year for home insurance over the others.
With Zurich I can have building insurance for £6.55 a month with the £65 quidco cashback it brings it down to £1.13 a month!!!!!!
or Buildings and contents for £15.87 a month with cashback that brings it down to £10.45 a month. That is AMAZING!
Not sure if its just my area which is why the quotes are so low but worth getting a quote if your looking for home insurance.
grdesign
23 Oct 06#145
Prudential do pay up (quidco et all that is) had my payment. So shouldnt worry, I expect they have had quite a few more than normal sign up.
boydent999
25 Oct 06#146
Well blow me down :smiley:
I've just checked quidco and it's showing as received, if not quite *yet* paid. I was beginning to lose faith with quidco.
So, for sure cheapest ever insurance now :smiley:
Thanks
bigup
25 Oct 06#147
my quidco still showing nothing received!
ob the side not, i had a letter from Pru, aksing for my NCb discount (whih is 4 years) ive not had public car insurance for a year now, and the the letter was a year old, so they asked me to write to them just to say that ive not had a public car insurance policy within the year, did that and nothing received back yet, (although i have had my policy/certificate for ages)
boydent, what link did you use on quidco to start an enquiry? i cant find a link anywhere on quidco to start an enquiry? i may start one, that may help to get me payed!
cheers
paulgjohnston
25 Oct 06#148
How do i go about making an enquiry on Quidco. Ive looked through the website and cannot find how to do it. I can see my earnings and getting started but no where to enquire. Its showing as tracked and due to be paid in October but nothing else. Help!
luvsabargain to paulgjohnston
26 Oct 06#151
Hang in there mine took quite a while then went from tracked to recieved in one go :thumbsup:
boydent999
26 Oct 06#149
Hi folks,
Took a while to find it, but i think here is where you need to go to lodge a query...good luck
paulstewart1
26 Oct 06#150
My renewal quote was £410 with Admiral. Just took out insurance with Privilege for £240 after Quidco money back. Tracked in Quidco almost imediately.
Superb.
johnnywashngo
27 Oct 06#152
Good news, after over 2 months of waiting, my cashback from prudential has arrived in my quidco account.
So anybody else who is waiting - hold tight, it is on the way :smiley:
susanemily
14 Nov 06#153
Wow, many thanks. My daughter saved over £100, and got £100 back. Paid through quidco over the weekend.:smiley::smiley::smiley:
gredsign, have left you rep.
rajpop
17 Nov 06#154
i did mine in earlier september
am still waiting
coudl sure use that £100
tazandsaz
17 Nov 06#155
Thanks for the reply, took me ages to find where id put this post lol.
So it means i do have to wait for my insurance to be renewed? ive only been driving 2 year so ive not had a lot of experience with car insurance. but im with churchill thru lloyds too and it costs me £65 a month. Plus thats with an extra £200 excess, so i think its £400 excess now. im 25, female, with an astra 1.6, year no claims, only driving for 2 year like. will have 2 years no claims on my next renewal date, which is january.
I know becase my car is a 1.6 my insurance is going to be high.but still ..its very expensive. i pay monthly cos i dont have the cash up front lol does prudential allow monthly payments? and is anyone else in my situation? and knows where to get a better deal?
boydent999
10 Dec 06#156
Did anyone (else) get paperwork from the Pru recently confirming the basic level of Roadside Car Recovery? I did and rang to confirm and seems that from the start of the policy i have had it, just didn't have the paperwork :smiley:
I called the AA to ask them not to restart my cover come January. They asked why and was asked too, when did the Pru cover start. So the AA have suspended my cover, backdated to early August and say i can restart it, August 07 to last for the remaining 150 odd days, superb!
barneybar
10 Dec 06#157
I got the Roadside Recovery documents too in the post last Friday - didn't even know I was going to get it.
Have had a huge wait for my £100 cashback from Quidco - an enquiry was put in on 10th July as it didn't track. It still shows a status of 'sent to merchant'. I have asked Quidco to check with Prudential but have not had a reply to my follow up enquiry.
So over 5 months down the line and no cashback and no response from Quidco. No wonder people are moaning about the lack of feedback and updates.
I also have an enquiry just gone in through Topcashback for an untracked Prudential policy - I wonder which one I'll get first?
bazr to barneybar
11 Dec 06#166
That is a very long time for your enquiry barney.I took mine out on Sept 25th,didn't track,put an enquiry in as soon as i could and iv'e just had confirmation that it was successful and it is now showing in my earnings as added.So it took approx 2 month to sort out.
I too got the roadside documents this week.Wondered what the hell was going on and then saw others in this thread had got them too.Don't remember seeing a thing at the time about getting this cover.
That_Bloke
10 Dec 06#158
I got the docs from Pru as well. It said I may not have got them due to technical problems. I definately didn't take out the cover, so I wonder if they had problems tracking what people had taken and are just giving everyone the cover?
engadine
10 Dec 06#159
Prudential is also cheaper for me, just under £100 and I have been round loads of sites checking out quotes.
I have also just switched my house insurance to Prudential, renewal from Halifax was £230 with Prudential it was £141.75 with £75 cash back! Bargain!!!
bazr
10 Dec 06#160
Yayyyyy.....just got an email from quidco to say that my enquiry about my prudential £100 cashback not tracking,has been successful.:santa:Just have to wait for them to pay it to quidco now,probs another couple of months or so.:-(....but at least i am getting it,was a bit concerned i would never see it.
bazza1603
10 Dec 06#161
Hi,
I bought my car insurance 18 Oct for it to start Early November and its tracked normally. How longs does it normally take to for it to show as recieved from the merchant?
Best regards
Baz
upmyloft
10 Dec 06#162
WOULD ASK PEOPLE TO WATCH THE OTHER EXCESS THE PRU INVOKES REGARDLESS OF VOLOUNTARY EXCESS AS LISTED BELOW FROM THE QUOTE I OBTAINED
THESE ARE IN ADDITION TO VOLOUNTARY EXCESS AGREED AND COULD MAKE MOST CLAIMS NOT WORTH YOUR WHILE
Excess payable towards windscreen claims £75
Excess payable towards fire & theft claims £250
Excess payable towards accidental damage claims:
Primary driver name Mr UPMYLOFT Excess £250
First additional driver name Mrs UPMYLOFT Excess £250
The most common reasons for imposing compulsory excesses are due to the type of vehicle, the age of the person driving or their previous driving experience. If there are any young or inexperienced* drivers allowed to drive under the policy, the following excesses will apply whilst they are in charge of your vehicle. These excesses are included in the above information.
Drivers aged 17 - 20 = £400
Drivers aged 21 - 24 = £250
Drivers aged 25 or over who are inexperienced* = £200
* An inexperienced driver is a person who either has a provisional licence or has held a full driving licence less than 1 year if issued in the UK or less than 2 years if issued elsewhere.
FOR EXAMPLE THE QUOTE AUTOMATICALLY GIVES YOU £200 VOLOUNTARY EXCESS ON FIRE, THEFT AND DAMAGE
IF YOU GO WITH THIS AND THEN YOUR CAR GETS STOLEN YOU ARE DOWN £450
IF IT GETS SET ON FIRE £450 AND IF IT GETS DAMAGED £450 EVEN IF YOU GET THE WINDSCREEN BROKEN YOU ARE HIT FOR £75 SO WATCH OUT THESE POLICIES ARE BRILLIANT UNTIL YOU HAVE TO CLAIM
Dusty
11 Dec 06#163
******!
After the £100 cash-back my insurance would have been an astonishing £68 :w00t:
Pity I dont need car insurance!
bazr to Dusty
11 Dec 06#167
Welcome to the forums Dusty:santa:
Tommy_K
11 Dec 06#164
08 Aug 2006 - Prudential £435.75 - £100.00 paid 30 Oct 2006
thats how long it takes to get your £100..... worth the wait tho!!! :stuck_out_tongue:
grdesign
11 Dec 06#165
upmyloft. Most insurance companies will be the same in terms of excess. All have a mandatory excess for younger or inexperienced drivers. It's just another way to hit you. They already quote based on your circumstances and then hit you with other charges.
Ricky
9 Jan 07#168
Got our £100 cashback at the start of the month. We (the Mrs. and Me) got insurance for £188, after cashback it was £88 fully comp on an 04 Ford Ka, also got Green Flag cover thrown in for free. Don't think I could have got a better deal than that to be fair.
rosalie
9 Jan 07#169
i took out insurance with pru in nov for husbands car getting £100 cashback due end of this month and just took out insurance for my car with lloyds and getting £120 cashback
thanks for the tip :smiley:
den169
9 Jan 07#170
Just had my prudential £100 thats a years fully comp for the car and they also sent full breakdown cover which i wasn't expecting for a total of £68 brilliant.
KB21
12 Jan 07#171
just had alook on quidco and lloyds tsb are offering 120 cashback on car insurance, my insurance would then be £88 bargain! how long does it take to get money from quidco?
rosalie to KB21
15 Jan 07#172
well i took out insurance with lloyds on 8th jan and the payment date is coming up as march (usually beginning of month after)
AseriesMan
15 Jan 07#173
Hi, I took out insurance with Lloyds and after cashback it only cost me 48 quid. Did take 3 1/2 months to get my money, but definately worth the wait;-)
Rob.
stitled
18 Nov 08#174
i can only see £45 from lloyds tsb and i cant find privialge :disappointed:
SpoonyBoy
26 Apr 12#175
So much for young people bitching about expensive insurance!
Reading through the comments I see people a a lot younger than me with half the no claims discount, and points still paying less.
del_piero_3 to SpoonyBoy
27 Apr 12#176
Your replying to a very old thread that was started almost six years ago, last reply was three and half years ago. The insurance was lot cheaper than today.
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Opening post
I'm doing mine next month so thought I would have a look, quote came in at £222 for me. I'm 25 driving a 1.9 TDI VW Golf. I have 5 years no claims and 3 points for speeding on the motorway. All this was declared.
So basically, with the £100 quidco payment, thats £122 for the YEAR!
Quidco doesnt give any tracking results at the moment, but thats definately worth a go!
Also, if you pay yours by monthly instalments, the APR is 24.9, but it still may work out a lot cheaper than other quotes.
I think I'm going to faint! £222 was the cheapest quote I had found anyway, by quite a long way. Most were £280-500. So knocking £100 off that is the icing on the cake! No more monthly insurance payments for me!
Go take a look, do a quote, see if it comes out any cheaper, and remember, you will get £100 off that (if it tracks) via quidco.
Happy insurance shopping people!
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
- logie31
All comments (179)
I did a quick quote, using my dad as first driver and me as a second.
Came to £266, £166 including quidco, on a 1.4 seat ibiza as an example.
Not bad for someone who has their driving test in 2 weeks lol
Del
I'm 18 and CIS was the cheapest for me by a good £300+
Thats with liverpool victoria (very cheap for new drivers)
I am only 20 though.
Also try quinn direct too they are cheap for first timers too.
Everyones quotes are going to be different, just thought I would post this up as for me, it generally was quite a shock. Thought others may get the same cheap deal.
£487 with Directline!!!
[SIZE=2][/SIZE]
[SIZE=2]Prudential would be £10 cheaper with the quidco but I wasn't going to bother.[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]In view of Lloyds not tracking I think I will cancel with them & now sign up with the Pru. (Lloyds allow 14 days to cancel from receipt of docs which I haven't yet received & insurance not due til 05/08 anyway).[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]Anyone else had theirs track with Lloyds?[/SIZE]
Nah think ill stick with the quoted from liverpool victoria.
They only wanted £1100 fully comp on same car (its only a 1.6 n reg fiesta)
Nice website, i think i mgiht use this deal best offer i can find have tried swift, confused.com and insurancesupermarket.com Prudential came to £229.95, is it worth protecting my 10 years no claims my brother recons "protected No Claims Discount" is worthless dunno how true this is.
So anyway if i go ahead with this will I get £100 cash back from my Quidco account? sounds like a bargin to me :thumbsup:
I honestly didn't believe a word of this Hot UK Deal. It just sounded like someone at Prudential had decided to drum up a bit of free publicity using this site. You know the routine.. never trust anything that insurance people say !!
I stand corrected.
I did my usual routine: did a search for all car insurance quotes through Confused.com. It's cheapest quote was £229.95.
Ironically, the quote for Dial Direct, who my insurance is currently with,
was £44 cheaper than the quote on their renewal letter (£299.98) !!
With Prudential, my quote was £213.15, which I *think* includes a £20
online discount with their own site. Subtract a quidco cashback of £100,
and I've just got the cheapest car insurance of my life, £113.15.
£299.98 or £113.15. Hmmm, tough choice.
God, I love this site!
Many thanks for this Deal ! And, okay, sorry for doubting it !!
Please All, don't forget to vote and leave reputation if the post deserves it or not :wink: Thanks!
I went to confused.com to find the cheapest offers then compared the cash back incentive through quidco.
Grrr Blood Boiling !!!!
Even though Egg don't have any deals with quidco they're still worth checking out they came in at £387.
Thanks
I registered with quidco, searched on prudential, then clicked on the link to take me to Prudential (but through the quidco link).
They quoted me £370, which is above Tesco's quote (beat all of confused.com's too). I proceeded, and within a few minutes the £100 was showing as 'tracked' on quidco.
I took out the policy towards the end of July, and it says that the estimated payment date is September. All in all, if the quidco pays off, it'll have beaten my next cheapest (Tesco) by £80. If it doesn't work (doubt it), I'd have only spent £20 more than with Tesco.
Overall, £270 for my car insurance (I'm 23, 5y no claims, Fiesta Zetec 51) isn't that bad I'd say.
PS -- you pay the actual quote from credit/debit card, quido will then reimburse you with the cash-back (as the name cash-back implies) once they get the referral monies from prudential themselves. It'll be paid either by BACS to your bank account or Paypal to email addy.
Anyone figured out please, how on summary, i can add a:
'guaranteed hire car'?
I cannot see how/where to change this, have opted for fully comp, but not the (very expensive) breakdown services.
Advice anyone please?
I ticked lots of options but still couldn't get the 'yes' to appear under guaranteed hire car, so still lost there, but the most important thing to me was the guarantee of a courtesy car if i needed one..
Thank you very much
I was beginning to think it was "me", my policy, car etc etc.
This deal is fanastic if one of the Quidco affiliates targets your profile because you will benefit further, so its still worth getting a quote.
One of my relatives was quoted £345 with Tesco as the lowest premium available, that was after phoning quite a few others. Then by going through QuidCo with Prudential, the same quote details gave an immediate £110 less! Which made it £235. With the current £100 cashback deducted, makes £135 total paid out :o
:smiley:
Car is a 3y/o Fiesta, so nothing too top-notch, but then again £84 is great.
PS, when I was at uni, I studied with many guys from the Navy. Anyway, they always used to tell me that if they quoted their term-time address (Southampton/Portsmouth) or their actual home address (Liverpool), the quotes would be a lot more than if they quoted their parents' address (Nottingham). I'm not saying we should all fiddle-to-suit but it's just an example.
Similarly, I park my car at a public car park whilst at work, from about 8am to 6pm. For the remainder of the 24h day, I park in my drive way, hence I put down 'in driveway' for that particular section in my policy quotes all the time, since for 14 out of the 24 hrs of the day, my car's in the driveway.. I'm sure my policy would be loads more expensive if I was to say it was 'normally' parked in a public car park. But then what is 'normally'?? ;-)
hth
i just refreshed and its tracked woohoo! i wanted my policy to start on the 16th Aug, so i thought it may track after that, but no it tracked already, i think it took about 40mins :smiley: expected pay date is October 2006, not bad!
lifes a bitch
The Pru were almost the cheapest for me, just £7 more @ £438 but i'm just about to sort out my sister insurance, and the pru are £40 more expensive.. but with the £100 back through quidco, It's a better off :smiley:
Just, if it doesn't pay the £100 I've only lost £7 but she'd loose £40 + some other benifits.
Oh I'm too new to this Quidco.... if it's tracked will you deffently get it????
cheers :smiley:
If it's tracked there's more chance of it being validated eventually, although some can take around three months.
Who said girls get cheaper insurance!!! grrrrrr... do quidco offer money back on sex changes?? :smile: lol
about, is it free. Why would a company give you money back?
Kev
QuidCo.Com is the first cashback cooperative and was the first to offer 100% of the earned cashback directly to the person making the purchase or taking up the offers.
The first £5 of your earned click throughs goes to QuidCo and is the only payment they take for each year. If you don't earn £5 then you won't pay them anything. But cashback can add up very quickly and before you know it you'll realise just how much you can get back.
The car insurance cashback is a really good example. As most people have found they've saved not only on their policy amount, but also have £100 tracked for cashback. That means you would have £100 cashback paid by the retailer into your QuidCo account [usually takes up to three months]. The first £5 for the year goes to QuidCo, the remaining £95 would be paid to you by BACS payment or PayPal at the end of the month it's paid to QuidCo.
[SIZE=2][/SIZE]
[SIZE=2]I also try to avoid doing anything too complicated on the merchants site to make sure that my details are properly tracked - just click on the link from quidco and pruchase the item as quickly and as simply as possible. If anything goes wrong with my order I always exit out and start again by clicking the link from quidco, but then i'm just paranoid![/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]Dave.[/SIZE]
some of these insurance companies must have chimps inputting the details :neutral_face:
last week i was being quoted 2000 with them
thnx
Thay're still in a fairly high risk category for insurers as a lot of first time drivers get them thinking they'll be cheap all-round. Therefore a higher percentage of micra drivers have accidents and therefore claim.
To see what I mean, try gettin a quote for a 1997 peugot 306 1.9 td.
Not your typical 'first car'. It should be substantially cheaper. Things like safety devices also affect the quote, statistically your a lot less likely to crash if you have ABS, power steering and better brakes so insurers take that into consideration in their price. Experiment with different cars.
Try;
Ford Ka
Hyundai Accent
Fiat Ciequicento (spelt something like that)
HTH.
if i now buy my sisters through my account.. will they add another £100 or will they get a little arsey.....
read summit about no taking the mick with the commssions...
would it be easier to join her up too and forfit £5??
cheers
Just gotta get it sorted.. just come home to be told.. "ur sisters car insurance runs out at mid night... find her the best quote possible and get it sorted befor it runs out!"
Don't you just love families!!
Just put my details back in for an online quote with The Pru & it was £17.85 cheaper than last week... so being rather cheeky I rang them and asked about the 14day money back etc. and told them about the price reduction. So he had a word with a supervisor and they have credited £17.85 back!!
Quick note also, Prudential are offering free basic Breakdown cover....
"
Free breakdown cover now included
For a limited period you will also receive free level 1 breakdown cover for the first year of your policy (offer expires 31 Oct 06). This cover will be applied automatically when you obtain a quote."
I've got another 2 missing enquiries still pending but hope these will get paid also??
Alternatively use the enquiry system.
Go to contact us - Help - I cant find the answer i'm looking for - contact us,then submit enquiry.
This means I have only paid £96 for my insurance.
Thanks
Andy
However, for my mum's policy, we tried taking it out twice, and on both times it didn't track..
Shame about that, but I'm happy with my £100 anyway.
Thanks
Pete
Thanks BTW OP!
Sometimes, if there's a question you've answered that the insurance fom doesn't agree with, that's what happens when you try to get the quote at the end...
I'll have to give it a few tries, altering some of the answers slightly. See if that will get me through to a quote.
Will certainly be a good quote if they pay both out! But as now just showing as tracked! :smile:
Took it out early august, about the 6th i think i was :-(
Oh well, i am sure it'll happen one day soon :stuck_out_tongue:
if you took out a policy on a monthly debit and then cancelled after 3 months (you can do this without any penalty ie if you change cars etc). and you had been credited with the £100 quidco. where would you stand with that. would you be able to do this numerous times with different companys one after the other and keep getting the quidco after you took up each policy and then cancelled it. ie - lloyds, direct line etc. You could make a handsome profit if so ;-)
I got a new quote online from churchill...£182 but minus £20 cashback from quidco = £162
Lloyds TSB quote came in at £204 minus £110 quidco cashback = £94.
Prudential quote came in at £182 (cheaper than Loyds because if you tick the box for having a home insurance with prudential it reduces the premium by about 10% i believe) (haven't actually got home insurance with the pru,but we'll see what happens)minus £100 quidco cashback = £82.
So to sum up all 3 are all churchill quotes as Pru and Lloyds are underwritten by Churchill.
Renewal = £185
Churchill online = £162
Lloyds = £94
Prudential = £82
Prudential win hands down after quidco as they are also better at tracking and paying than Loyds appear to be.
So i'll still be insured by churchill but £100 better off.:thumbsup:
Seemed a bit strange having to send my proof of no claims from churchills renewal form back to themselves.:giggle:
And as long as people don't abuse these offers, they should continue to compete with each other, making our insurance needs something to look forward to!!
Paying by installments as well so if anyone is worried about it only being for those who pay it off in one go well its not as it has tracked for me.
Quidco are my new favourite company!!
im in the same boat, but not sure if i should fill out an enquiry as the ETA says October 2006, (got insurance in august)
you think i should fill in an inquiry?
£753.90 only paying £400 a year now :/
I filed an enquiry cos it did say payout due September, then October...just don't want to get to end of October and it go to November payout and so on....it's my first dealing with Quidco, it was my first Quidco transation, not sure if that has anything to do with the slippage either :-(
Just checked, and it shows now that the enquiry is being processed so we'll see :smiley:
I also purchased car insurance from prudential in August & the payment date changed from September to October.
I have queried this with Quidco & they told me that Prudential deferred all their payments last month but have now sent 2 months payments at once.
Quidco say that they should show as received in the next week or so.:smiley:
Based on what Mikzos says, that's great news all round.
Thanks for the update
Noticed on Quidco Zurich do £65 cashback on home insurance compared to Providents £100, will compare that with Providents quote and see which works out cheaper.
I have sent them everything i have had from my previous insurer but i keep getting letters stating this wont suffice!
I have no more renewal reminders to send them!!
Also, as an aside, I took out my motor insurance with prudential at the start of August. The quote was for £340 which, minus the quidco £100, was an untouchable £240 :smiley:
Three weeks ago I wrote of my car in a stupid accident. Prudential took care of it all and have just sent me a check to cover the cost of my car.
Can't complain about the quality of their insurance one bit - very professional and great value for money.
However, I still haven't received my cashback on my quidco account :disappointed:
With Zurich I can have building insurance for £6.55 a month with the £65 quidco cashback it brings it down to £1.13 a month!!!!!!
or Buildings and contents for £15.87 a month with cashback that brings it down to £10.45 a month. That is AMAZING!
Not sure if its just my area which is why the quotes are so low but worth getting a quote if your looking for home insurance.
I've just checked quidco and it's showing as received, if not quite *yet* paid. I was beginning to lose faith with quidco.
So, for sure cheapest ever insurance now :smiley:
Thanks
ob the side not, i had a letter from Pru, aksing for my NCb discount (whih is 4 years) ive not had public car insurance for a year now, and the the letter was a year old, so they asked me to write to them just to say that ive not had a public car insurance policy within the year, did that and nothing received back yet, (although i have had my policy/certificate for ages)
boydent, what link did you use on quidco to start an enquiry? i cant find a link anywhere on quidco to start an enquiry? i may start one, that may help to get me payed!
cheers
Took a while to find it, but i think here is where you need to go to lodge a query...good luck
Superb.
So anybody else who is waiting - hold tight, it is on the way :smiley:
gredsign, have left you rep.
am still waiting
coudl sure use that £100
So it means i do have to wait for my insurance to be renewed? ive only been driving 2 year so ive not had a lot of experience with car insurance. but im with churchill thru lloyds too and it costs me £65 a month. Plus thats with an extra £200 excess, so i think its £400 excess now. im 25, female, with an astra 1.6, year no claims, only driving for 2 year like. will have 2 years no claims on my next renewal date, which is january.
I know becase my car is a 1.6 my insurance is going to be high.but still ..its very expensive. i pay monthly cos i dont have the cash up front lol does prudential allow monthly payments? and is anyone else in my situation? and knows where to get a better deal?
I called the AA to ask them not to restart my cover come January. They asked why and was asked too, when did the Pru cover start. So the AA have suspended my cover, backdated to early August and say i can restart it, August 07 to last for the remaining 150 odd days, superb!
Have had a huge wait for my £100 cashback from Quidco - an enquiry was put in on 10th July as it didn't track. It still shows a status of 'sent to merchant'. I have asked Quidco to check with Prudential but have not had a reply to my follow up enquiry.
So over 5 months down the line and no cashback and no response from Quidco. No wonder people are moaning about the lack of feedback and updates.
I also have an enquiry just gone in through Topcashback for an untracked Prudential policy - I wonder which one I'll get first?
I too got the roadside documents this week.Wondered what the hell was going on and then saw others in this thread had got them too.Don't remember seeing a thing at the time about getting this cover.
I have also just switched my house insurance to Prudential, renewal from Halifax was £230 with Prudential it was £141.75 with £75 cash back! Bargain!!!
I bought my car insurance 18 Oct for it to start Early November and its tracked normally. How longs does it normally take to for it to show as recieved from the merchant?
Best regards
Baz
THESE ARE IN ADDITION TO VOLOUNTARY EXCESS AGREED AND COULD MAKE MOST CLAIMS NOT WORTH YOUR WHILE
Excess payable towards windscreen claims £75
Excess payable towards fire & theft claims £250
Excess payable towards accidental damage claims:
Primary driver name Mr UPMYLOFT Excess £250
First additional driver name Mrs UPMYLOFT Excess £250
The most common reasons for imposing compulsory excesses are due to the type of vehicle, the age of the person driving or their previous driving experience. If there are any young or inexperienced* drivers allowed to drive under the policy, the following excesses will apply whilst they are in charge of your vehicle. These excesses are included in the above information.
Drivers aged 17 - 20 = £400
Drivers aged 21 - 24 = £250
Drivers aged 25 or over who are inexperienced* = £200
* An inexperienced driver is a person who either has a provisional licence or has held a full driving licence less than 1 year if issued in the UK or less than 2 years if issued elsewhere.
FOR EXAMPLE THE QUOTE AUTOMATICALLY GIVES YOU £200 VOLOUNTARY EXCESS ON FIRE, THEFT AND DAMAGE
IF YOU GO WITH THIS AND THEN YOUR CAR GETS STOLEN YOU ARE DOWN £450
IF IT GETS SET ON FIRE £450 AND IF IT GETS DAMAGED £450 EVEN IF YOU GET THE WINDSCREEN BROKEN YOU ARE HIT FOR £75 SO WATCH OUT THESE POLICIES ARE BRILLIANT UNTIL YOU HAVE TO CLAIM
After the £100 cash-back my insurance would have been an astonishing £68 :w00t:
Pity I dont need car insurance!
thats how long it takes to get your £100..... worth the wait tho!!! :stuck_out_tongue:
thanks for the tip :smiley:
Rob.
Reading through the comments I see people a a lot younger than me with half the no claims discount, and points still paying less.