>>>>>
These cards are supplied by Bank of Ireland (uk) Plc http://boini.bankofireland.com/personal/credit-cards/
- 008
Top comments
maccy1
5 May 169#2
I'm on my way daffers...
Hot btw, worth it just for the cashback...then cancel :man::laughing:
thewongwing101
5 May 167#1
Cahsback you say ? :smile:
maccy1 to zippy22
5 May 164#8
Spread the word zippy :laughing:
maccy1
6 May 163#35
:laughing:
All comments (46)
thewongwing101
5 May 167#1
Cahsback you say ? :smile:
daffers to thewongwing101
5 May 163#3
:smile:
maccy1
5 May 169#2
I'm on my way daffers...
Hot btw, worth it just for the cashback...then cancel :man::laughing:
daffers to maccy1
5 May 163#4
Have applied
maccy1
5 May 162#5
Good for you daffers, I applied a couple of years ago when there was cashback...I did cancel it though so hopefully, they might not remember :laughing:
zippy22
5 May 162#6
Nice one.
maccy1 to zippy22
5 May 164#8
Spread the word zippy :laughing:
daffers
5 May 161#7
Think I will keep mine as only have 1 other
maccy1
5 May 161#9
Always good to have a couple daffers, to be sure, to be sure :laughing:
afly
5 May 16#10
Ruh roh :disappointed:
maccy1
5 May 161#11
I wouldn't worry too much, Amex do that even though they say it's an instant decision, very rarely is :smiley:
I got this a few months back and have kept the card. I got 24 months intrest free but as I only have another credit card I kept this one and use it for a few things just to enhance my credit rating. Of course the cash back did help :smile:
androoski
5 May 161#14
I also got post office card a while back with a 27 month interest free deal, I used it to pay for some expensive dental work and spread the payments over 18 months then cut it up.
eatmorefish to androoski
5 May 16#16
Nothing I bought on CC ever gave me as much pleasure as cutting it up.
sradmad
5 May 162#15
good find Daffers, heat added :smiley:
darkwarrior
5 May 16#17
How long do you have to keep the card open?
vassy201187
5 May 163#18
Heat added OP <3
:stuck_out_tongue:
DealJourno
5 May 161#19
No longer bother with Top Cashback since their February Vodafone mess.
premierfella
5 May 16#20
Its been a while since I toyed with Bank of Ireland's Post Office credit card lot, and back then it was by far the most annoying application process with follow-up ID and form nonsense.
Anyone know if they are now in the 21st century and just do what everyone else does and use electronic ID verification and (at a maximum) one form in the post to sign?
hass123
5 May 16#21
I never bothered with them since the Odeon cinema ticket mess in December. Went to see Star Wars VII and took photo of receipt on nexus 5 with HDR on, crystal clear receipt and CS say illegible, resent and they still say illegible, scanned it onto my laptop and sent them an email of the receipt flawless quality and they still said illegible. It's like as if they have one of those Ratchet and Clank Pixelisers in their receipt receiver thingy which scrambles it all up. Their Customer Service/HR is a joke.
wenttoabetterplace
5 May 16#22
The ONLY way to deal with TCB and Quidco is to contact their Twitter customer service account. They bend over backwards to sort stuff out when you do that.
If you allow them to keep your complaint internal, then don't expect any kind of positive resolution
billysablo
5 May 161#23
hmmm declined lol. i havent been declined for credit in 20 years :disappointed: checked the old credit score online and all good. everything upto date or settled. Guess i dont get any free cash :smiley: heat added for those that get it :smiley:
julieallen
5 May 16#24
How is it exclusive when quidco have them as a retailer and you can use their price match to get the same cashback?
niconelove
5 May 16#25
great cash back, and all went well, but the credit card company is just awful, if you use it just hope you don't need to do a charge back at all :disappointed:
These are great for foreign currency purchases. No foreign currency fees, doesn't apply to withdrawing cash abroad though.
HotUKDuncan
5 May 16#28
my tcb says £30.30, probably too late now but still good.
mrme
5 May 16#29
Worst credit card provider ever!! Customer service a joke if needed - eventually sorted my issues out (made a mess of direct debit) and got £125 compensation as there was a data breach also... Looking online I'm not alone. If you don't need customer service it's a no brainer as the card is good. Online banking is not, be warned
uiaman
5 May 16#30
About to say the same. Customer service is awful, when you need them (and you will) that's when you will find out. Take the cash back and use another card.
My story in case you are interested... Tried to use the card to pay for car hire abroad, it didn't work. Called them up twice before I was told pin was entered wrong 3 times at the place I was in. It wasn't. Eventual solution was to go to a nearest link cashpoint to reset the pin. Really helpful - it was about 40miles away from my remote location. So zero empathy and I ended up paying 40 euro more on my Visa card.
DeanSteven
5 May 162#31
Thanks for posting :smiley:
TheKingOfHearts
6 May 161#32
This is a fantastic card if you travel abroad regularly - I swear by it. No fee's for using it abroad and it's generally a much better exchange rate than changing cash.
oUkTuRkEyIII
6 May 163#33
I actually laughed out loud :smile:
nikdoshi
6 May 16#34
I applied last week and had the same problem. they are still in the 18th century unfortunately...
maccy1
6 May 163#35
:laughing:
christopherwhiteis1
6 May 161#36
I got one with cashback from quidco a few months back, 24 months interest free is great, be handy if you were buying a car or something and had decent limit.
The web interface used to be crap, could only pay off the card with a debit card via the app....but that's now updated and interface on the web more modern.
Cashback tracked with quidco no problem.
qwerta369
6 May 161#37
I think it's a website problem. I was declined too. But I noticed that when I clicked submit, it didn't take time to think about it, it was an instant decline. So I don't believe the credit reference agency was consulted for some reason and it defaulted to instant decline. So I re-applied and this time when I clicked submit it took a few seconds to think about it and then came back accepted.
billysablo
6 May 16#38
declined again lol. reading through the comments its a BOI thing. i have a BOI mastercard thats maybe the reason. oh well £30 i never had i wont see :smiley:
cromarty
6 May 16#39
I got one but was unable to transfer the balance from a Capital One card so it's useless to me. Also Virgin and MBNA won't transfer. This is just due to their system unable to identify those cards.
On the plus side I converted the topcashback to tesco clubcard points even though it says on the TCB site you can't.
torby
6 May 16#40
Just be wary....topcashback is NOT guaranteed, and, it seems to be getting worse for declined transactions with no reason.
snagzie
6 May 161#41
Just to confirm I had a sucessful payout from last years post office credit card deal. Was only £25 then though.
Opening post
>>>>>
These cards are supplied by Bank of Ireland (uk) Plc
http://boini.bankofireland.com/personal/credit-cards/
- 008
Top comments
Hot btw, worth it just for the cashback...then cancel :man::laughing:
:smile:
All comments (46)
:smile:
Hot btw, worth it just for the cashback...then cancel :man::laughing:
Ruh roh :disappointed:
http://www.topcashback.co.uk/post-office-credit-card/?utm_source=Newsletter&utm_medium=email&utm_campaign=TCB%20Newsletter
:stuck_out_tongue:
Anyone know if they are now in the 21st century and just do what everyone else does and use electronic ID verification and (at a maximum) one form in the post to sign?
If you allow them to keep your complaint internal, then don't expect any kind of positive resolution
>>>>>
These cards are supplied by Bank of Ireland (uk) Plc
http://boini.bankofireland.com/personal/credit-cards/
My story in case you are interested... Tried to use the card to pay for car hire abroad, it didn't work. Called them up twice before I was told pin was entered wrong 3 times at the place I was in. It wasn't. Eventual solution was to go to a nearest link cashpoint to reset the pin. Really helpful - it was about 40miles away from my remote location. So zero empathy and I ended up paying 40 euro more on my Visa card.
The web interface used to be crap, could only pay off the card with a debit card via the app....but that's now updated and interface on the web more modern.
Cashback tracked with quidco no problem.
On the plus side I converted the topcashback to tesco clubcard points even though it says on the TCB site you can't.