0% over 12 months with Barclays Apple Finance on the @ Apple

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0% over 12 months with Barclays Apple Finance on the Apple Store UK

Apple1 Jan 16

Source: HotUKDeals | Deals > Technology

Opening post

Savedotmoney

26 Dec 15

It's back again. It was just 0% with PayPal before but now it's Barclays. I've had more success with Barclays Finance before so this may be better for some people.

Sorry link in deal does work, copy and paste this!
http://www.apple.com/uk/shop/browse/finance/loan

I know finance isn't for some people but with 0% over 12 months it may help some! It's 14.9% for a longer term.

15% with a valid Unidays account, I used my girlfriends with success.

Queue the finance Apple haters ;) Merry Christmas.

Top comments

skizz_b to fireblade666

26 Dec 15 22 #15

*facepalm* For the umpteenth time:

Making use of finance products does not mean you are broke
Broke people are not the sole users of finance
For some, using 0% finance products presents an opportunity to earn money back in the form of interest on a wedge of money you would otherwise spend in one go by drip feeding it into the total cost of the product over a longer period of time

If this does not make sense to you read it again until it does.

Also, it's you're, not you

Zstar

26 Dec 15 12 #1

I went for this last year, literally just paid off my 12th and final instalment 8 days ago.
I could have afforded to buy my iMac straight up, but just found it easier to pay monthly... much easier.

Latest comments (70)

JJMPSP

19 Jan 16 #70

Anyone know when this will be back?

jj1phoebe

10 Jan 16 #69

looks like this is expired - I can't see any 0% options here.

(Also the student discount was only 5% or thereabouts on an iPad - is that not what was offered before?)

Noobster101

31 Dec 15 #68

Excellent offer ordered the new macbook last night on this deal, with usb c adapter through unidays portal so 15% off Barclays finance instantly accepted. Had money to pay off in one go but nice to spread over 12 months @ 0%

roop27

28 Dec 15 #67

3 year extended warranty with student discount also included

roop27

28 Dec 15 #66

I've heard if you order over the phone and quote you're a student they apply it without any checks. could be pot luck though

Zstar

28 Dec 15 #65

Yes, worked for me at the time. I was delighted! (although I was technically a student taking an art class locally, but it wasn't listed in their list of establishments)

CLARKY213

27 Dec 15 #63

Must be Google Chrome, worked fine in Edge, but then the Finance was rejected, no idea why, never had any problems with finance before.

Marky264 to CLARKY213

27 Dec 15 #64

Same for me. And I did the same plan last year. Makes no sense to me at all. Oh well I guess.

toffeeefc

27 Dec 15 #62

Works fine for me ordered

CLARKY213

27 Dec 15 #61

get all the way to the login screen and it won't let me login, anyone else having this problem?

humdan424

27 Dec 15 #60

I know 2% discount for iPhone from lifestyle group, anything else doing the discount?

humdan424

27 Dec 15 #59

any discount for iphone from uniday

stevelo1973

27 Dec 15 #57

where is this?? link is not working and 0% is through paypal not barclays someone point me in right direction please?

a3lawy to stevelo1973

27 Dec 15 #58

Helps to read the post... http://www.apple.com/uk/shop/browse/finance/loan

ChampionshipManager

27 Dec 15 2 #56

Anyone thought of buying 10,000 bones worth of Apple products at 0% finance, selling them on as new then investing it in alcohol and strippers?

a3lawy

27 Dec 15 #55

I guess paying off £150 a month for 12 months when you have a salary of say £3,000 coming in every month is easier than one £1800 hit payment.

You can still afford to spend the £1800 in one go but might as well do 150 and spend rest on something else.

However, the argument that some people do this to earn interest on the 1800 is ridiculous to me. Pretty sure the interest is insignificant if you're happy enough to spend 2 grand on a machine.

kiish

27 Dec 15 1 #54

0% financing? Usually a sign a line of new products coming in soon like the much needed updates to the macbook pro.

Savedotmoney

26 Dec 15 1 #2

Yep I agree it's much easier and saves you paying everything in one go. I looked a couple weeks ago and they only had the PayPal interest free option but now they have Barclays. Never had a problem with them.

Vegito to Savedotmoney

27 Dec 15 #53

How is it "easier" to pay it in 12 installments if you have the money to pay it off in....1 installment?

aaron1989

27 Dec 15 #52

if you know someone with a DDS account also get discount

Commander1

27 Dec 15 #51

can i get finance plus the 15% off using employees discount??

marcushouse

27 Dec 15 #50

Ahhhh gotcha, thanks for explaining.

neilvaughan1

27 Dec 15 #49

Does this work through the education store with NUS?

marcushouse

27 Dec 15 #45

Can't get unidays discount to apply to iphone 6s plus :disappointed:

geezerBJ to marcushouse

27 Dec 15 #48

that's because there is no educational discount on phones, just computers and iPads.

dealhuntaa

27 Dec 15 #47

Does anyone know how long this offer is available for? I think PayPal one runs until early January.

karl751

27 Dec 15 2 #46

So Barclays is the only major bank in the UK not to support apple pay, yet they offer interest free credit for the apple store......

mus_ne

27 Dec 15 #44

Hot.

Although I went with the John Lewis 3 years Guarantee using the M&S credit card for 0% on purchases for 19 months :smiley:

echofsilence

27 Dec 15 #43

I did this last year also. fairly straightforward once you jump through the credit check hoops and such. would recommend!

Savedotmoney

27 Dec 15 #42

I think the link is fixed now! EDIT Nope it doesn't seem to want to correct. I've edited description, maybe a mod can fix the link! Strange.

I used 15% discount from my girlfriends Unidays account and signed up to finance with my details so that works.

Milev

27 Dec 15 #33

Heat. I am just wondering where are the apple haters?

thebruce to Milev

27 Dec 15 1 #41

Still playing with their Lego.

khymia1

27 Dec 15 #39

Link not working me..

ctafield to khymia1

27 Dec 15 #40

Same here. Its got some educational thing encoded in the URL I think. Just go to the regular store.apple.com/uk site. You may have to clear your cookies though as this URL screwed them up for me.

ukbondraider

27 Dec 15 #38

True, but dont kid yourself. Most on here taking this finance up are broke. Many have already admitted it.

ukbondraider

27 Dec 15 #37

Im a multi millionaire. Doesnt mean I like paying rrp for things.

OldCity

27 Dec 15 #36

care to elaborate?

jcluk

27 Dec 15 #35

Ignorance of the dangers of debt is indeed still rife in society. Other than mortgage there's no need. "I can afford the payments" is fine until you have an emergency or a change in your circumstances. Far better to pay in full.

Commander1

27 Dec 15 #23

Good deal. A mate works at apple and has offered me 17% off any goods but no finance option with this so wondering which one to go for

burney1988 to Commander1

27 Dec 15 #34

Just get a 0% credit card, then have the best of both worlds!

imransaeed

27 Dec 15 #32

Are there any service charges from barclays or you pay exactly the same price in 12 months?

austinc

27 Dec 15 #31

You can't fight stupid :wink:

DarrylJohn

27 Dec 15 #30

NUS card and a 0% finance card for 20-24months. Win win.

Trevisparky

27 Dec 15 1 #29

We bought our daughters IPad Air 2 this way we both work but we found it a great way get her her dream Xmas present without us having to scape the barrel to pay for it.

ricoshay

27 Dec 15 #28

I used unidays student discount through my nephews student ID - obviously, I was buying the macbook pro for him :wink:

Not sure if it's possible to get student discount + this 0% finance offer as well though, that would be great if possible.

Judethedude2

26 Dec 15 #22

What's the difference then using a 0% credit card ?

tickedon to Judethedude2

27 Dec 15 #27

None.

richchampness1

26 Dec 15 1 #9

anyone no what score you need to get this out of 700 on your credit score

itsmeddp to richchampness1

27 Dec 15 #24

Credit score is up to 999

bigdai77 to richchampness1

27 Dec 15 #26

A significantly annoying post.

fireblade666

26 Dec 15 #12

if you broke don't buy it! Ha Ha

skizz_b to fireblade666

26 Dec 15 22 #15

Oneday77 to fireblade666

26 Dec 15 1 #17

I popped in expecting a comment just like yours.
Thanks for not disappointing my preconception that ignorance is still rife in society.

alz92 to fireblade666

27 Dec 15 #25

If your not broke dont lurk about this site looking for cheap deals.

vassy201187

26 Dec 15 #21

Really?? Awww. I didn't check properly. Thanks

Marky264

26 Dec 15 #20

Tried signing up for a UniDays Account but needs to confirm a study institute.. :disappointed: I still have my 6% Off Work portal which is better than nothing I guess! Would love the 15% Discount though! Anyway to get through to the portal using someone else's Uni ID then Just making Finance Payment as Normal as myself or would that get checked?

vassy201187

26 Dec 15 #10

15% discount using Unidays

Marky264 to vassy201187

26 Dec 15 1 #11

Will they check this if I'm not a Student?

kmnh to vassy201187

26 Dec 15 #19

Student discount works only Macs and iPads. NOT iPhones

skizz_b

26 Dec 15 1 #18

Doubtful, sarcasm doesn't exist on the internet :stuck_out_tongue:

thearbiter65

26 Dec 15 #16

To be fair, I think fireblade was being sarcastic.

vassy201187

26 Dec 15 #14

I don't think they check. If your having unidays id then u can access the students version of Apple store.

deal_miner

26 Dec 15 #13

Link fault

JustinBedford

26 Dec 15 #8

just finished ours from last year too was real easy to setup.

Zstar

26 Dec 15 12 #1

I went for this last year, literally just paid off my 12th and final instalment 8 days ago.
I could have afforded to buy my iMac straight up, but just found it easier to pay monthly... much easier.

Marky264 to Zstar

26 Dec 15 1 #7

Same I opted for the iPhone 6 64GB Last year this year I'm debating about an iPad Pro 128GB WiFi + 4G or a MacBook... Barclays Finance is brilliant easy and simple.

inked

26 Dec 15 #5

used this last year, easy way easy payments

Cattle to inked

26 Dec 15 #6

Same here, easy smooth transaction.

woody9

26 Dec 15 #3

I clicked the link and got...

"Sorry...
Unable to enter the requested store."

Savedotmoney to woody9

26 Dec 15 #4

Erm should come up when making a purchase on their website.