Rather get a 0% transfer fee deal like the 18 month option from Virgin Money.
samspud to daydreamer01
7 Jan 16#2
Yer cos 0.7% is huge! Lol
Surely 10 months extra for 0.7% is peanuts?!
daydreamer01
7 Jan 16#3
For some with high balances they could buy a few huge 128gb USB sticks instead of paying charges. Lol
themadgoose
10 Jan 16#4
Good deal, and another opportunity to make money out of TSB: my favourite account!
AndyPr
10 Jan 161#5
Helpful for me! I have to say TSB have been excellent since I transferred to them. I did intend to move on and take advantage of an account transfer incentive but have never been more satisfied with a current account so have decided to remain. Heat.
J1135
10 Jan 16#6
looks good :smiley:
voodoo85
10 Jan 16#7
Good deal if you need that time on your BT
unhappybunny
10 Jan 16#8
Tempted.. Got £1400 owing on AMEX . ANY quidco enhancments or such
samspud
10 Jan 16#9
Also remember - If you use it with Apple Pay you also get 5% cash back on any Apple Pay transactions!
Ok... so
so does that mean you can get 5% of £100 EACH MONTH till Dec 2016.
So theoretically I can get £5 for Jan, Feb etc each month till Dec? Or just once for the £100 total spend??
I was thinking of doing this. I could (if the card is processed quickly) get £60 cash back for the total of 2016 using Apple Pay... plus my cheapo balance transfer??
unhappybunny
10 Jan 16#12
How do they apply payments ? I.e. what order?
Ideally it would be first to any new purchases, then after that to the balance which I transferred from another card
samspud to unhappybunny
11 Jan 16#17
That's correct.
Payments go to new purchases first then 0% BT balances
unhappybunny
10 Jan 16#13
Cancel that, the site is broken: Sorry, the system doesn't recognise that sort code / account number. Please check it and try again.
Ive checked and checked and checked again (from my cheque book)... it is correct. S**t site
tin
10 Jan 16#14
Hmm last time I tried one of these offers - with Lloyds but lets guess their IT is similar - they could not confirm that the 2.3 or whatever % would come back off. It was not in the contract and talking to the call centre all they could say was that it "should" come off if I'd been promised it. I also got a pathetic credit limit which they wouldn't tell me until the application was approved and the card was in my hands. Needless to say I didn't use the card.
TL;DR - get the one that's guaranteed to be 0% instead.
JeffsterRule
10 Jan 16#15
Tried to apply earlier but could not as already have tsb cards, seems this is a brand new customer only deal and if you cancel your cards you need to wait 6months before you are elligible.
stphnstevey
10 Jan 16#16
nice
samspud
11 Jan 16#18
And yes - every month until 31/12/15.
Capped at £100 worth of contactless purchases per month. So 5% of £100 = £5 per month every month
unhappybunny
11 Jan 16#19
Nice.. Thanks (for both replies). Applied. Approved. Hope to get card in time to get the Jan cash back for Apple pays
Opening post
TSB Credit Card balance transfer offer -
0% for 28 months with only a 0.7% fee!!
3% initially with 2.3% refunded within 60 days
All comments (21)
Surely 10 months extra for 0.7% is peanuts?!
http://www.tsb.co.uk/credit-cards/apple-pay-faqs/
so does that mean you can get 5% of £100 EACH MONTH till Dec 2016.
So theoretically I can get £5 for Jan, Feb etc each month till Dec? Or just once for the £100 total spend??
I was thinking of doing this. I could (if the card is processed quickly) get £60 cash back for the total of 2016 using Apple Pay... plus my cheapo balance transfer??
Ideally it would be first to any new purchases, then after that to the balance which I transferred from another card
Payments go to new purchases first then 0% BT balances
Ive checked and checked and checked again (from my cheque book)... it is correct. S**t site
TL;DR - get the one that's guaranteed to be 0% instead.
Capped at £100 worth of contactless purchases per month. So 5% of £100 = £5 per month every month