Must be tired of hearing your wife say that to you.

With no warranty, pay tax, pay more on petrol, pay mots, risk spending £2000 and it being worth £500 in a month if something serious goes wrong. You completely miss the point of leasing. Fixed cost motoring for a brand new car.

Also, this deal isn't for me. I just stumbled on it while doing some research into costs etc and it seemed like a good deal in comparison with other offers out there. Just thought i'd share it with HUKD being the generous good-natured soul that I am... :smiley:

Ere we go then, a car lease deal........ Let the war of words commence.

Mine was ordered under the same conditions, 'in stock' (which was obviously a lie) and April delivery at latest. I am chasing them daily. They already have my fee and first payment...

I got the Cactus auto and its already been delivered. The Cactus auto was advertised as in stock and must be delivered by end of April and it was. Don't know what the condition was when you ordered. Chase up with NVS of course, they are the one that should be updating you on since they are charging a brokerage fee on this. Try to contact Kelly (kelly@....), she is more responsible and replies directly to your questions. The guy takes longer to respond and his response are indirect at best.

Has anyone actually received their Cactus yet? I still don't have mine, despite ordering at the beginning of Feb and being promised it by the end of March. I don't know if its NVS, the supplying dealer or the finance provider but this has been the most difficult, long drawn out purchase for anything I have ever encountered. This will be my fourth lease car now and by far the worst experience, and not just the delay.

This deal is expired now from what i can see?

​I also ordered from NVS on a similar date and have heard very little since handing over the fee. I was expecting a delivery date by now and I need to sort out a date to hand my old car back so it's a bit annoying.

When did you order and from which agency? I still have been given a delivery date yet. Ordered on Feb 8th from NVS....

Got my Cactus C4. Thanks for sharing this deal!!! Smooth process. :smiley:

Anyone have any similar deals for this. I missed the original deal by a day, and got quoted £68 a month for the model down.

ive been told april 1st for mine

Get yourself a Dacia Sandero Stepway and all your troubles will be over. You do the maths.

I ordered 8th Feb and am expecting delivery end of March but not been given a specific date yet. The Cactus in this deal are all sold out though.....

About to sell my current car but don't know what I fancy next, thought about this in the meantime, how long do these take to be delivered?

Cool. Think am going to go for the 20k mileage on lease :smiley:. Worringly my friend rang up about the same deal and got told all the base colours have gone..which is worrying as ive been told mine is base colour..but will see what happens i guess

I don't think they are expensive as such, I think they are decent prices for that car and those mileages. Don't get me wrong, they are not a stellar once in a lifetime deal like the Cactus in the is thread was but they are decent deals.

Hello thank you for your help I think I would rather pay the extra spread out tbh. I think 720 would be okay if i went over as I'll limit myself haha, will probably help as nearly everyweekend am out doing something like travelling or some rubbish off HUKD or holidaypirates lol..most of the last few months mileage could also be put down to london gatwick trips courtesy of £100 4 night breaks off holidaypirates lol. Thanks for your help, I will email the lease guy now and go for 20k I think..are the prices for the other quotes for 25k and 30k quite expensive then in terms of value for a lease?

Well personally I would probably go for the 20k. Its costing you a total of £500 extra over the term and worst case if you used it all and had to pay the extra it would be £720. So absolute worse case is that you are £220 out of pocket at the end. But if your circumstances change or something else happens you are saving that £500.

It's probably more relevant to think about whether you would prefer to pay the extra spread out over the term or in a chunk at the end.. £22 a month you might not notice but £720 in one go, at the same time you are looking to get another new car might sting - depends on your financial situation.

Hmm looking at this logistically I;ve done 12,000 miles in 7 months (august,september,october,november,december,january,febuary)..12000/7 =1715 approx miles per month..x12 =20580..so I'd be best getting the 20k a year deal..going over by 580 miles a year..? or am i better going for 25k keeping that space open for holidays,personal use..which is the best value ? any opinions appreciated

APR 13.3% . personal loan i tried to get and have already looked..have been rejected everywhere for loan..even 10k to 20k loan.. even on graduate account and one my wages get paid in...so loans a no for me...im thinking lease is best deal just unsure which to go for considering my work mileage. Thanks for your help 4spoon considering that I wont go for PCP as they never mentioned balloon payment he just said the above figures to me and i'd get 3 options at the end of pcp but your right including depreciation of the car and sticking to it for 4 years probably a no for me. Out of the lease deals which do you think is the best deal considering my work mileage? I'm thinking to go for the 20k one..is it good value?

Personally I wouldn't consider the PCP at those prices. What is the APR? You might even be better off getting a personal loan if you want to own the car. You're paying £80-120 a month more, £2.3k up front and you will be stuck with the car for 4 years. Don't forget in year 4 you will need to buy an additional warranty, pay for servicing etc etc. On a 2 year lease most cars will require virtually zero maintenance.

What is the balloon payment at the end of the PCP? You will have a very small residual value in it at the end of 4 years but you've spent £4k more than leasing 2 new cars in the same period

Its not I cant work it out..I think the 20k is the best for me, but I'm asking people who are experts on leasings opinion on the value of each deal..its my first time leasing/pcp and doing this..sorry to ask so many questions but I just wanted a second opninion

You've been able to collect those prices, if you can't work it out what is best for you then I should just go and get the best deal you can on the car of your choice and buy one outright. Keep it for 10 years and you are quids in.

Worked it out as:
PCP Deal Nissan -
£1,000 Cash
£1,300 Car
£14,208 48x 296 payments
£16,508 £343.92 approx per month
^ Total overall repayment

Lease 15k per year
£360 Deposit/broker Fee
£4,976.64 £207.36x24 months
£5,337 £222.38 approx per month
^Total Overall repayment

Lease 20k per year
£360 Deposit/Brokr Free
£5,736 £239 approx x 24 months
£6,096 £254 per month
^Total Overall repayment

Lease 25k per year
£360
£6,240 £260x24 months
£6,600 £275 per month
^^Ttoal Overall

Lease 30k per year
£360
£6,480 £270x 24 months
£6,840 £285 per month
^^Total overall

Looking at my work mileage which would you guys do? I'm a bit unsure about which is best value? im thinking to do the 20k a year one..but whats your thoughts?

Well Ive got all the figures worked out of what the total payment but unsure which is actually worth it tbh..thats why I wanted to ask someones opinion on here

Can't remember which deal it was but it sounds like yours that the extra payment for adding 5K into the deal worked out at 4.2p per mile, so you work it out, do yourself a spread sheet and if anything is wrong it's you mistake.

Yeah I'll only have the one car so my options are a bit less. Anyway I asked Nissan and they said they do pcp? They quoted me 296 x48 payments and they'd want a 1000 pound deposit and then they'd give me 1300 for my current car a mazda. Worked it out myself at approx 16ish k in total. Is that worth it for pcp? As my understanding is I don't own the car from it? Also spoke to the lease people and they said for 20k per year which would be 40k total as its a 24 month lease 238 pound a month inc vat. 260 for 25k inc vat per year and 270 for 30k per year. I'm thinking the best bet would be 20k as if I've done 12k in 7 months not sure how much I'll do this year in full?its the work mileage that brings it up you see. I know you guys are wiser so looking at my mileage for work alone it's 20k miles id say a year. Also the company here the lease one charge 7.2p per extra mile. If anyone could help with what the best deal is from the above id appreciate it.

That's right, you pay for mileage at the rate they specify in the contract for anything you are over. But 10,000 miles over at 7.2p is £720.....or equivalent of £30/month amortised over the term. So you have to balance that against the extra charge to increase the mileage on the contract and the likelihood that you will use it all. I prefer to 'gamble' slightly lower as often I don't actually do as many miles as I expect or my circumstances change. I also have several cars I can spread the mileage around if it came to it but its up to you.

Is it part of the deal? I thought if you went over the mileage it charges you 7.2 p? And it's 15k per year so I have to hand it back with no more than 30k on clock

Yes but if you are doing just over 17K it's better to get the 20K deal as the additional cost per mile is less when part of the deal.

Thsnjs mate well the issue with the mileage is am doing 509 miles a week for work now and whilst am planning on getting something closer I don't know if it'll happen if you know what I mean so yeah am a bit unsure on what to do

That's correct, road tax is included with a lease vehicle. 30k is a serious amount of miles.If you are really sure you are going to do that many then go for it but don't pay for miles 'just in case'. For example, if you end up doing 20k a year, its better to pay for 15k on the contract and 5k overage when you hand it back, than pay for 30k and have wasted 10k of it....

GAP insurance is up to you. I am deeply suspicious of it on lease cars. For several reasons.
1 - It is so cheap you have to question what actual risk they are covering for such a low price. (A 2 year GAP policy on my wife's lease Qashqai cost me a total of £64 for example.) If a broker is selling me a policy from an insurer that covers £7,500 of risk for two years and the total including the broker's commission, IPT, costs etc etc is £64 then the risk factor must be virtually zero.
2 - Every case I have heard of where a lease car has been written off, the insurance company has settled directly with the leasing company, either with a replacement car or a payoff and that has been that. Of all the motoring forums and people I know, I've not heard of a single case of someone with a lease car actually making a claim on a GAP policy. Given the number of lease vehicles on the road and how few people know about/actually purchase GAP - if it was required I'm sure there would be more cases where people were left in trouble..... There are literally hundreds of thousands of company fleet leased cars and none of them ever have GAP cover.

GAP on PCP/personally financed or purchased cars are a completely separate question so don't take this as a blanket comment on all GAP policies.

You know the road fund licence you get with the car, thats road tax right so I wont need to buy that? Is gap insurance still worth getting or wouldnt you bother? I've done 15k in 6 months on my current car..so am a bit unsure if to see what the price is for 30k a year tbh..but someone told me i may get better mileage out the new nissan..whats your thoughts..i could probably see it going to 227 a month i reckon or even 240 a month which i think would still be worth it..

thank you

lol sorry

It depends on the new car you want really. Some cars have longer lead times than others so you have to plan accordingly the only way to find out is to start calling agents and asking for lead times. If you are taking a car from stock it can be 2 weeks to delivery. On the other hand I've just taken a Mercedes C350e that took 8 months from order to delivery!

Deals like this are the exception, but if you are taking a more 'regular' lease deal, they are usually flexible to find a delivery date to suit. You can even use the same lease broker for your new car and get them to sort it out so you have no downtime.

Yes it will be a 16 plate in April, unless they pre-register it beforehand and deliver it after. Being a lease car you don't really get a say in it. And aside from the vanity point of having a new plate on show, it doesn't make any difference to you anyway really.

If they take your old car in some kind of trade in all they will do is give you a rock bottom trade price and trailer it to the nearest auction house. You are better off trying to sell it privately for a while and then if it doesn't sell, chop it in to webuyanycar.com, wewantanycar.com or http://www.carshop.co.uk/sell-us-your-car when the new car is delivered. You will get a better price from any of them than you would have got trading in anyway. I just sold a car to the latter of those options and they gave me about £400 less then I would have got selling privately (on a £10k car) so a small difference compared to the hassle.

GOD you ask a lot of questions don't you? For someone who thinks their car is worth £1,000 then why don't you try to sell it? Then you will know.

Thank you! Really happy with the qashqai i saw even though it was a diesel and a 1.5 I think am going to sign the deal and take it. It works out at 2.6k a year i think for 30k mileage (15k per year) so not bad at all like you've said and from what ive searched its a good deal and by far the best for the size, brand and year of car your getting.
As the car would be delivered in April would it be a 16 plate? I'm told delivery would be april you see. I also wondered I was fine combing the terms and conditions of vehicle order form they sent and it said something about exchanging a used car in...are these any good or worth it? my cars worth about 1k now (i only paid 900 for it) its a 55 plate mazda 6 in mint condition with 11 months mot and only got 60k on the clock..would i be better private selling it and getting my 1k which is approx 5 months of the lease paid for or my car insurance paid for and 2 months of the lease..or is trade in better?

All you guys who have leased a vehicle.
Do you start looking for another vehicle to lease a couple of months before you existing lease is due to expire?
Of just a couple of weeks?

Do you then have to take pot luck due the the rush to replace your end of lease vehicle?

I have never leased a vehicle, and somewhere around 10,000k per anum would be more than sufficient for the needs of my wife and I.

GAP doesn't protect you against damage, only a total write off and a potential difference between the insurance pay out and what you owe. There are some damage repair policies available but they are a waste of time. Very worst case, you have to shell out £250 getting the front end resprayed before it goes back and that would be if you've really trashed it. Anything bigger than that and you'd probably claim on your car insurance for the repair anyway. I've returned 3 lease cars now and never had to pay anything. There are published guidelines on exactly what is acceptable wear and tear so you can easily assess it for yourself before it goes back. All the lease companies work to the same guidelines.

Hmm had the vehicle order form come through and me being a paranoid guy fine combed it and noticed he put 8k per annum and 207 price for the lease when it should be 15k per annum. Just rang the vehicle lease company and they've said they'll re send the docs. Just a note for other hukd deal users don't know if this is a tactic or genuine mistake.

That is correct, the fee will be today, the first rental is a few days after delivery in my experience

It depends on the company. Most probably you will just pay the 360 today. The rest is normally taken just before your car is delivered.

Its normal for a special deal to be on some stock cars that they need to shift and hence limited colour options. Honestly that is a really good deal, if you want a Qashqai on a 2 year deal I would go for it.

So found out despite having a bad credit history I actually had been accepted for the Nissan qashqai at 207 pound per month including vat on a 1+23 month deal with 15k per year (30k total allowance.) so am quite happy. However I've been told the car will be red and if I want it in any specific other colour it'd be 15 pound more each month I think !! Is this normal practice :disappointed:

Yes Vauxhall and Peugeot tried that some time ago but they didn't last long and are the exceptions to the rule, but I think they were for sales not Lease.

Chatuk, you do realise in your comment "I don't think I've yet seen a cheaper way of getting a brand new car on the road for so little money" that lease deals DO NOT include insurance don't you?
And for a young driver you should budget at least another few thousand a year for fully comprehensive insurance.

Yeah well I have a mazda 6 now..when i bought it it had 55k on and in the space of 8 months ive done 10k..so I think iwould need 15k a year really..i work in leicester and travel from nottingham 4 days a week so ive thought that would be better for the mileage. Just waiting to hear back on if ive been accepted now for the credit

Well had 3 phonecalls from them about this lease- the nissan qashqai posted on hukd in another thread, i wanted 1+23 months and been told for 30k (15k per year) 1+23
£207.34 PM INC VAT
£207.34 Initial Payment INC VAT
15000 MPA and then £400 processing fee? No idea if this is cheap..anyone who is good with leases tell me if it is? The guy said 181 for 10k per year (20k total) and 171 for 8k per year (16k total)..can anyone tell me if am getting a good deal as was talking to the guy for 30-40 mins and he was spooling his life story to me lol and he said he'd get me a 'good deal' without me asking but unsure if it is..worked out the 207 at 5k approx for the 2 years..

Thank you mate

BLR: Did NVS take payment from you?

I paid the fee and have been waiting for them to tell me more info.

NVS have been brilliant, the whole deal was done in less than 2 hours from initial email, to credit checking, car ordering and confirmation, I was super impressed. G2L didn't reply to my email enquiry and gave me a different price on the phone so I gave up on them pretty quickly. Previously I have leased from Whitewater, who are also excellent and ContractHireACar.co.uk, who were very good as well.

Normally people recommend to use contracthireandleasing.co.uk, its like a collection of all the available deals from the different agents, but in this case, the Cactus deals never seemed to appear on there so as well as checking there in the future, my advice would be to bookmark lots of the agents websites and check routinely for the offers.
Most of them also send out regular newsletters with their best deals so sign up for those as well. When they have a deal like this going, it will usually appear on their home page in the 'specials' section, so no need to trawl the offers, just a quick look at each site will suffice.

Hi yes I rang NVS earlier and they were very polite, they told me next to that price you said of the custom +119+299 price for the c4 they have no deal near it, so it looks like i missed out! But they were kind enough to tell me they're trying to get the deal again. I just wondered is there any specific lease sites that are better than any others? I've complained to gateway4lease as to why i asked for a quote when the price was 40 am only being given a 55 price because no one replied to me but doubt ill get anyway. Apparently gateway to lease have the c4 but its the price i quoted before which is rubbish when with nvs i can get 15k a year allowance for same car for 2 quid more a month!

Well NVS and all the other leasing agents are just selling contracts from stock held by big finance providers like Arval, Leaseplan, Alphabet etc and sometimes from dealerships directly, but its not them that hold the stock. So I suspect if their supplier has no stock at this price, you will get the same from all the other leasing agencies as well...

I applied for the NVS finance on the c4 at 118 with just a 299 payment upfront..and got told they have no stock today? :disappointed: anyone know anywhere else with a decent price I'm not getting lumbered up the backside

Thanks I just had a look on NVS site and seems with 15k mileage a year allowance, which is more ideal for me for around £140 a month I can get the same bloody car, £93 a month like but not overlay bad considering the mileage.
Gunna have a think about it I am anyway

For me they said 67.18 a month. Although yes im a bit annonyed that I asked for a quote when it was 40 and now im being told 60, but will take that up with them. TBH am debating if to buy a car for 3k or just lease one right now.

Yes works out 2484 total approx 138 a month I assume...

For me they said 67.18 a month. Although yes im a bit annonyed that I asked for a quote when it was 40 and now im being told 60, but will take that up with them. TBH am debating if to buy a car for 3k or just lease one right now.

Sorry I should say the full details. They said £1,199.98 + £180 admin free inc VAT. Then =17 months x £67.19 payments and thats for 5k mileage..18 month contract for Manufacturer and Model: Citroen C4 CACTUS HATCHBACK 1.2 PureTech [82] Flair 5dr [2015.75]...is this a good deal? I had a look around and seem to think it is a good deal..but unsure as this is my first lease..am i worth waiting or..? Any help appreciated

Well I emailed gateway4lease about this when I saw the deal a £40..had no reply, rang them and been quoted £67 per month. is that good?

I have been quoted equivalent of £140 per month for 3+17. Still cheaper than all the other leasing providers but not quite what I was expecting. Plus they don't have stock (8 weeks lead time)

Yes there is an admin fee which I have included in my calculations. Mine is on 5k/yr though, slight adjustment for that. The excess mileage charge is 9p per mile btw.

I've leased 7 cars and spoken to dozens of companies and I've never heard of charging for delivery unless you live somewhere remote. Most of the time when you order the car they don't even know who the supplying dealer will be, that's partly why...

This is the issue, so many differing options, sometimes its free other times you pay.

Meant to say this came with 8k/annum so that bumps the price too.

not all do free delivery, a few were only willing to do within 100 miles etc

Also no admin fee or doc fee, NVS has one though? was that part of the price?

The original deal included metallic paint, mine is a metallic colour. All the petrols are 1.2 btw. I wouldn't pay that, I'd wait for the offer to come around again if I were you.

The extra was actually due to the paint, they had no free option left so was quoted with met. paint, original was 6+17 @ 96, extra £20 for the paint! Having tested it, the 1.2 is a lot smoother.

Or £1.03 per horse Approx, not bad if you say it quickly.

I'm considering going for the 110 version flair for 6+17 @ 116, free delivery and no doc fee

You snooze you lose !

I called and was told they have ran out of stock. They are negotiating new quota and will call me back to let me know.

I called G2L as well but they were not in the ball park on price, it was so far out I didn't even write it down, I think it was something like a 3+17 at £115

Thanks 4spoons.
NVS only have a few cars left and none in Black. The NVS guy was about to apply for me last week but then phoned saying they ran out of Black, they only had 50 cars as mentioned above.

Was wondering what this gateway2lease mob were quoting.
They ignored my email :disappointed:

Has anybody been quoted for 10k pa with this deal?

It can be had for 130p/m from one of the other links in the thread.

Ta

Really good review - https://www.youtube.com/watch?v=Th_6m5fpBFs

Really good review - https://www.youtube.com/watch?v=Th_6m5fpBFs

That's the 1.2 petrol Flair on 5k miles/year.

The link was previously shared in this very thread, so I take no credit for it but happy to share again:

http://www.nationalvehiclesolutions.co.uk/Citroen-C4-CACTUS-1.2-PureTech-[82]-Flair-5dr-Personal-Lease/38852

Change the initial rental to "Custom" for the zero down price.

Yesterday they had only white and deep purple models left, apparently there was a batch of 50 available at this price and just 6 were left, so hurry if you want one..

Doubtful diesel model was ever available at that price right now. I just ordered the petrol one at £108/month inc VAT with nothing up front.

Sorry for the late reply, just called the guy again to confirm and he's now saying the deal is no longer available on the diesel (Flair hdi) which makes me think, was there ever such a deal in the first place? (18 x £118.80)

The 18 x £118.80 - 10k - 82 Flair is still on

Agreed, the Flair is top of the range I believe.
Mine is the one below it and is well specced, so I'd have no hesitation snapping that one up !

Just received a quote on the 82 Flair
Or Flair Diesel same price
18 Months x 118.80
10,000 MPA

Any good?

Cheers Monkey

Yeah includes VAT and no fee

10k I don't think is enough (need 15) so they've quoted me £2.00 p/m extra for every 1000, which I dont thinks bad tbh

Reliant Robin owners probably said the exact same thing.

I don't doubt for one minute it's a very safe car. Any modern car is very safe if driven sensibly. With the brown bath mat/single headboard from the sides and the 2 brown soap dishes under the headlights removed, it could look much better. All a matter of taste.

I know this must not quite compute with car blokes, but some of us really couldn't give a monkeys about whether our motor is something "stylish to be seen in". I can't think of one single occasion in my life when I wondered if someone was looking at me and my car and whether they approved of my choice or not.

My car takes me from A to B and if some bloke I've never seen before and will never speak to looks down his nose because I'm driving a Cactus or whatever, I can probably live with it.

This may sound stupid, but I am asking anyway. Do you have to buy a seperate car insurance or the car lease agreement includes it? THanks in advance.

Forums are for discussion. Tools like google are there to find answers.

Citroën's are very safe cars, There's a good chance you won't be.

LOL now that really is a matter of opinion....

Yes, I bought my XR3I for £900, 2 years later all has cost is a better exhaust!

So £1500 all in, probably worth £2000 still, and more stylish to be seen in.

SO COLD

Austin maxi?

yes you need insurance. You insure as normal but instead of answering that you own the car, you answer the lease company.

Yes indeed, there is absolutely no point for having this community. Everybody can just google everything...

And your time spent posting a question and waiting on an answer could have been better spent on a Google search?

One of the reasons they have sold so well is because of the heavy discounting like in Spain for about 3 months last year you could get one starting from just over £8,000 and today from under £10,000, and £10,700 in France. These deals are also keeping the factory in Madrid afloat since they topped making Peugeots a couple of years ago. Whether they will ever get to maximum capacity, 200,000 per year, is very doubtful but that is better than the closure it faced if the Cactus was not made there.

In my opinion if you buy a car usually with finance you don't own the car anyway until its paid off (finance company owns it really). Once it is paid off its usually time to trade it in as its starting to have lots of problems and the process starts again.

So personal leasing is a no brainer to me and you can afford a better car and you have no worries with repairs etc or MOT if its new car

1st example a little dearer but you get an extra 2,500 miles.

As I wouldn't plan to keep long term makes no sense to pay for any options above what you get. Agree if you want to customise exactly then do PCP or outright

I get that it's better to have your cash not tied up on something that loses value, but simply put, some of the lease deals are not that great when you want factory options. I cant be the only person that would buy a new car because they want it specced how they want it. The problem is you pay for all the options over the lease period. Having looked at the costs of doing it either way recently, leasing just didnt stack up. Why pay say £8k on options to get the car you want with no ability to keep that car at the end of the lease period.

As I said, leasing is a good option for mainstream cars, but once you start to get into something a bit more interesting I dont think it works.

This deal doesn't include maintenance. This is usually an option paid for on top. I paid about £15pm on top of my lease contract for this, so not that expensive.

You can get it at pretty much the same price with 10k miles.

But you wont be able to enjoy these much doing just 5k a year :smiley:

I like the look of the cactus but I just think they missed a trick in not jacking up the suspension a few inches to give it a real SUV look.

Good deal though.....looks like it maybe hasn't sold as well as expected so there will be more deals to come as we approach the end of March

Yes you just insure it like any normal car. There is an argument for GAP insurance, particularly if your insurer don't give new for old in the first year (eg. Admiral) but that is the case for any finance agreement, lease or otherwise.

​Thank you for your help. All the time you spent on formulating the most helpful answer means one thing: You sir are trully a great human being.

and that's a good thing. A car is a depreciating asset. As such, it is better to lease than to own.

Thanks. Its always nice to see someone sharing their experience of what you think.

Two free headboards with every purchase.

shame no AWD option.

This is why you need to read the comments.

I don't get why there is a 75hp version. Normally they down tune them for better Co2. But not here. But looking at the specs they are identical. Have Citroen joined the tech world and started binning engines? So unless you are a company car driver (due to cheaper on road price) I can't see much point.
While I'm on the subject of engines whey do they not offer the 130hp engine?

Do lease cars still need insurance? Is there some sort of additional insurance in case you have an accident in this or is it covered?

Looks like a cracking deal to me. I really don't get the haters of these deals (especially the good ones) A lot of people don't want the hassle of fixing or selling cars on, and get into a right tizzy over it so for them this is a great way of running a modern car at a fairly fixed price. I suspect that within ten years or so most cars will be run like this in one form or another.

I have to agree with fish master. These Cactus lease threads always plummet into stupidity, provided by the negativity of those idiots who have no experience of the car and are unable to get there tiny brains to understand that it's ok to be different. If the Cactus has one car of the year award, which it has, then Citroen are getting it right. For my part 2 to 3 times better fuel consumption around London compared to my previous car is a huge benefit. I love the styling in shark grey. The interior is very comfortable and has all the extras I need as standard. The driving experience is very good. Only idiots judge without insight. Keep it up though. Idiots are amusing to me

My current car was purchased brand new in 2009 for £8,500.

I've had the following repairs/maintenence costs:
Road tax 6 x £20 = £120
Services 3 x main dealer 3 x other garage = £600
6 new tyres = £200

A total of approx £9,500.

£9,500 divided by 84 months = £113.09 per month (I've not factored in the current value of the car).

The longer I keep the car the more I will save compared to leasing, however the longer I keep it the greater the chance I'll get a bigger repair bill.

Lease deals usually include the Road Tax.

We looked at various cars to buy including Nissan Juke, Nissan qashqai etc and found them boring and uninspiring.

To be totally honest at first when I saw a cream Cactus on the road with brown air bumps I thought "What the....."

But went to have a look anyway (Geat price) saw a black one and thought "Ohh that's actually nice" test drove it for hours and we bought it.

One of the best cars I have owned (maybe the best) and I have had a LOT of 'mainstream' cars

Lovely to drive and just makes driving a pleasure again and a lot of fun, loads of equipment and stuff like the reversing camera puts the Nissans to shame.

Be different and go try one out - you might be surprised

We have the 1.6 Diesel (top of the range model - can't remember name) in black

https://www.youtube.com/watch?v=p86VU3Md8Os

1.2 higher power (82) is the best engine
good ride
International Engine of the Year was awarded in 2015

Seems a fair chunk of metal for the money

added: https://www.youtube.com/watch?v=QR7A2pZxn_Q
Fifth Gear scored it well, also

These have grown on me too. In black especially, they look great. Lovely interior too!

Usually I hate SUVs and crap like that, but there's just something about these that I like.
Good deal :smiley:

I love this car, it looks different and cool!

LEGEND!!!

also a £150+VAT doc fee i think

Thank you, that's very helpful. :smiley:

NO NO NO, this is a personal lease and should include VAT - I know how lease works.

I know 3 people who have told me the benefits of buying second hand cars. All have had unexpected bills of between £700-900 on their German cars in the past few months and numerous smaller costs. I had to have a succession of repairs and maintenance over the 3 years for the second hand car I owned. I now have a modern car on contract hire and it works out the same per month, no repairs, no MOTs, no tyres to buy and I don't have to waste hours of my time repairing it. In fact I am so bored I have time to post on HUKD.

Actually they're built in Spain and Citroën is run by a Brit CEO, what's your point?

For anyone who knows about the model variations: how does this one compare? Top, middle or bottom of the Cactus range?

Depreciation is included in the calculation

I personally think there are much better deals out there, 5k annual miles is far too low plus this engine is gutless. I've just taken a DS3 blueHDI with all the toys on a 14 month contract for £170 a month with no deposits and 14k annual miles

​You do realise your talking about French built Citroën.

Fair enough I get your point. I agree.

The complaint was about how it is detailed here on HKUD, not how the lease company or agent advertises it generally.

ugly

Er it's not the intended audience is it. These deals are usually for businesses that's their main clientele, why should they cater for the minority of people referred from HotUKDeals. Anyway this is a stupid debate, it's common practice to list prices ex VAT.

I still think -Flair-5dr-Personal-Lease/38852]this is the better deal as you get 10k more miles and don't have a large initial payment.

Set it to 'custom' initial rental and it's 1 months payment. Set it to 10k miles and it's £118 per month plus £240 admin fee.

The excess miles are 9.5p.

Great deal... Car has some decent reviews on line...

Don't get me wrong, I am not a car snob, I spend most of my time in a 10 year old 206 so trust me when I say I know poor cars! I don't care how cheap you get a cactus or if you own or rent/lease it, it is still one of the worse car's out there, again this is not my opinion, it is based on fact.

You're right but to be fair, I don't think there are many fleet managers that are using HUKD for their vehicle selection process. Given the intended audience here, it could be displayed better for the vast majority. The small number of users that are VAT registered are probably capable of taking 20% off themselves...

Bicycle deals are really good as well, plenty of morons post on those deals, excellent free entertainment.

Oh and I don't think the deal is that good. First off I hate the way this is shown + VAT = just include it. Secondly that initial payment is massive. Personal leasing is meant to be 3,6 or 9 months upfront. Just a 5 second glance sees the 110bhp version with 8000 miles for a total of £2230.54.

My relatives clutch and flywheel went on her Vauxhall and it cost thousands....it was a 2 yr lease and Vauxhall were no help.

Cold, I can buy a second hand car for less.

Care to back up this 'fact' about 'most' people? Sounds awfully like a bigoted opinion.

Not that 'most people' is helpful in any way to this thread. 'Most people' don't buy a Bentley but there is still a market.

Thanks for your well thought out and considered humble opinion, very informative.

It's pure comedy gold.. I can't decide which threads I like the best, cars or Apple.

It's all moving a bit fast isn't it? You are right, it is a lease, for clarity you do not own the car at the end.


That's right! Or! You could buy 211222 penny sweets!

Do let us know what different products or services you can think of that you can get for £2112.22.

Hot! Thank you!

I don't get it ... what is it a month ? £40 or 117?

This car ain't got no alibi... :man:

My 2nd hand car has depreciated about £1400 in 4 years. Road tax costs me about £280 a year (£280 x 4 = £1120) and I spend about £600 a year on fuel. I could probably save £200 (£200 x 4 = £800) a year on fuel by buying a newer more fuel efficient car. MOT's on average cost me £80 a year (£80 x 4 = £320). Other than that I've spent about £300 on some basic servicing and repairs which I've mostly done myself.

£1400
£1120
£800
£320
£300

Total for 4 years = £3940

So it costs me about £985 per year to run my 2nd hand car compared with £1408 per year with this. Not a massive difference really but I wouldn't want to spend and extra 40-50% on the running costs of a car if I don't have to. And I get to drive a bigger more comfortable car with cruise control, parking cameras, air con etc. But it's a good deal for those who want to drive a new car with little hassle for little money. Of course my cost savings would be much greater if I bought a 2nd hand car that was more fuel efficient and the road tax was lower (or free) but it all depends on your budget and what suits you.

I can see the argument against renting a house as that is (certainly in the medium/long term) an appreciating asset. But buying a new car? Now that's a depreciating asset, most definitely. And yet again we are getting the 2k banger versus the brand new car ludicrous comparison. The ONLY sensible comparison here is buying a new car versus leasing a new car.

Never understand lease. HP may be, but what annoys me is i rather be seen in 2k car which i fully own than a rented car
What does this car say about me?
I cant afford to buy a car but i love gadgets so i decided to rent one.
For business it makes 100% sense but i only buy car which i can own outright
On a 2000 car i usually make 100/300 loss per year depending on car

Awful looking thing. I wouldn't be seen dead in it.

Refreshing honesty right there. :stuck_out_tongue:

Love these threads. I used to get annoyed but now they are just funny.

"I wouldn't be seen dead in a brand new Cactus, cruising along carefree (due to the warranty), getting 60mpg, listening to the uprated hifi, being directed home by the built in SatNav. No siree. Not when my 15 year old Focus estate that is just barely clinging to life is such a timeless style icon and makes me look so cool"

Some people don't understand the difference between value and cost.

Better than that try contract hire and leasing site. Jeep renegade and Hyundai i30, Ibiza tsi's are good deals. I use lingscar (shocking website) as a starting point along with earlier site mentioned.

You can't compare a lease on a brand new car (as hideous as it is) to a 14 year old focus estate. Moronic

The car looks really cool but doesn't seem to have the performance to match?

Just saw one of these in black when leaving the cinema tonight. Looked quite nice. Thing is, the side bumpers probably come in handy - it was halfway down the car park being propped up by a fence post after hand brake failed. Owner came out looking confused and annoyed, only just bought it and hb was definitely on.

Oops

This car is a car.

That's not an opinion it's FACT.

You overlooked post number 88 ?

lol, mate, get on google and check it out. If it was just my opinion I would not dare to post it on a public forum and claim it as fact, that would be the act of an idiot.

It's a good lease deal.

As for buying used, you can't buy a used car with the same safety kit as this car for £2k. You might save money but it won't save your life if someone hits you in the wrong place.

I think leases are more expensive but with the complexity of cars (essentially they're computer controlled and managed) now they'll make more sense going forward

Too late, I've quoted him and shown him the error of his ways.

I think you need to look up the difference between 'opinion' and 'plain fact'. Still time to edit your post...

good deal but this motor is like marmite.

The first thing you need to do is park in a disabled bay in Asda car park and then ram open your door in to someone else's. This is a test of this car. If it passes then you have the secret to motoring. Then never park in a disabled bay unless you're entitled to do it. I've not idea what I'm saying it's the cider talking, I think I'm saying test out the side panel pillows by ramming them in to an Audi.

416 heat and I hope that anyone interested has not voted hot - why attract attention to a deal you want? Got to pass finance proposal yet e.t.c
5000k - do you seriously need a car?

Mine arrives on Monday.

I got the 1.6 Flair model (10000 miles p.a) for £119.99 per month from a previous deal on here.

Your opinion means nothing to me :smirk:

You are talking so that doesn't make it a fact. It is YOUR OPINION.

Honestly, would you want to own/rent/be seen dead in this car?

No it's not.

It may be a brand new car but it's still a Citroen Cactus 1.2 and most people would rather take a punt on spending £2000 on any other used car than going for this deal. It's not my opinion, it's just plain fact.

Great deal. Ordered mine with the other post on here didn't think it could get any cheaper. Slightly annoyed lol.

I must say the Cactus deal the other day where the car in the photo was black, looked quite nice as the plastic safety trim on the doors didn't stand out so much.

What an ugly car

Came upon this ''trick'' as well recently, made me change my mind on several cars.

​hmmm im not sure what car you bought but buying second hand is simple: test drive an expensive version of the car you are going to buy then test drive the one you are going to buy you will soon see if your has any problems.

surely the 10000 mile options in the posts are a better bet. anyhow I live on the top of a hill so no way would I want this82bhp. same deal on the 110 and I am ordering straight away.

Why hate on the cactus? im a car guy and I would have one. Not this engine mind.

Could buy a second hand car for £2000

Went to evans halshaw today and test drove one as my 13 year old passat with 157k on the clock is slowly dying and costing me a forune. Was surprised how nice it was. I dont really go quickly and the economy is better than the 1.9tdi in this car. They price matched this deal and I pick it up in 4 weeks

I'd much rather spend £100 on a rover then £2012.22 a two week holiday in Barbados, literally if someone offered me this car for free I wouldn't take it, horrific car.

The p
The point is new laptops are a lot more expensive than second hand, and are in the most inferior the same as a second hand car is to a new car, yet people think it's a fair comparison on a car but not on a laptop.

And so are you sir,
I'm not coming down on one side or the other,, just pointing out that these comments don't appear on laptop threads because no one posts threads about leasing a laptop...

You're missing the point.

Never see the comments on laptop threads about being able to buy a second hand one much cheaper. :wink:

These actually look half decent in white

LOL. A 2002 Focus Estate, you say? You could be spending two thousand quid on it in the next 2 years just to keep it running. Plus IT'S A 14 YEAR OLD CAR. This is brand new. It's like comparing a FOURTEEN YEAR OLD CAR with a brand new one. See what I did there? :stuck_out_tongue:

Well , £2k to drive a new car for 18 months sounds like a waste of money to me.

Just went to see one today to check, it's better than I thought, a few issues id have to get used to, inside is very basic and most functions are via the touch screen. The gearbox isnt great, quite long travel, that might improve over time. Engine is impressive for a three cylinder 1.2 cant argue with the mpg return but I'd probably prefer the turbo charged one but that's not on the deal. Rear visibility is a bit limited but the flair has parking sensors and camera so less of an issue. Seats are wide and comfy enough but no steering adjustment could be an issue for the taller drivers. For a new car around 2k cost over 18 months I'd consider good value and this isn't a car I'd want to keep long term anyway so this beats the depreciation.

Person pointing out a £2k 2nd hand car is much better financially....i suppose this person only buys clothes from the charity shop for example?

5000 miles is a little low - but hard to argue if you compare to new - You could buy a brand new car for say 15K and hold it for 9 years and sell it at 3K or simply get this deal every 18 months for 6 times and still have 3K in your pocket... And if these deals stop, well get a 2K old banger...

I rather. Buy a mega rider ,

It's a marmite design, love it or hate it. Makes me think of the Terminator films.
Nothing wrong with the figures though.

I would rather ride a real cactus than this ugly thing

Yawn at the second hand car comments. Indeed you can, and you are missing the point. £2k to drive a new car for 18 months sounds like a bargain to me .... if that floats your boat.

Thank you for saying that. It's so annoying when someone makes a post simply to point out that something bought second hand is cheaper then something brand new. I'm sure we all already know that. Don't these people realise a lot of people prefer to buy new things rather then something previously used by others?

could be a excellent offer idk but boy its a fugly car

Anyone know if it's got decent boot space?
Is it bigger than BMW 3 series?

Yep and you will make a good £100 on the scrappage on your Focus in two years aswell. :stuck_out_tongue:

​Most company's have a fair use policy which are the same throughout the industry which allows for small dents and scratches but anything larger then you will get stung for the repair. Surely one would repair their damaged car even if they owned it?

Or end up spending far less. I've recently bought my first car, an 02 Focus Estate for £700, first years insurance on it was £784 (no idea why it was so cheap, but hey ho). Tax was another £190 or something, so for £2k I've got a car that runs with no issues as of yet, and has returned 40mpg so far. And I won't need to spend another £2k in two years on another lease.

lease deals are ideally for business, they are ususally for the staff to do the run around j
in. it is a cheap lease, but the car does not appeal to me. what were the designers thinking when they designed this.

any quidco?

Cheapest lease I've ever seen... Heat from me

Lease deals like bicycle deals always great value entertainment from the comments. I'll be home from work in 40 minutes then I can sit back with a pizza and beer and enjoy the entertainment for the evening.

I thought that was the point of the plastic door panels - to avoid the dents that would otherwise be left by careless drivers who think my door is there to stop theirs opening too far.

National vehicle solution are doing it for the same price. We ordered from them the other day and expect delivery in march.

The car is obviously a bit marmite but the spec is very good, it's cheap and it's different. It'll do for the school run.

Wots with the door cushions?

Absolute Tosh.

I've no comment on lease vs non lease, and this is quite a good deal but this car, it makes me so angry everytime I see one, it's got to be the most hideous car ever made, please if your going to lease something don't pick this.

If you don't want the upfront cost there are more options here:

https://www.centralukvehicleleasing.co.uk/vehicle/choose_your_lease/65455/citroen/c4_cactus/12_puretech_82_flair_5dr.html

£16.99 per month ex vat (20.39 with VAT)
Initial Rental £1500.00 plus vat (1800 with VAT)
Contract Length:18 months
Contract Mileage:10000
Maintenance: No


Or

£99.99 (plus vat) initial rental - (£120 with VAT)
10k pa
£99.99 plus vat per month (£120 with vAT)
Contract Length:18 months
Contract Mileage:10000
Maintenance: No

All options amount to about the same money - just depends on your appetite for upfront v's monthly cost.

If you have the up front cost you might be better keeping it in a savings account and paying the £120 per month.

I'm not a fan of leasing but this is really good value deal. Any car will lose more than 3-4K value in 18 months.

I got the shark grey diesel version on an 18 month deal in November. It is a great car. Drives really well. Very comfortable. Averaging 60mpg around town(London) I've always bought new and swapped after 2 years. For me this is the best deal I have ever had in a car notwithstanding that it doesn't belong to me at the end of the lease. I will shop around and hopefully pick up another lease with low upfront cost again. Why own a car? Not for me ever again.
As for all the stupid comments about the cars looks, each to their own but really, some people need to understand that having an opinion isn't the same as being correct. Its an opinion, and like ar**holes, everyone has one.

Just make sure you park the lease car at the bottom of the supermarket car park to avoid anyone scratching or denting it with their car doors. Otherwise you will be in for a shock when you hand it back. I know someone who got a huge bill for small dent (car door opened onto his door) plus a few scratches.

These are great value

Could buy 2 bikes for that money :laughing:

Hot for the reactive armour alone, we live in uncertain times.

Paid almost exactly the same as this for 18 months on a C1 Flair 1.2 5 door with 6000 miles p.a. so this seems a great deal, it has the same engine so would the Cactus not struggle a bit?, the C1 flies by the way{for a small car}

Great car good price ..well done

Excellent deal. Hot from me Op.

I wasn't slating you its just that a large amount of people mistake car hire for car leasing and don't realise they have to pay for all the normal additional costs the same as owning a car but it will never be theirs.

Sorry, yes I do. Obviously I meant getting a car on the road excluding the insurance, petrol, road tax etc :stuck_out_tongue:

Neither does buying a 2nd hand £2k car

It's a Citroen Cactus! £2,112 doesn't seem very much for Citroen to pay me for the embarrassment of being seen driving it :stuck_out_tongue:

Plus I don't think you'd get Sat Nav, DAB, Cruise Control, Parking Camera etc etc on a 2nd hand £2k car.

so you don't own the car at the end?
could buy a car for that!

Always reminds me of the Griswold family truckster, but I must admit the cactus is growing on me. Looks better in some colour schemes than others

Ere we go then, a car lease deal........ Let the war of words commence.