My wife may have been dreaming about this deal last night.

I'm sure I heard her screaming out, FOCUS, FOCUS, FOCUS.

Sure it wasn't your ESCORT?

I bought my Mondeo brand new 12 years ago. One of the rear bushes has just started knocking at 140,000 miles.

Bit longer than a month wouldn't you say?

Well then it would probably be ST-D!

My wife may have been dreaming about this deal last night.

I'm sure I heard her screaming out, FOCUS, FOCUS, FOCUS.

Just under £186 for 10k pa. Seen mid range Fiestas for similar price. HOT.

Just under £186 for 10k pa. Seen mid range Fiestas for similar price. HOT.

I have a 4 year old focus which is all paid off. Caught my hubby looking at new cars the other day. Hope he doesn't check on here tonight after work as this will catch his eye.

Mind your alloys don't get knicked!

wish is was the petrol version

Well then it would probably be ST-D!

Cold you could buy a nice ten years old car for less than this and still have enough left for fish and chips supper.

i don't get it, £5200/24=£216?

then add another £9 a month for 10k miles and then admin fee on top too, probably another £20 on top combined, making it around £236?

I think the point they're trying to make is that it isn't a £27k car for £162 per month as you've said in the OP. It's actually about £225 per month amortised when you take into account the deposit, monthly payments and admin fee.



More like £256 per month amortised.

Well over £6k for 10k miles so not that exciting

The point here is you get 2 years in a brand new Ford Focus ST3 for £5183. If you bought the same car you would lose a lot more than that in depreciation and would pay much higher monthly premiums with the same deposit

Cold could get a decent focus for this price and keep it.

STI or STD..either way a sexually transmitted infection which the Ford fanboys are well familiar with!

It's a good deal, I'm not questioning that. And don't get me started on the benefits of leasing, I'm a serial leaser.

The point I was making is that people often look at the headline monthly rentals and don't factor in the deposit and admin fee into the true monthly cost.

Anyone ordering?

I'm borderline! Red with the black style pack, I'll sleep on it but I'm very tempted!

Great car, I've got one BUT if the lease is with ADL automotive do not go with it. They're abysmal. Awful customer service. Had mine 1 year. It was delivered 3 weeks late, broke 3 times, been over charged several times by direct debit (they took the full lease payment once) and today had it back from servicing and they've scratched it and are refusing to fix it. Had several colleagues with similar experiences of ADL.
Great deal otherwise

Can't get past page 3 of 4 employer information is blank

Says the initial payment is £1,657?

Watch out... Initial payment +£200 when you go to 10,000 miles

Do you mean ALD? and they are just the financing company they do not do the servicing etc that is the dealership you take it.

Can anyone tell me what happens if I lease something as self employed. Will be starting as GP partner in August - can I set this off against tax. Essentially using a real example I want to know how much I will pay as I can't figure it out. Many thanks

I don't think you would be able to.

Cold, not an RS.

Not a valid comparison as I'm a vegetarian.

All these lease deals are only any good if you want to park a nice car in your drive and never use it. For those of us who actually drive these deals are rubbish.

Yeah they do typically seem to be low mileage deals unfortunately...

definitely hot. wish it's an auto. definitely worth it as you loose less than depreciation.

Was all over this until I noticed the deposit, not clear at first

That deposit shots up when you go to 10k!

my 16 year old vw makes the same power out of 1.9tdi.....

This or a 1.0 Micra?

Haha, course it does.

Yeah, apart from perhaps the DD problem (which you haven't made very clear) all other issues are the dealer/vehicle, not ALD.

'Thanks' for the PM, but it doesn't change my opinion any. VW TDi's are awful engines with more inherent faults than anything else on the planet.

It may have been 'tuned' to have a decent power output across a very narrow revs band, but it is probably only running right for half an hour on the 3rd Thursday of every month.

The Focus will be a far, far superior experience.

Tuned Diesels. It's like a Quorn Sausage, why the hell would you bother.

P.S hot deal as this is a factory "hot" diesel and isn't one of those "rat" look VAG cars with rubbish stickers, black plumes of smoke and "clever" plays on words.

It's a ford, so all the suspension bushes will need renewing after a month.

That's not a comparison to this deal though. The deal is hot for what it is. We could all say that we could buy a cheap 2nd hand focus but that's hardly a direct comparison is it lol

If a new car needed parts changing after just a month ford wouldn't be charging lol, not that I want a ford but it's a good lease deal

If you're nitpicking about £20 maybe a car lease isnt for you.

You are honestly an idiot.

Bet you're referring to that lad in Cardiff!

Order me 2, i love paying over 5 grand every 2 years for a car i don't own! Turn the air con off, freezin in here!!!!

absolutely smoking hot!! I have been looking for a lease for about 3 weeks and not seen anything like this!

Yawn, You don't understand stand the point of a lease or the motivation of people who do lease, so vote cold. Thanks for sharing your ignorance on the Internet for us all to see.

Utter tosh lmao

Sure it wasn't "Mini Mini Mini"

Strange, but she had just come home from a night out in her black mini. I didn't even know she could drive!

Voting cold as this deal doesn't exist.
Tried to place order last week but the only cars they had available have metallic paint and the st style pack include. Which are around £400 each.

I didn't want either so left it. So including them two. Gap insurance. Admin fee. The price was quite a lot more. Went from a bargain deal to an okayish price.

You should see your accountant but I think you can. If you were to buy a car outright,new or secondhand, you should be able to offset the depreciation against tax. So, I think that you should be able to offset the cost of the lease against your tax. You should also be able to claim a mileage allowance (up to, I think £0.45) on business miles only. Speak to your accountant as they should know. I am sure others would like to know the answer too.

Yes you can but would have to disallow a % on your tax return for personal use. Essentially if you only use this for to and from work (which counts as personal) and don't make any home visits then you would probably end up disallowing 95-100%!

I do mean ALD I apologise. I am aware they're the financing company but that is the only people that the dealership will discuss the damage with

decent price if you dont mind owning,but its one of those cars (imho) that you would rather rent than own when the bills start arriving.i prefer the look of the older model as well.these just look like a puffed up fiesta st imho.

As others said talk to a personal tax accountant. I am a corporate one so know the basics...

You'd be able to claim business mileage, and you'd be able to capitalise the car and claim annual investment allowances/writing down allowances on it (ie allowable so reduce tax). If you use for personal travel as well I think a proportion would need to be added back.

My 160,000 mile VW TDI engine disagrees....

i can get lease cars pre tax from my work,insurance the lot thrown in as i think is normal.
do you find it a better deal than buying the car? jsut with you doing it alot?

Good deal but I got the proper St3 petrol with style pack and a few other extras for less
P. S
For all those lease haters remember this buy things that appreciate in value rent things that depreciate

Really? Does anyone still rent their TV?

This is a rental or lease.

So how much actually is the car?

To buy its £27000 (before you negotiate a discount) to lease it is £5200 for 2 years

I understand leases but spending 5K on it baffles me, unless you need it to impress clients

What's to be baffled about? If you bought it for £27000 it would be worth around £15000 after 2 years. A £12000 loss. Lease it for a £5200 loss.

For some yes it's good if they love cars as big part of there life or is a hobby, but were saying its pointless to the people who can;t afford it and do this to show off

so many friends have cars of finance, but you ask him to go somewhere he won't cause he can't afford petrol

Well this deal clearly isn't for people that don't have a penny to scratch their **** with. This deal is for people looking to get a new car on the cheap

The bushes probably needed replacing on his 100k 15 year old Ford so now he's taking to the internet to express his outrage at this great injustice.

I don't understand The deposit? Is it 9 months upfront meaning you don't pay for 9 months at some point or is it an extra payment in addition to the 24 months lease payments?

To be fair I had two escorts that needed various bushes changing but the parts were cheap and that was 20 years ago! Times change, reputation sticks I guess. I have always owned a ford in the household except for a short time with a Vauxhall and Peugeot , that was a mistake.lol

Your first payment is equivalent to 9 payments. Basically your first payment is much bigger and you don't get it back

Ha ha funny man you know what I mean

How much extra is it if you want to add the maintenance plan

It's not worth adding. You won't need new tyres or windscreen wipers in 2 years at this mileage and you only need 1 service which will cost £150 or less

Lol! Leasing doesn't add up, the mileage is limited, and if you're doing only 5k miles a year, you ain't going anywhere, which means just get something cheap instead! It's mostly for show, people with real jobs have to own their car as we have to actually be able to drive them.

Absolute rubbish! If you buy a car on PCP like 95% of new car buyers do then you have a mileage cap on that to. If you buy a used car that's a different matter, but I, like many others don't want an old battered piece of crap that you don't know how it has been driven. Rememeber, this lease deal will be a second hand car one day and it will have been thrashed since the owner has no ties to it after 2 years. There's literally tens of thousands of cars on the road in this boat!

Going for this! how long is delivery? anyone?

These should be in stock, depending on colour and options you choose! Best bet is to speak to them and see what's available!

I've had an st3 diesel since November last year. awesome car, this deal is much cheaper than buying same car new so it's a no brainer in my eyes

A Ford dealer last month quoted me £285 p/m with £1500 deposit for an ST2 tdci inc metallic, privacy glass and parking sensors and that's with an employee discount voucher. The final payment after 2 years if I decided to keep it was just over 13k.
Insurance isn't too bad on the Tdci (about group 24) being quoted only £70 a year more than my current Zecec S.
I was told that that 2.0 petrol is at least group 35 and would have been a considerable increase.
This is a superb deal considering what I was quoted.

Just sent in a request for some information.
Currenly have the Golf R deal from 2014 that ends in October.
Looks very nice in Stealth grey
Video
https://www.youtube.com/watch?v=aw-O9FTAnGA

Just a quick FYI, July will see the 2016 model focus (so my local dealership tells me and by looking at other European ford offers). Big difference been sync3. Means that there may well be better offers round the corner to clear stock.

Anybody ordered one of these yet? I wonder if you can add the black styling pack to it.
19" black alloys!!

You can. There's a section on the page to add upgrades and choose colours

My wife said I was doing the same but saying FOCUS backwards. SUCOF SUCOF SUCOF.

but its 5k miles, bro ... ;D

Great comparative price, shame its a diesel , and not an estate, and a ford, and its not my favorite colour, so must be ice cold

Price on options list is around £450 so depends on what that dds to the monthly fee.
Looks fantastic in grey with the black syling pack alloys

Yes it's good value at 300% APR or just rent http://www.dialatv.co.uk/home-entertainment.browse?_vsrefdom=p.15553

On the highest month of initial payment and only 5k miles. That is just over 13 miles a day. If your living in London it probably is a bargin.

Am I right in thinking these are perfect deals for someone who will soon be getting a company car allowance ? I currently have a company car, but don't do a huge amount of business / private miles (around 12,000 year in total), so can elect to have an allowance instead. Any business miles I do do can be claimed back (about a third of my total mileage), so I am just looking into these types of deals at the moment.

So yes, I can certainly see the point...

Thank for sharing this

I was looking to change my car and they seem to have really good deals

- You should be able to claim back some /put it down as a business expense and save on tax you pay.

If you were starting as a politician you could probably save the tax, and get the rest of us to pay the remainder of car.

Only if you don't make the optional final payment. That's not buying. That's leasing.

True, just bought a £25k Toyota Verso on finance. It will be worth £11,000 in three years time. £14k depreciation.

​chat much bull you do

PCP Stands for personal contract purchase ie you're purchasing the car. It may seem like a lease but for all intents and purposes you will be the owner and registered keeper of the car. PCH you will never be he owner but you will be the registered keeper. Regardless of what you think or how it looks, PCP is buying the car even if you give it back at the end

I know what it is, I just bought a car using PCP 2 days ago. My point is that the mileage only matters if you don't intend to make the final payment. If you don't do that then for all intents and purposes, you have leased a car (albeit with a V5C in your name and being the owner until you return it).

£5,183.66 for driving 2years in a ford..
You must be mental!
after the said 2years the ford will be worth that £5,183.66.
Might as well just buy the car at 2years old and keep that car forever if it looks so good to you.

But if you intend to make the final payment then you have probably purchased on the wrong type of finance! If you want to own the car outright then hire purchase or conditional sale would be the option to go for! PCP is designed for people to get a car and beable to upgrade it every 2-4 years and not worry about negative equity. There are obviously other factors that come into play, a massive deposit contribution or 0% finance on PCP only making it a better choice than HP but in general the above is pretty standard.

An ST sells for £15000 at 2 years old. Good luck getting one for £5k

​So what are the pros and cons of both PCP & PCH?

PCP is more flexible. You have options, options to purchase the car via the final payment, options to get out of the deal early by paying it off or even the option to hand it back after you have got halfway through.

PCH has no flexibility, you agree to a 2 year contract, you finish the 2 year contract, however, you will generally pay a good chunk less on a monthly basis. Also with PCH, when you give the car back at the end, it needs to be in very good condition as you will be charged for damage beyond what they class as wear and tear, something that isn't so much of a concern on PCP

A few have claimed to have ordered in the comments so far! I'm waitin. To speak to them tomorrow to see what they have in stock

I truly feel sorry for anyone who is considering ordering this and just throwing their money away...

In what way?

​So perhaps PCH would be the best bet for me as I can't see me needing to get out early and I park in a private garage on a night and in the day (I'm also OCD when it comes to parking in supermarket carparks!). Thanks for the info

you're welcome!

I bought my Mondeo brand new 12 years ago. One of the rear bushes has just started knocking at 140,000 miles.

Bit longer than a month wouldn't you say?

Not a fan of Ford, but being fair...

I challenge you - and will give you £5138.66 ...actually make it £5200 ...

If you can buy me a 2 year old Ford Focus ST with under 20000 miles on the clock....

Seems like a decent deal but gonna echo the comments about wishing it was the petrol model. If you're only doing 5k or even 8k miles you may as well have the petrol version which is much faster and much more fun.

Also if you're paying £27k for this model at a dealer you're doing something very badly wrong. Anyone could walk into the dealer and demand £3-4k off list and you'll get it, because it's a diesel Ford Focus.

The only regular Fords that they can realistically hold you up for the full list price are RS models, you'll likely never get a penny off on those.

£5k to drive a focus 10k miles over two years. Must be on crack to think that's a good deal

​Never had any work?

p.s. it's had loads, possibly before you got it...

About time you scrapped that pollution producing heap of crap then.

If it has done that many miles it will sound like a skeleton w*nking in a biscuit tin!

She wasn't dreaming... but we'll try to keep the noise down next time

Drive the deal are selling the petrol and diesel version brand new for £21,500 if that were true you might as well buy....

I think undercoat-grey goes nicely with his checkered pink shirt and cotton n leather driving gloves

You're not firing on all cylinders are you?

What a ridiculous post.

I shall stick with my 1994 Astra mk3 as it is all I can afford.
Nice car/deal tho

£21500-£15000 = £6500
This deal is £5200. Why would you willingly throw away £1300?

Plus, you need 50% deposit for the 2 year options with the 0.9% interest rate. If you don't have that deposit laying about you have to take the 3/4 year option at 2.9% so you will pay even more.

If you don't choose one of them two options you lose the £1200 deposit contribution paying more again.

Your missing the point, I wouldn't be "Throwing it away" as I get to keep the car, where as with a lease your be throwing a similar amount away in two years for your deposit for the next one.

I have a lease car currently but the margins have to be larger that that to warrant a lease.

Again... This deal is tosh. Select DO NOT have this car at this price. They only have the car with added extras which bump up the price quite a bit. Everyone will see this when they replies to their emails on Monday.

Ford options is as described by previous comments, a lease with an option to buy at the end. Now I could be wrong, but if you were on Ford options and your 2/3/4 year period came to the end and you had the option to pay £10k/£12k/£15k or whatever the GFMV is or trade in for the latest model and continue making small monthly payments, what are you going to do? I know what I'm going to do and it's not shelling out a huge chunk! Because of that, the lease deal wins hand down! Each to their own though, if you feel more comfortable buying, go for it!

Like I said I currently lease my main car but it's a £54,000 BMW 535d xDrive MSport which is around £450 a month MUCH less than it would cost to me buy. I'm after a second car for my wife, with such a small margin between lease/buy is not hugely advantageous to lease so I would buy.

Hi, for this deal do you have to pay insurance aswel or it comes with the deal. I'm new and I just passed my driving, I'm looking for a nice car n this seems good. Would you recommend leasing deals someone who just passed. Thanks

We looking at the lease or 'buy' for 3 years then replace it. However its needs to be a diesel and the mileage will be 20-25k a year which i think puts us out of most leases. (decent offers)

Unless anyone can recommend something?

I've no idea what anything winking in a biscuit tin sounds like, but i expect that and my VW engine are equally as quiet

Here we go again with the the 'Lease Vs Buying' brigade. They are totally different beasts people!! Are you thick or something? Stop comparing them!

20-25k per year? Is this a business vehicle or personal?

If it's business you can you at business contract hire, if it's personal, you will be outside the realms of lease and PCP for some companies but will be able to get either with others. Expect to pay a lot more on a monthly basis for PCP or lease with that kind of mileage though!

Yes of course you need to insure it, if you have just passed your test the insurance will be more that the lease!!

Well that depends, on whether its a business or personal lease.... I have two cars on personal lease, not quite as cheap as business but then again, no tax implications. Suits me .. will never buy again. Horses for courses I guess.

Try this ... beware - turn the sound down on your device and put yer sunglasses on before you go .... here....... have both our cars from here at the moment

Some people don't need to drive to work. Some people work away from home half the year so don't drive. just because it doesn't work for you doesn't mean its pointless. I have a Hot hatch on lease and drive the thing like mad when I'm home.

I agree with you where the 2.0 TDI engine is concerned but the previous 1.9TDI PD150 was a decent engine.

I too had a car with this engine turned by Suoerchips in Buckingham - same company that used to remap for VW Racing.

190bhp and 300lbs/ft of torque with no black smoke and better fuel economy than before. Had it for over 90k miles in 6 years at this tune and didn't need anything other than normal servicing.

The key thing to remember for others (not you, I think you get this point already based on your post) is that the power output from the factory is what they will warranty in various conditions where as tuning removed that slack and you have less margin for extreme conditions.

All that said, the current Ford engine is a big step on in refinement compared to the gruff 1.9TDI.

Decent deal but would have been better at sub 200/month inc fees and deposit

You obviously need to buy insurance and for a new car with a new/ young driver, you will pay thousands.I suggest getting something old and cheap to insure (insurance will still be a rip off).

Good price. Would have been super amazing if this was the petrol ST for this price.

I wouldve thought that this would have been faster. 8 secs seems lackluster. I guess the mpg to performance ratio is good though.

Same price as my Dacia but being a young driver at 26 ( pft ) insurance is a rip off for anything over grade 2 .... Excellent deal

This is incorrect - I just say this to help anyone avoid a problem if they choose PCP.

No it's not

It 100% is buddy. You cannot hand back a car on PCP halfway through, owing nothing.

On HP you can (if you have paid over half - it's known as Voluntary Termination (VT) but the GMFV of a PCP is the 'hand back amount' as it were, and it's only an option right at the end.

Google halves and thirds

Yes, that applies to HP, not PCP, trust me.

It applies to both. I deal with car finance day in day out.

http://www.thecarexpert.co.uk/car-finance-voluntary-termination-pcp-hp/

The suspension bushes on my previous Mondeo lasted over 170k as well before changing just 2.

So do I, and if people could get out of a PCP early like that, wouldn't life be good!

Now, to be fair, you actually do have a point, however I still think people could end up in a mess thinking to was that simple.

Your words were that you can hand back halfway through, when in actual fact, you can only VT if you have PAID over 50% of the total amount payable.

So, if you have a 36 x £200 per month PCP with a GFV of £12,000, you simply cannot hand back after making 18 payments of £200, you will still owe much more than half.

Does that make sense everyone?

Looks a good deal. Tempted.
What are the chances of ordering and actually ending up with the car? Do they have these things in stock?

are you sure the O was not a U ??

Ok so my wording wasn't the best and could be misinterpreted but I am correct in saying that once you are halfway through the total cost of the vehicle you can hand it back, PCP or HP/CS

Well you've explained why I went PCP - it was the cheapest way to do it overall and I also get to earn interest on the final payment while it's locked away in 2 year fixed saver.

How is that the wrong kind of finance?

You are part of my final sentence and made the correct decision then :-)

Yes, but in reality, very few people will be anywhere near half paid up until very close to the end, so your advice was potentially 'dangerous' to the layman.

I think it's fair to say that with a PCP if you want to hand it back due to negative equity (which is the only reason you would want to really, if you have positive equity you would simply trade in) you must wait until the end of the term.

Out of interest, do you work for a dealer or a finance company?

I work for a main dealer! And we use the halves and thirds to our advantage quite a lot!

On PCP?? HP, yes, every day, but I cannot recall a single situation where someone was in a position to VT a PCP.

I'm at a dealer too by the way, been in the industry in various positions since 1988.

Wasn't trying to be funny, just thinking about all the things I buy that depreciate, and I don't rent any if them!

I'm genuinely curious if anyone actually does rent anything (apart from cars) and is better off for it?

0% chance. This deal doesn't exist. Only exists with expensive options added which jack up the price. Went through this last week with select

I don't get the low power of these hot diesels, it's the same story with the Octavia VRS. A stock 320d rep mobile is quicker.

I rent most of my gadgets. Find really good deals on them, try them for a few months then sell them on Gumtree. Normally for near what I paid for them

Cold. I could get a ten year old beemer with 800-thousand miles and a bent drive shaft for this price.

Actually, take that back, this is a pretty hot deal. Changed my mind about the above statement

You can get people out of PCP if they are 0% when they have 17% or less of their payments remaining.... Roughly. Let's say they buy a £10k car hypothetically. Rough 33% will be the GFV so £3300. This leaves £6700 in payments. The customer can then use halves and thirds with £1700 finance left as they will have paid £5000. Double these figures up for a 20k car and you can rid the customer of £3400 payments and sell them a new one, double it up again for your mercs and audis and you can get out with around £6800 remaining.

It all depends on the car the customer has and the finance agreement they are bound to but it is doable!

I know it's not as 100% simple as this and the GFV do vary, but it is doable in many cases! Use it to your advantage!

​hmmm doesn't sound too good. disappointing to hear.

You might be surprised - some of the newer cars with their better safety tech are cheaper to insure than an old model with similar output - a 185ps "hot diesel" isn't considered to be the car of choice for boy racers by insurers in general and is pretty unremarkable for a new car, and you don't have to be 17 to have just passed your test (aahmesda didn't mention age) - and those black boxes can help the younger drivers prove to their insurer they're not hooning it all the time. My wife took her test at 37 years old (my old job's hours and location were compatible with the wife's to drop her off and pick her up on my commute) and went straight into a brand new Audi A1, paying about £560 a year for year 1 with zero no claims.

Currently driving one of these - 44mpg and rising around town which beats the 20ish I was getting in the petrol equivilent .
No it doesnt have the 250bhp of the petrol but its quick enough for what I want and I dont have the fuel and insurance costs of the petrol either. When Mountune release a decent remap for this (which will be covered by Ford warranty) then the diesel will be good for around 200BHP and a good amount of torque too.

Is she a Geordie?!

Can you explain that please? If i bought a £30k car and the GFV is £13000, assuming no interest (the deal i am looking at is actually 5.9%) i could VT when i had payed back £15000 rather than £17000? which would be roughly 42 months rather than 48. Or have i completely misread that!
If i am right, how is this allowed?

Thanks

Assuming there is no interest, yes you can use the halves and thirds law to your advantage and hand the car back to the finance company at the point where you have paid £15000. It's allowed as it is law that is in place to protect both consumers and the credit agencies.

£27k for a wrong wheel drive Ford? Hell no!

You could get a nice 1, 3, 5 series with reasonable miles if you know how to find the right vehicle and don't just buy the first car you see.

Ford is overrated anyway.

1,000 comments and you've never posted a deal. Idiot.

cheers. Didn't know that. I am assuming the dealer won't be too annoyed just the finance company?

The dealer will be delighted if you buy another car from them! The finance company won't be to pleased but that's not your concern!

Was she in the room next to mine then?

​would it really lose that much in depreciation having only done 10k miles though?
not trying to crap all over the deal but 5k pa is nothing, you'd constantly be worrying about going over the limit.

if they had kept hold of them said houses they probably would be worth double what they paid for them now shame eh !

Cost for 10k miles is £256 per month (effectively), £6,138 total.

Do you guys think that's a good deal still?

Fantastic offer. I needed a house.

anyone know what excess miles charge is on this?

Thanks for your approval :P

Cost for 10k miles is £256 per month (effectively), £6,138 total.

Do you guys think that's a good deal still? *bottomed

It's a great deal still. As the original post says, the st2 with 5k miles is £244 per month plus deposit! Also check what the cost per extra miles are on the 5k deal, it may be cheaper to pay for 5k plus the additional mileage

Fair. I'll have to have a look as it's not detailed anywhere

Does anyone know how long delivery would take? This seems like a good deal but I'm not due to change my car until the end of the year

Suspect it'd be fairly quick.

And how does your credit file shape up if you terminate like that?

Will the next lender not perhaps think twice when they run a credit check

No affect at all. They cannot legally put a black mark on your credit file. If you voluntarily surrender the vehicle as you can't afford the payments and have missed payments, then this will affect your credit rating

This "deposit" stuff totally confuses me. You apparently don't get any of it back - but I thought that was the entire point of a deposit - an amount for protection/guarantee - that you get back so long as haven't trashed it etc etc ....so basically it's an admin fee....but then they also charge an admin fee on top. Misleading

Gonna agree with others. This "offer" has been around for about 2 weeks now, I ordered one 03/06/16 as it was in the price bracket I was looking at and was the type of car that I wanted.

They only had cars with style packs and metallic available, or style package and stealth paint. (vehicles 4 business reckoned they had non style pack no metallic paint cars available buy were rubbish at replying to emails so dropped them for selectcarlesing)

The cars with style pack and metallic paint were £175.99 per month on 8k miles based on 23 +9 months deposit.

Originally had to be delivered in June! But guess they are letting that slip now as you'll never get it before July now.

Finance is/was via alphabet finance. Excess milage is £0.0889 per mile with 50% increase after going 10% over allowed mileage. (although this was waved after some haggling for me..)

Just waiting for delivery date to be confirmed. Hoping end of this week.

If I could get the 5k miles with the additional mileage at that price I'd take it. (I'd do 12k a mile)

its not actually called a deposit, it's the initial payment which is decided by yourself. This deal is set to 9 payments up front but you can set it to 3,6,9 or 12

misleading post.

far too expensive than op try to made it look like a salesman.

sorry but voting cold just bcoz misleading post.

wish i could vote more than once.

​General rule though the higher the deposit the lower the monthly payment. Which when all totalled up over the fixed term of the contract it's usually a few hundred pounds overall cheaper paying the higher up front cost.

Just comes down to if you can afford the highest upfront cost or not. And if you can't... Ask yourself - Is leasing an expensive car the highest priority your money should be going too?

Voted hot. Considering this deal. Currently want something before I have to MOT insure and service my car in August. I'm looking at a Citroen cactus cause i like that car and it's highly economical. The 1.6 diesel of that is like £200 a month. Getting a £27,000 car like this one for £256 a month with 10,000 miles is actually pretty good.

But its a Ford at the end of the day. Cold from me for obvious reasons...

I get the top brand bit. But not why you then decided to vote cold

Wish I could sell my current focus to be able to lease this!

Really? what is it?

It might well do but it's a piece of crap in every other way you might compare it.

Has anyone had a quote for this in white with black st style pack on 10k pa?

Awesome car, I've had mine a few weeks now.

Wish I would have waited for this one though...

Mine is an ST1 with 15k Miles all in for £280 with Metallic paint. Looks like this one would have been cheaper providing the excess mileage isn't stupid...

I've just been on the phone to them and have grey, silver, blue and black and other models with the style pack in stock ready to go.

The admin fee is £234.

Great leasing deal - voted hot.
I find it hard to believe the OTR price of £27,645 though and calling it an ST with that kind of performance seems a stretch too. Maybe I am just out of touch with new car prices - not bought new for a while,

Is the Style pack extra though? They've just emailed me details and given me a completely different price to the one specified on the website. And are certain paints more expensive?

The grey is the price advertised any other colour is extra and the style pack is extra again. I'd share the prices but I got the quote on 8k miles. The stealth grey without the style pack is the price online though, the lady confirmed that to me

That's what I thought. I specifically asked for grey and no extras but then they emailed through the pimped version. Did they confirm they had them available without the style pack? I'm shifting between 8k and 10k, not sure which to go for. Did you ask about maintenance?

Better than having to constantly keep up with the Joneses

She told me she had 1 grey one left without the style pack..... Probably a lie to make me go for it there and then

Good that Ford are finally making a Diesel ST - but disappointing that they didn't give it more power. This should easily have been given over 200 bhp to me.

Just wish Ford would make another Mondeo ST now

I've been quoted £5/m extra for any colour, plus £5/m extra for the Style pack, which was apparently the only choice they had left. So basically another £10/month in total.

£212 per month for 10k miles and maintained.

What's that work out with your deposit?depoist goes up when you add extras

£1919

Not as cheap. I notice the price online has now increased.

However, it is still good value for what is included. Maintenance on the ST's is usually £249 per year just for the annual service.

Looks like they've put the price up.

Monthly Payment £179.99 inc VAT
Initial Payment: £1,619.89 inc VAT

Hay was the price I was quoted including metallic. They must have ran out of grey/red

Just all ready to order and sign the contract. Stealth grey with black styling pack.
Had to leave it as they have only the style pack with 19" silver alloys.
Never mind!
Good customer service Yasir.

£200 to have the wheels powder coated black! Just make them silver again before you hand it back

So...who's got one on order?

​Have a look at salary sacrifice if you are nhs, good deals to be had

​Have a look at salary sacrifice if you are nhs, good deals to be had

There comes a point where a new car makes sense. Not everybody is trying to keep up with the Joneses.

This deal is £5,183.66 for 2 years.
I have a car that cost £4000 and have had it for over 5 years now.

Even though the car is new, sadly it is hard for me to justify the expense in any way.

Price gone up?

I've taken a chance a gone for it. Sales person hasn't been great though, still awaiting specific terms and conditions for things like the maintenance package, etc. All a little bit wishy washy. Thankfully my company pays a car allowance so this will cover any cost and risk.

Silly question but when leasing a car, do you (Assuming no damage) get your deposit back?

​No you don't

I'm confused then. How is it '£162 per month'? The cheapest option per month for business is £150 per month with the deposit working out at £56.25 a month.

You must be new here.

There is no deposit, they call it an initial payment. Which is usually 3, 6 or 9 months rental costs which you pay in month 1. Then each month after that it is the usual monthly figure. It is annoying but usually the higher the initial payment the cheaper it is over the lease term

Oh ok, so effectively if you choose the 9 month initial payment, you only have to pay another 15 months and still get it for 24 months?

No sadly not. If you had a 24 month lease monthly charge of say £100. If the lease was a 9+23 you would pay £900 (9x£100) in the first month then the remaining payment (which in this case is 23) will each be £100. So if it was a 6+23 you would pay £600 in the first month and then £100 I later months.

What you will find is that if you are willing to pay 9 months worth in your first month (9+23) the total cost would be less than if you were only willing to pay 3 months (3+23). This isn't always the case though. If you go on a leasing website and change the initial payment from 3 month to 6 months you'll see what I mean. But the initial payment only counts for the first month not 3, 6 or 9.

phew... just finished reading all the comments. :-)

​But how much is it worth now? And what reg is it.
I get what you're saying when you look at cost over time but I guess the argument is getting a 16plate now, when you presumably can't afford it, at an affordable price and then you move on.
The bit to consider is is if a new new car is worth that extra money; many would argue it is. It's not that dissimilar to buying a new iPhone contract the moment it comes out. Look how many people do that!

Surprised you get his argument. I literally have no idea saying a second hand old car is better value. You can't even compare them. Running costs, cam belt replacement, and the fact your driving a god knows how old car compared to a brand new 16!plate

It's like saying oh a 10,000 holiday was discounted to £2,000 great but you can camp in next doors garden for free

Even if the car is worth nothing now, you still are 5k out the pocket in 2 years, and I am out the pocket 5k in 5 years, this is taking in additional grand for maintenance work such as cambelts.

To be fair, I am not driving a "plate" therefore getting a "plate" car, has no added value for me.

If you were to BUY the car and keep for 8-10 years, it would be a wiser option, but after 2 years you will be another 5+k out the pocket for another "plate" car.

But I do respect people like you for pushing the economy forward. You are not the usual hukd cheapie

New car has often nicer aesthetics, higher mpg, modern features such as inbuilt sat nav, cruise control etc, better brakes, more reliability. Just to name a few. You don't value any of these things and you don't believe anybody should, because you don't account for them in your calculation. He does value them.

The cheapest way to run a working vehicle is to buy cheap used. That is not necessarily the cheapest way to buy a nice vehicle according to one person's standards. That should be obvious to you.

The car has:
-inbuilt satnav with 2015 map
-cruise control
-288mm brakes
-abs + esp
-as reliable as it gets with VW diesel
-45mpg highway/33mpg town
-added Bluetooth connectivity
-180hp dyno proven

As far as reliability goes, it does not have a costly DPF and o2 sensors, but again, you are not buying this car, rather paying for its 2 years depreciation. + whatever damage you do to the car, you will get a bill for this at the end of your lease.

Lets get real, some of the new vehicles still come with drum brakes, (not the focus st obviously), the technology has not gone as far as you are made to believe it did, especially looking at the tv ads. Ford are focusing on features such as adaptive lights, which were implemented by BMW in yearly 2000's.

Most importantly you are getting a "plate" and the jelaus faced looks from your coworkers You are neither saving yourself money or making yourself more financially better off.

Unless you are wealthy enough, but then you would not be wasting your time or even knew about this site, you would buy something you like outright, with no impact on your financial balance.

New car has often nicer aesthetics, higher mpg, modern features such as inbuilt sat nav, cruise control etc, better brakes, more reliability. Just to name a few. You don't value any of these things and you don't believe anybody should, because you don't account for them in your calculation. He does value them.

The cheapest way to run a working vehicle is to buy cheap used. That is not necessarily the cheapest way to buy a nice vehicle. That should be obvious to you.

This deal is £5,183.66 for 2 years.

As your spec confirms, there are some differences. Mpg, parking sensors, appearance (age).

I don't specify any amount of technological advacement, just note that it occurs.

Ofcourse it is your opinion that a new car most importantly provides a "plate". To me this is the least significant difference I notice on a brand new vehicle.

There is in fact a continuum between people who use hotukd and can't afford an ST and those who don't use hotukd but can afford one casually.

I don't argue a lease is better than a purchase, and you needn't distort my post or put words into my mouth to achieve one. I actually agree that a brand new lease is a little frivolous, but if it brings joy to someone else and they value the experience then that is up to them.



I

There should be a filter option on comments where you can split the 'lease v buy' debate from the useful factual information which aids with the decision making.

Its like seeing all the vegan's at the butchers.. This is a lease deal! If you don't like it then autotrader.co.uk is that way!

Only the NAV version is still available, it's about $7000 over 2 years including arrangement fee. Probably only $20 to tax. $300 returnable deposit to be paid also.

Assuming you lose atleast 2k on any other vehicle in that period, and assume you save 1k in fuel if you're driving something around 30 mpg and possibly 1k in repairs, then the cost of owning the car is 3k above some rough used-car baseline.

I would say it appeals if you have an extra 1.5k a year to splash on entertainment and you're driving something crap now.

I quite like the discussions/rants about all the different options.

Still wasn't sure what was financially best for me so I ended up buying a 2 year old car with 2 year warranty left. However these deals with nice cars are appealing.

3 door and 5k miles with higher insurance, too many caviets for me

It's a 5 door. They don't make the ST in a 3 door anymore.

http://www.carleasespecialoffers.co.uk/personal-lease-cars/ford/focus-hatchback/focus-diesel-hatchback-20-tdci-185-st-3-navigation-5dr-87006337. This is the best I can find for 2yr 10k 3month down ... Can it be Beat..?

£5814.36

will never understand lease deals. I mean if you are mad enough to drive a brand new car out the show room and loose a fortune by the time you have got it home then yeah, this deal is for you. But I have never felt the need to drive a brand new motor, I'd rather buy second hand and get more for my money

Good for you - who gives a crap what you think, seeing as how you have added nothing to this thread about a lease deal apart from give us your world-wise wisdom on buying a second-hand car. Just to add to your wisdom, buying and leasing are 2 totally different things and should NOT be compared. Cheers anyway Mr Daley.

You gave a crap enough to reply to my comment BTW welcome to the internet. If you don't like it you are welcome to use the off switch.

Mine is arriving on Friday

​can I ask which colour you ordered? I'm finding that they are really useless in keeping in contact. I don't know when I'm getting mine

They weren't great at contact to be honest although the admin/processing lady has been good. There are other brokers with similar deals now so my friend is using someone else.

I'm going with metallic midnight black as they really messed me about with colours, apparent stock issues and constant quote changes. They are now honouring the original £186 price for 10k miles. It also comes with the style pack.

I wanted the stealth grey non metallic but it's actually more expensive as the resale value of the car is then less.

It has been very confusing because the website states different quotes and information than the guy that called me. I wanted Deep Impact Blue but was told there was no stock so went for White instead but was quote happy to find out that the style pack was included. I'm going to call them today to get some answers

I did receive numerous prices, suddenly 'oh to pick any colour it's £5 on the base price, then the style pack is another £5', things like that.

Eventually they honoured the price advertised as I was about to walk away!

Who is your friend using?

I can't remember who it was, but found via contracthireandleasing.com. The admin fee was slightly less too, £180 I believe.

My car has just arrived - love it!

​I'm sure you are, well I know you are, in the minority with your comments here. 1341 degrees says otherwise. You're entitled to you blinkered vision. At least by you not taking up this offer, it allows someone else to benefit from a cracking deal. I wonder what car you drive. Don't answer because I really am not that interested.