Nope, it'll mean you are one

Prefer Rola Cola

As a man...if I drive around in this does it mean I have a massive dong?

Is that something you're prepared to do while on the move, possibly at 70mph, squinting through a misty windscreen until you decide it is so misty that you have to start rubbing with a cloth? Hopefully we won't meet on the road.

In the middle of winter when warm moist breath hits the inside of an ice cold windscreen, aircon will be constantly drying out the air inside the cabin to stop the condensation and clear what is already there. Prevention (aircon) is better than the cure (wiping that condensation away and hoping it won't smear the inside of your windscreen).

Is the lack of need to rub the inside of the windscreen since the introduction of A/C really why Americans are getting fatter? You must have to rub the inside of your windscreen a lot if it will burn an appreciable quantity of calories.

For me A/C is far more useful in the Winter than the Summer, there aren't many new cars out there now that don't have it as standard, and a small car's windscreen will usually mist up quicker than a big car's windscreen as that small car will have a smaller volume inside it and usually less space between your hot wet mouth and that cold windscreen (in the Winter).

should say can pay the remainder of the balance (2k) and keep the car at the end

Prefer Rola Cola

Thought Panda Pops was making a come back for a moment there.

Lawnmowers have more hps. :wink:

hot

Real mpg = 40mpg

As a man...if I drive around in this does it mean I have a massive dong?

It's PCP, not a lease.

hot for the name!

I got mine with 10k allowance for £2.5 k over two years. Just google it.

What's the 0-60 time in this?

You can buy one for less!
http://www.autotrader.co.uk/classified/advert/201508146067668?postcode=m95xq&onesearchad=nearlynew%2Cnew&radius=1500&search-target=usedcars&quicksearch=true&model=panda&make=fiat&sort=default&page=1&logcode=p

3.5 days I believe

You could lease an A Class merc for close to this. Hmmmm

Maybe the 1.5 renault engined one lol

For an extra £10 a month and upfront I'd go for the next trim level up. It has A/C for a start

This 'deal' is just plain daft, it's not even a lease deal, it's PCP.

Another £500 gets a 65 plate pre reg with 15 miles on the clock to do as many miles in as you like and not hand it back. http://www.autotrader.co.uk/classified/advert/201510037472795

Or if you don't need the rear doors and fancy something a little less boxy, a Punto brand new is £7k
http://www.pentagon-group.co.uk/new-cars/fiat/punto/1.2-pop-3dr/67305

69 hp :neutral_face: I wouldn't be bothered about a slow car in general use but it can be quite dangerous when you need a burst of speed to avoid collisions etc. Had a lot more near misses in my Corsa than my Ibiza FR. Good deal but as others have said these can be bought new or almost new for much more IF you have the cash to do so.

Stupid deal but voted hot for the name. Disappointed no one has changed the photo to this:

​tell me the difference between lease or pcp if you intend to just hand it back? I posted this purely because of low deposit and low repayments first to say if you have the money in your back pocket there are loads of better deals out there, but show me one I can pay only 100 up front and 100 per month

shame it's 4 years wouldn't want to be the owner of this car after the warranty expires

This seems like a cheap way to get a new car, especially for those that don't have any savings for a new one. You'd only need to save just over £40 a month extra to pay off the lump sum at the end.

With your PCP deal it works out at £4852 over 48 months and 24k miles (£199 customer deposit and 47 monthly payments of £99).

With this PCH deal it works out at £4668.50 over 48 months with 40k miles.

The miles per year doesn't matter if you intend on buying the car after the four years.

There is a huge difference between a PCP and a lease. With a lease you have a fixed deposit, and a fixed term with zero flexibility. At the end you have to hand it back or buy it at an inflated cost, no other options.

With a PCP you can flex your deposit as much as you want, and can sell/pay off the car at any point in the contract. At the end of the deal you don't "hand it back" - the dealership or finance company buys the car back from you at the guaranteed value (i.e. the remaining finance cost), or the market value - whichever is the greater. In the vast majority of PCP deals this means you have a small amount of equity in the car at the end of the deal to either take as cash, or more commonly to put into your next PCP.

Leases tend to be a tiny bit cheaper per month than a PCP (similar overall costs though) but personally I really don't like them - if you lose your job or can't afford the car, you are stuffed. with a PCP you have a get out, and flexibility at the end.

This is a good deal either way and you can probably up the spec without changing your payments after some negotiation with a dealer (another difference i guess - thats not normally possible on a lease).

Difference has been explained above, so I will answer the other question.
£273 deposit and 35 months of £91 for a higher spec Panda on a lease.
http://www.whatcar.com/car-leasing/enquiry.php?deal_id=591330&price_id=4852588
That was the results of 20 seconds on Google, given more time and effort they'd be more to save.

Your point about finance is a bit silly on a site like this. The UK BOE rate is historically low, with loans about at under 4% and record lengths on interest free credit cards, it's not a large amount of money needed to fund it and saves in the long run and you will actually own the car and do as many or few miles as you like.

Depends who you ask, traditionally PCH is a lease and PCP is HP with a deferred balloon payment.

I have a car with a panoramic windscreen, AC keeps me cool in the summer and demists the car in the winter.

If its a waste in your opinion don't buy it, most people's opinion is that it is worth it, personally I wouldn't buy a car without climate control, assuming I can afford it financially, some people don't like the noise of having the windows open, and having to breath in the vehicles emissions all around us when in traffic, modern cars filter the air, generally a car with air con has cleaner air inside the cabin, again, all pointless to yourself but many others will like it.

Are you on drugs of some kind???? The "dealership or finance company" does not "buys the car back from you at the guaranteed value (i.e. The remaining finance cost)".
You really shouldn't give out advise like this if you don't know 100% what you're talking about!
The dealership would only buy it or pay off the final balance if you're trading it in with them, or if they wanted to by it!
I sell cars for a living and some of the **** advice that is on here is horrendous!
Don't get me wrong some is very good too!
But you sir are an ****!

Probably get around 15 nice days a year where you actually need it. Hardly essential.

I can only speak from my experience and my contracts..the finance company does buy it back from you at the gfv - that is a fact. It is equivalent to handing it back I guess (semantics...).

Dealerships will do so as.well but they don't have to, and normally will do if you are trading in.

There is no need for such anger and abuse over a tiny point - my comment was correct, particular in the case where the dealership and finance company is one and the same entity, which can be the case for independents.

Try a cloth & move you're hand about to clean the panoramic windscreen & open the window to cool you down.
this is the UK not the UAE.

well congrats, you win the internet!

You dont speak for most people kidda.
It may be of use to those with a weight problem ( I hear this from the overweight in hospital who in summer & winter sweat in anything but freezing cold )

More like never until the UK became a country of chubby's who puff & wheeze their type 2 diabetic frames around the fast food joints of the UK

Yep.
Its a total waste of time in the UK & creates more emissions by using more fuel.

I strongly disagree. It's very useful, also demists the windscreen and dehumidifies. Makes the cabin much more comfortable, not just for when it's too hot to open the window. And in a modern car opening the window is less fuel efficient than using AC to maintain a comfortable temperature due to drag.
Personally I wouldn't have another car without climate control, no more too hot too cold messing with the controls, and no more smell of poo as you drive through the countryside thanks to air circulation.
I also feel the same about rain sensors and cruise control.


While he got the wording a little wrong you really overreacted and have jumped to personal insults rather than just correcting. Don't do that. Make HUKD a nice place.

He was right about the flexibility of a PCP over a lease and that you have the option to buy with the balloon payment and can often bargain for the use of any equity over the GFV towards a new car.

who would have thought posting a car deal would spark so much debate?

A hand & cloth & a normal "demister" do exactly the same....Thats why its always been known as a "demister" since before air con was made popular by American TV shows made in California/Hawaii/Ozzie Outback by morbidly obese Americans who passed all the habits on their UK brethen who now are so large they have created an epidemic of type 2 diabetics who live off fast food dreaming they are all Steve McGarrett or Pamela Anderson when they resemblance is more akin to "Bluey" or "Rozanne Barr" when she resembled an inflatable blob.

Is that something you're prepared to do while on the move, possibly at 70mph, squinting through a misty windscreen until you decide it is so misty that you have to start rubbing with a cloth? Hopefully we won't meet on the road.

In the middle of winter when warm moist breath hits the inside of an ice cold windscreen, aircon will be constantly drying out the air inside the cabin to stop the condensation and clear what is already there. Prevention (aircon) is better than the cure (wiping that condensation away and hoping it won't smear the inside of your windscreen).

Is the lack of need to rub the inside of the windscreen since the introduction of A/C really why Americans are getting fatter? You must have to rub the inside of your windscreen a lot if it will burn an appreciable quantity of calories.

For me A/C is far more useful in the Winter than the Summer, there aren't many new cars out there now that don't have it as standard, and a small car's windscreen will usually mist up quicker than a big car's windscreen as that small car will have a smaller volume inside it and usually less space between your hot wet mouth and that cold windscreen (in the Winter).

You need to re-read the highway code & follow it's orders before you move off in you're car.
Was it you I watched a video of on the M4 driving with a tiny gap to see through released by the Police to show how many drivers have no understanding of the highway code & driving with clear & clean windows ensuring the are so before they leave the roadside?

It will never mist up with the demister on.
Thats why its called a demister.

Demisters don't work as well as aircon - usually you have to be blowing a hurricane at your screen to clear it before the engine has properly warmed up and can have a decent stab at warming all the air in the cabin. It doesn't dry the air out like aircon does, and depending on whether your car has a pre-heater or not (i'm guessing not if it doesn't have aircon), the car could take a lot longer to warm up when you're diverting the heat that the engine is generating while trying to warm up into heating the air you're blasting onto the windscreen. Seconds to clear with aircon (without the hurricane), minutes to clear with a demister.

They call it a demister as it's the best chance a car of very limited equipment has of keeping the windscreen clear of mist without aircon.

What utter nonsense.
A demister works on any modern car perfectly well as does mine.
Air-CON is a form of status symbol like alloy wheels or a gti badge.
Its like old bald men driving open top mercs for the poor.

​lol at this argument although totally agree with this comment. demister/blowers are useless when the weather is very damp and you are trying clear your windscreen air conditioning is good at clearing fast but I find you become reliant on it after using it because the screen steams up twice as fast when you turn it off due to the temperature differential with the outside world. when they are not broken fords front heated screens are probably the best option available