As long as the Will provider had adequate professional indemnity insurance (in case of negligent advice) this should be okay.

However, if your estate is more complex and includes more than one property or assets abroad, you might think about getting specialist advice. Making a Will is one thing but a discrete piece of advice based on how your assets currently stand can avoid serious tax liabilities once you die.

You might save a £100 now but it's not worth it if your estate ends up paying thousands a few years down the line when this could be avoided.

Disclosure: I work for a firm of solicitors and have seen some real horror stories particularly when a homemade Will is challenged, ends up as being unenforceable and a claim is made upon the estate by free-loading distant family.

I've been unlucky with both my marriages.

First wife died of food poisoning.............................. second wife died of a fractured skull..........









..................................she wouldn't eat the food. :stuck_out_tongue:

You get what you pay for here - the normal rule is buy cheap, buy twice. In this case, buy cheap, risk leaving your loved ones in the lurch when you've gone.

Do it properly and get it done by a solicitor, who knows what they're doing and will have bomb proof insurance to back them up

I bought this deal but after doing some research on Carter Westwood I contacted Living Social to get a refund. Online reviews suggest that this will service is only a way for them to get an introduction into your house after which you will be subjected to a hard sell for other costly services to plan your estate. They may be totally fine but I think I prefer to contact a local solicitor that will be more focussed on carrying out my wishes that someone aiming to sell me their financial services.

Obviously you are hinting at the stereotype of a greedy lawyer charging hundreds for something that can be done for £14, but actually it's better for the lawyer if you go down this route. Some of these Wills will be fine but a lot (most?) of them will have a problem which will cost a hell of a lot more than the price of a Will to sort out so from a financial perspective it is better for the lawyer.

Actually the truth is that your lawyer wants you to get it right because they have seen what happens when it goes wrong and that is why the advice is always to get a proper will. Most things that people involve a lawyer in can be done on your own - suing someone, buying shares, divorcing, even buying a house (though a lender will usually want you represented). The difference is that a lawyer will have a degree, qualification, and years of experience so will get it right.

Despite what your prejudices might lead you to believe, people doing things like this on their own without advice is what makes lawyers rich so go ahead and do it on your own and convince yourself that your putting two fingers up at the greedy lawyers. Those same greedy lawyers will happily take the fees from your loved ones to sort out the mess you leave when your gone.

I have managed to submit my details on their website now. Just to let you know it takes 4 -6 weeks for the to call you after you submit your details.

There's a very simple answer to that. Go to a solicitor (and I have no axe to grind at all). But before you decide which one to use, talk to around three firms, see what you think of them - and get quotations from them.

Just be worried if you find life insurance payments begin to come out of the joint bank account..

this thread is very apt for me at the moment as we are helping my father with his will :0(....very sensitive subject.....really appreciate all the sound, thoughtful and intelligent comments :0).....finding it difficult where to start.....

Notice all the solicitors **** themselves ?
What's the matter ?
Don't like the paupers knowing they can do it themselves ?

Hi Hunkzilla, I know you're being light-hearted, but as I said in a post above - it's heartbreaking to see what people wanted to do (like "leave everything to mother") but because their instructions weren't properly executed t have to tell the grieving family that the piece of paper they've pinned all their hopes on isn't a valid will.
Although I wouldn't recommend a £14 will as I think it's a false economy, any will is still better than no will. However I certainly wouldn't advise anyone to store their will with an unregulated company. If it can't be found when you die - it's no use at all. Solicitors don't charge for storing wills - at least in Scotland they don't. Paying £20 a year storage for a £14 will, would make it considerably more expensive than a traditional will made and held by a Solicitor.
Just sign, date and get that post-it witnessed properly. Then keep it somewhere safe - and make sure you tell your mum where you put it in case she throws it out when tidying your room/house! And of course it would be better if you could manage to squeeze in the appointment of your mum as Executrix onto your post-it while you're at it. Good luck

​Do you have much money? Is it worth changing my name to mother?

Hi Jaybeam,
I am a Solicitor and, over the years have seen 20 or so of these cross my desk and ONLY TWO were properly executed. If someone has been very careful and followed the instructions TO THE LETTER then of course it will be a valid will, but one step missed and you've got no will. It's heartbreaking to see what people wanted to do but yet, for the sake of a missed date (in Scotland), witness or even signature, to have to tell grieving relatives there's effectively no will and they're at the mercy of the laws of intestacy.
Another common misconception is that everything will "automatically go to your next of kin". Nothing these days is automatic. Without a will your relatives will endure an extra 2 or 3 months of delays and be forced to hand over at least £1,000 in fees and outlays which could all have been avoided if a will have been left. Surely no HOTUKDEALS devotee would want to put themselves in that position!
It's a selfish act to die intestate. You won't be around to have to sort out the mess, but your loved ones will be. However you do it - get that will done as it's not a case of "if" it will be needed - but "when".

BTW I'm a Scottish Solicitor and although the law is different, I'm confident the processes are similar.

​And if you still had any lingering doubts, just check out the business address on Streetview. :smirk:

Net Worth £605
Net Worth £605 after 2 years of trading? No thanks

Good find Newbold - Pass on this, the company is worth less than my dog. Just because some deals are cheap, does not mean they are hot.

Prefer to pay the proper money rather than £14 to look after 1 million plus assets :smiley:

Why would anyone want to trust an important matter such as a will to a company with virtually no track record, and one which can't even manage correct English on its website:

For example:

FAQ
How much does it cost to call your 0333 number?
Is a Mirror Will a Joint Will?
Why do i need to write a Will?
Can’t i just write a Will myself?
Why can’t I just get a Will online?
Can you update my existing Will?
Everything will go to my partner/children anyway so i don’t need a will do i?
That's exactly why so many people don't bother to get a will, but unfortunately they are wrong. Not only are they wrong but they are creating problems for their loved ones at a time when they need things to be simple and quick to deal with so they can grieve. The rules of Intestacy are a one shoe fits all Will, and just like DIY/Online/Postal Wills, you're family won't find out until you are dead, and then it's too late to do anything about it.

Why would you think they can cope with the precise language required by a will?




https://companycheck.co.uk/company/08980561/CARTER-WESTWOOD-LTD/summary

My Will is a post it note that say "Everything goes to mother."
£14 is a bit much.

does anyone running a limited company do this? wanted to check if they cover for single director companies

for even this price i might not even have a will left lol :smile:

Dead good offer.

good price

http://www.willaid.org.uk/ Not the cheapest but the option we took. Charitable donation and a local solicitor for peace of mind.

Why pay more? True, there are online guides to writing your own will, but if your situation is anything other than very simple, I would still see a solicitor. Who will be Guardians for your children? Are step children to be provided for? Do you owe anyone money? Lots of potential grief for your spouse or children if you don't cover everything.

I paid £5 for a will pack a few years ago from WHSmiths endorsed by the Law Society for my now late parents - no problems why pay more?

Can I go back to being a kid and not having to worry about things like this?!

People should really take note of this post. A well written will help minimise the chances of issues when it comes to your loved ones dealing with your estate. I've seen some incredibly stressful situations arise from DIY will kits and Wills written by people other than legal professionals.

Having your Will written by a Solicitor comes with the advantage of you knowing that it has been written by someone with expertise in the field, they have indemnity insurance and they are regulated by the Solicitors Regulation Authority. I left the legal profession recently and I am qualified to write Wills, but I still had my Will written by a Solicitor for the security that it brings for my family.

Hey

How does it works? So their representative.comes home or you need to pop in their office?

You don't need to be rich to have a will, just makes things easier for those you leave behind. If you literally have nothing at all then fair enough but if you have your own house (doesn't need to be paid off), car, cash in bank etc then having a will makes it much easier for your dependents rather than having to go through the whole intestate process.

​so you're a smuggler?

...perhaps a deal specific rebrand... 'Dying Social' maybe? :stuck_out_tongue:

Has anyone clicked on the link after they have purchased to try and redeem? Link does not appear to work, unless it is because they are closed?

£20 storage fee??? if 20 of you guys wanna store it in my loft then pay me the £400 a year to stick it in a box. sheesh

As long as the Will provider had adequate professional indemnity insurance (in case of negligent advice) this should be okay.

However, if your estate is more complex and includes more than one property or assets abroad, you might think about getting specialist advice. Making a Will is one thing but a discrete piece of advice based on how your assets currently stand can avoid serious tax liabilities once you die.

You might save a £100 now but it's not worth it if your estate ends up paying thousands a few years down the line when this could be avoided.

Disclosure: I work for a firm of solicitors and have seen some real horror stories particularly when a homemade Will is challenged, ends up as being unenforceable and a claim is made upon the estate by free-loading distant family.

Do you they give any advice?

Why loads rich people on hduk? 99% of us will never need a will! I think you guys are on the wrong website ha...

I have never heard of (Mirror Will) before? when I googled it, I was not sure of its benefit!! I am the bread winner in the house as my wife gave up her career to bring up the kids...is there an advantage for a mirror well in our case?

passed info on to Mrs she mentioned about getting a will

If you are in a trade union it's normally a free service ... Or is with Unite .

Witnesses are usually members of staff at the firm. This is a bonkers cheap price for a will - my concern would be that you wouldn't get much advice for this price, so if you have a more complicated situation you might be better with a full consultation.

You can also get a will written free by a solicitor in Will Month - you give a charity donation instead. The next campaign isn't till October though, and it now seems to be restricted over '50's.

http://freewillsmonth.org.uk/

22% cashback through TopCashBack

Will they arrange witnesses for those who live a solo life?

Excludes Scotland

What is the storage facility? Is this where they keep it for you? I take it you can keep it yourself ?

Something we all should do....this is a very good price..we paid just under £100..we chose not to use storage facility...