So some of us know about the Marriage tax allowance, but far to many are not claiming it. From tomorrow 6 April the allowance increases from £212 to £220 that can be transferred from one partner to another. Make sure you claim if you have not before, if you have claimed then nothing is needed to be done, but if you haven't claimed then you can ask for last years allowance to be paid to you as a cheque you may need to push for this. If you haven't claimed you could receive £432 back for the last 2 years.
If one of you earns less than £11,000 give them a call you have nothing to lose and cash to gain.
Marriage Allowance lets you transfer £1,100 of your Personal Allowance to your husband, wife or civil partner.
This can reduce their tax by up to £220 every tax year (6 April to 5 April the next year).
To benefit as a couple, you need to earn less than your partner and have an income of £11,000 or less.
If you were eligible for Marriage Allowance in the 2015 to 2016 tax year, you can backdate your claim to 6 April 2015.
Before you apply
You need you and your partner’s National Insurance numbers.
You also need a way to prove your identity. This can be one of the following:
##the last 4 digits of the account that your child benefit, tax credits or pension is paid into
##the last 4 digits of an account that pays you interest
##details from your P60
##details from any of your 3 most recent payslips
You’ll get an email confirming your application.
Top comments
Halloway
5 Apr 1610#10
Or just do what I do and stash your wife in an offshore account in Jersey...
LesD
5 Apr 168#17
We're getting some really odd 'deals' on here lately.
carlsaunders1
5 Apr 167#7
Your partner must earn less than £42,385 also to claim.
mylittlesisterlola
5 Apr 165#6
That's better - voted hot, surprising how many people haven't claimed this. I've mentioned to friends and they don't seem interested - to much hassle they say. Madness, they'd be the first to complain if taxes were increased.
All comments (109)
mylittlesisterlola
5 Apr 161#1
I think it's actually increasing from £212 to £220 but if you have claimed 2015/2016 it can be backdated.
So for those of us who have already claimed its only £220 for 2016/2017
hotfrost
5 Apr 16#2
is this a duplicate post? if not why would free money be voted cold?
BigBry to hotfrost
5 Apr 163#8
Yes it is a duplicate post
mylittlesisterlola
5 Apr 16#3
*havent
It's clearer in the title but in the actual podt you say it's increasing from £212 to £432
buyertwo
5 Apr 16#4
Thanks for reminder.
eslick
5 Apr 161#5
sorry guys typo the 432 is the 220+212 from last year amended the title.
mylittlesisterlola
5 Apr 165#6
That's better - voted hot, surprising how many people haven't claimed this. I've mentioned to friends and they don't seem interested - to much hassle they say. Madness, they'd be the first to complain if taxes were increased.
martins_uk to mylittlesisterlola
6 Apr 16#76
Agreed. I did this last year and it was fairly straight forward. Got to be worth it for nearly £20 pm.
carlsaunders1
5 Apr 167#7
Your partner must earn less than £42,385 also to claim.
unhappybunny to carlsaunders1
6 Apr 16#38
Boo. always a catch !,
stevemac40 to carlsaunders1
6 Apr 16#39
Typical, never qualify for any of these schemes, child benefits or anything even though wife only works part time.
stevemac40 to carlsaunders1
6 Apr 16#40
Typical, never qualify for any of these schemes, child benefits or anything even though wife only works part time.
vmistery to carlsaunders1
6 Apr 16#42
Does not affect me but where does it say that? They don't seem to make that obvious on the fromt page!
scottwizz1981
5 Apr 16#9
I claimed about ten days ago for 2015/16. The tax rebate you get (£212) is that paid in a lump sum like a cheque of tax rebate to you or gradually over a period ??????
chocky to scottwizz1981
6 Apr 16#47
You pay less tax, that's how you get the rebate. Shame, I would have preferred a lump sum!
Halloway
5 Apr 1610#10
Or just do what I do and stash your wife in an offshore account in Jersey...
mrbenn2007
5 Apr 161#11
How do you claim for last year if you haven't already?
eslick to mrbenn2007
5 Apr 162#15
they will back date it for you when you apply, give them a call and ask them for a cheque rather than adding it to your tax code.
eslick
5 Apr 161#12
no its not the original post is for last year rates and its older than the time so a new post is allowed :smiley:
FearOne
5 Apr 16#13
Claimed this last time it was posted, not heard anything yet, not holding my breath tbh.
older than a month so ok to repost and also new rates so new post will be allowed, anyway if people aren't aware its good for them to see it now. Its not always about heat but helping people :smiley:
there is a new pension website see the link below, once you log through it you can also check your tax code and other details, if you have had it added it shows on there.
We're getting some really odd 'deals' on here lately.
disarm to LesD
6 Apr 16#73
It makes a nice change from the endless gaming deals and usb sticks.
chapchap
5 Apr 16#18
I applied a few weeks ago and they updated my tax code so I got an extra £212 last month. What I am interested in is if this can really be applied for previous tax years? If so, how?
FearOne to chapchap
5 Apr 16#21
If you don't mind me asking, how did they pay that? Cheque in the post?
mylittlesisterlola
5 Apr 162#19
It only started 15/16 tax year so if you already availed of it there are no more years to backdate
FearOne
5 Apr 16#20
Thanks, looks like tax codes been updated (to M), but the plonkers at work are still using the old (L) code. What to do?
chapchap
5 Apr 161#22
As I said they changed my tax code- now it has a suffix "m" and has gone up to....well you forget now but it was correct :smiley:
marty-401
5 Apr 163#23
Some offshore account in Panama I believe.
UniquelyMoi247
5 Apr 16#24
I did this in the first few days of March and still not received a letter from HMRC nor has my husband's tax code changed. Glad to know I can claim back for last year's though so maybe I'll get it. Eventually.
mam2cam to UniquelyMoi247
6 Apr 16#44
Phone up and check a few didn't fully process in March as tax codes weren't being issued due to it being too near the end of the tax year so wouldn't get to employers in time for their payroll to action, a quick referral can be sent to chase it up!
Chiptivo
5 Apr 161#25
Anyone fancy getting married to me for this?
Daddio
5 Apr 163#26
Will this affect housing benefit top up, e.g. If I claim this will it just end up getting snatched back by housing benefit.
Argoj to Daddio
6 Apr 16#28
Depends if the housing benefit is based on gross or net pay, if gross no effect if net then it will effect.
yomanation
6 Apr 161#27
Anyone wanna marry me? I need to benefit from this deal. No? OK...
seanjames
6 Apr 164#29
typical Tory **** cut disabled people's money and give peanuts to people who make a lifestyle choice
rohitmkiller
6 Apr 16#30
Is this only if one of you are earning less than £11,000? Does it count if I am self employed but my wife is earning less than 11k?
agcard to rohitmkiller
6 Apr 16#36
Doesnt matter if your self employed you still get a tax allowance that gets entered on your tax return
techsavvy
6 Apr 16#31
Good info will have a look at Later
duncancosgrove
6 Apr 16#32
do you both have to actually be working? technically my wife earns nothing...
yipykayay to duncancosgrove
6 Apr 16#33
Only one of you has to be working.
chocky to duncancosgrove
6 Apr 16#49
It doesn't matter if your wife is working or not, its whether she uses her tax allowance. I don't work, but was able to transfer part of my allowance last year to my husband.
martincroot
6 Apr 16#34
Your payroll dept just need to update their software to accept the M suffix but as long as the number is right (which shows your tax free allowance) then that's the important thing. I wouldn't worry about the fact that it shows M, you'll still get the automatic uplift of 40 to your code this month (= £400 tax free allowance)
martincroot
6 Apr 16#35
*or rather it DOESN'T show M.
jsoap
6 Apr 16#37
don't see why either person needs to be working to be given a tax allowance
martincroot
6 Apr 16#41
43000 from this month (ie the 11k personal allowance + 32k basic rate bracket)
cjblfc
6 Apr 162#43
Anyone know of a tax rebate for people who are engaged but can't afford to get married!?
MrBoombastic
6 Apr 16#45
Does the marriage have to be registered with the UK Government?
meem
6 Apr 16#46
I applied in August last year, husband got £500+ paid into his bank account late October, then he got a cheque in december for another £500+.... Apparently it seems he was overpaying tax or had the wrong tax code. good for us, extra £1000 helped us with our mortgage
busterdan
6 Apr 16#48
Good post...especially if you are married or civil partnered.... but everyone else?... more discrimination by the government dressed up as supporting the sanctity of marriage and family.
I've got two kids, a partner who I have been with for nearly 30 years and had joint financial commitments for most those years. When my kids were first born I was able to claim the additional personal allowance, that was removed for family credit, and slowly removed increasingly over the years. So instead now if you are married you get a meagre benefit (compared to the additional personal allowance of the late 90's).... if you are not married then bad luck!
We might just pop down the registry office and do it for "financial reasons".
(By the way have nothing against marriage.... just something we never got around to doing).
118luke
6 Apr 16#50
Once again the full time working family gets sod all as usual. There should be tax allowance if you are both in full time work IMO, as isn't that what Cameron was supposed to be driving us all towards?
eslick to 118luke
6 Apr 16#61
worse still if you are a working family and one of you loses your job odds are that the one who loses their job will get 6 months of benefits and nothing else, has to rely on their partner to pay for everything. Pay taxes for years and years and then no help what so ever, while other.....well let you add that :disappointed:
mocmocamoc
6 Apr 16#51
Well worth remembering, especially if you are on the cusp of higher rate, don't forget bands increase as already said and if you're paying into a pension, this also comes off your pay. So you might think you're a higher rate taxpayer, but in reality you're not.
madmaxpayne
6 Apr 16#52
Migrants - FYI
ederj to madmaxpayne
6 Apr 16#78
Thanks for the info. I am a migrant in full time work and will be applying for this bad boy! :smiley:
Hi. Just a quick question. I'm self employed and on tax credits already, am I eligible to apply?
Thanks in advance.
Mela
6 Apr 16#55
Hi do I have to ring them and apply as I couldn't do that online when I follow the link . TIA
kaizhu79
6 Apr 16#56
nobody has activated this on their site yet:
Marriage Allowance Application
The Marriage Allowance service won't be available from midnight on 5 April 2016 due to the change of tax year. Please check back later.
mylittlesisterlola
6 Apr 16#57
Another thing that might affect some folk - I get carers allowance - it counts as income, but falls well under the £11,000 tax threshold ( tax credits, child benefit and dla don't count ) so i can transfer the 10% that I'm not using to my husband.
It's only a couple of extra quid a week but may as well have it as not.
Don't know about self employed but I can't see why it wouldn't apply.
To those saying working family's should get a tax cut, they already do - that's what the £11,000 tax free income is. Have you ever thought of those who had to give up work to look after a disabled child or parent and who get very little - £62.10 a week - yet save the tax payer thousands, imagine what it would cost if these family members had to go into a home. It's not all about wont go to work for some people it's cant go to work.
Also those that would pay out their entire salary to a child minder if they did work.
118luke to mylittlesisterlola
6 Apr 16#69
Yes i do know what its like, because one of my relatives has been diagnosed with terminal cancer and does require regular care. She is also disabled. I spend nearly every evening at her house after i finish work making sure she is OK and doing tasks for her, cooking meals and cleaning.
Im Still working full time though... id love to be able to have more time at home, but Alas - someone has to pay taxes to feed and clothe these poor immigrants.
And regards to the 11k tax free allowance - lets just remember that those eligible for this marriage allowance are still getting that same 11k allowance, and because their partner barely works will mean they get extra money. Its wrong that full time workers are punished and not rewarded
carlsaunders1
6 Apr 16#58
When on the deal page. When you click marriage allowance it lists who's eligible at the bottom.
kaizhu79
6 Apr 16#59
nobody has activated this on their site yet:
Marriage Allowance Application
The Marriage Allowance service won't be available from midnight on 5 April 2016 due to the change of tax year. Please check back later.
kaizhu79
6 Apr 16#60
it's is now live.
Mela to kaizhu79
6 Apr 16#63
Still says it isn't live yet
kat_1990
6 Apr 16#62
It can only get back dated till last April 2015 and not last 2 years like it's been mentioned above. That's incorrect. Applied for this, got a new tax code, just waiting for a cheque now as I was advised.
Southwell
6 Apr 161#64
It should be combined household income for these kind of things imo. It's like child benefit, if one person earns more than 50k you lose it (or pay back through tax), but you can both earn 49,999 and are eligible.
BobbyUK
6 Apr 16#65
If only 1 partner works and the other doesn't, can you still transfer it?
kaizhu79 to BobbyUK
6 Apr 161#66
It depends on how much the working partner earns. Check the site for more info
centurion
6 Apr 16#67
Of the 60 employees at my works i was the only one that applied for this last year. even the admin staff didnt know about it. They got contacted by the tax office to change my tax code to 1166M previously 1060L
les1938
6 Apr 161#68
Did it a few weeks ago. Immediate OK from the Tax Office, rebate 2 weeks after. The site is an absolute doddle if you read it carefully.
robcro
6 Apr 16#70
This may sound really stupid, but do you have to be married? :smile:
kaizhu79 to robcro
6 Apr 16#71
No, find yourself a civil partner would also work.
d3n2w
6 Apr 16#72
My wife doesn't currently work as she's a stay at home mum. Would I still be eligible or do both need to be earning?
eslick to d3n2w
6 Apr 16#75
Yes :smiley:
sharaz90
6 Apr 16#74
It dosent let u apply online yet..
It says
The Marriage Allowance service won't be available from midnight on 5 April 2016 due to the change of tax year. Please check back later.
Venezia
6 Apr 16#77
Why do you have to be married?
eslick to Venezia
6 Apr 16#80
you don't you can have a civil partnership.
You know what they say, you cant be happy all your life :smiley:
striker33
6 Apr 16#79
I suppose this is a somewhat decent consolation for those who have thrown away their lives to slavery.
ederj
6 Apr 16#81
More than £20 if the increase of tax allowance is £1,100 per year, it is nearly £100 more a month take home tax free...
striker33
6 Apr 161#82
Life is one problem after another with fleeting moments of glee shoehorned in between the problems. And then you get married. :laughing:
junxs
6 Apr 16#83
How long does this take to go through? I did mine about 3 months ago but all payslips since then still show the 1060 code..
samspud
6 Apr 16#84
Doesn't work like that I'm afraid mate :disappointed: It's 20% of the £1100 = £220
johankirchner
6 Apr 161#85
Sorry, what lazy person earns 11000 per year?
samspud
6 Apr 16#86
Suppose a lot of self employed peeps only 'declare' £11k.
Venezia
6 Apr 16#87
Civil Partnership is the same thing really, I am not gay.
What advantage is there to being married, isn't this discrimination against unmarried couples?
benjammin316
6 Apr 16#88
Someone part time I presume, sherlock
yorkielisa
6 Apr 16#89
I would apply again or phone them up if i was you. I applied about 3/4 weeks ago and got a letter a week later to say the changes. We are just waiting to see if it will be added to next wage for last year or i will be phoning them up to see if we are going to receive a cheque for last year.
shug119
6 Apr 16#90
Worth a go. Can you do it online ?
rohitmkiller
6 Apr 16#91
If you're earning more than £42,385 - life can't be that bad!
stevemac40
7 Apr 16#92
Yes, but I work hard for it and pay a lot of tax.
itm2
7 Apr 16#93
Looks like the website is not working and the 0300 number isn't working either, so this could be a struggle.....
satty83
7 Apr 16#94
Who on earth benefits from this other than people who already obtain lots of other freebies anyway. They should introduce something to help the people who actually contribute massively to the tax coffers. its no wonder you have people stashing cash offshore and hiding earnings.
satty83
7 Apr 161#95
You'll find that £42,385 doesn't get you that much more in take home pay than the national average salary hence why you have the squeezed middle. I work in medicine as used to earn £28,000 when I started and now nearly double that but there's only been a £800 increase in net take home pay. even those on 80k-100k are hardly seeing massive take home salaries. people see a gross salary and assume they must have it easy.
yipykayay
7 Apr 16#96
What a half-witted comment. I know plenty of people who benefit from this but don't get any other "freebies" at all. If you can't get this, that's just your hard luck.
kaizhu79
7 Apr 16#97
Just one of many possible examples. Try getting two or more children, then post your comment again. Let us know much freebies you could get.
eslick
7 Apr 16#98
Two amazing comments, so you earn over £40k and are moaning about people who are married getting an extra benefit. What you don't seem to get is that you have to have two people one earning not enough to pay tax and another who can earn up to £40k something from what I understand. That means if you consider your second comment that 2 people have to live on less than your first comment. It normally means that since one is paying no tax or little tax they have a family. A family which they have to pay for, do you know how much it costs to bring up kids, how much your parents paid to get you today google it ask your parents you will get a shock. You may say but it's your choice to have a family yes it is but it also helps you, as they are the future tax payers who will contribute to the services you will need as you get older.
Now also consider this, someone who pays no tax because they are out of work through no fault of their own and has paid tax for more than 25 years and receives no benefits yes no benefits because their partner who also has paid tax for longer than 25 years earns just over the rate for any help. That person has to ask their partner for money for prescription, dentist, food, cloths etc and they can contribute £220 to the family's finances by passing on their tax allowance. So now ask yourself who benefits from this.
satty83
8 Apr 161#99
I don't understand this comment. I do have two children. what's your point?
Ashe
8 Apr 16#100
Even ignoring some of the inherent ignorance in this comment, one person in a couple can be retired with a low income.
Ashe
8 Apr 16#101
You realise what you are classing as 'not that much more' is actually a huge amount to a great many people, right? I'm sure those earning higher salaries than the average person like to downplay it, but let's not pretend that £800 per month figure you gave isn't much.
I'm not saying you have it easy. I'm saying other people have it far, far harder. The phrase 'squeezed middle' doesn't exactly do justice to reality.
wagamamaluva
8 Apr 16#102
Many thanks OP. Just completed this online without any problems at all! Also got a confirmation email within 5 minutes to say what happens next about a new tax code, a cheque for this year and a cheque for any eligible previous years. Result!
eslick
8 Apr 16#103
You can only get back last years it only started last year so can't go back any further :disappointed:
wagamamaluva
8 Apr 161#104
Thanks for that. Just saying what their email said when it confirmed. It did state "earlier years", "you will receive a cheque for each year you are eligible for".
samisonline
13 Apr 16#105
claimed before end of March salary and got £212 extra in my wages by way of less tax deducted
phil001
18 Apr 16#106
Thanks for this
do you have to call them to ask for the cheque option?
Has anyone done it online and received a cheque for last year?
Many Thanks
Munch1981
20 Apr 16#107
Yes I would also like to know how long it took for there cheque to come thru the post.
shug119
9 May 16#108
Got my new code today, but no cheque for last year.
How long does it take ?
or should I contact them ?
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Opening post
If one of you earns less than £11,000 give them a call you have nothing to lose and cash to gain.
Marriage Allowance lets you transfer £1,100 of your Personal Allowance to your husband, wife or civil partner.
This can reduce their tax by up to £220 every tax year (6 April to 5 April the next year).
To benefit as a couple, you need to earn less than your partner and have an income of £11,000 or less.
If you were eligible for Marriage Allowance in the 2015 to 2016 tax year, you can backdate your claim to 6 April 2015.
Before you apply
You need you and your partner’s National Insurance numbers.
You also need a way to prove your identity. This can be one of the following:
##the last 4 digits of the account that your child benefit, tax credits or pension is paid into
##the last 4 digits of an account that pays you interest
##details from your P60
##details from any of your 3 most recent payslips
You’ll get an email confirming your application.
Top comments
All comments (109)
So for those of us who have already claimed its only £220 for 2016/2017
It's clearer in the title but in the actual podt you say it's increasing from £212 to £432
http://www.hotukdeals.com/deals/free-money-from-government-missing-out-1000s-marriage-tax-gov-uk-2392901
there is a new pension website see the link below, once you log through it you can also check your tax code and other details, if you have had it added it shows on there.
https://www.tax.service.gov.uk/checkmystatepension
I've got two kids, a partner who I have been with for nearly 30 years and had joint financial commitments for most those years. When my kids were first born I was able to claim the additional personal allowance, that was removed for family credit, and slowly removed increasingly over the years. So instead now if you are married you get a meagre benefit (compared to the additional personal allowance of the late 90's).... if you are not married then bad luck!
We might just pop down the registry office and do it for "financial reasons".
(By the way have nothing against marriage.... just something we never got around to doing).
http://www.moneysavingexpert.com/family/marriage-tax-allowance
Thanks in advance.
Marriage Allowance Application
The Marriage Allowance service won't be available from midnight on 5 April 2016 due to the change of tax year. Please check back later.
It's only a couple of extra quid a week but may as well have it as not.
Don't know about self employed but I can't see why it wouldn't apply.
To those saying working family's should get a tax cut, they already do - that's what the £11,000 tax free income is. Have you ever thought of those who had to give up work to look after a disabled child or parent and who get very little - £62.10 a week - yet save the tax payer thousands, imagine what it would cost if these family members had to go into a home. It's not all about wont go to work for some people it's cant go to work.
Also those that would pay out their entire salary to a child minder if they did work.
Im Still working full time though... id love to be able to have more time at home, but Alas - someone has to pay taxes to feed and clothe these poor immigrants.
And regards to the 11k tax free allowance - lets just remember that those eligible for this marriage allowance are still getting that same 11k allowance, and because their partner barely works will mean they get extra money. Its wrong that full time workers are punished and not rewarded
Marriage Allowance Application
The Marriage Allowance service won't be available from midnight on 5 April 2016 due to the change of tax year. Please check back later.
It says
The Marriage Allowance service won't be available from midnight on 5 April 2016 due to the change of tax year. Please check back later.
You know what they say, you cant be happy all your life :smiley:
What advantage is there to being married, isn't this discrimination against unmarried couples?
Two amazing comments, so you earn over £40k and are moaning about people who are married getting an extra benefit. What you don't seem to get is that you have to have two people one earning not enough to pay tax and another who can earn up to £40k something from what I understand. That means if you consider your second comment that 2 people have to live on less than your first comment. It normally means that since one is paying no tax or little tax they have a family. A family which they have to pay for, do you know how much it costs to bring up kids, how much your parents paid to get you today google it ask your parents you will get a shock. You may say but it's your choice to have a family yes it is but it also helps you, as they are the future tax payers who will contribute to the services you will need as you get older.
Now also consider this, someone who pays no tax because they are out of work through no fault of their own and has paid tax for more than 25 years and receives no benefits yes no benefits because their partner who also has paid tax for longer than 25 years earns just over the rate for any help. That person has to ask their partner for money for prescription, dentist, food, cloths etc and they can contribute £220 to the family's finances by passing on their tax allowance. So now ask yourself who benefits from this.
I'm not saying you have it easy. I'm saying other people have it far, far harder. The phrase 'squeezed middle' doesn't exactly do justice to reality.
do you have to call them to ask for the cheque option?
Has anyone done it online and received a cheque for last year?
Many Thanks
How long does it take ?
or should I contact them ?