Think you would be better off saving your money and putting it towards new car if you are concerned about breaking down that many times

What happens when you visit them and breakdown there :smiley:

OR just buy the roadside package for £27.99 and enter a friend or family member's address that's over 1/4 mile away, with their permission of course. £12.50 cashback with quidco so works out cheaper and less of a hit if cashback doesn't pay out.

you will get a cooling off cancellation period, check your documents.

Looks very good deal

Ffs just signed up to green flag today for £87 :disappointed: for the same cover, have some heat op

you will get a cooling off cancellation period, check your documents.

the home start for me is £91.99 is it right?

OR just buy the roadside package for £27.99 and enter a friend or family member's address that's over 1/4 mile away, with their permission of course. £12.50 cashback with quidco so works out cheaper and less of a hit if cashback doesn't pay out.

thanks i have managed lets hope the cash back tracks now

Trusting Quidco to pay out though. Not sure...

Does it have only 5 time call out in the whole 1 year?!

You can call them out to change tyres?

Thanks for your advice i have just done that:D
I got my self a new car just bought this as after the car back its too cheap not to buy.
But having limit makes it a bit shaky but now days everything got its own term to make life harder for us as a customer.

How does this compare to AutoAid which I believe is basically £40?

Edit: apart from being half the price - as in features etc so people looking for breakdown cover and homestart can decide whether to risk it for £20 or get something set at £40

I think that if you get to 5 breakdowns in a year you've probably had more than your money's worth, so perhaps a second membership with the AA to cover you for the next few breakdowns wouldn't be entirely inappropriate!

In-laws or use a derelict house. :smiley:

personal anecdote only but i've twice missed out on quidco cashbacks on breakdown recovery over the past few years. now joined nationwide's flexplus as it gives free homestart, phone insurance and european travel for 100 pounds but you can also make 3% on 2.5k which'll give you 60 back, after tax.

deciding on whether to use topcashback instead?

Start rescue you will get 5 start service in £70 around - RAC and the AA are far expensive esp for me as I have been with them for 10 yrs but never call

​I think they've changed it to worldwide travel now, which makes it slightly better if correct

Arrgh I just signed up

is it ok for taxi purpose vehicle or not?

I had my previous cover with RAC. Can I buy it on spouse name to qualify as new customer? :-)

Just tell us what you have bought that you expect to break down loads in so I won't buy that.....cos you're either the unluckiest dude around or have terrible choice in cars :stuck_out_tongue:

Time to cancel my AA then :smiley:

I don't trust quidco. During the last few months, a number of my cash backs have been declined. There is no complaint process because they will say the retailer declined. I wouldn't bother.

Im surprised about the quidco comments. been with them for about 5 years ,do a few claims a year and have never had a cashback refused.

p.s. good spot for the breakdown cover op

Thanks OP

sorry for being dumb but could you explain this a bit more. I need to purchase this for myself and hubby so wondering whether to do it like you have stated. thank you!

I use AutoAid - http://www.autoaidbreakdown.co.uk

It's £42.35 for a year and you have to claim back the fees but these are usually back in your account within weeks, It insures the person, not the car. This means vehicle age, mileage and reliability are irrelevant, plus caravans and trailers will also be towed if attached to your car. Also Free cover for a spouse. Onward transport. Most budget policies only fix the car at the roadside or tow it to a garage. With AutoAid you'll get transport to your destination for up to six people in total (inclusive of the driver).
and includes Home breakdown cover

Used with success each time, also recommended by Martin Lewis @ MSE :smiley:

10 mile recovery only.Waste of time in my book,Autoaid all the way full cover for everything £42.

Regarding quidco not paying out, these cash back companies often do this now and again IMO to keep extra revenue for themselves. I have threaten them with small claims court action in the past and they paid up afterwards or offer half. TCB atm are not paying on a £92 cash back from a transaction in dec2014, despite the threat of legal action they still have not paid, so I will proceed with small claims court action against them when I have the time. Don't let them get away with it in the future.

You would be committing fraud and if the insurer found out, your cover would be invalid. So decide carefully.

Problem is with roadside recovery i think u wouldnt get towed back home if further than 10 miles meaning u get charged a ridiculous pence per mile for the journey home if you was far away. Good deal for sum tho

I tried to buy cover online for my daughter who has just passed her test, either AA or RAC to get the quidco, but you can't purchase cover for someone else (you need to pay with a card in the applicant's name) so ended up phoning them up and not getting quidco.

I just took the hit for £65.98 but I don't see anything tracked on my quidco as of yet - even though i went through the site and a bar coming up saying we've tracked it :disappointed:

It just tracked at £45! Woooo - i waited approx 30 minutes now its on my quidco as tracked :smiley:

i think you might have selected personal right at the beginning instead of vehicle.

Hi. Can anyone help . I'm trying to buy this but when I click on Get Deal it takes me to Rac site but the price comes up as normal and Not £20.98 as it suppose to. confused ??????

just got two car breakdown for £20 a year with this. and £15 a year for my dad

both of mine tracked one at £12.50 and the other £45

be aware you will get the money in February

Bought roadside, recovery plus home rescue option yesterday. For £108 with £60 cashback. I called aa two times last year, once for battery plus out of fuel and second time for flooded engine. It will cost a lot without cover I believe.

bought a new car yesterday this will be very useful cheers :smiley:

Still haven't got my £10 bonus for first purchase through quidco but got the 35p cash back for if. They said that can take up to 60 days so until I get that I won't use quidco. Shame this is a cracking deal..

i bought mine last night but quidco has not tracked yet?!!
Any one else same who bought last night?!

Does cashback still work with "Recovery" option instead of "Home Start" ?

I switch between AA and RAC every year to claim cashbacks but this year have not bothered and am waiting until a good deal comes up. This seems not too bad but I can't remember who I was with last so if it was RAC, there is a possibility I may not yet be a 'new' customer. Does anyone know how long you have to wait before you qualify as such? I think my last cover ran out about 6 or 7 months ago.

Just got the basic roadside assistance from £27.99 to £20.66 over the phone by insisting that I wanted to sign up online but then the man quoted this price for me to do it over the phone.

Makes 4 pound difference compared to quidco cashback. But quidco takes a while and this discount was worth it because this means this is now my annual membership fee instead of the 28 quid standard.

7 pound off and no waiting for quidco cashback.

Rac are shocking when u call them, couldn't locate a chocolate bar in a chocolate factory

First deal I have actually used. Decided to get the recovery too so took it up to £91.99 but £46.99 after cashback is decent. Hopefully it tracks.

If my membership expired 3 months ago I'm not eligible?

​it's because I have two vehicles

Great the way rac reward loyaty, not! Being with them ten years and always get charged full wack (£125 for top cover) so definitely looking elsewhere when renewal is due end of this week. Might go for that moneysavingexpert recommended one for about £40, but need to check it covers same as what I have currently.

Please can someone explain what this quidco means?

is there an expiry date ?? on this offer need to do in January ?? still on then

Get ya :wink:

Hi Guys, Signed up two weeks ago with the RAC for Roadside only and, as we both have a car, paid £66.99 for the two - less £44.49 with TCB - equals £22.50 total regardless who is driving.

a ten mile tow, not a lot really

Decent price but you can only get transported 10 miles, that's rubbish, you have to double it for a proper service.

My husband and I have a car each. What is my cheapest option?

I don't even do that. I just tell the one I'm with that I can join the other for a lot cheaper as a new customer. and they just let me renew for the same price. if not cheaper or something extra thrown in.

thanks o.p 45 just tracked never had a problem with quidco 75 tracked on mobile last year paid out quickly too
i was looking to get some cover so heat from me

Nationwide's Flexplus account gives free breakdown cover along with loads of other benefits like travel insurance, phone insurance, extended electricals warranty etc. It's £10-a-month but put £2,500 in it and get £6.25 a month interest before tax.

http://www.nationwide.co.uk/products/current-accounts/landing-page/flexplus

£75 Quidco at the moment.

http://www.quidco.com/nationwide-flexplus-current-account/

Their pay and claim scheme is a joke.You have to pay the recovery service that arrives on the scene upfront. Imagine being stranded without your wallet and cash. I'd like to see how they work around that.

Then there's the claim procedure of sending out an invoice to them for reimbursement which could amount to endless problems on its own if you lose or misplace your invoice.

Just thought people should know about this before trying to save too much money

Good deal, thanks for the post.

Can you do this as a Joint account and then get cover for 2 cars and still only pay £10 a month?

Also, do you know if you can open this account with out actually switching your main account to them? (From what I have read, the quidco cashback is only valid if you switch as opposed to opening a new account.)

Bought it

Same. How long does it take for quidco to track the cashback and when do we receive the cashback? Sorry first time using quidco as well as taking out breakdown cover

Looks great.
However, I read that quidco is very slow with paying.
Wouldn't it be just better to apply for FlexDirect via moneysupermarket for £100 cashback?
Then just upgrade to Flexplus?

who goes out in a car without their wallet or cash? how far away is your toilet, exactly?

it took RAC 6 hours to get to my girlfriend... p**s poor service ,apparently due to cutting back on the the staff on the road and moving call centres with no local knowledge.

If you've got no cards or cash on you when you break down/crash, then they will find a recovery service that will invoice you. Obviously they don't advertise this.

the horible thing about any of these RAC/AA cashback schemes is that they seem to have a date of up to x months for the claim to be paid and, by then, you've forgotten and then, when you remember, you find out that there's a time limit to outstanding claims. great way to get you to stump up the maximum amount that noone in their right mind would contemplate...

as for nationwide, while it feels a good deal, i worry that the only time i've used them so far, a chap came up in an enormous transporter to sort out a flat battery issue , while he jump started it easily, he didn't have the equipment to check if the battery itself was charging or not. didn't inspire a huge amount of confidence and, tbh, i've no idea who the nationwide contract is actually with. so, damned if you do and etc. etc.

Get a quote from CoOp insurance as breakdown cover is included.

As for checking your battery is charging geta multi meter £10 in Maplin, or cheaper on ebay.
Put red lead on positive terminal and black lead on negative with scale set to volts.with engine not running should read 12 volts. With engine running should read 14 volts

Fleeing adulterers

are you just making this **** as you go ?

do you really leave withou any money? what if you run out of fuel? recovery will take your money afterwards (at the end they have your car)

and if you never take a copy of an invoice that you sending you're a dumbass

However you slice it, it's still an awful way of doing things. I want my breakdown cover to be as convenient as possible, because breaking down is a massive inconvenience. This just adds unnecessary hassle.

Plus the hundreds of 1 star reviews on Trustpilot shoud be a red flag to anyone thinking of using this company https://uk.trustpilot.com/review/www.rac.co.uk

Tried reading T&C's last night. I have a small van for florist business, do about 4k miles per year, max 30 mile journey.
Would this cover it? the T&C's seem to suggest I need Business cover at over £100/year but AA T&Cs read as though I can use their standard cover.
Only needed breakdown cover a couple of times in last 26 years of trading so don't fancy paying over £100/year for it.

Sounds even better.

Quidco only showing £40 today, could this deal have ended at midnight?

Whoah! You sound as if you own that company. Calm your tits. You obviously haven't broken down before to want to have to go through this procedure. And yes, when you're in a rush cash and wallet can be left behind.

I've also been in situations where I wouldn't have had the money to pay the recovery service in the first place. It's called being a student. No one's stopping you from doing it, but not for me and many others who would agree.

Not sure if it has changed/expired or I am doing it wrong.
I've selected Vehicle, selected Roadside and At Home Rescue (I'm guessing this is what people are calling Homestart)

It's now coming up £91.99, so with Quidco of £40 (down from £45) = £51.99

Your cover
Vehicle - 1 Vehicle, Roadside Rescue, Recovery, At Home Rescue
You Pay: £91.99

ohhh wow youre a student..... just like me. if you're forgetting your wallet i cant imagine how you go through education.
and yes I have broken down with no money.... the solution is called credit card, also since youre a student you have 0%apr overdraft so your excuse is pointless

Like it is mentioned in the main description, Do they change tyres as well ?

You both should choose basic option Roadside Rescue for £27.99 and in the next step add At Home Rescue 37.99 . Total comes to 65.98 - 40(cashback) = 25.98

You're obviously not studying Linguistics because it didn't say anywhere I AM a student. But even if I was, the credit card is usually IN the wallet. Point still stands, this process is a unnecessary deviation from the norm. It works out better and possibly cheaper to use the conventional method.

You're not really addressing the point. If one breaks down and forgets to bring any type of payment option (which is possible in a number of circumstances), they're going to have to find a specific recovery service which might take longer than usual. So why skimp on a few extra quid for these unfortunate and quite probable set of circumstances.

As I said, each to their own, but I felt it necessary to mention this for those here who didn't know or don't have time to read the blurb on the Autoaid website. No one is stopping you from signing up with them, most certainly not me.

Thank you very much for the info :smile:

More cashback (£42.99) at TopCashBack. Better than Quidco's £40 currently.

Used autoaid for years when hubby and I were the only drivers of our two cars and never had a problem claiming money back. Autoaid wouldn't add our 3 kids to the policy as they became drivers so now I am with AA which came free when I changed my car last year. Renewal is due so this looks like a good deal.

quidco hasnt tracked for me :disappointed:

​will do that cheers

is this still available?

anyone know if it's possible to go through Quidco and not start the cover till December 6th when the AA runs out ?

Thank you

i doesn't it just takes a couple of months to get your cashback, mines due in January, i took the policy out 5th November

​ok thanks for the info

anyone had their cash back yet?

my cash back is payable today : )

My cashback was meant to be payable today 12th February, it now states 17th March. :smirk:

yep ditto 17th march

mines paid today

Yes me too KERCHING!

Thanks for the heads-up, mines also been paid today. :sunglasses:

Quidco paid today! Many thanks OP!